{"app_store_id":1047978697,"slug":"branch-a-better-payday-1047978697","name":"Branch: A Better Payday","subtitle":"Your money—fast","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/52/81/5d/52815dd3-0d15-6011-b07d-684849c38d67/AppIcon-Branch-0-0-1x_U007ephone-0-0-0-1-0-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/branch-a-better-payday/id1047978697?uo=4","price":0,"currency":"USD","rating":4.75075,"rating_count":68116,"in_app_purchases":false,"recent_rating":2.25,"recent_review_count":20,"reviews_checked_at":"2026-10-20T03:58:11.587Z","primary_genre":"Finance","version_date":"2026-10-13T16:55:59Z","updated_at":"2026-10-21T21:57:13.037Z","stale":false,"missing_since":null,"one_liner":"Your money—fast","verified_maker":false,"maker_site":null,"file_size_bytes":115139584,"minimum_os":"17.0","content_rating":"4+","language_count":2,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f9/9a/8d/f99a8d1b-52fe-ea65-94d8-2d69931f9a58/Apple_App_Store_1_EN.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/08/d6/f8/08d6f811-e155-1e2a-0242-cc73ba8f2c1e/Apple_App_Store_2_EN.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e0/8d/83/e08d83c4-b9ed-f7b0-263a-2d050decb600/Apple_App_Store_3_EN.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c1/29/71/c1297170-db52-8c6e-0cc5-d9fa4f54018a/Apple_App_Store_4_EN.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/75/2e/33/752e3378-a856-026d-947d-44851fa3de49/Apple_App_Store_5_EN.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/10/45/55/1045552e-b0f8-683f-08d6-de098b97ec96/Apple_App_Store_6_EN.png/320x480bb.jpg"],"developer_name":"Branch Messenger Inc.","editors_choice":false,"url":"https://apptierlist.com/apps/branch-a-better-payday-1047978697/","api_url":"https://apptierlist.com/api/v1/apps/branch-a-better-payday-1047978697","schema_version":"1.0","generated_at":"2026-10-21T21:59:25.330Z","data_as_of":"2026-10-21T21:57:13.037Z","description":"Welcome to a better payday. One with fast, flexible payout options for your earnings—whether that’s wages, tips, mileage reimbursements,  direct deposit, or more. When your company offers Branch, you can receive a free digital bank account and debit card that you can take with you for life, plus free financial wellness tools right at your fingertips. And it’s all possible through our simple, 90-second signup.\n\nWith your Branch account and card, you can save, spend, or send earnings however you like. \n\nSAVE\nKeep your money securely in the Branch digital wallet; with a dedicated Savings Goal feature you can even set aside funds for specific financial goals.\n\nSEND\nSend your money to external bank accounts if needed, or to peers by connecting other P2P apps.\n\nSPEND\nUse your Branch Card to shop in-person or online, pay for gas and groceries, and get cash for free at more than 55,000 ATMs. \n\nWith Branch, you can...\n\n+Get Fast, Flexible Access to Your Earnings\nBranch pushes money into your account the moment your company pays you. No more waiting for bank delays or paper checks.\n\n+Create Your Own Payday\nIf your employer opts in to earned wage access, you can advance up to 50% of your earned wages on-demand to cover unexpected expenses.\n\n+Enjoy Fee-Free Banking Options\nSay goodbye to overdraft charges, in-network ATM fees, and other hidden bank fees. \n\n+Access Free Financial Wellness Tools\nEarn cash back rewards on everyday spending, set aside funds for your unique savings goals, see personalized spending insights, and more. \n\n+Pay Bills\nUse Your Branch Card or digital wallet to pay for recurring bills, subscriptions, and automatic payments.\n\n+Transfer Money Easily\nQuickly move money between other bank accounts when needed.\n\n+Pay On the Go\nContactless payments are easy to use by enabling Apple Pay or Google Pay.\n\nSign up in 90 seconds or less and start accessing your earnings right away. Need help? Our responsive customer support (from real people!) can help you via phone or in-app chat.