{"app_store_id":1057771088,"slug":"albert-budgeting-and-banking-1057771088","name":"Albert: Budgeting and Banking","subtitle":"Organize. Budget. Save.","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/fc/3b/2a/fc3b2aa9-caed-d476-2d44-712d67323491/albert-0-0-1x_U007epad-0-1-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/albert-budgeting-and-banking/id1057771088?uo=4","price":0,"currency":"USD","rating":4.64982,"rating_count":339259,"in_app_purchases":false,"recent_rating":2.6,"recent_review_count":20,"reviews_checked_at":"2026-10-22T00:13:13.198Z","primary_genre":"Finance","version_date":"2026-10-21T15:21:15Z","updated_at":"2026-10-22T00:13:13.198Z","stale":false,"missing_since":null,"one_liner":"Personal finance app for budgeting, bill tracking, savings, investing, banking features and identity monitoring.","verified_maker":false,"maker_site":null,"file_size_bytes":253370368,"minimum_os":"15.1","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/21/10/62/21106283-014a-4f32-7ee1-aabbcd79c4be/iPhoneX_Screenshot_1-1.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d3/46/6c/d3466ca5-3602-4a78-9d04-2bd3a6ae686c/iPhoneX_Screenshot_2.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/66/43/f7/6643f700-ab5d-4e02-bea3-f3cdf943818e/iPhoneX_Screenshot_3.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/84/94/45/8494451c-3224-9780-8035-5c228bd16543/iPhoneX_Screenshot_4.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/be/e8/59/bee85976-4d1e-fbcc-5dfc-8d47a198dd36/iPhoneX_Screenshot_5.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d9/f5/23/d9f52395-b888-ccd0-4094-5984820606ff/iPhoneX_Screenshot_6.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/9e/0d/24/9e0d2416-b0aa-8e15-8439-c3056e9a29e8/iPhoneX_Screenshot_7.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e0/bd/b0/e0bdb0df-6a66-a40e-27ca-85627896233f/iPhoneX_Screenshot_8.png/320x480bb.jpg"],"developer_name":"Albert Corporation","editors_choice":false,"url":"https://apptierlist.com/apps/albert-budgeting-and-banking-1057771088/","api_url":"https://apptierlist.com/api/v1/apps/albert-budgeting-and-banking-1057771088","schema_version":"1.0","generated_at":"2026-10-23T01:33:09.633Z","data_as_of":"2026-10-22T22:36:28.742Z","description":"THE ALL-IN-ONE MONEY APP\nBudget, save, spend, and invest. All in one incredibly powerful app. Get 24/7 identity monitoring, earn on your savings, and ask Genius anything. Subscription required. Try 30 days before you’re charged.\n\nONLINE BANKING\nGet paid up to 2 days early with direct deposit. Earn cash back at select stores. Albert is not a bank. See more below.\n\nBUDGETING AND PERSONAL FINANCE MANAGEMENT\nGet a monthly budget, track expenses, and customize your spending plan. See all your accounts in one place and track recurring bills. Find subscriptions you don’t use and negotiate to lower your bills.\n\nAUTOMATIC SAVING AND INVESTING\nSmart money automatically transfers money to help you save and invest. Open a high yield savings account to earn competitive Annual Percentage Yield (APY) on your deposits, over 9x the national average. Invest in stocks, ETFs, and managed portfolios. See more below.\n\nPROTECT YOUR MONEY\n24/7 monitoring on your accounts, credit, and identity. Get real-time alerts when we detect potential fraud. Plus, track your credit score.\n\nDISCLOSURES\nAlbert is not a bank. Banking services provided by Stride Bank, N.A., Member FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Wells Fargo, N.A. The Albert Mastercard® debit card is issued by Stride Bank, N.A., pursuant to a license by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds in Albert Cash are held in a pooled account at Stride Bank, N.A. Cash and Savings account funds are eligible for up to $250,000 in FDIC insurance on a pass-through basis. Your FDIC insurance is subject to specific conditions being satisfied.\n\nAlbert plans range from $19.99-$39.99. Auto-renews until canceled or your Albert account is closed. Cancel in the app. See Terms for more.\n\nAlbert Genius is an AI financial assistant and can make mistakes. Information or recommendations by Genius are provided “as is” and may be inaccurate.