{"app_store_id":1087101090,"slug":"experian-1087101090","name":"Experian®","subtitle":"Control Your Credit & Finances","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/ee/89/21/ee892100-c15e-2adf-77d4-1f9811264035/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/experian/id1087101090?uo=4","price":0,"currency":"USD","rating":4.84361,"rating_count":2722697,"in_app_purchases":true,"recent_rating":3.55,"recent_review_count":20,"reviews_checked_at":"2026-10-12T20:12:53.415Z","primary_genre":"Finance","version_date":"2026-10-15T23:21:27Z","updated_at":"2026-10-19T07:01:11.844Z","stale":false,"missing_since":null,"one_liner":"Free app for viewing an Experian credit report and FICO Score, with credit monitoring, a credit offers marketplace and…","verified_maker":false,"maker_site":null,"file_size_bytes":250383360,"minimum_os":"17.0","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/04/e0/41/04e04142-ce72-a0e6-c443-27121e449e88/EXP_d_Fy26-30107_ECWApp_iOS_BFFSamMainStoreListingBrand_1290x2796.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/fc/e9/07/fce90799-59df-0488-4cb1-34501b770e61/EXP_d_Fy26-30108_ECWApp_iOS_BFFSamMainStoreListingFICO_1290x2796.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6d/f2/99/6df2994d-a31d-981b-cf09-e1cf6b552eee/EXP_d_Fy26-30109_ECWApp_iOS_BFFSamMainStoreListingBoost_1290x2796.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/b1/24/c2/b124c24b-8435-b1e9-c60a-15b04abce28e/EXP_d_Fy26-30110_ECWApp_iOS_BFFSamMainStoreListingNDD_1290x2796.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/6a/23/8d/6a238dd3-0c8b-4c2c-ae0b-2dc7e74769c8/EXP_d_Fy26-30111_ECWApp_iOS_BFFSamMainStoreListingSave_1290x2796.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/dd/53/d9/dd53d9ce-5a59-1db7-e551-616e5e1e8957/EXP_d_Fy26-30112_ECWApp_iOS_BFFSamMainStoreListingSubX_1290x2796.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c6/6e/23/c66e2307-8095-4fcc-eecc-0324c2e6615f/EXP_d_Fy26-30113_ECWApp_iOS_BFFSamMainStoreListingAuto_1290x2796.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c8/e8/1b/c8e81b5a-24a5-3564-93f1-62fac488c388/EXP_d_Fy26-30114_ECWApp_iOS_BFFSamMainStoreListingPL_1290x2796.jpg/320x480bb.jpg"],"developer_name":"CONSUMERINFO.COM, INC.","editors_choice":false,"url":"https://apptierlist.com/apps/experian-1087101090/","api_url":"https://apptierlist.com/api/v1/apps/experian-1087101090","schema_version":"1.0","generated_at":"2026-10-20T12:27:03.726Z","data_as_of":"2026-10-20T11:04:11.593Z","description":"Get your Experian Credit Report and FICO® Score with a free membership—no credit card needed! Apply for credit cards and loans labeled “No Ding Decline™” that won’t ding your FICO® Score if you’re not approved^^. You could save an avg of $1,007/year on car insurance^^^. Chat with the Experian Virtual Assistant™. With a paid membership, you could save an avg of $721 with Bill Negotiation & Subscription Cancellation**and get an advance with Experian Cash™ powered by Brigit^.  \n  \nGET STARTED FOR FREE \n■Experian Boost®ø \nRaise your FICO® Score* using bills you already pay - cell phone, utilities, streaming services and eligible rent payments \n■Credit monitoring  \nStay informed if accounts are opened in your name, or new inquiries appear on your Experian credit report \n■Marketplace^  \nCompare credit card, personal loan or car insurance quotes matched to your credit profile\n■Financial health assessment#  \nTake a survey and get suggested actions to improve your overall financial health and see what steps you could take to improve it \n  \nPREMIUM BENEFITS   \n■Bill Negotiation & Subscription Cancellation**  \n You could save time and up to $721 when we negotiate and cancel your bills \n ■Experian CreditLock***  \nProtect against identity theft by locking your Experian credit file. Get real-time alerts if someone applies for credit in your name while locked \n ■Experian Cash™ powered by Brigit##  \nGet a $25-250 advance when you need it most \n\nTERMS  \n See experian.com/legal for Terms of Use Agreement, Privacy Policy, Marketplace Licenses & Disclosures, Insurance State Licenses and Insurance Carrier Partner Details.  \n øResults will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®.  \n *Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8 or another type of credit score altogether.  \n **Results will vary. Not all bills or subs eligible. Savings not guaranteed. $721 avg. est. savings w/ 1+ negotiation & 1+ cancelation. Paid membership w/connected payment account(s) req’d. See experian.com for details. \n ***Experian CreditLock is a separate service from Security Freeze: experian.com/freeze/center.html. Learn about the differences at Experian.com \n ##Based on FICO® Score 8 model. Approval is not guaranteed. Some may not see savings from improved interest rates. Offers are not available in all states.   \n ^^Applying for cards and loans labeled ‘No Ding Decline™’ won’t hurt your credit scores if you aren’t initially approved. Initial approval will result in hard inquiry, which may impact your credit scores.   \n ^^^Results will vary and some may not see savings. Average savings of $1,007 per year for customers who switched and saved.  \n #Results may vary. The financial health assessment is for informational purposes only and is not intended to provide financial, legal, tax, or other advice.  \n^Experian Cash™ is powered by Brigit. Not all users will qualify. Depending on eligibility, advances range from $25–$250.  Express delivery is optional and a fee may apply. Monthly membership fee may apply, cancel anytime. Not available in all states. You are not required to enroll in a paid membership to receive an advance. Users that are eligible for an advance may access an advance with a free Experian membership. Terms apply.  \n©2026 Experian. All rights reserved. Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners.","facts":{"developer_id":1087101089,"developer_url":"http://www.experian.com/?pc=map_exp_ecwapp","first_released":"2016-05-16T17:28:24Z","support_url":"http://www.experian.com/corporate/personal-services-contacts.html#cMember","privacy_url":"https://usa.experian.com/login/#/publicPrivacyPolicy","website_url":"http://www.experian.com/?pc=map_exp_ecwapp","app_version":"4.2.36","release_notes":"From bug fixes to performance upgrades, we’ve fine-tuned the Experian app to give you the best mobile credit experience.","rating_current_version":4.84361,"rating_count_current_version":2722697,"star_counts":[12158,7641,55153,243792,2403170],"genres":["Finance","Productivity"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipad"],"chart":{"name":"top-free Finance","position":28}},"freshness":{"apple_read_at":"2026-10-19T07:01:11.844Z","catalog_read_at":"2026-10-17T20:51:11.613Z","reviews_checked_at":"2026-10-12T20:12:53.415Z","summary_written_at":"2026-10-12T15:39:53.329Z","placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-20T11:04:11.593Z"},"editorial":{"one_liner":"Free app for viewing an Experian credit report and FICO Score, with credit monitoring, a credit offers marketplace and…","what_is":"Experian is a finance app from Experian that provides access to an Experian credit report and FICO Score with a free membership. It includes credit monitoring, a Boost feature that uses eligible bill payments, a marketplace for comparing credit card, personal loan or car insurance quotes, and a financial health survey. A paid membership adds bill negotiation and subscription cancellation, CreditLock, and an advance through Experian Cash powered by Brigit.","good_for":["Checking your Experian credit report and FICO Score","Monitoring new accounts or inquiries opened in your name","Comparing credit card, personal loan or car insurance quotes"],"pricing":"Experian® is free to download, with in-app purchases on the App Store.","faq":[{"q":"Does the free membership require a credit card?","a":"A free membership needs no credit card and gives access to your Experian credit report and FICO Score."},{"q":"Can Experian Boost lower my score or fail to help?","a":"Results will vary. Not all payments are boost-eligible, and some users may not receive an improved score or approval odds."},{"q":"What does the paid membership add?","a":"Bill Negotiation and Subscription Cancellation, Experian CreditLock, and Experian Cash powered by Brigit, which offers advances from $25 to $250. Savings are not guaranteed."}],"model":"claude-haiku-5-5","created_at":"2026-10-12T15:39:53.329Z"},"memberships":[{"list":"credit-monitoring","list_name":"credit monitoring","list_status":"active","list_url":"https://apptierlist.com/best/credit-monitoring/","position":3,"tier":"A","score":87.2,"components":{"rating":96.9,"votes":100,"rank":52,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"}],"main_list":"credit-monitoring","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":136784,"at":"2026-10-17T02:20:13.401Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":1087101090,"app":"experian-1087101090","from":"S","to":"A","reason":"rank shift: #3, score unchanged at 87.2","job":"rescore"},{"id":115564,"at":"2026-10-16T01:53:51.804Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":1087101090,"app":"experian-1087101090","from":null,"to":"S","reason":"list left review: 6 or more members checked, ranked #1","job":"rescore"},{"id":106341,"at":"2026-10-15T14:59:00.691Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":1087101090,"app":"experian-1087101090","from":"S","to":null,"reason":"under review: not checked from the list's side yet","job":"rescore"},{"id":96753,"at":"2026-10-15T06:58:36.036Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":1087101090,"app":"experian-1087101090","from":"A","to":"S","reason":"rank shift: #1, score unchanged at 87.2","job":"rescore"},{"id":89722,"at":"2026-10-15T01:03:53.108Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":1087101090,"app":"experian-1087101090","from":"S","to":"A","reason":"rank shift: #1, score unchanged at 87.2","job":"rescore"},{"id":46404,"at":"2026-10-09T17:18:33.693Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":1087101090,"app":"experian-1087101090","from":"B","to":"S","reason":"score 87.2","job":"rescore"},{"id":38756,"at":"2026-10-09T08:38:03.422Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":1087101090,"app":"experian-1087101090","from":null,"to":"B","reason":"score 74.2","job":"rescore"},{"id":25474,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"credit-monitoring","app_store_id":1087101090,"app":"experian-1087101090","from":null,"to":"active","reason":"Offers a free Experian credit report and FICO Score plus credit monitoring alerts for new accounts and inquiries.","job":"fill"},{"id":20372,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":1087101090,"app":"experian-1087101090","from":null,"to":null,"reason":"discovered","job":"fill"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"credit-monitoring","list_name":"credit monitoring","status":"active","review_status":"checked","position":3,"tier":"A","score":87.2,"components":{"rating":96.9,"votes":100,"rank":52,"recency":100},"ranks":[{"country":"us","rank":1}],"verdicts":[{"verdict":"keep","reason":"The app's core purpose is giving the Experian credit report and FICO score with alerts on new accounts and inquiries, which is exactly credit monitoring.","verifier":"list check","decided_at":"2026-10-16T01:06:51.811Z","attempts":1,"current":true},{"verdict":"keep","reason":"Offers a free Experian credit report and FICO Score plus credit monitoring alerts for new accounts and inquiries.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-09T03:59:53.925Z","attempts":1,"current":false}]}]},"data_version":38884,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/experian-1087101090/"}}