{"app_store_id":1436590033,"slug":"cowrywise-save-invest-money-1436590033","name":"Cowrywise: Save & Invest Money","subtitle":null,"icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/bd/80/c9/bd80c95e-e5b2-e148-4942-6900562fe836/AppIcon-0-0-1x_U007emarketing-0-8-0-sRGB-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/cowrywise-save-invest-money/id1436590033?uo=4","price":0,"currency":"USD","rating":4.60307,"rating_count":13496,"in_app_purchases":null,"recent_rating":4.85,"recent_review_count":20,"reviews_checked_at":"2026-10-15T20:23:00.409Z","primary_genre":"Finance","version_date":"2026-10-15T20:22:44Z","updated_at":"2026-10-21T14:21:14.248Z","stale":false,"missing_since":null,"one_liner":"Savings and investing app offering automated savings plans, Nigerian Stock Exchange stock purchases, and mutual funds.","verified_maker":false,"maker_site":null,"file_size_bytes":143488000,"minimum_os":"15.0","content_rating":"17+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/54/ef/d2/54efd241-6895-d4dd-7a40-73f54dd65cef/APPSTORE__U00285.5_U0029-9.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f9/b7/6d/f9b76d78-0446-4200-d83a-fae53c2c30e1/APPSTORE__U00285.5_U0029-7.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ca/15/8e/ca158ee2-dd25-e875-391e-df569da81f4a/APPSTORE__U00285.5_U0029-8.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a8/1c/9a/a81c9a06-4940-417c-ee24-45f4e5ee4ede/APPSTORE__U00285.5_U0029-5.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f3/9f/89/f39f8905-d105-2516-46da-fd9c6195bc7a/APPSTORE__U00285.5_U0029-3.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a2/c9/1c/a2c91c21-5775-4268-47c8-178cf60e0017/APPSTORE__U00285.5_U0029-2.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/3e/65/b9/3e65b9e0-93c9-33c4-4f64-e6ca4d2e5924/APPSTORE__U00285.5_U0029-1.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/0d/c9/2a/0dc92a45-6f1b-5bfe-881f-38f4652883c8/APPSTORE__U00285.5_U0029-4.png/392x696bb.png"],"developer_name":"CowryWise Inc","editors_choice":null,"url":"https://apptierlist.com/apps/cowrywise-save-invest-money-1436590033/","api_url":"https://apptierlist.com/api/v1/apps/cowrywise-save-invest-money-1436590033","schema_version":"1.0","generated_at":"2026-10-23T07:28:44.606Z","data_as_of":"2026-10-23T06:47:21.997Z","description":"We are licensed by the SEC, enabling you to grow and manage your money securely. With direct access to the largest pool of mutual funds in Nigeria, you can save and invest at competitive rates, and build wealth at your own pace, in ways that won’t take the “style” from your lifestyle.\n\nWith the Cowrywise app, you can:\n\nSAVE FOR SHORT AND LONG-TERM GOALS\n- Start automated savings with as little as ₦1,000. Save every day, week, or month with our Flexible Periodic Savings Plan\n- Save for your periodic needs - rent, school fees, gadgets, dream car or apartment, etc\n- Earn double-digit interest - much better than you’ll find at your bank\n- Save as a group to reach your goals faster with Circles\n- Prepare for unforeseen emergencies by creating a personalized Emergency Fund\n\nOWN A PIECE OF NAIJA’S TOP PERFORMING COMPANIES\n- Naija, how market? The doors to the Nigerian Stocks Exchange are now open to you! Buy stocks of over 140 companies listed on the Nigerian Stock Exchange, right on the app.\n- Get access to real-time data, business insights and historical performances of each company\n- Get a visual snapshot of how the Nigerian Stock Market is performing through our State of the Market interactive heatmap. \n- Get actionable tips with our in-app stock mini course to help you on your Stock Investing journey.\n\nINVEST AND GROW WEALTH AT YOUR PACE\n- Invest in any of our mutual funds matching your financial goals and risk appetite. Mutual funds contain low-risk assets like Treasury Bills, bonds, or stocks\n- Diversify your portfolio by investing in different mutual funds from top investment firms in Nigeria.