{"app_store_id":476718980,"slug":"credit-sesame-grow-your-score-476718980","name":"Credit Sesame: Grow Your Score","subtitle":"Manage, Track & Build Credit","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/87/11/a1/8711a139-c59b-39e3-0026-f8b1a2bbe4c4/AppIcon-AppStore-0-0-1x_U007emarketing-0-10-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/credit-sesame-grow-your-score/id476718980?uo=4","price":0,"currency":"USD","rating":4.80911,"rating_count":436202,"in_app_purchases":true,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":"2026-10-20T23:29:12.762Z","primary_genre":"Finance","version_date":"2026-10-20T19:12:51Z","updated_at":"2026-10-23T04:07:32.383Z","stale":false,"missing_since":null,"one_liner":"Free app that checks your credit score, tracks changes, sends credit alerts and shows credit card and loan offers.","verified_maker":false,"maker_site":null,"file_size_bytes":224683008,"minimum_os":"18","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/63/1a/83/631a8335-6602-c24a-2386-3308b096c7cd/CS_2024_ASO_1242x2688_1.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/fc/51/90/fc5190c1-4d5d-8814-3dc3-08e16fa57e9e/CS_2024_ASO_1242x2688_2.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/97/c7/28/97c72840-70ed-5dc7-5cfc-04d448c6a17d/CS_2024_ASO_1242x2688_3.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/83/86/96/83869687-ce96-137d-3a64-cf0b7d4711e1/CS_2024_ASO_1242x2688_4.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/34/16/93/34169355-847e-2b94-13c4-a620965e5510/CS_2024_ASO_1242x2688_5.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/de/6e/05/de6e0555-dac3-f422-7362-70455f25633e/CS_2024_ASO_1242x2688_7.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/03/f4/d2/03f4d218-e1b3-4df7-55a0-5130bf1a5a55/CS_2024_ASO_1242x2688_8.jpg/320x480bb.jpg"],"developer_name":"Credit Sesame, Inc.","editors_choice":false,"url":"https://apptierlist.com/apps/credit-sesame-grow-your-score-476718980/","api_url":"https://apptierlist.com/api/v1/apps/credit-sesame-grow-your-score-476718980","schema_version":"1.0","generated_at":"2026-10-23T18:18:42.394Z","data_as_of":"2026-10-23T05:44:12.543Z","description":"Credit Sesame is an all-in-one credit score management app designed to improve your credit score and financial health. Our platform empowers you to access, understand, and build your credit, managing its growth and protection.\n\n\nWe analyze your credit profile to find the best offers for credit cards and products that match your needs, making it easier to reach financial goals.\n\nFrom understanding your credit score to finding credit card options, our app provides tools for smarter financial decisions. Whether your goal is to improve your credit score, repair credit, or secure your dream home, Credit Sesame is your trusted partner.\n\n\nJoin millions who rely on Credit Sesame to manage, protect, and grow their credit scores daily.\n\n\nBe wise and start improving your credit score and fiscal wellness today with features like:\n\n\n▶ Check your Credit Score for Free\n\n\nCredit Sesame refreshes your credit score daily, so you can monitor progress! Understand what impacts your credit score and get insights on how to improve it.\n\n\n▶ Credit Report Summary & Sesame Grade\n\n\nReceive a weekly credit report summary with a simple letter grade, highlighting key factors influencing your credit score.\n\n\n▶ Free Credit Alerts & Credit Monitoring\n\n\nStay informed with real-time alerts on changes in your credit report, safeguarding your credit score from unexpected shifts.▶ See Your Credit Score Potential\n\n\nGet insights into how current actions may impact your future credit score. Receive guidance on steps to improve.\n\n\n▶ Credit Sesame Premium Subscription\n\n\nUnlock enhanced credit score insights and protection with a Credit Sesame premium subscription, which includes:\n\n\n• 3-Bureau Credit Scores: Access your credit scores from Experian, Equifax, and TransUnion.\n\n\n\n• Credit Score Simulator: See how different financial actions impact your credit score.\n\n\n• Credit Dispute Support: Identify and dispute inaccuracies that affect your credit score.\n\n\n• Rent Reporting: Build credit history by reporting rent payments to credit bureaus.\n\n\n• Instant Credit Offers: Receive personalized credit offers with high approval odds.\n\n\nTake advantage of these features with a Credit Sesame premium subscription—empowering you to make informed decisions and protect your credit score and financial future.\n\n▶ DISCLOSURES\n\n\nEligibility and additional details, personal loan interest rates and fees: You can see personal loan offers on the Credit Sesame personal loan marketplace from third party advertisers from which Credit Sesame receives compensation.\n\n\nOffers have rates that range from 1.99% apr to 35.99% apr with terms from 1 to 10 years. Rates are subject to change without notice and are controlled by our third party advertisers, not Credit Sesame. Depending on the particular lender, other fees may apply, such as origination fees or late payment fees. See the particular lender's terms and conditions for additional details.\n\n\nAll loan offers on Credit Sesame require your application and approval by the lender. You may not qualify for a personal loan at all or you may not qualify for the lowest rates or the highest offer amounts.\n\n\nPersonal loan repayment example: the following example assumes a $15,000 personal loan with a four year (48 month) term. For aprs ranging from 1.99% to 35.99%, monthly payments would range from $338 to $594. Assuming all of the 48 payments are made on-time, the total amount paid would range from $16,212 to $28,492.\n\n\nJoin over 18 million members maximizing their credit potential with Credit Sesame. Make informed decisions and take control of your financial future today!