{"app_store_id":284847138,"slug":"bank-of-america-mobile-banking-284847138","name":"Bank of America Mobile Banking","subtitle":"Banking, Budgeting & Investing","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/05/86/67/0586673c-c306-61ae-0e81-cb56b86052bb/AppIcon-0-0-1x_U007epad-0-11-0-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/bank-of-america-mobile-banking/id284847138?uo=4","price":0,"currency":"USD","rating":4.81194,"rating_count":5025270,"in_app_purchases":false,"recent_rating":1.85,"recent_review_count":20,"reviews_checked_at":"2026-10-20T13:53:11.604Z","primary_genre":"Finance","version_date":"2026-10-15T03:05:08Z","updated_at":"2026-10-22T13:06:32.279Z","stale":false,"missing_since":null,"one_liner":"Manage U.S. Bank, credit, loan and investment accounts with transfers, check deposit and budgeting tools.","verified_maker":false,"maker_site":null,"file_size_bytes":551853056,"minimum_os":"17.0","content_rating":"4+","language_count":2,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ed/f3/43/edf34317-07e7-683a-8cc0-5092575db78c/8eb85e95-e651-436e-bdfb-bb9e373785ff_iphone8-appstore-overview.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d4/cb/b4/d4cbb4ad-0864-d7b9-44c8-de9d16a6c095/70afad69-293f-44e5-8f7a-1bd6682f4b53_iphone8-appstore-erica.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/3f/9c/e3/3f9ce35a-1abd-645d-f9d7-42240d698d19/b524d592-ee05-4c8c-95e8-5f4f8413b73a_iphone8-appstore-send-money.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/2e/fd/df/2efddf3e-1737-95d3-913a-aed790038a29/7de36735-4eda-44bc-851a-75c68eb6aab5_iphone8-appstore-activity-transfers-paybills.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/38/4b/00/384b0099-d2a8-a7b3-6698-e2b34ab1d86f/4229d922-a8c4-430d-92fa-e187813cab6c_iphone8-appstore-deposit-checks.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/b2/c6/46/b2c646e0-57c9-0763-657b-02c3dcd2b5dd/962733b1-4ac6-47f5-a7de-c0e87131f415_iphone8-appstore-activity-wire_transfers.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/de/f3/32/def332a1-32f9-bee5-0c31-0d73ecc6d92d/efa6a8d6-b2e1-4903-ab8e-0ddc1053d3de_iphone8-appstore-track-rewards.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/34/de/36/34de3642-e176-f5b0-3119-f88851bc946d/ad733acb-4d81-4e5b-a23d-df14a42522ad_iphone8-appstore-monitor-accounts.png/392x696bb.png"],"developer_name":"Bank of America","editors_choice":false,"url":"https://apptierlist.com/apps/bank-of-america-mobile-banking-284847138/","api_url":"https://apptierlist.com/api/v1/apps/bank-of-america-mobile-banking-284847138","schema_version":"1.0","generated_at":"2026-10-24T07:08:09.571Z","data_as_of":"2026-10-24T06:12:12.636Z","description":"Bank conveniently and securely with the Bank of America® Mobile Banking app for U.S.-based checking, savings, credit card, loan and investment accounts. \n\nManage Accounts\n•View account balances and review activity\n•Activate or replace credit/debit cards\n•Set alerts for important account info\n•Manage all accounts, including checking, savings, credit cards, loans and investment accounts\n\nTransfer Money and Pay Bills\n•Securely send and receive money with Zelle® in our app using a US mobile number or email address1\n•Transfer funds between your Bank of America and linked Merrill accounts\n•Pay bills\n\nCheck Deposit\n•Take photos of checks to deposit them to your checking or savings account\n•Get immediate confirmation that your check is processing2\n\nErica, Your Virtual Financial Assistant3\n•Ask Erica to find transactions, pay bills and more\n•Get valuable alerts, and helpful insights\n\nSecurity\n•Set up Touch ID/Face ID®\n•If fraudulent activity is suspected on your card, we’ll notify you\n•View security center\n•With our Mobile Banking Security Guarantee, you’re not liable for fraudulent transactions when reported promptly4\n\nManage Investments with Merrill\n•Trade stocks,ETFs,mutual funds\n•View up-to-date Market data, news, and quotes\n•Send messages and documents securely to your advisor\n\nFICO® Credit Score\n•Easily check your FICO® credit score\n•View the key factors that affect your score\n•Find out about keeping credit healthy\n\nFinancial Education and Savings & Budgeting Tools\n•Set up and manage savings goals\n•Organize and track your spending by category\n•View all transactions\n•Compare spending against income\n•Easily create a budget based on previous spending or from scratch\n\nSee the Online Banking Service Agreement at bankofamerica.com/serviceagreement for more information. Mobile carrier message and data rates apply.