{"app_store_id":1247975276,"slug":"finhabits-invest-my-money-1247975276","name":"Finhabits: Invest My Money","subtitle":"ETFs, Stocks, Emma AI Planning","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/d7/e1/3c/d7e13c0e-1ab7-f787-e605-d30d95b65a6d/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/finhabits-invest-my-money/id1247975276?uo=4","price":0,"currency":"USD","rating":4.63935,"rating_count":21622,"in_app_purchases":false,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":null,"primary_genre":"Finance","version_date":"2026-07-12T14:36:35Z","updated_at":"2026-10-16T19:27:40.290Z","stale":false,"missing_since":null,"one_liner":"Investing app offering diversified portfolios, automatic deposits and an AI guide, with free and paid plan tiers.","verified_maker":false,"maker_site":null,"file_size_bytes":14589952,"minimum_os":"15.0","content_rating":"4+","language_count":2,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/70/04/a6/7004a63a-e3bc-c044-176d-6eda35e441e7/0ffdbab7-d621-4a9b-9718-c2f3ca23212e_5.5_ENG-01__U00282_U0029.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/38/0e/24/380e2498-9b6a-7115-0d12-57c5bf5f2db3/19b53d21-6399-4445-8f76-548cc9117ff6_5.5_ENG-02__U00282_U0029.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/60/a9/fc/60a9fcbb-c51e-215e-b3aa-163149848ab5/6fa3e40e-c4a5-4c71-931b-17a580f9e5c2_5.5_ENG-03.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/79/4b/44/794b442c-97ad-b09f-c51c-5544c3570067/a6ca7400-1c5e-4d98-9e3b-6a5bc34f2a72_5.5_ENG-04.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/82/38/40/82384079-45b8-b6d7-ec47-94dc206095ea/06a7b3f8-52f7-471f-bca3-db7d18d7735f_5.5_ENG-05.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a6/89/a7/a689a768-0b41-aa53-efaa-f2325e0cca26/9cc5fbc0-4ca2-44e0-a372-f93a42515483_5.5_ENG-06.jpg/392x696bb.jpg"],"developer_name":"Finhabits Inc.","editors_choice":false,"url":"https://apptierlist.com/apps/finhabits-invest-my-money-1247975276/","api_url":"https://apptierlist.com/api/v1/apps/finhabits-invest-my-money-1247975276","schema_version":"1.0","generated_at":"2026-10-24T14:31:52.064Z","data_as_of":"2026-10-24T13:12:12.541Z","description":"Investing in stocks doesn't have to be complicated.\nFinhabits is the financial partner Latino families need. With Finhabits you can start with a clear plan, set up automatic deposits, and build your financial future — and your family's — with no minimum investment.\nInvest for goals like your retirement, buying a home, building an emergency fund, or your next projects. Our accounts and portfolios are designed to help you reach these goals with strategy and long-term focus.\nBuild your plan directly from the app and stay on track with tools that help you invest consistently, not impulsively.\n\nINVEST WITH A PLAN • Open up to 3 investment accounts with diversified portfolios designed for long-term growth. You decide how much to invest and how often. Set up automatic weekly or monthly deposits to stay disciplined. Choose between Roth or Traditional IRAs, individual accounts, or emergency funds based on your goals.\n\nGUIDANCE WHEN YOU NEED IT • Access Emma, your AI financial guide, 24/7 to answer questions about investing, goals, or planning. Receive personalized alerts and insights to help you stay focused and make decisions with clarity.\n\nSIMPLE AND TRANSPARENT PLANS\n1. Starter – Free: Financial wellness score · Money Journeys · educational tools.\n2. Growth – $10/month: Up to 3 investment accounts · diversified portfolios · automatic deposits · financial plan · 24/7 Emma access · exclusive content. We accept ITIN or Social Security Number.\n3. Premium – 1.0% AUM*: Everything in Growth + advisor meetings · CEO sessions · 1.0% AUM on the first $100K  · Fee cap - your portfolio is managed for free after your first $100K.\n*Available for combined portfolios of $12,000 or more invested.\n\nWe've helped over 900,000 people build better money habits. Our customers have invested over $400 million with Finhabits.\nStart your investment plan today — no minimum, no complications. Available in English and Spanish.\n\n—\n\n*Other custodial fees/expenses may apply and will be reflected in the pricing of the ETFs you invest in. These fees are not part of the monthly cost.\n\nInvestment advisory services offered through Finhabits Advisors LLC, an SEC registered investment adviser. Registration does not imply a certain level of skill or training. Past performance is no guarantee of future results or returns. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in loss. All information herein as well as any communications on social media are not an offer, solicitation of an offer, or advice to buy or sell securities or services. Securities offered through Apex Clearing Corporation, Member FINRA, SIPC. Securities in your account are protected up to $500,000. See SIPC.org for more details. By using this website, you hereby consent to our Terms of Use and Privacy Policy. A person shall only become a client of Finhabits when he or she has signed the advisory agreement and acknowledged receiving all disclosures from Finhabits. Exchange Traded Funds are provided by Vanguard and iShares, registered trademarks of The Vanguard Group Inc. and BlackRock Inc.\n\nInsurance services offered through Finhabits Insurance Services LLC, a licensed producer in certain states. Visit https://www.finhabits.com/insurance-licenses for more details. All information herein as well as any communications on social media are not an offer to sell insurance nor an advertisement of insurance in any place except states with licenses. Finhabits Advisors LLC is not a fiduciary to insurance products or services.