{"app_store_id":1532735366,"slug":"dcu-digital-banking-1532735366","name":"DCU Digital Banking","subtitle":null,"icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/ee/c7/22/eec72232-887b-3e52-8b49-8b38fd5277e2/AppIcon-0-0-1x_U007epad-0-0-0-1-0-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/dcu-digital-banking/id1532735366?uo=4","price":0,"currency":"USD","rating":4.87734,"rating_count":129362,"in_app_purchases":null,"recent_rating":3.7,"recent_review_count":20,"reviews_checked_at":"2026-10-10T22:43:56.205Z","primary_genre":"Finance","version_date":"2026-09-08T12:45:24Z","updated_at":"2026-10-10T22:43:56.205Z","stale":false,"missing_since":null,"one_liner":"Finance app by DIGITAL FEDERAL CREDIT UNION on the App Store.","verified_maker":false,"maker_site":null,"file_size_bytes":112309248,"minimum_os":"15.0","content_rating":"4+","language_count":2,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource112/v4/f1/45/8c/f1458c0e-6b37-9888-58cd-ccfb98f81175/553af2db-3f0b-4a14-9bd8-21ce38aa3978_iphone-1242x2208-screen1.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource112/v4/27/bc/b5/27bcb512-0da2-a873-b8f1-ed32b51f8351/5df0efc1-58ac-470d-aa68-ee87eee00e2d_iphone-1242x2208-screen2.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/Purple122/v4/22/69/99/22699966-7eaf-a249-a220-fc45a66f40ab/7587e242-fd98-4ea2-b5a0-1a7879f84f1f_iphone-1242x2208-screen3.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource112/v4/fc/f4/1a/fcf41a04-1718-bb08-1f78-508d63b1b1d3/2e7aa701-6cb7-440f-b003-91c126e8e775_iphone-1242x2208-screen4.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/7c/b2/c7/7cb2c7d7-7a22-14fc-17fb-f262d3d0fb6e/0d85f69c-c9b6-4be5-a831-35c6c6700e5b_iphone-1242x2208-screen5_.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource112/v4/ff/ce/9a/ffce9a24-3d21-0871-fa92-c0ba0fdad082/e9e43d22-6aff-4aff-b6e7-5f4f10e2c450_iphone-1242x2208-screen6.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/Purple112/v4/c5/1b/e7/c51be748-51ba-4402-1443-cfa6e8191733/acf8101c-1b12-4b77-a219-469706176110_iphone-1242x2208-screen7.jpg/392x696bb.jpg"],"developer_name":"DIGITAL FEDERAL CREDIT UNION","editors_choice":null,"url":"https://apptierlist.com/apps/dcu-digital-banking-1532735366/","api_url":"https://apptierlist.com/api/v1/apps/dcu-digital-banking-1532735366","schema_version":"1.0","generated_at":"2026-10-20T08:47:35.125Z","data_as_of":"2026-10-20T06:30:12.097Z","description":"DCU’s digital banking platform brings together innovative tools and unique features that put you in the financial driver’s seat. You can deposit checks, transfer money, view your balance – and a whole lot more. \n\nTAKE CONTROL OF YOUR MONEY\n\n•\tFutureLook™ helps you see into your financial future with an easy-to-read forecast based on your current choices. \n•\tOur easy-to-use Payment Planner can help you pay off your loans even faster.\n•\tYou can create strategic financial goals and review your progress every step of the way.\n\nSTREAMLINE MONEY MANAGEMENT\nExplore new ways to manage your money and achieve financial wellness.\n\n•\tHolistic view of your finances.\n•\tAll of your accounts in one place – including ones at other financial institutions. \n•\tSeamless payments.\n\nWith a unique-to-you digital banking experience that focuses on your money’s future, you can plan for whatever life throws your way. DCU Digital Banking is here to give you financial peace of mind. \n\n---\n\nFUTURELOOK™\n\nFutureLook™ provides insight into your spending habits with an easy-to-read forecast based on your current choices. You’ll be able to answer simple questions about what you can afford and see the potential benefit of paying more towards your loans and/or credit cards – in real time. \n\nSpecifically, FutureLook™ identifies your recurring income (e.g., paychecks), recurring expenses (e.g., electric bill), and average daily spending (e.g., the morning coffee run). By doing so, you can see your estimated checking account balance one month into the future (on a daily basis) and one year into the future (on a monthly basis). \n\nAll in all, FutureLook™ is a unique tool that helps you see how your money could better serve you.