\n\nInstant Advances are available to you at Albert’s discretion. Limits range from $25-$1,000, subject to eligibility. Not all customers will qualify and few qualify for $1,000. No subscription required.\n\nInstant line of credit issued by FinWise Bank, Member FDIC. Limits range from $25-$1,000, subject to eligibility. Draw fees apply. No subscription required. Terms apply.\n\nInstant Loans are issued by FinWise Bank, Member FDIC, or Albert, under licenses in Utah and Florida. Loans start at $1,000, and are subject to eligibility and credit review. No subscription required. Terms apply.\n\nEarly access to direct deposit funds may vary depending on payer’s deposit timing.\n\nCash back subject to terms. \n\nHigh Yield Savings account interest rates are variable and subject to change at any time. Rates current as of 2/24/26. There is no minimum balance requirement. Genius is required to access High Yield Savings. Fees to use Albert may reduce the earnings on your account.\n\nBrokerage services provided by Albert Securities, member FINRA/SIPC. Investment advisory services provided by Albert Investments. Investing accounts are not FDIC insured or bank guaranteed. Investing involves the risk of loss. Investing content provided by Albert Genius are research tools, not recommendations. More info at albrt.co/disclosures.\n\nCredit score calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0.\n\nAddress: 440 N Barranca Ave #3801, Covina, CA 91723\nNo customer support available at this address. Visit www.albert.com for help.","facts":{"developer_id":1057771087,"developer_url":"https://albert.com/","first_released":"2016-06-02T02:03:58Z","support_url":"https://help.albert.com/hc/en-us","privacy_url":"https://albert.com/privacy/","website_url":"https://albert.com/","app_version":"10.0.74","release_notes":"Bug fixes and performance improvements.","rating_current_version":4.64982,"rating_count_current_version":339259,"star_counts":[20570,2735,6147,16019,293788],"genres":["Finance"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipad","ipod"],"made_for_iphone_duo":null,"chart":{"name":"top-free Finance","position":52}},"freshness":{"apple_read_at":"2026-10-22T00:13:13.198Z","catalog_read_at":"2026-10-22T00:13:13.198Z","reviews_checked_at":"2026-10-22T00:13:13.198Z","summary_written_at":"2026-10-17T23:30:12.205Z","placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-22T22:36:28.742Z"},"editorial":{"one_liner":"Personal finance app for budgeting, bill tracking, savings, investing, banking features and identity monitoring.","what_is":"Albert is a Finance app that combines budgeting, expense and recurring bill tracking, automatic saving and investing, and online banking features. The listing also describes 24/7 monitoring of accounts, credit and identity, plus an AI assistant called Genius. Albert states it is not a bank, and banking services are provided by Stride Bank, N.A.","good_for":["Tracking a monthly budget and recurring bills in one place","Finding unused subscriptions to cancel or renegotiate","Setting up automatic transfers into savings or investments"],"pricing":"Albert: Budgeting and Banking is free, with no in-app purchases on the App Store.","faq":[{"q":"Is Albert a bank?","a":"Albert states it is not a bank. Banking services are provided by Stride Bank, N.A., Member FDIC, and savings funds are held at FDIC-insured banks, including Wells Fargo, N.A."},{"q":"Do I have to pay to use it?","a":"The app is free to download, and the description says a subscription is required. Plans range from $19.99-$39.99, auto-renew until canceled, and come with a 30-day trial before charging. Cancel in the app."},{"q":"Does it offer fraud protection?","a":"The listing mentions 24/7 monitoring of accounts, credit and identity, with real-time alerts when potential fraud is detected, plus credit score tracking."}],"model":"claude-haiku-5-5","created_at":"2026-10-17T23:30:12.205Z"},"memberships":[{"list":"budgeting","list_name":"budgeting","list_status":"active","list_url":"https://apptierlist.com/best/budgeting/","position":13,"tier":"A","score":84.1,"components":{"rating":93,"votes":95.3,"rank":48.2,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"},{"list":"money-management","list_name":"money 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