{"app_store_id":1570917482,"slug":"acima-lease-now-buy-later-1570917482","name":"Acima: Lease Now & Buy Later","subtitle":"Easy Leasing & Payment Options","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/49/19/3f/49193faf-eb71-a46b-7053-b9e599075937/AppIcon-0-0-1x_U007epad-0-1-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/acima-lease-now-buy-later/id1570917482?uo=4","price":0,"currency":"USD","rating":4.77327,"rating_count":27143,"in_app_purchases":false,"recent_rating":2.05,"recent_review_count":20,"reviews_checked_at":"2026-10-15T02:06:53.111Z","primary_genre":"Shopping","version_date":"2026-10-15T19:08:18Z","updated_at":"2026-10-22T11:36:13.949Z","stale":false,"missing_since":null,"one_liner":"Lease-to-own shopping app for furniture, electronics, appliances and tires, with approvals up to $4,000.","verified_maker":false,"maker_site":null,"file_size_bytes":70205440,"minimum_os":"15.1","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/16/3b/e8/163be816-f948-4360-3cb4-71d0b345f8f8/Acima_AcimaLeasing_iOS-6.9_US_Screenshot_260716_01_V2.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/5e/9e/4b/5e9e4b91-4d5f-eaa3-cbfb-070194a02b5a/Acima_AcimaLeasing_iOS-6.9_US_Screenshot_260811_03.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/85/4e/71/854e71f0-fc8a-7d6d-27f3-96810103fb8e/Acima_AcimaLeasing_iOS-6.9_US_Screenshot_260811_02.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ff/3e/24/ff3e24db-5103-08d2-ffca-e1c2636446ea/Acima_AcimaLeasing_iOS-6.9_US_Screenshot_260811_04.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/eb/21/5e/eb215e41-668e-d7c6-6818-c4907a2967d2/Acima_AcimaLeasing_iOS-6.9_US_Screenshot_260811_05.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/cc/c4/1f/ccc41f76-1db0-8799-23b7-550b53ec1a1b/Acima_AcimaLeasing_iOS-6.9_US_Screenshot_260811_06.png/320x480bb.jpg"],"developer_name":"Acima Credit, LLC","editors_choice":false,"url":"https://apptierlist.com/apps/acima-lease-now-buy-later-1570917482/","api_url":"https://apptierlist.com/api/v1/apps/acima-lease-now-buy-later-1570917482","schema_version":"1.0","generated_at":"2026-10-23T09:31:37.866Z","data_as_of":"2026-10-22T20:11:13.289Z","description":"Shop with Acima Leasing today, the leading lease to own app. Acima puts the things you need within reach, all without needing perfect credit. Lease the things you want, and get approved for up to $4,000 in merchandise, like furniture, electronics, appliances, tires, and much more – without paying all in cash up front or using credit cards.\n\nSimply download the app, choose a store, and easily apply to see if you are approved. Shop online through the Acima MarketPlace™ or at the retail location you applied to and choose the eligible items you want – up to your approved lease amount. Acima will purchase the items and lease them to you with easy payment options.\n\nShop smarter with the app that offers an alternative to financing. Make optional lease renewal payments on the items you want from thousands of locations and e-commerce favorites. It’s as easy as starting your checkout, completing your lease agreement, and taking home or having delivered the items you’re leasing.\n\nDownload today to get access to the top lease to own shopping solution.\n\nACIMA LEASING APP FEATURES:\n\nLEASE WITHOUT PERFECT CREDIT FROM THOUSANDS OF STORES\n- Search our retail partners in the app or online at Acima.com to find a location that has just what you need to lease.\n- Shopping without perfect credit: Easily complete your lease to own application, purchase items early* at a discount, or return the item at any time without penalties.\n- Make payments or update payment methods for furniture, mattresses, electronics, appliances, tires, and more on our lease to own app.\n*Action required see lease agreement for details\n\nYOU COULD BE APPROVED TO LEASE UP TO $4,000 IN MERCHANDISE WITHOUT PERFECT CREDIT\n- Manage multiple lease agreements simultaneously.\n- Use the Acima mobile app to easily check out with your approved retailer or return to use “quick apply” for another lease.\n- Make all necessary payments to acquire ownership, and the item(s) are yours to keep – or purchase early for bigger savings.\n\nMANAGE LEASES SEAMLESSLY\n- Shop the way you like, for things you love, using flexible lease payments with our lease to own app.