{"app_store_id":871022793,"slug":"credit-com-871022793","name":"Credit.com","subtitle":"Credit Score and Grades","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/3b/d4/e1/3bd4e178-8e91-2a17-3efa-c0b3be2bf234/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/credit-com/id871022793?uo=4","price":0,"currency":"USD","rating":4.71031,"rating_count":7218,"in_app_purchases":false,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":null,"primary_genre":"Finance","version_date":"2025-09-30T03:26:40Z","updated_at":"2026-10-20T10:49:11.600Z","stale":false,"missing_since":null,"one_liner":"Free app to check your credit score and report summary, track changes every 14 days, and view personalized offers.","verified_maker":false,"maker_site":null,"file_size_bytes":13010944,"minimum_os":"13","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ae/6a/3b/ae6a3b56-bcac-80c9-3fb7-2c4342e06828/Check_your_Free_Credit_Score.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/9d/71/44/9d7144d5-185b-5497-7c31-477754d8aa06/credit_report_card_resized3.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/71/c3/60/71c3609d-f040-0093-b43b-74a867e984f8/resized_image.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a1/2e/86/a12e8691-fdfb-208d-7e86-01f62e172817/Build_Your_Credit_With_Advise__U0026_Tips.png/320x480bb.jpg"],"developer_name":"Credit.com, Inc.","editors_choice":false,"url":"https://apptierlist.com/apps/credit-com-871022793/","api_url":"https://apptierlist.com/api/v1/apps/credit-com-871022793","schema_version":"1.0","generated_at":"2026-10-21T19:15:55.776Z","data_as_of":"2026-10-21T00:40:12.960Z","description":"Discover the brand-new Credit.com app—now with a completely redesigned interface to make managing your credit simpler, smarter, and more secure.\n\n\nCheck your credit score and report summary for free, track what’s impacting your credit, and get personalized insights to help you build a stronger financial future. Updates every 14 days let you see how your score changes over time, while our tools and resources give you actionable steps to improve.\n\n\nBest of all, using the Credit.com app won’t hurt your score, and your data is protected at every step by industry-leading security.\n\n\nTRACK YOUR SCORES\n\n\t•\tGet your free credit score and credit report snapshot\n\t•\tMonitor updates every 14 days to stay on top of changes\n\t•\tSpot potential fraud or identity theft early\n\t•\tWatch your score history to see your progress\n\nGET PERSONALIZED OFFERS\n\n\t•\tSee which credit cards, loans, or other products you’re more likely to qualify for\n\t•\tCompare offers matched to your unique credit standing—before you apply\n\nWith a refreshed design, intuitive navigation, and trusted tools, the Credit.com app makes it easier than ever to take control of your credit.","facts":{"developer_id":871022796,"developer_url":"https://credit.com","first_released":"2014-07-06T04:43:46Z","support_url":"https://credit.com/contact-us","privacy_url":"https://www.credit.com/privacy/","website_url":"https://credit.com/","app_version":"3.0.0","release_notes":"We’ve given the Credit.com  app a complete design refresh! Enjoy a cleaner, more intuitive interface that makes it even easier to track, understand, and improve your credit.","rating_current_version":4.71031,"rating_count_current_version":7218,"star_counts":[213,95,202,550,6158],"genres":["Finance"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipad","ipod"],"chart":null},"freshness":{"apple_read_at":"2026-10-20T10:49:11.600Z","catalog_read_at":"2026-10-20T10:49:11.600Z","reviews_checked_at":null,"summary_written_at":"2026-10-19T11:54:11.599Z","placed_at":"2026-10-16T15:39:48.075Z","scored_at":"2026-10-21T00:40:12.960Z"},"editorial":{"one_liner":"Free app to check your credit score and report summary, track changes every 14 days, and view personalized offers.","what_is":"Credit.com is a finance app for checking a free credit score and report summary. It updates every 14 days so users can follow score history and flags potential fraud or identity theft. It also shows credit cards, loans, or other products users are more likely to qualify for.","good_for":["Checking your credit score and report summary for free","Watching score changes over time with 14-day updates","Comparing personalized credit card or loan offers before applying"],"pricing":"Credit.com is free, with no in-app purchases on the App Store.","faq":[{"q":"Will using the app hurt my credit score?","a":"Using the Credit.com app won't hurt your score."},{"q":"How is my data protected?","a":"The listing says your data is protected at every step by industry-leading security, without naming specific measures."},{"q":"How often is my credit information updated?","a":"The listing says updates occur every 14 days, so you can see how your score changes over time."}],"model":"claude-haiku-5-5","created_at":"2026-10-19T11:54:11.599Z"},"memberships":[{"list":"credit-monitoring","list_name":"credit monitoring","list_status":"active","list_url":"https://apptierlist.com/best/credit-monitoring/","position":15,"tier":"B","score":78.8,"components":{"rating":94.1,"votes":78.6,"rank":95.4,"recency":47.1},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-16T15:39:48.075Z"}],"main_list":"credit-monitoring","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":130321,"at":"2026-10-16T16:11:07.622Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":871022793,"app":"credit-com-871022793","from":null,"to":"B","reason":"score 79.1","job":"rescore"},{"id":128598,"at":"2026-10-16T15:39:48.075Z","kind":"membership_added","list":"credit-monitoring","app_store_id":871022793,"app":"credit-com-871022793","from":null,"to":"active","reason":"Free credit score and report snapshot, updates every 14 days, score history, and early fraud or identity theft spotting.","job":"shadow"},{"id":119322,"at":"2026-10-16T04:04:51.811Z","kind":"app_added","list":null,"app_store_id":871022793,"app":"credit-com-871022793","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"credit-monitoring","list_name":"credit monitoring","status":"active","review_status":"checked","position":15,"tier":"B","score":78.8,"components":{"rating":94.1,"votes":78.6,"rank":95.4,"recency":47.1},"ranks":[{"country":"us","rank":16},{"country":"gb","rank":2},{"country":"ca","rank":5},{"country":"au","rank":3},{"country":"de","rank":2}],"verdicts":[{"verdict":"keep","reason":"Free credit score and report snapshot, updates every 14 days, score history, and early fraud or identity theft spotting.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-16T15:39:48.075Z","attempts":1,"current":true},{"verdict":"keep","reason":"The app's core purpose is free credit score and report tracking with updates every 14 days and fraud alerts. That makes it a direct alternative to Credit Karma and Credit Sesame.","verifier":"list check","decided_at":"2026-10-16T15:39:48.075Z","attempts":1,"current":true}]}]},"data_version":40208,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/credit-com-871022793/"}}