{"app_store_id":578435033,"slug":"bankmobile-578435033","name":"BankMobile","subtitle":null,"icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/e9/31/d7/e931d797-fd06-7ea5-4cee-9a72eec39171/AppIcon-1x_U007emarketing-0-8-0-85-220-0.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/bankmobile/id578435033?uo=4","price":0,"currency":"USD","rating":4.69527,"rating_count":33869,"in_app_purchases":null,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":null,"primary_genre":"Finance","version_date":"2026-09-15T15:05:17Z","updated_at":"2026-10-12T18:10:54.534Z","stale":false,"missing_since":null,"one_liner":"Mobile banking app for checking account balances, transactions, transfers, card controls, mobile check deposit and bill","verified_maker":false,"maker_site":null,"file_size_bytes":89479168,"minimum_os":"16.7","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/99/bd/c4/99bdc405-5b0d-1fce-4e59-e4fb52b002bd/1-IOS_No_Branches_PREVIEW.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d2/97/df/d297df75-1494-a4ca-130e-493863c9788d/2-IOS_Offers_PREVIEW.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a5/b5/d0/a5b5d0de-3568-e475-71b4-5444caabe20b/3-IOS_Secure_for_Sure_PREVIEW.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/0a/47/6e/0a476ec8-ac5e-04e7-8b97-c8bb8ad795f2/4-IOS_Early_Payday_PREVIEW.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4e/68/f1/4e68f1fa-e11a-5cce-b49a-e4d4a5659e04/5-IOS_Features_PREVIEW.png/320x480bb.jpg"],"developer_name":"BM TECHNOLOGIES, INC.","editors_choice":null,"url":"https://apptierlist.com/apps/bankmobile-578435033/","api_url":"https://apptierlist.com/api/v1/apps/bankmobile-578435033","schema_version":"1.0","generated_at":"2026-10-20T17:55:40.591Z","data_as_of":"2026-10-20T16:41:13.375Z","description":"Smart, digital banking on the move with the BankMobile app.  \n\nDownload the app today and:\n\n   • Earn cash back Offers! Earn cash back1 on purchases from merchants at over 40,000 online locations and over 12,000 local locations\n\n   • Quickly link external accounts with Plaid      \n\n   • Get paid up to 2 days early with direct deposit2 \n\n   • Send and receive money with other BankMobile customers instantly with no fee via MobilePay\n\n   • Quickly lock your debit card if you misplace it\n\n   • Add your card to Apple Wallet®\n\n   • Stay in the know on your account activity with alerts\n\n   • Check your balance, view recent transactions, and transfer money to and from external accounts\n\n   • Make your money work for you by taking advantage of our interest-bearing accounts\n\n   • Deposit your checks in a flash with mobile check deposit\n\n   • Locate the nearest fee-free Allpoint® ATM3 to withdraw cash\n\n   • Set up one-time or recurring payments to pay your bills\n\n\n1 See Cash Back Terms and Conditions for further details. Merchants listed in the Offers sections are in no way affiliated with BM Technologies, Inc., nor are they considered sponsors or co-sponsors of the program. All trademarks are the property of their respective owners. Earned cash back will be credited to your BankMobile checking account within ninety (90) calendar days from the time the qualifying transaction has been posted to your BankMobile checking account.\n\n2 Funds from payroll-related direct deposits may be made available up to two days early. Early access to payroll deposits applies to the direct deposit of funds from your employer. Employer direct deposits vary and, as a result, it is not possible to guarantee early access to your pay. Factors that will affect this include the sender’s deposit description used and the timing of their submission of deposit. In order to provide this service, we generally post such details on the same business day we receive the notice that the deposit is scheduled, which may be up to two (2) business days earlier than the payer’s scheduled payment date. In general, benefit checks (direct deposit or otherwise) from the federal or state government will not be eligible for early access based on the parameters we use. As an example, benefits that generally would not receive early access include but are not limited to unemployment, retirement, pension, civil service, railroad retirement and veteran’s payments. \n\n3 Allpoint® ATM location, availability, and hours of operations may vary by merchant and is subject to change.