\n\nAll images are for illustrative purposes only and show hypothetical accounts, balance, growth, and do not represent an actual or typical client experience. For important legal disclosures regarding Finhabits, please carefully review https://www.finhabits.com/legal.\n\n© Finhabits Inc. All rights reserved.\n———\n413 West 14th Street\nNew York, New York, 10014","facts":{"developer_id":1500940637,"developer_url":"https://www.finhabits.com/?utm_source=appstore&utm_campaign=appview","first_released":"2017-10-24T13:29:42Z","support_url":"https://www.finhabits.com/faq?utm_source=appstore&utm_campaign=appview","privacy_url":"https://www.finhabits.com/privacy-policy?utm_source=appstore&utm_campaign=appview","website_url":"https://www.finhabits.com/?utm_source=appstore&utm_campaign=appview","app_version":"1.29.0","release_notes":"We're always working to make Finhabits better. This update includes performance improvements, bug fixes, and enhancements to help you build your financial future with confidence.","rating_current_version":4.63935,"rating_count_current_version":21622,"star_counts":[974,266,659,1786,17937],"genres":["Finance","Lifestyle"],"languages":["EN","ES"],"content_advisories":null,"device_families":["iphone","ipad","ipod"],"made_for_iphone_duo":null,"chart":null},"freshness":{"apple_read_at":"2026-10-16T19:27:40.290Z","catalog_read_at":"2026-10-15T15:44:00.420Z","reviews_checked_at":null,"summary_written_at":"2026-10-14T18:16:33.755Z","placed_at":"2026-10-14T14:23:19.781Z","scored_at":"2026-10-24T13:12:12.541Z"},"editorial":{"one_liner":"Investing app offering diversified portfolios, automatic deposits and an AI guide, with free and paid plan tiers.","what_is":"Finhabits is an investing app for building a plan toward goals such as retirement, buying a home, or an emergency fund. Users can open up to 3 investment accounts with diversified portfolios, set automatic weekly or monthly deposits, and choose Roth or Traditional IRAs, individual accounts, or emergency funds. The app is available in English and Spanish.","good_for":["Saving for retirement through a Roth or Traditional IRA","Setting up regular automatic investment deposits","Building an emergency fund alongside other goals"],"pricing":"Finhabits: Invest My Money is free, with no in-app purchases on the App Store.","faq":[{"q":"Is there a minimum amount needed to invest?","a":"There is no minimum investment. It also says you decide how much to invest and how often."},{"q":"Which types of accounts can I open?","a":"You can open up to 3 investment accounts, choosing between Roth or Traditional IRAs, individual accounts, or emergency funds based on your goals."},{"q":"What does the free Starter plan include?","a":"The Starter plan is free and includes a financial wellness score, Money Journeys, and educational tools. The Growth plan at $10/month adds investment accounts, automatic deposits, a financial plan, and 24/7 Emma access."}],"model":"claude-haiku-5-5","created_at":"2026-10-14T18:16:33.755Z"},"memberships":[{"list":"investing","list_name":"investing","list_status":"active","list_url":"https://apptierlist.com/best/investing/","position":65,"tier":null,"score":67.3,"components":{"rating":92.8,"votes":83.3,"rank":0,"recency":92.9},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"provisional","judged_at":"2026-10-14T14:23:19.781Z"}],"main_list":"investing","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"maker":null,"history":[{"id":135156,"at":"2026-10-17T01:03:13.386Z","kind":"tier_changed","list":"investing","app_store_id":1247975276,"app":"finhabits-invest-my-money-1247975276","from":"D","to":null,"reason":"rank shift: #42, below the tiered top 40","job":"rescore"},{"id":109152,"at":"2026-10-15T15:30:00.489Z","kind":"tier_changed","list":"investing","app_store_id":1247975276,"app":"finhabits-invest-my-money-1247975276","from":null,"to":"D","reason":"rank shift: #33, score unchanged at 67.6, tier full (a quarter of the list)","job":"rescore"},{"id":81127,"at":"2026-10-14T14:23:19.781Z","kind":"membership_added","list":"investing","app_store_id":1247975276,"app":"finhabits-invest-my-money-1247975276","from":null,"to":"active","reason":"Core job is opening investment accounts (Roth/Traditional IRA, individual) with diversified portfolios and automatic deposits, no minimum.","job":"shadow"},{"id":73386,"at":"2026-10-14T01:02:47.966Z","kind":"app_added","list":null,"app_store_id":1247975276,"app":"finhabits-invest-my-money-1247975276","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"investing","list_name":"investing","status":"active","review_status":"checked","position":65,"tier":null,"score":67.3,"components":{"rating":92.8,"votes":83.3,"rank":0,"recency":92.9},"ranks":[],"verdicts":[{"verdict":"keep","reason":"Core job is opening investment accounts (Roth/Traditional IRA, individual) with diversified portfolios and automatic deposits, no minimum.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-14T14:23:19.781Z","attempts":1,"current":true},{"verdict":"keep","reason":"approved from the list's side","verifier":"list check","decided_at":"2026-10-14T14:23:19.781Z","attempts":1,"current":true}]}]},"data_version":42903,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/finhabits-invest-my-money-1247975276/"}}