{"app_store_id":1584248673,"slug":"build-credit-money-dovly-ai-1584248673","name":"Build Credit & Money: Dovly AI","subtitle":"Fast fix: credit score boost","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/e9/c7/03/e9c70306-8ef4-e3c2-1431-18148d0f858f/AppIcon-0-0-1x_U007epad-0-1-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/build-credit-money-dovly-ai/id1584248673?uo=4","price":0,"currency":"USD","rating":4.83704,"rating_count":86530,"in_app_purchases":true,"recent_rating":4.2,"recent_review_count":20,"reviews_checked_at":"2026-10-23T04:37:17.911Z","primary_genre":"Finance","version_date":"2026-10-20T16:38:41Z","updated_at":"2026-10-23T04:37:17.911Z","stale":false,"missing_since":null,"one_liner":"Finance app with AI credit disputes, score tracking, and tools to find forgotten subscriptions and fees.","verified_maker":false,"maker_site":null,"file_size_bytes":75214848,"minimum_os":"15.1","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/bb/00/fe/bb00fe48-5dcc-a21d-31e8-ab929b4d8704/Store_Apple_01_6-9in-1.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/4a/a7/ed/4aa7ede6-5226-846c-d137-0d522393803c/Store_Apple_02_6-9in.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e3/a0/fd/e3a0fd36-58f8-1bdd-ffdf-9955782bb35c/Store_Apple_03_6-9in.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/45/05/68/45056858-ed8b-e11d-eb82-af63ea64bd9f/Store_Apple_04_6-9in.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/3b/ef/48/3bef48e3-8953-00a2-f713-9998f87ed50f/Store_Apple_05_6-9in.jpg/320x480bb.jpg"],"developer_name":"Dovly, Inc.","editors_choice":false,"url":"https://apptierlist.com/apps/build-credit-money-dovly-ai-1584248673/","api_url":"https://apptierlist.com/api/v1/apps/build-credit-money-dovly-ai-1584248673","schema_version":"1.0","generated_at":"2026-10-24T02:43:12.502Z","data_as_of":"2026-10-23T05:44:12.543Z","description":"Build credit. Fix your credit. Find your money. Dovly AI does the heavy lifting on all three — one AI in your corner, working around the clock: boosting scores an average of 93 points for Premium members*, finding money hiding in plain sight, and mapping your next move. 1,000,000+ downloads and counting.\n\n\nYOUR CREDIT, HANDLED\nAI-powered disputes with TransUnion®, your TransUnion credit score and report, credit building products, and credit lock fraud protection — all in one place. 22,000,000 points increased in total**. Free to start. No credit card required.\n\n\nYOUR MONEY, WORKING FOR YOU\nDovly AI reads what's coming in and what's going out, then finds what you're missing: forgotten subscriptions, fees you never agreed to, savings sleeping on the job. Every find comes with the next move, in plain english. No spreadsheets, no jargon, no lectures, and your money never moves without you.\n\n\nLIFE GOALS, MADE EASY\nGet approved for the credit card. Drive off with the car. Get the keys to the home. Better credit and found money open doors — Dovly AI puts both to work, so the milestones show up sooner than you'd expect.\n\n\nONE APP, NOT THREE\nStop juggling Credit Karma for your score, Kikoff for credit building, and Monarch for your budget. Your credit and your money, working together in one place.\n\n\nYou were never bad with money. Nobody handed you the manual.\n\n\n* Average increase experienced by a sample of 2,922 Dovly AI Premium members enrolled more than 6 months, as of December 2025.\n\n\n** The combined total credit score increase among Dovly AI members through December 2025.\n\nTerms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/\nTerms and conditions: https://www.dovly.com/terms-conditions/\nPrivacy policy: https://www.dovly.com/privacy-policy","facts":{"developer_id":1584248675,"developer_url":"https://www.dovly.com","first_released":"2022-04-28T07:00:00Z","support_url":"https://www.dovly.com/contact","privacy_url":"https://www.dovly.com/privacy-policy","website_url":"https://www.dovly.com/","app_version":"10.6.0","release_notes":"We've made enhancements and improvements to keep your credit journey smooth and easy. Enjoy!","rating_current_version":4.83704,"rating_count_current_version":86530,"star_counts":[650,412,2276,5715,77476],"genres":["Finance","Utilities"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipad","ipod"],"made_for_iphone_duo":null,"chart":{"name":"top-free Finance","position":128}},"freshness":{"apple_read_at":"2026-10-23T04:37:17.911Z","catalog_read_at":"2026-10-19T07:33:11.928Z","reviews_checked_at":"2026-10-23T04:37:17.911Z","summary_written_at":"2026-10-19T07:34:11.701Z","placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-23T05:44:12.543Z"},"editorial":{"one_liner":"Finance app with AI credit disputes, score tracking, and tools to find forgotten subscriptions