{"app_store_id":1399085077,"slug":"dailypay-on-demand-pay-1399085077","name":"DailyPay On-Demand Pay","subtitle":"Your money, when you need it!","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/99/37/94/99379425-d635-0787-79a5-69566cc72545/AppIcon-0-0-1x_U007epad-0-1-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/dailypay-on-demand-pay/id1399085077?uo=4","price":0,"currency":"USD","rating":4.82964,"rating_count":507077,"in_app_purchases":false,"recent_rating":2.1,"recent_review_count":20,"reviews_checked_at":"2026-10-14T03:48:53.692Z","primary_genre":"Finance","version_date":"2026-10-12T09:11:11Z","updated_at":"2026-10-20T14:24:13.877Z","stale":false,"missing_since":null,"one_liner":"Access earned pay early, plus a prepaid Visa card, savings goals, credit score monitoring and cash back offers.","verified_maker":false,"maker_site":null,"file_size_bytes":117936128,"minimum_os":"15.1","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ec/e5/46/ece546f2-ac97-8e4f-761d-52f29790bb42/a45a1fec-fff9-4ed9-99df-2c8e29f31001_Screen_26_-_5.5.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ce/ba/24/ceba2405-2993-0e27-fb74-fe1c92ea28c1/f10168e5-6ae5-46e2-9ba2-b9a8750043bb_Screen_27_-_5.5.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/89/93/cb/8993cb8d-aca4-80e0-6494-eaa486b47483/4a16c5ff-dbc3-4475-8d42-0080b58fe81c_Screen_28_-_5.5.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ed/93/f1/ed93f18d-1368-70a1-95e4-32a5824c4c62/4338c1f0-45fa-4b4c-a5b1-ca15b192c9db_Screen_18_-_5.5.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3a/08/b8/3a08b852-f7c6-7f1d-47ce-98eac2b3c010/3895b186-8322-4ed9-8c85-7ca6d2ab4f1f_Screen_20_-_5.5.jpg/392x696bb.jpg"],"developer_name":"DAILYPAY INC","editors_choice":false,"url":"https://apptierlist.com/apps/dailypay-on-demand-pay-1399085077/","api_url":"https://apptierlist.com/api/v1/apps/dailypay-on-demand-pay-1399085077","schema_version":"1.0","generated_at":"2026-10-22T06:27:20.568Z","data_as_of":"2026-10-22T01:26:12.817Z","description":"‘About DailyPay’\nTake control of your financial future. DailyPay gives you access to your earned pay, plus tools to save money and monitor your credit, all in one place.\nACCESS YOUR EARNED PAY INSTANTLY \n\nGet your hard-earned money as soon as your shift ends. You always have a no-fee* instant transfer option available.\n\nTRACK YOUR EARNINGS & CREDIT IN REAL-TIME\n\nSee your earnings in real-time and monitor your credit score for free.\nGET YOUR DAILYPAY VISA® PREPAID CARD \n\nSpend anywhere Visa is accepted with FDIC-insured protection. Keep your card even when you change jobs.\nBUILD SMART SAVINGS AUTOMATICALLY \n\n\nSet personalized savings goals and get the tools, expert coaching, and resources to reach them.\nUNLOCK CURATED OFFERS & CASH BACK¶ \nGet cash back plus exclusive deals on the everyday essentials you need most, like gas, groceries & insurance. \nTRUSTED WITH 24/7 SUPPORT \n\nCount on award-winning customer support backed by industry-standard security, protecting your money and data.\n—-\nDownload the app for free and get started in minutes.\n—-\nIMPORTANT DETAILS FOR ELIGIBILITY\nDailyPay is a voluntary employer-provided benefit. Please check with your employer if you have questions about your eligibility.\nDISCLOSURES\nThe DailyPay Visa® Prepaid Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa debit cards are accepted. \n¶Cash Back rewards earned on qualifying purchases will generally be transferred to your Card Account within 49 days after the qualifying purchase is settled. If you close your Card Account, any earned Cash Back rewards not yet transferred to your Card Account will be forfeited. See the DailyPay Cash Back Program Terms & Conditions for full details.\n*On-Demand Pay requires employer participation in DailyPay. On-Demand Pay fees will be waived for any DailyPay transfers made to a DailyPay Card set up with direct deposit. Instant Transfers may not be available to residents in all states.\nYour funds are FDIC insured through The Bancorp Bank, N.A.; Member FDIC. DailyPay is not FDIC-insured. Deposit insurance coverage only protects against failure of The Bancorp Bank, N.A.","facts":{"developer_id":1399085076,"developer_url":null,"first_released":"2018-12-04T07:33:19Z","support_url":"https://help.dailypay.com/hc/en-us","privacy_url":"https://www.dailypay.com/privacy","website_url":null,"app_version":"55.0.0","release_notes":"Hello DailyPayers!