{"app_store_id":1395667279,"slug":"floatme-fast-cash-advance-app-1395667279","name":"FloatMe: Fast Cash Advance App","subtitle":"Instant Money Before Payday","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/4c/d4/01/4cd40119-ea82-6627-191c-169f5d6826e8/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/floatme-fast-cash-advance-app/id1395667279?uo=4","price":0,"currency":"USD","rating":4.78892,"rating_count":159581,"in_app_purchases":false,"recent_rating":4.65,"recent_review_count":20,"reviews_checked_at":"2026-10-18T09:18:11.894Z","primary_genre":"Finance","version_date":"2026-10-15T15:44:45Z","updated_at":"2026-10-21T16:16:14.539Z","stale":false,"missing_since":null,"one_liner":"Cash advance app sending Floats of earned but unpaid wages to your bank, with subscription tracking and Equifax credit.","verified_maker":false,"maker_site":null,"file_size_bytes":105135104,"minimum_os":"15.0","content_rating":"17+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/db/1d/92/db1d92fc-54ff-e928-a104-8f19aec5787a/Frame_1-_6.9.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/8d/87/4d/8d874da5-f929-66ea-0c32-f7ddb0f88fb4/Frame_2-_6.9.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/13/04/b8/1304b8ec-940d-7f44-996c-043240440a47/Frame_3-_6.9.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/db/bd/10/dbbd1096-53ef-4984-faf5-f4803c022e6f/Frame_4-_6.9.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f0/b5/f0/f0b5f0dd-b235-63ff-5e6c-3d9327b5216f/Frame_5-_6.9.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/34/c5/67/34c56784-f364-89ef-003f-0923cb379f98/Frame_6-_6.9.jpg/320x480bb.jpg"],"developer_name":"FloatMe Corp","editors_choice":false,"url":"https://apptierlist.com/apps/floatme-fast-cash-advance-app-1395667279/","api_url":"https://apptierlist.com/api/v1/apps/floatme-fast-cash-advance-app-1395667279","schema_version":"1.0","generated_at":"2026-10-21T23:16:39.678Z","data_as_of":"2026-10-21T22:23:13.328Z","description":"Meet FloatMe, your Best Financial Friend — here to help you get, manage, and save money. Connect your bank account and request a Float, a cash advance sent straight to your account. No credit checks. No interest. No tips, ever. Repay when you get paid or can afford it.\n\nFLOATS / CASH ADVANCES*\n\nPay bills, get gas, or grab groceries with cash advances. FloatMe helps you unlock your earned but unpaid wages fast with Floats. Download the app, connect your bank account, and you're off. Request a Float and we'll deliver it to your bank in three business days or less. Need it now? We'll expedite your Instant Float within seconds for a small fee.\n\nFirst time approval amounts range from $10 - $50. Eligible users may qualify for larger Floats over time, up to $200. Not all users will qualify and many will not qualify for the maximum amount right away. Average Float amount is $53 (as of July 1, 2026).\n\nSUBSCRIPTION MANAGER\n\nStill paying for that free trial you started in March? We'll find it. FloatMe spots the recurring charges hitting your linked account and puts them all in one place — what you're paying, how often, and what's coming up next. Keep the ones you love, cut the ones you forgot about. Included with membership.\n\nCREDIT MONITORING\n\nKnow your number. Check your Equifax credit score in the app, watch how it moves over time, and get a heads-up when something changes. Checking here won't ding your score. Also included with membership — no extra charge.\n\nMARKETPLACE OFFERS\n\nFind easy ways to earn a little extra, like taking an online survey or testing a video game. We hunt down deals and offers worth passing along to our budget-minded members.\n\nLOW BALANCE ALERTS\n\nAlways know where your balance stands. If you opt-in, we'll give you a nudge when funds are running low, so you can dodge those pesky overdraft fees.\n\nMEMBERSHIP\n\nMembership costs $6.99/month and provides access to FloatMe's suite of financial products and services, including Floats, Subscription Manager, Credit Monitoring, Marketplace Offers, and Low Balance Alerts. Membership will auto-renew until canceled. You can cancel anytime in-app or by contacting our support team at support@floatme.com. Uninstalling does not result in cancellation.\n\n*Floats/Advances: FloatMe's advance service is not a loan nor is it a contracted obligation to repay a loan. Floats are NOT a payday loan, cash loan, or personal loan app, nor an app to borrow money. Money advanced has 0% max interest. 0% APR. Repaid on the Repayment Date you set. Instant Float fees are not included in the monthly membership cost and are optional. Instant Float fees vary from $1.00 - $10.00. Delivery times may vary between banks.\n\nEligibility criteria apply. A FloatMe account is required to request a Float; approval is not guaranteed. You may request a Float without paying a membership fee; see our Terms & Conditions to elect this option. Standard Delivery is always free; Instant Float is optional and carries a fee. Availability varies by state. Average Float Amount is $53 (as of July 1, 2026).\n\nExample 1: A $50 Float sent via ACH and repaid on the Repayment Date you set, with 0% interest and $0 in fees. Total Cost: $50.\n\nExample 2: A $50 Float sent via optional Instant Float for a $5 fee and repaid on the Repayment Date you set, with 0% interest. Total Cost: $55.\n\nCash Advances or \"Floats\" are not available to Connecticut, District of Columbia, and Nevada residents.