{"app_store_id":1240710873,"slug":"debt-payoff-box-snowball-plan-1240710873","name":"Debt Payoff Box: Snowball Plan","subtitle":null,"icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/43/28/1e/43281ef0-f60f-f5bd-17b9-a2c58aee0604/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/debt-payoff-box-snowball-plan/id1240710873?uo=4","price":0,"currency":"USD","rating":4.51894,"rating_count":2455,"in_app_purchases":null,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":null,"primary_genre":"Finance","version_date":"2026-09-23T15:03:21Z","updated_at":"2026-10-20T21:07:12.947Z","stale":false,"missing_since":null,"one_liner":"Debt payoff planner that compares smallest-first and highest-interest-first orders and shows the effect of extra.","verified_maker":false,"maker_site":null,"file_size_bytes":36007936,"minimum_os":"15.0","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/dc/1b/c2/dc1bc27b-68a2-0a94-dab8-9ec08c652424/1.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c6/94/ea/c694eadb-bd4c-64e4-770a-65c890b5490c/1.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f8/a6/4e/f8a64e33-0feb-05cf-127b-695579675b75/1.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6e/de/2a/6ede2aa6-8586-fe56-a112-13ca3012801c/1.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/9d/39/aa/9d39aac8-ddf0-8fbd-3d4a-35d666b646c0/1.png/320x480bb.jpg"],"developer_name":"Natalia Alekseenko","editors_choice":null,"url":"https://apptierlist.com/apps/debt-payoff-box-snowball-plan-1240710873/","api_url":"https://apptierlist.com/api/v1/apps/debt-payoff-box-snowball-plan-1240710873","schema_version":"1.0","generated_at":"2026-10-22T00:25:03.726Z","data_as_of":"2026-10-21T15:59:15.443Z","description":"Getting out of debts is the first step on the journey towards financial freedom, and Debt Payoff Box (formerly Debt Free Box) is your companion on that journey.\n\nDebt Payoff Box is the easiest to use Debt Payoff management app – no need to track every transaction or detail – just set up your payoff plan once and app will help you follow it through until you are fully Debt Free.\n\nDo you have a mortgage, car loan, student loan or any other debt that you’ve struggled with for years or months trying to clear it? You are not alone. The Debt Payoff Box will ease your mind by helping you plan to pay off your debts on time.\n\nYou no longer need to be overwhelmed by debts when there’s an app that will organize all debts in one place and help you clear them fast.\n\nThis app is FREE, so you can as well hit the install button now!\n\nWhy You Will Love Debt Payoff Box:\n\nSnowball method and extra payment strategy:\n-      Define in which order you want to pay off your debts - smallest first? or highest interest first? \n-      Use released monthly funds to pay off subsequent debts faster (like a snowball)\n-      Add extra payment every month and see how much you will save interest and time\n\n “Fast forward”:\n-\tNo need to manually enter your transactions! Just tell app to fast forward for you\n-\tFast forward allows app to update your debt to current status as if you were following initial plan\n-\tYou can manually update your debts or change your payoff plan any time \n\nSimple and clean user interface with no ads \n– This helps you to see results clearly and quickly.\n\nNew/Edit debt option – Allows you to edit:\n-\tName\n-\tCategory of the debt (auto, bank, credit card, student loan, medical, mortgage, computer, bill consolidation and others)\n-\tRemaining balance\n-\tLoan amount\n-\tInterest rate \n-\tNext due date\n-\tMinimum monthly payment\n\nShows payment schedule details:\n-\tBalance\n-\tPay off debt\n-\tInterest\n-\tPayment amount made\n-\tPrincipal\n-\tRemaining balance\n\nFastest payoff - The app calculates the cheapest and fastest method of paying off your entire debt.\n\nIt gives you total control – You can go through your debts and decide which debts you should pay off first and the extra amount to pay. The app helps you to remain focused on your plan.\n\nSupports all types of debt - The Debt Payoff Box supports different types of debts including credit card, cash loan, student loan, car loan, mortgage and more.\n\nWhat-if analysis – You can try out different ‘What-if’ scenarios such as a change in the interest rate or extra monthly payments. \n\nExtra payment option – Helps to calculate interest and time savings.\n\nSuper compatible – It’s optimized to work on all your preferred mobile devices.\n\nRegular updates – No more bugs or annoying crashes. The app has periodic updates to ensure it works flawlessly. The updates may also come with some new, awesome, bonus features.\n\nFeel free to drop us a line! We’re always listening to your suggestions to improve Debt Payoff Box. If you have any issues with the app, just contact us and we will help you!\n\n** Are you loving our app? We’d love to hear about it! Please take a moment to leave us a nice review. It really helps! **\n\nWhile you’re in the sharing mood, go ahead and throw us a like on Facebook too, THANKS.  \n\nWe appreciate your support greatly! You inspire us to make more great apps like Debt Payoff Box. Start leaving debts behind by installing the Debt Payoff Box on your mobile device!","facts":{"developer_id":1687799743,"developer_url":null,"first_released":"2017-07-17T17:49:47Z","support_url":null,"privacy_url":null,"website_url":null,"app_version":"1.5.1","release_notes":"Record an extra one-off payment or mark the next payment complete — all from the debt screen.","rating_current_version":4.51894,"rating_count_current_version":2455,"star_counts":null,"genres":["Finance","Productivity"],"languages":["EN"],"content_advisories":null,"device_families":null,"chart":null},"freshness":{"apple_read_at":"2026-10-20T21:07:12.947Z","catalog_read_at":null,"reviews_checked_at":null,"summary_written_at":"2026-10-19T12:12:11.612Z","placed_at":"2026-10-19T11:59:11.690Z","scored_at":"2026-10-21T15:59:15.443Z"},"editorial":{"one_liner":"Debt payoff planner that compares smallest-first and highest-interest-first orders and shows the effect of extra.","what_is":"Debt Payoff Box (formerly Debt Free Box) is a finance app for planning how to pay off several debts, such as mortgages, car loans, student loans and credit cards. You set up a payoff plan once, and the app can use a fast forward feature to bring your debt balances up to date as if you had followed that plan. The app also includes what-if scenarios, payment schedule details and no ads.","good_for":["Paying off several debts from one place","Comparing smallest-balance-first and highest-interest-first payoff orders","Testing how extra monthly payments change interest and payoff time"],"pricing":"Debt Payoff Box: Snowball Plan is free to download on the App Store.","faq":[{"q":"Do I need to enter every transaction?","a":"No. You set up your payoff plan once, then use fast forward to update each debt to its current status as if you had followed the initial plan. You can also update debts manually at any time."},{"q":"Which types of debt does it support?","a":"It supports credit card, cash loan, student loan, car loan, mortgage and more. The debt category options include auto, bank, credit card, student loan, medical, mortgage, computer, bill consolidation and others."},{"q":"Does the app show ads or charge for features?","a":"The app has a clean interface with no ads and is free to download. It does not list any in-app purchases, and the App Store listing does not state any other charges."}],"model":"claude-haiku-5-5","created_at":"2026-10-19T12:12:11.612Z"},"memberships":[{"list":"debt-payoff","list_name":"debt payoff","list_status":"active","list_url":"https://apptierlist.com/best/debt-payoff/","position":3,"tier":"A","score":87.7,"components":{"rating":81,"votes":74.6,"rank":95.4,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-19T11:59:11.690Z"},{"list":"debt-tracking","list_name":"debt tracking","list_status":"active","list_url":"https://apptierlist.com/best/debt-tracking/","position":7,"tier":"B","score":74.5,"components":{"rating":81,"votes":74.6,"rank":42.4,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-19T11:59:11.690Z"}],"main_list":"debt-payoff","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":190186,"at":"2026-10-21T14:59:13.997Z","kind":"tier_changed","list":"debt-tracking","app_store_id":1240710873,"app":"debt-payoff-box-snowball-plan-1240710873","from":"C","to":"B","reason":"score 66.1 to 74.5","job":"rescore"},{"id":190185,"at":"2026-10-21T14:59:13.997Z","kind":"tier_changed","list":"debt-payoff","app_store_id":1240710873,"app":"debt-payoff-box-snowball-plan-1240710873","from":"C","to":"A","reason":"score 66.1 to 87.7","job":"rescore"},{"id":176483,"at":"2026-10-19T12:23:11.594Z","kind":"tier_changed","list":"debt-payoff","app_store_id":1240710873,"app":"debt-payoff-box-snowball-plan-1240710873","from":null,"to":"C","reason":"score 66.1","job":"rescore"},{"id":176347,"at":"2026-10-19T12:08:11.614Z","kind":"tier_changed","list":"debt-tracking","app_store_id":1240710873,"app":"debt-payoff-box-snowball-plan-1240710873","from":null,"to":"C","reason":"score 66.1","job":"rescore"},{"id":176141,"at":"2026-10-19T11:59:11.690Z","kind":"membership_added","list":"debt-tracking","app_store_id":1240710873,"app":"debt-payoff-box-snowball-plan-1240710873","from":null,"to":"active","reason":"Organizes all debts (mortgage, car, student loans) in one place and updates their status with fast forward or manual edits.","job":"shadow"},{"id":176140,"at":"2026-10-19T11:59:11.690Z","kind":"membership_added","list":"debt-payoff","app_store_id":1240710873,"app":"debt-payoff-box-snowball-plan-1240710873","from":null,"to":"active","reason":"Core purpose: set up a snowball or highest-interest payoff plan with extra payments and see time and interest saved until debt free.","job":"shadow"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"debt-payoff","list_name":"debt payoff","status":"active","review_status":"checked","position":3,"tier":"A","score":87.7,"components":{"rating":81,"votes":74.6,"rank":95.4,"recency":100},"ranks":[{"country":"us","rank":3},{"country":"gb","rank":3},{"country":"ca","rank":4},{"country":"au","rank":12},{"country":"de","rank":6}],"verdicts":[{"verdict":"keep","reason":"Core purpose: set up a snowball or highest-interest payoff plan with extra payments and see time and interest saved until debt free.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-19T11:59:11.690Z","attempts":1,"current":true},{"verdict":"keep","reason":"Its core purpose is a snowball/avalanche payoff plan that sets the order of debts and shows the effect of extra payments.","verifier":"list check","decided_at":"2026-10-19T11:59:11.690Z","attempts":1,"current":true}]},{"list":"debt-tracking","list_name":"debt tracking","status":"active","review_status":"checked","position":7,"tier":"B","score":74.5,"components":{"rating":81,"votes":74.6,"rank":42.4,"recency":100},"ranks":[{"country":"us","rank":49}],"verdicts":[{"verdict":"keep","reason":"Organizes all debts (mortgage, car, student loans) in one place and updates their status with fast forward or manual edits.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-19T11:59:11.690Z","attempts":1,"current":true},{"verdict":"keep","reason":"It organizes all debts in one place and tracks progress paying them off, which is what this list is for.","verifier":"list check","decided_at":"2026-10-19T11:59:11.690Z","attempts":1,"current":true}]}]},"data_version":40407,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/debt-payoff-box-snowball-plan-1240710873/"}}