\n\nBanking Services provided by Evolve Bank & Trust, Member FDIC. The Branch Mastercard Debit Card is issued by Evolve Bank & Trust pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted.","facts":{"developer_id":977844194,"developer_url":"https://branchapp.com/","first_released":"2015-10-31T12:08:07Z","support_url":"https://brnch-web.app.link/e/support-help-center","privacy_url":"http://www.branchapp.com/privacy","website_url":"https://branchapp.com/","app_version":"2026.10.1","release_notes":"We’re constantly making improvements and creating new features based on your feedback. If something doesn’t look right, contact our support team through the app and we’ll take care of it ASAP.\n\nHere’s the latest round of updates we’re excited to share with you:\n\n • Bug fixes and performance improvements.\n\nThanks for using Branch!","rating_current_version":4.75075,"rating_count_current_version":68116,"star_counts":[2232,562,1457,3436,60377],"genres":["Finance","Business"],"languages":["EN","ES"],"content_advisories":null,"device_families":["iphone"],"chart":{"name":"top-free Finance","position":168}},"freshness":{"apple_read_at":"2026-10-21T21:57:13.037Z","catalog_read_at":"2026-10-17T05:00:13.884Z","reviews_checked_at":"2026-10-20T03:58:11.587Z","summary_written_at":null,"placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-21T19:35:14.120Z"},"editorial":null,"memberships":[{"list":"cash-advances","list_name":"cash advances","list_status":"active","list_url":"https://apptierlist.com/best/cash-advances/","position":40,"tier":"D","score":70.8,"components":{"rating":95,"votes":88.3,"rank":0,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"provisional","judged_at":"2026-10-09T03:59:53.925Z"}],"main_list":"cash-advances","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":141203,"at":"2026-10-17T04:53:13.387Z","kind":"tier_changed","list":"cash-advances","app_store_id":1047978697,"app":"branch-a-better-payday-1047978697","from":null,"to":"D","reason":"checked from the list's side: ranked #37","job":"rescore"},{"id":107682,"at":"2026-10-15T15:15:01.036Z","kind":"tier_changed","list":"cash-advances","app_store_id":1047978697,"app":"branch-a-better-payday-1047978697","from":"D","to":null,"reason":"under review: not checked from the list's side yet","job":"rescore"},{"id":67151,"at":"2026-10-13T00:39:54.712Z","kind":"tier_changed","list":"cash-advances","app_store_id":1047978697,"app":"branch-a-better-payday-1047978697","from":"F","to":"D","reason":"score 70.8","job":"rescore"},{"id":37792,"at":"2026-10-09T07:22:03.522Z","kind":"tier_changed","list":"cash-advances","app_store_id":1047978697,"app":"branch-a-better-payday-1047978697","from":null,"to":"F","reason":"score 70.8","job":"rescore"},{"id":30919,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"cash-advances","app_store_id":1047978697,"app":"branch-a-better-payday-1047978697","from":null,"to":"active","reason":"Earned wage access lets users advance up to 50% of earned wages on demand before payday.","job":"fill"},{"id":23537,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":1047978697,"app":"branch-a-better-payday-1047978697","from":null,"to":null,"reason":"discovered","job":"fill"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"cash-advances","list_name":"cash advances","status":"active","review_status":"checked","position":40,"tier":"D","score":70.8,"components":{"rating":95,"votes":88.3,"rank":0,"recency":100},"ranks":[],"verdicts":[{"verdict":"keep","reason":"Branch offers employer-linked earned wage access, letting workers advance up to 50% of earned pay before payday. That puts it in direct comparison with DailyPay and EarnIn, which are already in this list.","verifier":"list check","decided_at":"2026-10-17T04:48:13.537Z","attempts":1,"current":true},{"verdict":"keep","reason":"Earned wage access lets users advance up to 50% of earned wages on demand before payday.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-09T03:59:53.925Z","attempts":1,"current":false}]}]},"data_version":40316,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/branch-a-better-payday-1047978697/"}}