\n\nFor more information:\n\n\nAll Policies: https://www.creditsesame.com/legal/policies/\nCustomer Service: help@creditsesame.com","facts":{"developer_id":476718983,"developer_url":"https://www.youtube.com/watch?v=Kuc1Dq2nuMc","first_released":"2011-11-29T10:52:45Z","support_url":"https://help.creditsesame.com/hc/en-us","privacy_url":"http://www.creditsesame.com/about/privacy-policy/","website_url":"https://www.youtube.com/watch?v=Kuc1Dq2nuMc","app_version":"7.33","release_notes":"We are always making improvements to Credit Sesame. To make sure you can access the latest analysis and alerts about your credit score, keep your Updates turned on!","rating_current_version":4.80911,"rating_count_current_version":436202,"star_counts":[2102,1798,12266,44918,375138],"genres":["Finance","Business"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipad"],"made_for_iphone_duo":null,"chart":null},"freshness":{"apple_read_at":"2026-10-23T04:07:32.383Z","catalog_read_at":"2026-10-10T02:35:02.948Z","reviews_checked_at":"2026-10-20T23:29:12.762Z","summary_written_at":"2026-10-17T06:02:13.436Z","placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-23T05:44:12.543Z"},"editorial":{"one_liner":"Free app that checks your credit score, tracks changes, sends credit alerts and shows credit card and loan offers.","what_is":"Credit Sesame is a credit score management app listed in the Finance genre. It refreshes your credit score daily, provides a weekly report summary with a letter grade, and sends alerts on changes to your credit report. It also shows credit card and personal loan offers from third party advertisers.","good_for":["Checking your credit score and tracking changes over time","Understanding which factors affect your credit score","Comparing credit card or personal loan offers from third parties"],"pricing":"Credit Sesame: Grow Your Score is free to download, with in-app purchases on the App Store.","faq":[{"q":"Is the app free to use?","a":"The app is free to download. The listing also says it offers in-app purchases, including a Premium subscription with 3-bureau scores, a score simulator, dispute support, rent reporting and instant credit offers."},{"q":"Which credit scores does it show?","a":"The free features include checking your credit score with daily refreshes. Scores from Experian, Equifax and TransUnion are listed as part of the Premium subscription."},{"q":"Are the loan offers from Credit Sesame?","a":"Loan offers come from third party advertisers, and Credit Sesame receives compensation from them. Rates range from 1.99% to 35.99% APR, and every offer requires your application and lender approval."}],"model":"claude-haiku-5-5","created_at":"2026-10-17T06:02:13.436Z"},"memberships":[{"list":"credit-monitoring","list_name":"credit monitoring","list_status":"active","list_url":"https://apptierlist.com/best/credit-monitoring/","position":4,"tier":"A","score":85.9,"components":{"rating":96.2,"votes":96.4,"rank":51.2,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-11T01:28:54.005Z"}],"main_list":"credit-monitoring","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"maker":null,"history":[{"id":116621,"at":"2026-10-16T02:39:51.804Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":476718980,"app":"credit-sesame-grow-your-score-476718980","from":null,"to":"A","reason":"checked from the list's side: ranked #3","job":"rescore"},{"id":106335,"at":"2026-10-15T14:59:00.691Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":476718980,"app":"credit-sesame-grow-your-score-476718980","from":"A","to":null,"reason":"under review: not checked from the list's side yet","job":"rescore"},{"id":46399,"at":"2026-10-09T17:18:33.693Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":476718980,"app":"credit-sesame-grow-your-score-476718980","from":"C","to":"A","reason":"score 85.9","job":"rescore"},{"id":38751,"at":"2026-10-09T08:38:03.422Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":476718980,"app":"credit-sesame-grow-your-score-476718980","from":null,"to":"C","reason":"score 73.1","job":"rescore"},{"id":26420,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"credit-monitoring","app_store_id":476718980,"app":"credit-sesame-grow-your-score-476718980","from":null,"to":"active","reason":"Core job: free daily-refreshed credit score, weekly report summary, and real-time credit alerts and monitoring for changes.","job":"fill"},{"id":20916,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":476718980,"app":"credit-sesame-grow-your-score-476718980","from":null,"to":null,"reason":"discovered","job":"fill"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"credit-monitoring","list_name":"credit monitoring","status":"active","review_status":"checked","position":4,"tier":"A","score":85.9,"components":{"rating":96.2,"votes":96.4,"rank":51.2,"recency":100},"ranks":[{"country":"us","rank":5}],"verdicts":[{"verdict":"keep","reason":"Its core purpose is free credit score and report monitoring with daily refreshes and change tracking, a direct peer of Credit Karma and Experian.","verifier":"list check","decided_at":"2026-10-16T02:06:51.809Z","attempts":1,"current":true},{"verdict":"keep","reason":"Core job: free daily-refreshed credit score, weekly report summary with grade, and real-time credit alerts and monitoring.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-11T01:28:54.005Z","attempts":1,"current":false},{"verdict":"keep","reason":"Core job: free daily-refreshed credit score, weekly report summary, and real-time credit alerts and monitoring for changes.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-09T03:59:53.925Z","attempts":1,"current":false}]}]},"data_version":42005,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/credit-sesame-grow-your-score-476718980/"}}