\n\nFloatMe is not affiliated with Credit Karma, Kikoff Credit Builder Loan, Brigit, Credit One, Credit Strong, Albert, Earnin, Dave Bank, Chime, Cleo, Klover, MoneyLion, Tilt, Cash Now App, Venmo, Self, Rocket Money, or Possible Finance\n\nPrivacy Policy: https://www.floatme.com/privacy-policy\nTerms & Conditions: https://www.floatme.com/terms\n\n\nFloatMe, Corp\n110 E Houston St. 7th Floor\nSan Antonio, TX 78205","facts":{"developer_id":1395667278,"developer_url":"https://www.floatme.com/","first_released":"2018-10-05T19:22:38Z","support_url":"https://floatme.zendesk.com/","privacy_url":"https://www.floatme.io/privacy-policy","website_url":"https://www.floatme.com/","app_version":"v8.26.2","release_notes":"Journey to higher float amounts, easy-to-use budgeting tools and more!","rating_current_version":4.78892,"rating_count_current_version":159581,"star_counts":[4579,905,2391,7869,143837],"genres":["Finance","Business"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipod"],"chart":{"name":"top-free Finance","position":72}},"freshness":{"apple_read_at":"2026-10-21T16:16:14.539Z","catalog_read_at":"2026-10-21T16:16:14.539Z","reviews_checked_at":"2026-10-18T09:18:11.894Z","summary_written_at":"2026-10-18T11:51:11.689Z","placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-21T22:23:13.328Z"},"editorial":{"one_liner":"Cash advance app sending Floats of earned but unpaid wages to your bank, with subscription tracking and Equifax credit.","what_is":"FloatMe is a Finance app for requesting Floats, which the listing describes as cash advances of earned but unpaid wages sent to a linked bank account. The listing says Floats are not a loan, with first-time approval amounts of $10 to $50 and up to $200 for eligible users over time. Membership at $6.99 per month includes Subscription Manager, Credit Monitoring, Marketplace Offers, and Low Balance Alerts.","good_for":["Covering bills, gas, or groceries before payday","Finding recurring charges on a linked bank account","Checking an Equifax credit score within the app"],"pricing":"FloatMe: Fast Cash Advance App is free, with no in-app purchases on the App Store.","faq":[{"q":"Is FloatMe a loan app?","a":"The listing says Floats are not a payday loan, cash loan, personal loan, or an app to borrow money. It describes them as advances of earned but unpaid wages with 0% APR, repaid on a date you set."},{"q":"Do I need a paid membership to request a Float?","a":"You may request a Float without paying a membership fee by electing that option in the Terms and Conditions. Membership is $6.99 per month and auto-renews until canceled."},{"q":"Does checking my credit score affect it?","a":"Checking your Equifax credit score in the app won't affect your score. Credit Monitoring is included with membership at no extra charge."}],"model":"claude-haiku-5-5","created_at":"2026-10-18T11:51:11.689Z"},"memberships":[{"list":"cash-advances","list_name":"cash advances","list_status":"active","list_url":"https://apptierlist.com/best/cash-advances/","position":11,"tier":"B","score":84.9,"components":{"rating":95.8,"votes":92,"rank":51.8,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"}],"main_list":"cash-advances","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":134114,"at":"2026-10-17T00:33:13.387Z","kind":"tier_changed","list":"cash-advances","app_store_id":1395667279,"app":"floatme-fast-cash-advance-app-1395667279","from":null,"to":"B","reason":"checked from the list's side: ranked #13","job":"rescore"},{"id":107690,"at":"2026-10-15T15:15:01.036Z","kind":"tier_changed","list":"cash-advances","app_store_id":1395667279,"app":"floatme-fast-cash-advance-app-1395667279","from":"B","to":null,"reason":"under review: not checked from the list's side yet","job":"rescore"},{"id":45393,"at":"2026-10-09T15:59:34.008Z","kind":"tier_changed","list":"cash-advances","app_store_id":1395667279,"app":"floatme-fast-cash-advance-app-1395667279","from":"D","to":"B","reason":"score 84.9","job":"rescore"},{"id":37800,"at":"2026-10-09T07:22:03.522Z","kind":"tier_changed","list":"cash-advances","app_store_id":1395667279,"app":"floatme-fast-cash-advance-app-1395667279","from":null,"to":"D","reason":"score 71.9","job":"rescore"},{"id":28241,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"cash-advances","app_store_id":1395667279,"app":"floatme-fast-cash-advance-app-1395667279","from":null,"to":"active","reason":"Core product: Floats are cash advances of $10-$200 repaid when you get paid, no interest or credit check.","job":"fill"},{"id":21962,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":1395667279,"app":"floatme-fast-cash-advance-app-1395667279","from":null,"to":null,"reason":"discovered","job":"fill"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"cash-advances","list_name":"cash advances","status":"active","review_status":"checked","position":11,"tier":"B","score":84.9,"components":{"rating":95.8,"votes":92,"rank":51.8,"recency":100},"ranks":[{"country":"us","rank":2}],"verdicts":[{"verdict":"keep","reason":"FloatMe's core purpose is small cash advances before payday, repaid from the next paycheck. That puts it in direct competition with Dave, Brigit and EarnIn.","verifier":"list check","decided_at":"2026-10-17T00:21:13.382Z","attempts":1,"current":true},{"verdict":"keep","reason":"Core product: Floats are cash advances of $10-$200 repaid when you get paid, no interest or credit check.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-09T03:59:53.925Z","attempts":1,"current":false}]}]},"data_version":40369,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/floatme-fast-cash-advance-app-1395667279/"}}