{"app_store_id":1401019110,"slug":"afterpay-pay-over-time-1401019110","name":"Afterpay: Pay over time","subtitle":"Shop Now. Split your payments.","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/f8/bb/1b/f8bb1bd1-05fb-a936-f29c-0b0b83d1067c/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/afterpay-pay-over-time/id1401019110?uo=4","price":0,"currency":"USD","rating":4.91478,"rating_count":752815,"in_app_purchases":false,"recent_rating":1.65,"recent_review_count":20,"reviews_checked_at":"2026-10-20T10:49:11.600Z","primary_genre":"Shopping","version_date":"2026-10-12T17:25:25Z","updated_at":"2026-10-20T10:49:11.600Z","stale":false,"missing_since":null,"one_liner":"Buy now, pay over time with split payments for online, in-store, and in-app shopping.","verified_maker":false,"maker_site":null,"file_size_bytes":167427072,"minimum_os":"16.0","content_rating":"17+","language_count":2,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/72/5f/f1/725ff126-99eb-5464-7f2b-200fbdecf65f/Afterpay_Afterpay_US_iOS_6.9_ScreenshotMockups_251125_V1_01A.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ef/13/56/ef1356e5-9a45-4d5a-9d39-4d839fcc406d/Afterpay_Afterpay_US_iOS_6.9_ScreenshotMockups_251125_V1_02A.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/4c/6a/ae/4c6aaee4-c753-e1fd-7fcb-456a7e1c154c/Afterpay_Afterpay_US_iOS_6.9_ScreenshotMockups_251125_V1_03.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ed/f8/4b/edf84b85-29f9-ab32-93b0-f8e8934fd60e/Afterpay_Afterpay_US_iOS_6.9_ScreenshotMockups_251125_V1_04.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/5e/3f/29/5e3f2971-dd49-037b-cf87-1bfc979e1903/Afterpay_Afterpay_US_iOS_6.9_ScreenshotMockups_251125_V1_05.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/6f/07/9c/6f079c27-7f60-4002-b301-f64a5336ecbb/Afterpay_Afterpay_US_iOS_6.9_ScreenshotMockups_251125_V1_06.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ee/6c/36/ee6c36d0-3682-67cf-864d-55eab8000ae2/Afterpay_Afterpay_US_iOS_6.9_ScreenshotMockups_251125_V1_06-1.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/dc/54/37/dc543740-2380-2402-9f3e-3933ef9b32e3/Afterpay_Afterpay_US_iOS_6.9_ScreenshotMockups_251125_V1_06-2.png/320x480bb.jpg"],"developer_name":"Afterpay Holdings Ltd","editors_choice":false,"url":"https://apptierlist.com/apps/afterpay-pay-over-time-1401019110/","api_url":"https://apptierlist.com/api/v1/apps/afterpay-pay-over-time-1401019110","schema_version":"1.0","generated_at":"2026-10-21T19:47:46.005Z","data_as_of":"2026-10-21T07:07:13.353Z","description":"Buy now, pay later with Afterpay. Shop your favorite brands online, in-store, or in the app. Access exclusive deals by shopping in the Afterpay app. Get what you want now, and pay over time. Choose to pay in 4* generally over the course of 6 weeks, or up to 24 months**.\n\nWith Afterpay you can discover and shop new brands and products, and get exclusive discount shopping. Buy now from fashion, beauty, home, toys, tech, and more.\n\nWith over 700k five-star reviews, Afterpay is the app you need to split payments. Shop now when you download Afterpay. Access in-store or online shopping with your pre-approved spending limit and pay in 4 for your favorite products.\n\nAFTERPAY FEATURES:\n\nPAY IN 4\n- Shop now and split your purchase to pay in 4 payments.\n- Split payments and pay generally over the course of 6 weeks.\n\n\nPAY MONTHLY\n- Discount shopping with Afterpay allows for payment flexibility with monthly payments on eligible orders at participating brands.\n- Buy now and pick the plan that works for you. Split payments in 3, 6, 12, or 24 months, depending on your order amount and merchant availability.\n\nSHOP NOW AND DISCOVER MORE IN THE APP\n- Discover even more app-exclusive brands in fashion, tech, travel, and more only in the app.\n- Explore curated round-ups and gift guides from our editors.