and fees.","what_is":"Dovly AI is a finance app free to download, with credit tools including AI-powered disputes with TransUnion, a TransUnion credit score and report, credit building products, and credit lock fraud protection. It also reads incoming and outgoing money to flag forgotten subscriptions, fees you never agreed to, and idle savings, with a suggested next step for each. Money never moves without the user.","good_for":["Disputing items on a TransUnion credit report","Checking a TransUnion credit score and report in one app","Finding forgotten subscriptions and unexpected fees"],"pricing":"Build Credit & Money: Dovly AI is free to download, with in-app purchases on the App Store.","faq":[{"q":"Does it cost anything to start?","a":"It is free to start and no credit card is required. It also lists in-app purchases, but specific prices: Not stated on the App Store."},{"q":"What does the 93 point average refer to?","a":"The listing cites an average increase of 93 points for a sample of 2,922 Dovly AI Premium members enrolled more than 6 months, as of December 2025."},{"q":"Can the app move money from my accounts on its own?","a":"The listing says Dovly AI reads incoming and outgoing money and suggests next moves, and that your money never moves without you. It does not describe any automatic transfers."}],"model":"claude-haiku-5-5","created_at":"2026-10-19T07:34:11.701Z"},"memberships":[{"list":"credit-monitoring","list_name":"credit monitoring","list_status":"active","list_url":"https://apptierlist.com/best/credit-monitoring/","position":7,"tier":"A","score":83.9,"components":{"rating":96.7,"votes":89.4,"rank":49.6,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"}],"main_list":null,"claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"maker":null,"history":[{"id":120078,"at":"2026-10-16T04:25:51.882Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":1584248673,"app":"build-credit-money-dovly-ai-1584248673","from":null,"to":"A","reason":"checked from the list's side: ranked #7","job":"rescore"},{"id":106347,"at":"2026-10-15T14:59:00.691Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":1584248673,"app":"build-credit-money-dovly-ai-1584248673","from":"A","to":null,"reason":"under review: not checked from the list's side yet","job":"rescore"},{"id":80339,"at":"2026-10-14T13:51:19.783Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":1584248673,"app":"build-credit-money-dovly-ai-1584248673","from":"B","to":"A","reason":"score 83.9","job":"rescore"},{"id":65563,"at":"2026-10-12T19:28:52.712Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":1584248673,"app":"build-credit-money-dovly-ai-1584248673","from":"C","to":"B","reason":"score 83.9","job":"rescore"},{"id":46405,"at":"2026-10-09T17:18:33.693Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":1584248673,"app":"build-credit-money-dovly-ai-1584248673","from":"D","to":"C","reason":"score 83.8","job":"rescore"},{"id":38758,"at":"2026-10-09T08:38:03.422Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":1584248673,"app":"build-credit-money-dovly-ai-1584248673","from":null,"to":"D","reason":"score 71.5","job":"rescore"},{"id":30136,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"credit-monitoring","app_store_id":1584248673,"app":"build-credit-money-dovly-ai-1584248673","from":null,"to":"active","reason":"Provides your TransUnion credit score and report plus credit lock fraud protection, comparable to Credit Karma, which it names as an alternative.","job":"fill"},{"id":23079,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":1584248673,"app":"build-credit-money-dovly-ai-1584248673","from":null,"to":null,"reason":"discovered","job":"fill"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"credit-monitoring","list_name":"credit monitoring","status":"active","review_status":"checked","position":7,"tier":"A","score":83.9,"components":{"rating":96.7,"votes":89.4,"rank":49.6,"recency":100},"ranks":[{"country":"us","rank":13}],"verdicts":[{"verdict":"keep","reason":"Dovly's core purpose is credit: it shows your TransUnion score and report, offers credit lock fraud protection and runs disputes. It compares directly with Credit Karma and Credit Sesame, and its budgeting features come on top of that.","verifier":"list check","decided_at":"2026-10-16T04:22:51.806Z","attempts":1,"current":false},{"verdict":"keep","reason":"Provides your TransUnion credit score and report plus credit lock fraud protection, comparable to Credit Karma, which it names as an alternative.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-09T03:59:53.925Z","attempts":1,"current":false}]}]},"data_version":42377,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/build-credit-money-dovly-ai-1584248673/"}}