\n\nIn this most recent release, we’ve made some quality of life improvements including addressing bugs, feedback, and stability concerns in order to make DailyPay great to use.","rating_current_version":4.82964,"rating_count_current_version":507077,"star_counts":[10640,2987,7627,19610,466213],"genres":["Finance"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipad","ipod"],"chart":{"name":"top-free Finance","position":63}},"freshness":{"apple_read_at":"2026-10-20T14:24:13.877Z","catalog_read_at":"2026-10-20T14:24:13.877Z","reviews_checked_at":"2026-10-14T03:48:53.692Z","summary_written_at":"2026-10-18T05:32:11.895Z","placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-22T01:26:12.817Z"},"editorial":{"one_liner":"Access earned pay early, plus a prepaid Visa card, savings goals, credit score monitoring and cash back offers.","what_is":"DailyPay is a Finance app that gives users access to earned pay soon after a shift ends, with an instant transfer option that requires employer participation. It also includes a DailyPay Visa prepaid card, real-time earnings and credit score tracking, savings goal tools, and cash back offers. The listing describes DailyPay as a voluntary employer-provided benefit.","good_for":["Workers who want pay soon after a shift ends","People whose employer offers DailyPay as a benefit","Users who want earnings and credit score in one app"],"pricing":"DailyPay On-Demand Pay is free, with no in-app purchases on the App Store.","faq":[{"q":"Do I need my employer to take part?","a":"On-Demand Pay requires employer participation in DailyPay. The listing says DailyPay is a voluntary employer-provided benefit and advises checking with your employer about eligibility."},{"q":"Is my money FDIC insured?","a":"The listing says funds are FDIC insured through The Bancorp Bank, N.A., Member FDIC. It also states DailyPay is not FDIC-insured and that coverage only protects against failure of the bank."},{"q":"Are there fees for instant transfers?","a":"The listing says On-Demand Pay fees are waived for transfers to a DailyPay Card set up with direct deposit. It also says Instant Transfers may not be available to residents in all states."}],"model":"claude-haiku-5-5","created_at":"2026-10-18T05:32:11.895Z"},"memberships":[{"list":"cash-advances","list_name":"cash advances","list_status":"active","list_url":"https://apptierlist.com/best/cash-advances/","position":10,"tier":"A","score":85.1,"components":{"rating":96.6,"votes":97.1,"rank":46.6,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-10T04:36:02.943Z"}],"main_list":"cash-advances","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":141205,"at":"2026-10-17T04:53:13.387Z","kind":"tier_changed","list":"cash-advances","app_store_id":1399085077,"app":"dailypay-on-demand-pay-1399085077","from":"B","to":"A","reason":"rank shift: #10, score unchanged at 85.3","job":"rescore"},{"id":123333,"at":"2026-10-16T06:40:51.839Z","kind":"tier_changed","list":"cash-advances","app_store_id":1399085077,"app":"dailypay-on-demand-pay-1399085077","from":null,"to":"B","reason":"checked from the list's side: ranked #10","job":"rescore"},{"id":107691,"at":"2026-10-15T15:15:01.036Z","kind":"tier_changed","list":"cash-advances","app_store_id":1399085077,"app":"dailypay-on-demand-pay-1399085077","from":"A","to":null,"reason":"under review: not checked from the list's side yet","job":"rescore"},{"id":78218,"at":"2026-10-14T12:36:19.780Z","kind":"tier_changed","list":"cash-advances","app_store_id":1399085077,"app":"dailypay-on-demand-pay-1399085077","from":"B","to":"A","reason":"score 85.4","job":"rescore"},{"id":63089,"at":"2026-10-12T17:06:00.123Z","kind":"tier_changed","list":"cash-advances","app_store_id":1399085077,"app":"dailypay-on-demand-pay-1399085077","from":"D","to":"B","reason":"score 85.4","job":"rescore"},{"id":45394,"at":"2026-10-09T15:59:34.008Z","kind":"tier_changed","list":"cash-advances","app_store_id":1399085077,"app":"dailypay-on-demand-pay-1399085077","from":"B","to":"D","reason":"score 73.4","job":"rescore"},{"id":37801,"at":"2026-10-09T07:22:03.522Z","kind":"tier_changed","list":"cash-advances","app_store_id":1399085077,"app":"dailypay-on-demand-pay-1399085077","from":null,"to":"B","reason":"score 73.4","job":"rescore"},{"id":26342,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"cash-advances","app_store_id":1399085077,"app":"dailypay-on-demand-pay-1399085077","from":null,"to":"active","reason":"The core job is on-demand access to earned pay before payday, with instant transfer as soon as a shift ends.","job":"fill"},{"id":20868,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":1399085077,"app":"dailypay-on-demand-pay-1399085077","from":null,"to":null,"reason":"discovered","job":"fill"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"cash-advances","list_name":"cash advances","status":"active","review_status":"checked","position":10,"tier":"A","score":85.1,"components":{"rating":96.6,"votes":97.1,"rank":46.6,"recency":100},"ranks":[{"country":"ca","rank":28}],"verdicts":[{"verdict":"keep","reason":"DailyPay's core purpose is on-demand access to earned wages before payday. This is the same earned-wage-access model as EarnIn, which is already in the list, so users comparing cash advance apps would expect it.","verifier":"list check","decided_at":"2026-10-16T06:30:51.840Z","attempts":1,"current":true},{"verdict":"keep","reason":"Core job is on-demand access to earned pay before payday, with a no-fee instant transfer option.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-10T04:36:02.943Z","attempts":1,"current":false},{"verdict":"keep","reason":"The core job is on-demand access to earned pay before payday, with instant transfer as soon as a shift ends.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-09T03:59:53.925Z","attempts":1,"current":false}]}]},"data_version":40637,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/dailypay-on-demand-pay-1399085077/"}}