{"app_store_id":1458274896,"slug":"flex-rent-on-your-schedule-1458274896","name":"Flex - Split Your Rent in 2","subtitle":"The #1 rent splitting app*","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/1e/b5/5d/1eb55dcc-3be2-7859-de7a-52064dee948e/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/flex-split-your-rent-in-2/id1458274896?uo=4","price":0,"currency":"USD","rating":4.8046,"rating_count":519203,"in_app_purchases":false,"recent_rating":4.05,"recent_review_count":20,"reviews_checked_at":"2026-10-20T11:20:11.704Z","primary_genre":"Finance","version_date":"2026-10-15T13:53:16Z","updated_at":"2026-10-22T09:15:14.216Z","stale":false,"missing_since":null,"one_liner":"Lets renters split a monthly rent payment into two payments, with rent paid upfront to the landlord or property.","verified_maker":false,"maker_site":null,"file_size_bytes":128761856,"minimum_os":"15.1","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/05/ef/0a/05ef0ab6-356d-3bd0-7642-3bcc364c944a/efa91819-28f3-4ac2-b40e-040a5f85dd4c_1242x2208_U20140.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6c/e2/ef/6ce2efff-a560-3980-6826-8b41e294535f/cbd12120-92f4-4ead-858f-fae782b269e2_1242x2208_U20141.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/56/4f/d7/564fd7f4-1987-f983-4784-121cc8c6a200/e72faf68-2632-41ae-aea3-97c3148eb500_1242x2208_U20142.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/62/a3/f0/62a3f0d5-e368-794a-8e50-002f37435acf/71fd0aff-8a1c-4f83-8509-03349b87a2fb_1242x2208_U20143.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/80/b9/9a/80b99ad7-65ae-7b5a-5d17-c31b7a30a6b2/bfacec79-8733-4a41-bb6b-9f9e1de15c75_1242x2208_U20144.png/392x696bb.png"],"developer_name":"Flexible Finance, Inc.","editors_choice":false,"url":"https://apptierlist.com/apps/flex-rent-on-your-schedule-1458274896/","api_url":"https://apptierlist.com/api/v1/apps/flex-rent-on-your-schedule-1458274896","schema_version":"1.0","generated_at":"2026-10-23T02:06:20.122Z","data_as_of":"2026-10-22T20:11:13.289Z","description":"Join 3.5 million customers using Flex. Split your rent into 2 payments—the first when it's due, the second on a date you choose during the month. When unexpected expenses hit, Flex gives you breathing room, whether you're paid weekly, biweekly, or have variable income. Your landlord or property gets paid upfront.\n\nHelp build your credit history with on-time payments. Still have money left over on the 1st.\n\nHOW IT WORKS\n1. Apply for Flex. If approved, set up your address and choose your payment schedule.\n2. Your rent gets paid in full to your landlord or property.\n3. You split rent payments in 2: half when rent is due, half before the end of the month.\n\nBUILD CREDIT FOR PAYING RENT\nYour on-time payments are reported to all major credit bureaus at no extra cost, so the rent you already pay can help to build credit history.\n\nSEE, SPLIT AND PAY YOUR BILLS IN ONE APP\nFlex is the app to split and pay your bills. Split your rent, car payment and everyday bills into smaller payments on dates that work for you.\n\nTRANSPARENT PRICING, BUILT TO GET YOU AHEAD\nWhat it costs: up to $5.99/month for the Flex membership, a 0.5% processing fee on the total bill amount, and a split fee of up to 3% of what you borrow (no reduction with early repayment). Debit card: no added charge. Credit card: 2.5% surcharge.\n\nFAQs\n- Can I pay rent, or my bills, in installments? Yes. One payment when your rent is due, a second later in the month, on a schedule you choose.\n- Is Flex a loan? No. Flex provides a line of credit through its bank partners, not a loan.\n- Does Flex report to credit bureaus? When turned on, on-time payments are reported to TransUnion, Experian, and Equifax, which helps build your credit history, included free with your Flex membership.\n\n*The #1 rent splitting app based on app store reviews, 2026.\n\nDisclosure\nFlexible Finance, Inc., together with its subsidiaries (\"Flex\"), is a financial technology company, not a bank. All loans, lines of credit , banking services, loan disbursements, and payment transmissions are offered by Lead Bank or Column N.A., Members FDIC. An application and credit assessment are required for approval. Availability of Flex services is subject to landlord and biller eligibility. Flex Rent users may pay a recurring monthly membership fee of $5.99; membership automatically renews until canceled. Flex Rent and Flex Bills users must pay a processing fee of 0.5% of your total rent or bill amount when paying your rent or bills through Flex services (an additional 2.5% surcharge applies when using a credit card). A split fee of up to 3% for each line of credit, based on how much you borrow each month, is also charged and cannot be reduced with early repayment. Flex Pay in Full users who are not extended a line of credit, are also subject to the 0.5% processing fee of their total rent amount (an additional 2.5% surcharge fee applies when using a credit card). Flex Pay in Full users who are not extended a line of credit are not subject to a recurring monthly membership fee. Other third party fees may apply. See your offer for more details. Positive rent payment history and information about your loan may be reported to one or more national credit bureaus. Your Flex payment history may impact your access to additional Flex services. All loan amounts vary based on eligibility. Any graphics are for illustrative purposes only. Terms and conditions apply. Neither Flex nor any of its subsidiaries disburse loan proceeds or engage in the movement of consumer funds. Brokering activities are performed by Flexible Finance Brokering, Inc. Servicing and collection activities are performed by Flexible Finance Servicing, Inc.