{"app_store_id":1164559383,"slug":"changed-automate-debt-payoff-1164559383","name":"Changed: Automate Debt Payoff","subtitle":null,"icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/53/f4/df/53f4df8b-13b9-947a-8be7-1866e9a096ea/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/changed-automate-debt-payoff/id1164559383?uo=4","price":0,"currency":"USD","rating":4.58134,"rating_count":5637,"in_app_purchases":null,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":null,"primary_genre":"Finance","version_date":"2026-10-19T14:19:43Z","updated_at":"2026-10-20T22:22:12.922Z","stale":false,"missing_since":null,"one_liner":"Debt payoff planner and tracker that automates extra payments, including round-ups from everyday purchases.","verified_maker":false,"maker_site":null,"file_size_bytes":174853120,"minimum_os":"17.6","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/7f/32/fc/7f32fc52-464b-1cdc-a3b2-1af8a169b8e1/613a6860-4f06-498c-92d0-a492e0a15443_5in-1242x2208-screen10.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/83/00/97/830097aa-fbe4-4a40-3c39-fb87a982c018/38deaffa-7288-45b0-a866-3328f43b8629_5in-1242x2208-screen8.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/22/0d/ed/220ded3b-0268-4d36-e88d-b8c55b328dbb/0e0f4314-da4e-45bc-838c-c79508d81b79_5in-1242x2208-screen1.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/59/90/dd/5990ddfc-b545-f190-5cbd-adaa8fa9aea9/89747fb5-66b4-44ce-bd5b-486662dfb769_5in-1242x2208-screen2-updated.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/12/04/bf/1204bf99-064c-3486-6b57-a757562d7544/027561cb-bb37-4cf1-a291-acb3d6ae3c7e_5in-1242x2208-screen7.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/18/e0/13/18e0137f-d03c-c4db-6b44-fce6ba654f6f/259b4174-76e1-4656-8031-4ac9d8691f2b_5in-1242x2208-screen4.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/31/7d/7c/317d7cc6-f556-2477-b898-111c84b8f169/862f40a7-9ab3-47a6-acab-4f9ce651c7b5_5in-1242x2208-screen5.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/52/e4/2f/52e42f00-4d41-2a7f-ec2a-bafe7c243d13/ef13f378-da6a-48f1-8786-b940da037e7e_5in-1242x2208-screen3.jpg/392x696bb.jpg"],"developer_name":"Changed Inc.","editors_choice":null,"url":"https://apptierlist.com/apps/changed-automate-debt-payoff-1164559383/","api_url":"https://apptierlist.com/api/v1/apps/changed-automate-debt-payoff-1164559383","schema_version":"1.0","generated_at":"2026-10-22T03:28:22.415Z","data_as_of":"2026-10-21T15:59:15.443Z","description":"Pay Off Debt Faster With Automatic Extra Payments\n\nChanged is a powerful debt payoff planner and debt tracker designed to help you reduce balances and become debt free faster.\n\n“If you have debt, you need this app.” - Mark Cuban, Changed Investor\n\nTurn spare change from everyday purchases into extra payments that accelerate your payoff plan and save on interest.\n\nAUTOMATE YOUR DEBT PAYOFF\n\nChanged makes it easy to make extra payments without changing your lifestyle.\n\n• Round Up Purchases - Automatically send spare change from everyday purchases toward your debt\n• Boost Payments - Add extra payments anytime to accelerate your payoff plan\n• Automated Transfers - Schedule recurring payments that fit your budget\n• Stay Consistent - Small extra payments can make a big impact over time\n\nAutomation helps you stay on track and pay off debt faster.\n\nTRACK ALL YOUR DEBT IN ONE PLACE\nSee all your balances in one place and monitor your progress as you work toward becoming debt free.\nTrack and manage:\n\n• Credit card debt\n• Student loans\n• Auto loans\n• Medical debt\n• Personal loans\n• Mortgages\n• Tax debt\n• Other balances\nSee everything in one place and stay focused on your goal of becoming debt free.\n\nPROVEN STRATEGIES TO PAY OFF DEBT\n\nChanged supports the most popular debt payoff strategies used by financial experts.\n\nChoose the approach that works best for you:\n\n• Debt Snowball - Pay off smaller balances first to build momentum\n• Debt Avalanche - Focus on high-interest debt to save more money\n• Extra Payments - Add additional payments anytime to reduce balances faster\n• Custom Plans - Build your own personalized payoff strategy\n\nA clear plan helps you stay motivated and consistent.\n\nSEE HOW MUCH INTEREST YOU CAN SAVE\n\nUse the built-in debt calculator to understand the impact of extra payments.\n\n• Estimate your payoff timeline\n• See how much interest you can reduce\n• Compare payoff strategies \n• Track progress toward becoming debt free\n\nWatching your balances shrink helps keep you motivated.\n\nTHE CHANGED EFFECT\n\nChanged members are currently tracking over $6 billion in debt and have already saved $43 million in interest, with $383 million in potential savings identified across the community.\n\nThousands of members use Changed to pay down debt faster, reduce interest, and build healthier financial habits.\n\nSTART YOUR DEBT-FREE JOURNEY\n\nPaying off debt doesn't have to feel overwhelming.\n\nChanged makes it simple to create a plan, automate extra payments, and track your progress toward financial freedom.\n\nDownload Changed today and start paying off debt faster.","facts":{"developer_id":1164559382,"developer_url":"https://www.gochanged.com","first_released":"2017-01-10T19:23:01Z","support_url":null,"privacy_url":null,"website_url":null,"app_version":"6.00","release_notes":"Hey Squirrel Squad! \n\nWe're working our tails off to ensure you all have the best experience with Changed. Taking your feedback and making updates to the app is what we live for. Please always send feedback to support@changedapps.com and we'll take a look. \n\nIn this update...