\n\n1Zelle transfers require enrollment and must be made from a Bank of America consumer checking or savings account to an eligible domestic bank account. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.\n2Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.\n3Erica does not provide investment advice. Erica only listens or speaks when you tap the microphone and retains interactions to optimize your experience. Erica speaks aloud and hears and responds to all voices. Erica is only available in English.\n4You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.\n\nInvesting involves risk. There is always the potential of losing money when you invest in securities.\n\nMerrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as MLPF&S or Merrill) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (BofA Corp). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. (MLLA), a licensed insurance agency and wholly owned subsidiary of BofA Corp.\n\nBanking products are provided by Bank of America, NA, and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation.\n\nInvestment products\n•Are Not FDIC Insurance\n•Are Not Bank Guaranteed\n•May Lose Value\n\nAll features may not be available in iPad and may only be available for certain account types\n\nZelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license\n\niPhone, iPad, Touch ID and Face ID are registered trademarks of Apple®, Inc\nBank of America related trademarks are trademarks of Bank of America Corporation\nBank of America, NA Member FDIC\n©2026 Bank of America Corporation","facts":{"developer_id":284847141,"developer_url":null,"first_released":"2019-02-01T08:00:00Z","support_url":"https://www.bankofamerica.com/help/overview/","privacy_url":"https://www.bankofamerica.com/privacy/privacy-overview.go","website_url":null,"app_version":"26.10.04","release_notes":"Enjoy a refreshed:\n \n•Erica experience with easier access to personalized insights, guidance, and actions.\n•Look and feel across the app, designed to provide a more modern and seamless experience.","rating_current_version":4.81194,"rating_count_current_version":5025270,"star_counts":[81306,28279,84744,365471,4465470],"genres":["Finance","Business"],"languages":["EN","ES"],"content_advisories":null,"device_families":["watch","iphone","ipad"],"made_for_iphone_duo":null,"chart":{"name":"top-free Finance","position":20}},"freshness":{"apple_read_at":"2026-10-22T13:06:32.279Z","catalog_read_at":"2026-10-19T00:04:11.586Z","reviews_checked_at":"2026-10-20T13:53:11.604Z","summary_written_at":"2026-10-12T14:01:02.476Z","placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-24T06:12:12.636Z"},"editorial":{"one_liner":"Manage U.S. Bank, credit, loan and investment accounts with transfers, check deposit and budgeting tools.","what_is":"The Bank of America Mobile Banking app lets U.S.-based customers view and manage checking, savings, credit card, loan and investment accounts. It supports Zelle transfers, bill payments, check deposit by photo and a FICO credit score check. The listing also describes Merrill investment trading, the Erica virtual assistant and savings and budgeting tools.","good_for":["Depositing a check by taking a photo of it","Sending money to a contact with Zelle","Tracking spending and setting savings goals"],"pricing":"Bank of America Mobile Banking is free, with no in-app purchases on the App Store.","faq":[{"q":"Is the app free to download?","a":"The listing shows a price of free."