\n\nYOUR MONEY IS IN SAFE HANDS\n- We are licensed by the Securities and Exchange Commission (SEC).\n- Your savings are invested in low-risk financial instruments and are held by a custodian,  Zenith Nominees, a subsidiary of Zenith Bank Plc. This means your money is professionally managed and secured.\n\nTo protect your account, we have implemented security infrastructure such as PIN, two-factor authentication, and Security Questions. We comply with the National Data Protection Commission (NDPC) regulations to safeguard your data. Your BVN and bio-data are safe with us.\n\nGET SUPPORT WHEN YOU NEED IT!\n- We offer support through the app, phone, email, Facebook, Instagram, and X (formerly Twitter). If you need assistance with your account, we’re always here to help!\n\nHOW IT WORKS IN 5 SIMPLE STEPS:\n- Download the app\n- Create your account\n- Tap “Save” or “Invest”\n- Follow the prompts to fund any of your plans\n- Congratulations! You are now one step closer to a wealthier version of yourself.\n\nStart planning for short-term goals, and long-term goals, and take control of your financial future.","facts":{"developer_id":1436590032,"developer_url":"https://cowrywise.com/","first_released":"2018-10-17T12:37:23Z","support_url":null,"privacy_url":null,"website_url":null,"app_version":"8.24.1","release_notes":"• Get expert ratings and analysis to help you make informed stock investing decisions\n• Trade stocks for your kids within their Nest, after participating in an offer on their behalf\n• See a refreshed investment experience that gives you a clearer view of your investments and returns\n• Have more control over your payments to track them and retry failed ones","rating_current_version":4.60307,"rating_count_current_version":13496,"star_counts":null,"genres":["Finance","Utilities"],"languages":["EN"],"content_advisories":null,"device_families":null,"made_for_iphone_duo":null,"chart":null},"freshness":{"apple_read_at":"2026-10-21T14:21:14.248Z","catalog_read_at":null,"reviews_checked_at":"2026-10-15T20:23:00.409Z","summary_written_at":"2026-10-17T02:09:13.389Z","placed_at":"2026-10-15T06:02:53.114Z","scored_at":"2026-10-23T06:47:21.997Z"},"editorial":{"one_liner":"Savings and investing app offering automated savings plans, Nigerian Stock Exchange stock purchases, and mutual funds.","what_is":"Cowrywise is a Finance app for saving and investing money, with access to mutual funds and stocks listed on the Nigerian Stock Exchange. The listing says it is licensed by the Securities and Exchange Commission (SEC) and that customer savings are held by custodian Zenith Nominees, a subsidiary of Zenith Bank Plc. The app is free to download.","good_for":["Setting up automated daily, weekly, or monthly savings","Buying stocks of companies listed on the Nigerian Stock Exchange","Investing in mutual funds matched to a personal risk appetite"],"pricing":"Cowrywise: Save & Invest Money is free to download on the App Store.","faq":[{"q":"Is Cowrywise regulated?","a":"The company is licensed by the Securities and Exchange Commission (SEC). It also says customer savings are held by custodian Zenith Nominees, a subsidiary of Zenith Bank Plc."},{"q":"What is the minimum amount to start saving?","a":"The listing says automated savings can start with as little as ₦1,000 through the Flexible Periodic Savings Plan."},{"q":"How can I contact support?","a":"The listing says support is offered through the app, phone, email, Facebook, Instagram, and X (formerly Twitter)."}],"model":"claude-haiku-5-5","created_at":"2026-10-17T02:09:13.389Z"},"memberships":[{"list":"mutual-fund-investing","list_name":"mutual fund investing","list_status":"active","list_url":"https://apptierlist.com/best/mutual-fund-investing/","position":1,"tier":"S","score":85.6,"components":{"rating":92.2,"votes":81.9,"rank":68.4,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-15T06:02:53.114Z"},{"list":"saving-money","list_name":"saving 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