{"app_store_id":393156562,"slug":"betterment-invest-save-money-393156562","name":"Betterment Invest & Save Money","subtitle":null,"icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/61/16/2f/61162f06-7d49-e441-5757-09ab2a8cddd2/BMT_App_Icon_iOS_Prod-0-0-1x_U007ephone-0-1-0-sRGB-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562?uo=4","price":0,"currency":"USD","rating":4.76722,"rating_count":64840,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":null,"primary_genre":"Finance","version_date":"2026-09-03","updated_at":"2026-09-06T00:00:00.000Z","stale":false,"missing_since":null,"one_liner":null,"verified_maker":false,"maker_site":null,"file_size_bytes":null,"minimum_os":null,"content_rating":null,"language_count":null,"screenshots":null,"url":"https://apptierlist.com/apps/betterment-invest-save-money-393156562/","api_url":"https://apptierlist.com/api/v1/apps/betterment-invest-save-money-393156562","schema_version":"1.0","generated_at":"2026-09-21T09:05:36.708Z","data_as_of":"2026-09-19T06:00:55.983Z","description":"Build long-term wealth with Betterment, the automated investing and savings app designed to help you reach your financial goals. Whether you’re new to investing or managing a diverse portfolio, Betterment gives you the tools, automation, and expert-built portfolios to grow wealth with confidence.\n\nJoin 1M+ investors who trust us with over $70B in investments. Start today with as little as $10 and build your financial future with confidence. Betterment is a trusted money management platform that uses automated technology to make investing and saving smart and easy.\n\nINVEST & SAVE WITH CONFIDENCE\n-  Start investing and saving with no minimum balance\n-  Track your cash, savings, and investments in one app\n-  Manage financial goals for short and long-term growth\n\nEARN 3.25% VARIABLE APY* (AS OF 12/12/25) WITH BETTERMENT CASH RESERVE\n-  Grow your savings with a high-yield cash account\n-  Get up to an extra 0.75% APY* with qualifying deposits\n-  Cash Reserve lets you earn interest even during volatile times at 10x the national average.\n-  Protect your eligible cash with up to $4M FDIC insurance through program banks. Subject to certain conditions. Learn more: betterment.com/cash-portfolio\n\nEXPERT-BUILT PORTFOLIOS\n-  Choose from low-cost, globally diversified portfolios that match your risk tolerance and goals.\n-  Diversify with stock and bond ETFs\n-  Explore low-cost, expert-built portfolios like Social Impact, Innovative Technology, or Climate Impact \n-  Choose bond-only portfolios like Goldman Sachs Tax-Smart Bonds\n-  We manage all the trading, rebalancing, reinvesting, and tax management for you, automatically\n\nSELF-DIRECTED INVESTING\n-  Start trading individual stocks, ETFs, and mutual funds, all with a platform you trust.\n-  Invest in stocks and ETFs with Betterment’s tools by your side\n-  See your tax impact before you sell\n- ​​ Trade fractional shares with no commissions \n-  Invest and build your wealth your way\n\nSMART AUTOMATION & OPTIMIZATION\n-  Betterment’s automated tech does the work for you.\n-  Automatically reinvest available dividends and rebalance your portfolio\n-  Improve tax efficiency with tools like tax-loss harvesting\n-  Automate deposits to grow your investments consistently\n-  Get expert guidance and advice\n\nLOW FEES. REAL GROWTH POTENTIAL.\n-  Keep more of what you earn while your investments grow.\n-  Invest for $5/month or 0.25% annually with $24K balance or $200+ monthly deposit\n-  Upgrade to Premium (0.65%) for unlimited CFP® advisor access\n-  Certified Financial Planner® professionals, salaried, never commissioned, for a significantly lower management fee\n\nPLAN FOR RETIREMENT & SAVINGS GOALS\n-  Turn future financial planning into action\n-  Build retirement savings with IRAs or taxable accounts\n-  Manage spending with hassle-free, no-fee checking\n-  Plan income growth and long-term savings\n-  Track net worth, outside accounts, and investment performance\n\nSO, WHY BETTERMENT?\nBetterment combines investing, crypto, cash, and savings in one easy-to-use app to help you build lasting wealth. With automation, expert-built portfolios, and low pricing, you can invest and save confidently and focus on your financial growth with ease.","editorial":null,"memberships":[{"list":"investing-apps","list_name":"investing apps","list_status":"active","list_url":"https://apptierlist.com/best/investing-apps/","position":37,"tier":"B","score":85.4,"components":{"rating":95.34440000000001,"votes":100,"rank":46.2,"recency":100},"status":"active","confidence":"normal","judged_at":null}],"claim":{"status":"none","verified":false,"site_url":null},"history":[{"id":1100,"at":"2026-09-19T06:00:55.983Z","kind":"tier_changed","list":"investing-apps","app_store_id":393156562,"app":"betterment-invest-save-money-393156562","from":null,"to":"B","reason":"score 85.4","job":"rescore"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition and excludes; the score is a plain average of four public components; nothing is purchasable.","lists":[{"list":"investing-apps","list_name":"investing apps","status":"active","position":37,"tier":"B","score":85.4,"components":{"rating":95.34440000000001,"votes":100,"rank":46.2,"recency":100},"ranks":[{"country":"us","rank":30}],"verdicts":[{"verdict":"keep","reason":"","verifier":"21_verify.py@2026-09-08","decided_at":"2026-09-06T00:00:00.000Z","attempts":1,"current":true}]}]}}