},{"q":"Which accounts can I use with it?","a":"The listing describes U.S.-based checking, savings, credit card, loan and investment accounts. Merrill investment trading and transfers to linked Merrill accounts are also described."},{"q":"Does Erica give investment advice?","a":"No. The listing states Erica does not provide investment advice, is only available in English, and only listens or speaks when you tap the microphone."}],"model":"claude-haiku-5-5","created_at":"2026-10-12T14:01:02.476Z"},"memberships":[{"list":"banking","list_name":"banking","list_status":"active","list_url":"https://apptierlist.com/best/banking/","position":18,"tier":"A","score":90.1,"components":{"rating":96.2,"votes":100,"rank":64,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"}],"main_list":"banking","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"maker":null,"history":[{"id":148223,"at":"2026-10-17T20:24:11.694Z","kind":"tier_changed","list":"banking","app_store_id":284847138,"app":"bank-of-america-mobile-banking-284847138","from":"S","to":"A","reason":"rank shift: #15, score unchanged at 90.1, tier full (a quarter of the list)","job":"rescore"},{"id":123253,"at":"2026-10-16T06:40:51.839Z","kind":"tier_changed","list":"banking","app_store_id":284847138,"app":"bank-of-america-mobile-banking-284847138","from":null,"to":"S","reason":"checked from the list's side: ranked #10","job":"rescore"},{"id":107564,"at":"2026-10-15T15:15:01.036Z","kind":"tier_changed","list":"banking","app_store_id":284847138,"app":"bank-of-america-mobile-banking-284847138","from":"A","to":null,"reason":"under review: not checked from the list's side yet","job":"rescore"},{"id":88475,"at":"2026-10-14T20:13:33.747Z","kind":"tier_changed","list":"banking","app_store_id":284847138,"app":"bank-of-america-mobile-banking-284847138","from":"S","to":"A","reason":"score 88.7","job":"rescore"},{"id":71663,"at":"2026-10-13T14:55:55.910Z","kind":"tier_changed","list":"banking","app_store_id":284847138,"app":"bank-of-america-mobile-banking-284847138","from":"A","to":"S","reason":"score 90.1","job":"rescore"},{"id":43936,"at":"2026-10-09T14:10:41.142Z","kind":"tier_changed","list":"banking","app_store_id":284847138,"app":"bank-of-america-mobile-banking-284847138","from":"B","to":"A","reason":"score 89.1","job":"rescore"},{"id":36563,"at":"2026-10-09T06:06:03.151Z","kind":"tier_changed","list":"banking","app_store_id":284847138,"app":"bank-of-america-mobile-banking-284847138","from":null,"to":"B","reason":"score 74.1","job":"rescore"},{"id":25216,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"banking","app_store_id":284847138,"app":"bank-of-america-mobile-banking-284847138","from":null,"to":"active","reason":"Core purpose: manage checking, savings, credit card and loan accounts, deposit checks, transfer money, pay bills and send money with Zelle.","job":"fill"},{"id":20210,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":284847138,"app":"bank-of-america-mobile-banking-284847138","from":null,"to":null,"reason":"discovered","job":"fill"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"banking","list_name":"banking","status":"active","review_status":"checked","position":18,"tier":"A","score":90.1,"components":{"rating":96.2,"votes":100,"rank":64,"recency":100},"ranks":[{"country":"us","rank":1},{"country":"ca","rank":1}],"verdicts":[{"verdict":"keep","reason":"This is a full mobile banking app for Bank of America accounts. It covers balances, transfers, Zelle, bill pay and check deposit, which makes it a direct peer of Chase and PNC.","verifier":"list check","decided_at":"2026-10-16T06:30:51.840Z","attempts":1,"current":true},{"verdict":"keep","reason":"Core purpose: manage checking, savings, credit card and loan accounts, deposit checks, transfer money, pay bills and send money with Zelle.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-09T03:59:53.925Z","attempts":1,"current":false}]}]},"data_version":42584,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/bank-of-america-mobile-banking-284847138/"}}