\n\nGIFT IT WITH AFTERPAY\n- Gift even easier with gift cards from hundreds of top brands available exclusively in the Afterpay app.\n- Select your gift card, send it directly to your recipient’s inbox, and pay over time.\n\nBUY NOW WITH AFTERPAY IN-STORE\n- Shop now for your favorite brands in-store with Afterpay.\n- Tap to pay, and take it home today.\n\nMANAGE YOUR SPLIT PAYMENTS\n- Review your Afterpay orders and manage payments in the app.\n- Select your preferred payment day to make your payment schedule work for you.\n\nSTAY INFORMED WITH NOTIFICATIONS\n- Manage your notifications to stay up to date on your account, new brands, and exclusives.\n- Get alerts on your activity, payment schedules, and special offers.\n\nBUY NOW TO UNLOCK MORE SPENDING POWER\n- Unlock higher spending limits when you pay on time.\n- Check your spend limit and keep on top of your finances in the Afterpay app.\n\n24/7 CUSTOMER SUPPORT\n- Get support anytime you need.\n- Use our customer support chat or access FAQs in the app.\n\n\nBy using the Afterpay app, you agree to the applicable Terms of Use (https://www.afterpay.com/en-US/terms-of-service) and Privacy Policy (https://www.afterpay.com/en-US/privacy-policy).\n\n*You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. For access to in-store, additional verification may be required. Late fees may apply. Payment amounts shown are estimates and depend on eligibility and exclude taxes and shipping charges, which are added at checkout. For complete terms see Afterpay terms (https://www.afterpay.com/en-US/installment-agreement) and Cash App terms (https://cash.app/legal/us/en-us/tos). Loans to California residents made or arranged pursuant to a California Finance Lenders Law license.\n\n**You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. Loans through the Afterpay Pay Monthly program are underwritten and issued by the First Electronic Bank. A down payment may be required. APRs range from 0.00% to 35.99%, depending on eligibility and merchant. As an example, a 12 month $1,000 loan with 21% APR would have 11 monthly payments of $93.11 and 1 payment of $93.19 for a total payment of $1,117.40. Loans are subject to credit check and approval and are not available in all states. Valid debit card and acceptance of final terms required to apply. Estimated payment amounts shown on product pages exclude taxes and shipping charges, which are added at checkout. See https://www.afterpay.com/en-US/loan-agreement for complete terms.","facts":{"developer_id":1221203041,"developer_url":"https://www.afterpay.com","first_released":"2018-08-07T16:12:31Z","support_url":"https://help.afterpay.com/","privacy_url":"https://www.afterpay.com/privacy/","website_url":"https://www.afterpay.com/","app_version":"1.146.0","release_notes":"Improved experience with bug fixes and updates.","rating_current_version":4.91478,"rating_count_current_version":752815,"star_counts":[6716,1621,4153,24119,716206],"genres":["Shopping","Finance"],"languages":["EN","FR"],"content_advisories":null,"device_families":["iphone"],"chart":{"name":"top-free Shopping","position":38}},"freshness":{"apple_read_at":"2026-10-20T10:49:11.600Z","catalog_read_at":"2026-10-20T10:49:11.600Z","reviews_checked_at":"2026-10-20T10:49:11.600Z","summary_written_at":"2026-10-17T09:06:13.441Z","placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-21T07:07:13.353Z"},"editorial":{"one_liner":"Buy now, pay over time with split payments for online, in-store, and in-app shopping.","what_is":"Afterpay is a shopping app for buy now, pay later purchases at participating brands online, in stores, and within the app. It offers pay in 4 installments generally over 6 weeks and pay monthly plans over 3, 6, 12, or 24 months, depending on order amount and merchant availability. The listing also covers app-exclusive deals, gift cards, payment management, notifications, and 24/7 customer support.","good_for":["Splitting a purchase into installments over several weeks","Spreading larger orders over 3 to 24 monthly payments","Buying gift cards to send to a recipient's inbox"],"pricing":"Afterpay: Pay over time is free, with no in-app purchases on the App Store.","faq":[{"q":"Is the app free to use?","a":"Late fees may apply 's terms, and taxes and shipping are added at checkout."