\n- Carry your shopping power wherever you go. The app allows you to see your lease details, make easy lease payments, access support, view your agreement, and more.","facts":{"developer_id":1570917484,"developer_url":null,"first_released":"2021-06-08T07:00:00Z","support_url":"https://www.acima.com/contact","privacy_url":"https://www.acima.com/privacy-policy","website_url":null,"app_version":"6.0.4","release_notes":"We've rebuilt Acima from the ground up to make the app faster, more stable, and better equipped for what's next. You'll notice a smoother experience... same features you rely on, with a stronger foundation underneath.","rating_current_version":4.77327,"rating_count_current_version":27143,"star_counts":[1062,196,264,781,24832],"genres":["Shopping","Finance"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipad","ipod"],"made_for_iphone_duo":null,"chart":{"name":"top-free Shopping","position":124}},"freshness":{"apple_read_at":"2026-10-22T11:36:13.949Z","catalog_read_at":"2026-10-17T12:56:13.416Z","reviews_checked_at":"2026-10-15T02:06:53.111Z","summary_written_at":"2026-10-14T07:11:53.707Z","placed_at":"2026-10-14T02:23:48.705Z","scored_at":"2026-10-22T20:11:13.289Z"},"editorial":{"one_liner":"Lease-to-own shopping app for furniture, electronics, appliances and tires, with approvals up to $4,000.","what_is":"Acima Leasing is a free shopping app for leasing merchandise from participating stores or the Acima MarketPlace. Users apply in the app to see if they are approved, then check out and lease eligible items up to their approved amount. The app also lets users view lease details, make lease payments and access support.","good_for":["Getting furniture, electronics or appliances without paying all in cash up…","Shoppers who want to lease items without using credit cards","Managing several lease agreements and payments in one app"],"pricing":"Acima: Lease Now & Buy Later is free, with no in-app purchases on the App Store.","faq":[{"q":"Do I need perfect credit to use it?","a":"You can be approved without perfect credit. It does not describe specific credit score requirements or approval criteria."},{"q":"How much merchandise can I lease?","a":"You could be approved to lease up to $4,000 in merchandise. Approval is not guaranteed, and the amount depends on your application."},{"q":"Can I return an item or pay it off early?","a":"You can return an item at any time without penalties and purchase items early at a discount. It refers to the lease agreement for details and conditions."}],"model":"claude-haiku-5-5","created_at":"2026-10-14T07:11:53.707Z"},"memberships":[{"list":"buy-now-pay-later","list_name":"buy now pay later","list_status":"active","list_url":"https://apptierlist.com/best/buy-now-pay-later/","position":13,"tier":"B","score":81.9,"components":{"rating":95.5,"votes":84.3,"rank":47.8,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-14T02:23:48.705Z"}],"main_list":"buy-now-pay-later","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"maker":null,"history":[{"id":172980,"at":"2026-10-19T07:27:11.795Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1570917482,"app":"acima-lease-now-buy-later-1570917482","from":"A","to":"B","reason":"rank shift: #13, score unchanged at 82.3, tier full (a quarter of the list)","job":"rescore"},{"id":116297,"at":"2026-10-16T02:24:51.811Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1570917482,"app":"acima-lease-now-buy-later-1570917482","from":null,"to":"A","reason":"list left review: 6 or more members checked, ranked #6","job":"rescore"},{"id":105561,"at":"2026-10-15T14:59:00.691Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1570917482,"app":"acima-lease-now-buy-later-1570917482","from":"A","to":null,"reason":"list under review: fewer than 6 members checked from the list's side","job":"rescore"},{"id":82086,"at":"2026-10-14T15:07:19.778Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1570917482,"app":"acima-lease-now-buy-later-1570917482","from":"C","to":"A","reason":"score 82.3","job":"rescore"},{"id":75042,"at":"2026-10-14T02:36:49.716Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1570917482,"app":"acima-lease-now-buy-later-1570917482","from":null,"to":"C","reason":"score 82.3","job":"rescore"},{"id":74931,"at":"2026-10-14T02:23:48.705Z","kind":"membership_added","list":"buy-now-pay-later","app_store_id":1570917482,"app":"acima-lease-now-buy-later-1570917482","from":null,"to":"active","reason":"Lease-to-own app marketed as an alternative to financing: get approved for up to $4,000, take items home now, pay over time with easy payments without perfect c","job":"shadow"},{"id":65286,"at":"2026-10-12T19:11:52.327Z","kind":"app_added","list":null,"app_store_id":1570917482,"app":"acima-lease-now-buy-later-1570917482","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"buy-now-pay-later","list_name":"buy now pay later","status":"active","review_status":"checked","position":13,"tier":"B","score":81.9,"components":{"rating":95.5,"votes":84.3,"rank":47.8,"recency":100},"ranks":[{"country":"us","rank":22}],"verdicts":[{"verdict":"keep","reason":"Lease-to-own app marketed as an alternative to financing: get approved for up to $4,000, take items home now, pay over time with easy payments without perfect c","verifier":"claude-sonnet-5-5","decided_at":"2026-10-14T02:23:48.705Z","attempts":1,"current":true},{"verdict":"keep","reason":"approved from the list's side","verifier":"list check","decided_at":"2026-10-14T02:23:48.705Z","attempts":1,"current":true}]}]},"data_version":41683,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/acima-lease-now-buy-later-1570917482/"}}