\n\nLicenses\nFlexible Finance Brokering, Inc., Nationwide Multistate Licensing System (\"NMLS\") ID #2599800 Flexible Finance Servicing, Inc., NMLS ID #2256673\nPlease refer to NMLS Consumer Access for information on our licenses.","facts":{"developer_id":1458274895,"developer_url":"https://getflex.com/","first_released":"2019-05-21T14:26:16Z","support_url":"https://getflex.com/contact-us","privacy_url":"https://getflex.com/privacy/","website_url":"https://getflex.com/","app_version":"3.64.0","release_notes":"Thanks for using Flex! We update our app regularly to make your rent payment experience even better. Every update to the Flex app includes performance improvements like speed, reliability, and bug fixes. As new features are released, we'll highlight them for you directly in the app.","rating_current_version":4.8046,"rating_count_current_version":519203,"star_counts":[15041,3165,6417,18862,475083],"genres":["Finance"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipod"],"made_for_iphone_duo":null,"chart":{"name":"top-free Finance","position":109}},"freshness":{"apple_read_at":"2026-10-22T09:15:14.216Z","catalog_read_at":"2026-10-20T11:20:11.704Z","reviews_checked_at":"2026-10-20T11:20:11.704Z","summary_written_at":"2026-10-20T11:21:11.592Z","placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-22T20:11:13.289Z"},"editorial":{"one_liner":"Lets renters split a monthly rent payment into two payments, with rent paid upfront to the landlord or property.","what_is":"Flex is a finance app, listed as free to download, that pays a user's full rent to the landlord or property upfront. The user then repays that amount in two payments, with the second due before the end of the month. The listing also says Flex can split other bills, and that on-time payments can be reported to credit bureaus when that option is turned on.","good_for":["Renters paid weekly, biweekly, or with variable income","Renters who want on-time rent payments reported to credit bureaus","Splitting car payments and everyday bills into smaller payments"],"pricing":"Flex - Split Your Rent in 2 is free, with no in-app purchases on the App Store.","faq":[{"q":"Is Flex a loan?","a":"The listing says no. Flex provides a line of credit through its bank partners, and an application and credit assessment are required for approval."},{"q":"Does Flex report to credit bureaus?","a":"When turned on, on-time payments are reported to TransUnion, Experian, and Equifax. This is included free with the Flex membership."},{"q":"What does it cost?","a":"The listing states a membership of up to $5.99/month, a 0.5% processing fee on the total bill, and a split fee of up to 3% of the amount borrowed. Credit card payments add a 2.5% surcharge; debit has no added charge."}],"model":"claude-haiku-5-5","created_at":"2026-10-20T11:21:11.592Z"},"memberships":[{"list":"buy-now-pay-later","list_name":"buy now pay later","list_status":"active","list_url":"https://apptierlist.com/best/buy-now-pay-later/","position":9,"tier":"A","score":84.2,"components":{"rating":96.1,"votes":97.2,"rank":43.6,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"}],"main_list":null,"claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"maker":null,"history":[{"id":120676,"at":"2026-10-16T04:40:51.823Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1458274896,"app":"flex-rent-on-your-schedule-1458274896","from":null,"to":"A","reason":"checked from the list's side: ranked #8","job":"rescore"},{"id":105557,"at":"2026-10-15T14:59:00.691Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1458274896,"app":"flex-rent-on-your-schedule-1458274896","from":"A","to":null,"reason":"under review: not checked from the list's side yet","job":"rescore"},{"id":82084,"at":"2026-10-14T15:07:19.778Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1458274896,"app":"flex-rent-on-your-schedule-1458274896","from":"B","to":"A","reason":"score 84.6","job":"rescore"},{"id":73501,"at":"2026-10-14T01:05:49.786Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1458274896,"app":"flex-rent-on-your-schedule-1458274896","from":"C","to":"B","reason":"score 84.6","job":"rescore"},{"id":44873,"at":"2026-10-09T15:28:33.758Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1458274896,"app":"flex-rent-on-your-schedule-1458274896","from":"D","to":"C","reason":"score 85","job":"rescore"},{"id":37461,"at":"2026-10-09T07:06:03.430Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1458274896,"app":"flex-rent-on-your-schedule-1458274896","from":null,"to":"D","reason":"score 73.3","job":"rescore"},{"id":26203,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"buy-now-pay-later","app_store_id":1458274896,"app":"flex-rent-on-your-schedule-1458274896","from":null,"to":"active","reason":"Flex splits monthly rent into smaller installments by fronting the rest through a credit line and letting users repay later in the month, which is installment-s","job":"fill"},{"id":20784,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":1458274896,"app":"flex-rent-on-your-schedule-1458274896","from":null,"to":null,"reason":"discovered","job":"fill"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"buy-now-pay-later","list_name":"buy now pay later","status":"active","review_status":"checked","position":9,"tier":"A","score":84.2,"components":{"rating":96.1,"votes":97.2,"rank":43.6,"recency":100},"ranks":[{"country":"us","rank":43}],"verdicts":[{"verdict":"keep","reason":"Flex's core function is splitting rent into smaller installment payments via a credit line. It is essentially buy now, pay later applied to rent, so it fits alongside Affirm and Afterpay.","verifier":"list check","decided_at":"2026-10-16T04:32:51.812Z","attempts":1,"current":false},{"verdict":"keep","reason":"Flex splits monthly rent into smaller installments by fronting the rest through a credit line and letting users repay later in the month, which is installment-s","verifier":"claude-sonnet-5-5","decided_at":"2026-10-09T03:59:53.925Z","attempts":1,"current":false}]}]},"data_version":41404,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/flex-rent-on-your-schedule-1458274896/"}}