},{"q":"Who is eligible to use Afterpay?","a":"You must be 18 or older, a resident of the U.S., and meet additional eligibility criteria. For in-store access, additional verification may be required."},{"q":"How do payment schedules work?","a":"Pay in 4 splits a purchase into payments generally over about 6 weeks. Pay monthly lets you choose 3, 6, 12, or 24 months depending on order amount and merchant availability. You can select your preferred payment day in the app."}],"model":"claude-haiku-5-5","created_at":"2026-10-17T09:06:13.441Z"},"memberships":[{"list":"buy-now-pay-later","list_name":"buy now pay later","list_status":"active","list_url":"https://apptierlist.com/best/buy-now-pay-later/","position":5,"tier":"S","score":90.2,"components":{"rating":98.3,"votes":98.8,"rank":63.6,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"}],"main_list":"buy-now-pay-later","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":117650,"at":"2026-10-16T03:10:51.819Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1401019110,"app":"afterpay-pay-over-time-1401019110","from":null,"to":"S","reason":"checked from the list's side: ranked #4","job":"rescore"},{"id":105554,"at":"2026-10-15T14:59:00.691Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1401019110,"app":"afterpay-pay-over-time-1401019110","from":"S","to":null,"reason":"under review: not checked from the list's side yet","job":"rescore"},{"id":82083,"at":"2026-10-14T15:07:19.778Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1401019110,"app":"afterpay-pay-over-time-1401019110","from":"A","to":"S","reason":"score 90.2","job":"rescore"},{"id":44871,"at":"2026-10-09T15:28:33.758Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1401019110,"app":"afterpay-pay-over-time-1401019110","from":"C","to":"A","reason":"score 90.1","job":"rescore"},{"id":37458,"at":"2026-10-09T07:06:03.430Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1401019110,"app":"afterpay-pay-over-time-1401019110","from":null,"to":"C","reason":"score 74.3","job":"rescore"},{"id":25836,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"buy-now-pay-later","app_store_id":1401019110,"app":"afterpay-pay-over-time-1401019110","from":null,"to":"active","reason":"Core job: split purchases into pay in 4 or monthly installments over time, as stated in the title, subtitle and features.","job":"fill"},{"id":20579,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":1401019110,"app":"afterpay-pay-over-time-1401019110","from":null,"to":null,"reason":"discovered","job":"fill"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"buy-now-pay-later","list_name":"buy now pay later","status":"active","review_status":"checked","position":5,"tier":"S","score":90.2,"components":{"rating":98.3,"votes":98.8,"rank":63.6,"recency":100},"ranks":[{"country":"us","rank":2},{"country":"ca","rank":2}],"verdicts":[{"verdict":"keep","reason":"Afterpay is a core buy now, pay later app. It lets you split purchases into 4 payments or monthly installments, directly comparable to Affirm, Tabby and Tamara.","verifier":"list check","decided_at":"2026-10-16T02:34:51.805Z","attempts":1,"current":true},{"verdict":"keep","reason":"Core job: split purchases into pay in 4 or monthly installments over time, as stated in the title, subtitle and features.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-09T03:59:53.925Z","attempts":1,"current":false}]}]},"data_version":40227,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/afterpay-pay-over-time-1401019110/"}}