\n\n\n© 2026 BM Technologies, Inc., a wholly owned subsidiary of First Carolina Bank, Member FDIC and Equal Housing Lender. BankMobile banking products and banking services are provided by First Carolina Bank. All Rights Reserved. The BankMobile Debit Mastercard® card is issued and administered by First Carolina Bank pursuant to license from Mastercard International Incorporated. The card is administered by First Carolina Bank. Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated. All other names and logos are owned by their respective owners. ","facts":{"developer_id":1548996823,"developer_url":"https://www.firstcarolinabank.com/bankmobile/home","first_released":"2012-11-20T04:03:19Z","support_url":null,"privacy_url":null,"website_url":null,"app_version":"7.6.4","release_notes":"Minor bug fixes and security and performance enhancements","rating_current_version":4.69527,"rating_count_current_version":33869,"star_counts":null,"genres":["Finance","Productivity"],"languages":["EN"],"content_advisories":null,"device_families":null,"chart":null},"freshness":{"apple_read_at":"2026-10-12T18:10:54.534Z","catalog_read_at":null,"reviews_checked_at":null,"summary_written_at":"2026-10-13T01:48:55.108Z","placed_at":"2026-10-13T00:49:52.003Z","scored_at":"2026-10-20T16:41:13.375Z"},"editorial":{"one_liner":"Mobile banking app for checking account balances, transactions, transfers, card controls, mobile check deposit and bill","what_is":"BankMobile is a free finance app for managing a digital bank account on a phone. The listing describes checking balances, viewing transactions, transferring money to and from external accounts, locking a debit card, and adding the card to Apple Wallet. It also lists cash back offers at participating merchants, early access to payroll direct deposits, and interest-bearing accounts.","good_for":["Checking balances and recent transactions on a phone","Paying bills with one-time or recurring payments","Depositing checks by taking a photo with mobile check deposit"],"pricing":"BankMobile is free to download on the App Store.","faq":[{"q":"Does the app cost money to download?","a":"The App Store listing shows the price as free. The listing does not mention in-app purchases."},{"q":"Can I send money to other people?","a":"You can send and receive money with other BankMobile customers instantly with no fee via MobilePay. Transfers to and from external accounts are also listed."},{"q":"Are the cash back and early pay features guaranteed?","a":"Cash back is credited within ninety calendar days after a qualifying transaction posts. Early access applies to some payroll direct deposits only, is not guaranteed, and generally excludes government benefit payments."}],"model":"claude-haiku-5-5","created_at":"2026-10-13T01:48:55.108Z"},"memberships":[{"list":"banking","list_name":"banking","list_status":"active","list_url":"https://apptierlist.com/best/banking/","position":78,"tier":null,"score":82.8,"components":{"rating":93.9,"votes":85.3,"rank":52,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-13T00:49:52.003Z"}],"main_list":"banking","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":67263,"at":"2026-10-13T00:49:52.003Z","kind":"membership_added","list":"banking","app_store_id":578435033,"app":"bankmobile-578435033","from":null,"to":"active","reason":"Core mobile banking app: check balances, view transactions, mobile check deposit, transfers, interest-bearing accounts, direct deposit, ATM locator.","job":"shadow"},{"id":63864,"at":"2026-10-12T18:10:54.534Z","kind":"app_added","list":null,"app_store_id":578435033,"app":"bankmobile-578435033","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"banking","list_name":"banking","status":"active","review_status":"checked","position":78,"tier":null,"score":82.8,"components":{"rating":93.9,"votes":85.3,"rank":52,"recency":100},"ranks":[{"country":"us","rank":1}],"verdicts":[{"verdict":"keep","reason":"BankMobile is a full mobile banking app with balances, transfers, mobile check deposit, bill pay, a debit card and interest-bearing accounts. That puts it alongside Chase and Capital One Mobile.","verifier":"list check","decided_at":"2026-10-17T07:29:13.386Z","attempts":1,"current":true},{"verdict":"keep","reason":"Core mobile banking app: check balances, view transactions, mobile check deposit, transfers, interest-bearing accounts, direct deposit, ATM locator.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-13T00:49:52.003Z","attempts":1,"current":false}]}]},"data_version":39108,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/bankmobile-578435033/"}}