\n\nPAYMENT PLANNER\nOur easy-to-use payment planner will help answer questions like:\n\n•\t“If I paid more on my auto loan, how much interest would I save?” \n•\t“If I only make the minimum payment, when will I be debt-free?”\n•\t“How quickly can I pay off my loan?” \n\nGOALS\nWe make it easy to focus on your life goals with a digital banking experience that was designed for you. You can create strategic financial goals and review your progress every step of the way. No matter what you’re saving money for, we can help you create a personalized action plan that works for you. \n\nOTHER STANDARD FEATURES\n- Manage Quick Balance accounts*\n- Find branches and ATMs nearby\n- Deposit Checks**\n- View balances, current and pending transactions, and account history\n- Transfer funds\n- Pay Bills\n- Make a loan payment\n- View important messages and account alerts\n- Update your contact information\n- Add Travel Notifications to avoid unnecessary fraud alerts while you’re away\n- Apply for loans and view your preapproval offers\n- Make a balance transfer to your DCU Visa Platinum Card\n\n*If you login to multiple memberships, Quick Balances will need to be setup individually under each membership. \n**Upon approval. All deposits are subject to DCU’s Funds Availability Policy.","facts":{"developer_id":1064872219,"developer_url":"https://www.dcu.org/access/ways-to-connect/digital-banking.html","first_released":"2022-01-31T08:00:00Z","support_url":null,"privacy_url":null,"website_url":null,"app_version":"2.25.1","release_notes":"- Bug fixes","rating_current_version":4.87734,"rating_count_current_version":129362,"star_counts":null,"genres":["Finance"],"languages":["EN","ES"],"content_advisories":null,"device_families":null,"chart":null},"freshness":{"apple_read_at":"2026-10-10T22:43:56.205Z","catalog_read_at":null,"reviews_checked_at":"2026-10-10T22:43:56.205Z","summary_written_at":null,"placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-20T06:30:12.097Z"},"editorial":null,"memberships":[{"list":"banking","list_name":"banking","list_status":"active","list_url":"https://apptierlist.com/best/banking/","position":135,"tier":null,"score":72.2,"components":{"rating":97.5,"votes":91.1,"rank":0,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"provisional","judged_at":"2026-10-09T03:59:53.925Z"}],"main_list":"banking","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":43973,"at":"2026-10-09T14:10:41.142Z","kind":"tier_changed","list":"banking","app_store_id":1532735366,"app":"dcu-digital-banking-1532735366","from":"D","to":null,"reason":"score 72.2","job":"rescore"},{"id":36600,"at":"2026-10-09T06:06:03.151Z","kind":"tier_changed","list":"banking","app_store_id":1532735366,"app":"dcu-digital-banking-1532735366","from":null,"to":"D","reason":"score 72.2","job":"rescore"},{"id":28767,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"banking","app_store_id":1532735366,"app":"dcu-digital-banking-1532735366","from":null,"to":"active","reason":"It is a credit union's digital banking app: deposit checks, transfer money, view balances, and make payments.","job":"fill"},{"id":22277,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":1532735366,"app":"dcu-digital-banking-1532735366","from":null,"to":null,"reason":"discovered","job":"fill"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"banking","list_name":"banking","status":"active","review_status":"checked","position":135,"tier":null,"score":72.2,"components":{"rating":97.5,"votes":91.1,"rank":0,"recency":100},"ranks":[],"verdicts":[{"verdict":"keep","reason":"DCU's official credit union app for depositing checks, transferring money and viewing balances. That is everyday mobile banking, like the Chase and Wells Fargo apps already in the list.","verifier":"list check","decided_at":"2026-10-17T08:31:13.406Z","attempts":1,"current":true},{"verdict":"keep","reason":"It is a credit union's digital banking app: deposit checks, transfer money, view balances, and make payments.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-09T03:59:53.925Z","attempts":1,"current":false}]}]},"data_version":38728,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/dcu-digital-banking-1532735366/"}}