{"app_store_id":1600495551,"slug":"bread-financial-1600495551","name":"Bread Financial","subtitle":null,"icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/eb/be/7d/ebbe7d0a-b8c9-d6c7-94c2-b85d2434fac8/AppIcon-0-0-1x_U007emarketing-0-8-0-sRGB-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/bread-financial/id1600495551?uo=4","price":0,"currency":"USD","rating":4.83046,"rating_count":171947,"in_app_purchases":null,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":null,"primary_genre":"Finance","version_date":"2026-10-05T12:26:11Z","updated_at":"2026-10-10T11:50:33.303Z","stale":false,"missing_since":null,"one_liner":"Finance app by Bread Financial Holdings, Inc. on the App Store.","verified_maker":false,"maker_site":null,"file_size_bytes":106469376,"minimum_os":"16.6","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/5c/96/18/5c961822-8fb9-706e-a877-eb34111ac4a3/cd008414-594b-4a98-be30-81406f051fd1_iPhone_Screenshot_5.5_414x736_3x_F1.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/8d/69/ef/8d69ef16-7848-574b-dd4e-0759b371d5dd/a206d823-e191-4804-a569-8b564f70bb7b_iPhone_Screenshot_5.5_414x736_3x_F2.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/60/e2/92/60e292b0-7238-7d97-e27e-78a3b7f9e36a/094d0e79-6520-48e2-978d-eff82d651ebd_iPhone_Screenshot_5.5_414x736_3x_F3.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ea/a3/79/eaa3791e-ce69-8a57-23f5-332ff9987654/12970e4e-e948-412b-a617-93712f07d451_iPhone_Screenshot_5.5_414x736_3x_F4.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/53/71/64/537164ee-f8e3-0403-1a83-bc08c92995b2/e4fb3f32-4bae-438b-92da-bdb8100b2a72_iPhone_Screenshot_5.5_414x736_3x_F5.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/93/95/20/9395204f-08cf-cd3c-a0f5-5814252c91db/e7fb43d5-236f-48cd-bcbe-a61a1e215f33_iPhone_Screenshot_5.5_414x736_3x_F6.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/9e/3e/69/9e3e69d9-bdcb-cf56-8272-b097eeb24027/ae1260f9-ff30-4b67-9111-ebf45b82944a_iPhone_Screenshot_5.5_414x736_3x_F7.png/392x696bb.png"],"developer_name":"Bread Financial Holdings, Inc.","editors_choice":null,"url":"https://apptierlist.com/apps/bread-financial-1600495551/","api_url":"https://apptierlist.com/api/v1/apps/bread-financial-1600495551","schema_version":"1.0","generated_at":"2026-10-20T17:08:09.728Z","data_as_of":"2026-10-20T16:41:13.375Z","description":"Experience the Bread Financial® app that’s designed with you in mind! Comenity Bank and Comenity Capital Bank are Bread Financial companies. And now you can manage your Comenity® credit cards, anytime and anywhere, with the credit card app featuring some of today’s most recognized brands.\n\n\n\nDownload the app to securely manage one or multiple accounts more easily! To access your account, sign in with the same username and password you use for Account Center online. If you haven’t registered for online access, you can do that — and more — in the app.\n\n\n\nDiscover convenient account management:\n\n\n\n•\tActivate your credit card\n•\tReview transactions and account statements\n•\tAdd an authorized buyer to your account\n•\tEnroll in paperless statements\n•\tRequest a credit limit increase\n\n\n\nMake or change a payment with ease:\n\n\n\n•\tSchedule one-time payments\n•\tSet up autopay\n•\tReview your payment history\n•\tEdit or delete a scheduled payment\n\n\n\nTrack your credit card rewards, if applicable: \n\n\n\n•\tCheck your rewards balance\n•\tRedeem rewards in the amount you want\n•\tConnect to exclusive offers for your card\n\n\n\nTap into useful features with select accounts:\n\n\n\n•\tSet up alerts\n•\tLock or unlock a card\n•\tTransfer another credit card balance\n\n\n\nIf you need to contact us, you can send us a message through the app’s Secure Message Center.\n\n\n\nLooking for the Bread Savings® app? That’s a separate app you can find by searching “Bread Savings” in your app store. But if you’re ready to download the Bread Financial app for credit card management, you’re in the right place!\n\t \t\n\nCopyright ©2026 Bread Financial. Comenity Bank and Comenity Capital Bank are Bread Financial companies.","facts":{"developer_id":1257099816,"developer_url":null,"first_released":"2023-07-05T07:00:00Z","support_url":null,"privacy_url":null,"website_url":null,"app_version":"5.10.1","release_notes":"Minor bug fixes and performance enhancements.","rating_current_version":4.83046,"rating_count_current_version":171947,"star_counts":null,"genres":["Finance"],"languages":["EN"],"content_advisories":null,"device_families":null,"chart":null},"freshness":{"apple_read_at":"2026-10-10T11:50:33.303Z","catalog_read_at":null,"reviews_checked_at":null,"summary_written_at":null,"placed_at":"2026-10-17T05:08:13.394Z","scored_at":"2026-10-20T16:41:13.375Z"},"editorial":null,"memberships":[{"list":"banking","list_name":"banking","list_status":"active","list_url":"https://apptierlist.com/best/banking/","position":136,"tier":null,"score":72.2,"components":{"rating":96.6,"votes":92.4,"rank":0,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"provisional","judged_at":"2026-10-17T05:08:13.394Z"}],"main_list":"banking","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":141368,"at":"2026-10-17T05:08:13.394Z","kind":"membership_added","list":"banking","app_store_id":1600495551,"app":"bread-financial-1600495551","from":null,"to":"active","reason":"Main job is managing Comenity credit card accounts: activate the card, view transactions and statements, pay bills, set up autopay, lock the card, and message t","job":"shadow"},{"id":21789,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":1600495551,"app":"bread-financial-1600495551","from":null,"to":null,"reason":"discovered","job":"fill"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"banking","list_name":"banking","status":"active","review_status":"checked","position":136,"tier":null,"score":72.2,"components":{"rating":96.6,"votes":92.4,"rank":0,"recency":100},"ranks":[],"verdicts":[{"verdict":"keep","reason":"Main job is managing Comenity credit card accounts: activate the card, view transactions and statements, pay bills, set up autopay, lock the card, and message t","verifier":"claude-sonnet-5-5","decided_at":"2026-10-17T05:08:13.394Z","attempts":1,"current":true},{"verdict":"keep","reason":"This is the official app of Comenity Bank / Bread Financial for managing bank-issued credit card accounts: payments, statements, alerts and card lock. That is everyday bank account management, comparable to Discover Mobile and Capital One Mobile already in the list.","verifier":"list check","decided_at":"2026-10-17T05:08:13.394Z","attempts":1,"current":true}]}]},"data_version":39076,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/bread-financial-1600495551/"}}