\n\n- This update includes enhanced stability and performance improvements.\n\n- We searched long and far...found some bugs...and kindly asked them to leave.","rating_current_version":4.58134,"rating_count_current_version":5637,"star_counts":null,"genres":["Finance","Productivity"],"languages":["EN"],"content_advisories":null,"device_families":null,"chart":null},"freshness":{"apple_read_at":"2026-10-20T22:22:12.922Z","catalog_read_at":null,"reviews_checked_at":null,"summary_written_at":"2026-10-19T06:22:11.802Z","placed_at":"2026-10-17T07:31:13.387Z","scored_at":"2026-10-21T15:59:15.443Z"},"editorial":{"one_liner":"Debt payoff planner and tracker that automates extra payments, including round-ups from everyday purchases.","what_is":"Changed is a debt payoff planner and debt tracker in the Finance genre. It shows balances across credit cards, student loans, auto loans, medical debt, personal loans, mortgages, tax debt and other balances. It supports debt snowball, debt avalanche, extra payment and custom plan strategies, and includes a built-in debt calculator.","good_for":["Tracking several types of debt in one place","Comparing snowball and avalanche payoff approaches","Making small extra payments from everyday purchases"],"pricing":"Changed: Automate Debt Payoff is free to download on the App Store.","faq":[{"q":"Is Changed free to install?","a":"It is free to download. In-app purchases: Not stated on the App Store."},{"q":"What kinds of debt can it track?","a":"The listing names credit card debt, student loans, auto loans, medical debt, personal loans, mortgages, tax debt and other balances."},{"q":"How does it add extra payments?","a":"Round Up Purchases sends spare change from everyday purchases toward debt, Boost Payments adds extra payments at any time, and Automated Transfers schedules recurring payments."}],"model":"claude-haiku-5-5","created_at":"2026-10-19T06:22:11.802Z"},"memberships":[{"list":"debt-tracking","list_name":"debt tracking","list_status":"active","list_url":"https://apptierlist.com/best/debt-tracking/","position":5,"tier":"A","score":79.8,"components":{"rating":91.6,"votes":77.5,"rank":50.2,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-17T07:31:13.387Z"},{"list":"debt-payoff","list_name":"debt payoff","list_status":"active","list_url":"https://apptierlist.com/best/debt-payoff/","position":7,"tier":"A","score":80,"components":{"rating":91.6,"votes":77.5,"rank":51,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-17T07:31:13.387Z"}],"main_list":"debt-tracking","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":162483,"at":"2026-10-18T10:57:11.694Z","kind":"tier_changed","list":"debt-tracking","app_store_id":1164559383,"app":"changed-automate-debt-payoff-1164559383","from":null,"to":"A","reason":"score 67.3 to 80.2","job":"rescore"},{"id":162398,"at":"2026-10-18T10:27:11.692Z","kind":"tier_changed","list":"debt-payoff","app_store_id":1164559383,"app":"changed-automate-debt-payoff-1164559383","from":null,"to":"A","reason":"score 67.3 to 80.3","job":"rescore"},{"id":144425,"at":"2026-10-17T07:31:13.387Z","kind":"membership_added","list":"debt-tracking","app_store_id":1164559383,"app":"changed-automate-debt-payoff-1164559383","from":null,"to":"active","reason":"Tracks all balances (credit cards, student, auto, medical, mortgages, etc.) in one place and monitors payoff progress.","job":"shadow"},{"id":144424,"at":"2026-10-17T07:31:13.387Z","kind":"membership_added","list":"debt-payoff","app_store_id":1164559383,"app":"changed-automate-debt-payoff-1164559383","from":null,"to":"active","reason":"Built as a debt payoff planner with automatic round-up extra payments and snowball/avalanche strategies to become debt free faster.","job":"shadow"},{"id":130822,"at":"2026-10-16T16:18:48.577Z","kind":"app_added","list":null,"app_store_id":1164559383,"app":"changed-automate-debt-payoff-1164559383","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"debt-tracking","list_name":"debt tracking","status":"active","review_status":"checked","position":5,"tier":"A","score":79.8,"components":{"rating":91.6,"votes":77.5,"rank":50.2,"recency":100},"ranks":[{"country":"us","rank":10}],"verdicts":[{"verdict":"keep","reason":"Tracks all balances (credit cards, student, auto, medical, mortgages, etc.) in one place and monitors payoff progress.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-17T07:31:13.387Z","attempts":1,"current":true},{"verdict":"keep","reason":"It tracks all debt balances in one place, including credit cards, student loans and mortgages, and helps pay them off, which matches this list's intent.","verifier":"list check","decided_at":"2026-10-17T07:31:13.387Z","attempts":1,"current":true}]},{"list":"debt-payoff","list_name":"debt payoff","status":"active","review_status":"checked","position":7,"tier":"A","score":80,"components":{"rating":91.6,"votes":77.5,"rank":51,"recency":100},"ranks":[{"country":"us","rank":6}],"verdicts":[{"verdict":"keep","reason":"Built as a debt payoff planner with automatic round-up extra payments and snowball/avalanche strategies to become debt free faster.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-17T07:31:13.387Z","attempts":1,"current":true},{"verdict":"keep","reason":"A debt payoff planner that speeds up paying off debts with round-up extra payments and a payoff plan. That is the core purpose of this list.","verifier":"list check","decided_at":"2026-10-17T07:31:13.387Z","attempts":1,"current":true}]}]},"data_version":40532,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/changed-automate-debt-payoff-1164559383/"}}