{"app_store_id":1480424785,"slug":"fold-bitcoin-personal-finance-1480424785","name":"Fold: Bitcoin Personal Finance","subtitle":"Buy btc and earn daily rewards","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/fb/a4/c8/fba4c829-fb10-2fae-c5ac-4be6c7fd35c0/Fold-0-0-1x_U007epad-0-1-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/fold-bitcoin-personal-finance/id1480424785?uo=4","price":0,"currency":"USD","rating":4.21303,"rating_count":2272,"in_app_purchases":false,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":null,"primary_genre":"Finance","version_date":"2026-10-21T22:31:09Z","updated_at":"2026-10-23T04:07:32.383Z","stale":false,"missing_since":null,"one_liner":"Free app for buying, selling and sending bitcoin, paying bills, and earning bitcoin rewards on card purchases.","verified_maker":false,"maker_site":null,"file_size_bytes":142016512,"minimum_os":"16.4","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/8e/c3/c8/8ec3c8c3-6476-03e4-c0df-f46c7bea889d/AppStore_01_1242x2688-small.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/59/c1/0d/59c10ddf-61f5-c182-6748-3ebd795fc75c/AppStore_02_1242x2688-small.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/eb/b1/d2/ebb1d223-374a-a678-257f-c5770817f5e5/AppStore_04_1242x2688-small.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/39/55/ac/3955acaa-cf39-7ab9-82db-8672a05ccfd6/AppStore_05_1242x2688-small.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/94/85/58/94855857-e512-b430-fd24-46c2d1201857/AppStore_06_1242x2688-small.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/cc/d8/24/ccd82407-d657-397f-3f91-d0d76ebfcf32/AppStore_07_1242x2688-small.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f6/88/7b/f6887b73-8f41-a8f2-2c13-a80a7ee2f33b/AppStore_08_1242x2688-small.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/89/cc/42/89cc42c2-2303-813a-38d0-29f5a0bc9fa1/AppStore_09_1242x2688-small.png/320x480bb.jpg"],"developer_name":"Fold, Inc","editors_choice":false,"url":"https://apptierlist.com/apps/fold-bitcoin-personal-finance-1480424785/","api_url":"https://apptierlist.com/api/v1/apps/fold-bitcoin-personal-finance-1480424785","schema_version":"1.0","generated_at":"2026-10-23T12:09:57.248Z","data_as_of":"2026-10-23T10:59:27.859Z","description":"Fold is the solution for seamlessly managing both bitcoin and dollars.*** Buy, sell, and send bitcoin**; premium members pay no fees. Pay bills with your account and routing numbers.* Get up to 1.5% back on eligible bills. Earn bitcoin on everyday expenses. Earn extra bitcoin back on rotating card linked offers and popular gift cards.\n\nTake control of your personal finances with Fold: the currency you prefer and the banking features you need.*\n\nBUY, SELL, AND SEND BITCOIN\n- Buy, sell, and send bitcoin with no fees.**\n- Automate bitcoin buys with round-ups and DCA (auto-stack).\n- Get paid in up to 100% bitcoin.*\n\nPAY BILLS\n-  Pay all your bills with your Fold account and routing numbers.*\n- Earn up to 1.5% back on your biggest expenses like mortgage, rent, and credit cards. Conditions apply.\n\nEARN BITCOIN ON EVERY SHOP\n- Get started for free with a Fold Visa Prepaid Debit Card, the original bitcoin rewards prepaid debit card. Terms and conditions apply.\n- Earn bitcoin back on every eligible purchase.\n- Earn extra bitcoin back on exclusive categories and merchants.****\n\nENJOY BANKING FEATURES\n- Direct deposit into your Fold Card account and get paid up to 3 days early. Delays may apply.\n- Get paid in up to 100% bitcoin.\n- No international or ATM withdrawal fees.****\n\n\nEARN EXTRA BITCOIN BACK ON CARD LINKED OFFERS\n- Earn extra bitcoin back on category and merchant offers.****\n\nEARN BITCOIN BACK ON GIFT CARDS\n- Earn extra bitcoin back when you buy popular gift cards on the Fold App.\n\nINSURED CUSTODY\n- Your USD may be FDIC Insured.*\n- Your bitcoin is BitGo Insured.***\n\n\n\n*The Fold Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A.. Inc. Visa is a registered trademark of Visa, U.S.A., Inc. All other trademarks and service marks belong to their respective owners. Fold is a financial services platform and not a FDIC insured bank. The Fold Card is issued by Sutton Bank, Member FDIC. If you have a Fold Card, accounts are subject to pass-through FDIC insurance up to $250,000 per ownership category, should Sutton Bank fail. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Coverage limit is subject to aggregation of all of the account holder's funds held at Sutton Bank.\n\n**Fees may apply. Bitcoin involves certain risks and may lose value.Fortress Trust provides Bitcoin services. See Terms of Use: https://fortresstrust.com/terms-of-use.\n\n***Insurance Policy covers copying and theft of private keys, insider theft or dishonest acts by BitGo employees or executives, and loss of keys. You can learn more here: https://www.bitgo.com/resources/insurance/.\n\n****Fold+ subscribers pay zero added fees when making ATM withdrawals and when buying bitcoin on Fold; standard network fees might apply.\n\n*****Available to Fold+ subscribers.\n\nFor full terms and conditions of our Fold Card and rewards program, see the Terms and Conditions, Fold Visa Prepaid Debit Card Agreement and Spinwheel Official Rules at www.foldapp.com/legal.\n\nFold App\n11201 N Tatum Blvd, Ste 300, #42035, Phoenix AZ, 85028","facts":{"developer_id":1480424784,"developer_url":"http://foldapp.com","first_released":"2019-11-18T08:00:00Z","support_url":"https://support.foldapp.com/hc/en-us/","privacy_url":"https://foldapp.com/legal/privacy-policy","website_url":"http://foldapp.com/","app_version":"200.47.0","release_notes":"Bug fixes and improvements.","rating_current_version":4.21303,"rating_count_current_version":2272,"star_counts":[320,72,89,114,1677],"genres":["Finance","Shopping"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipad"],"made_for_iphone_duo":null,"chart":null},"freshness":{"apple_read_at":"2026-10-23T04:07:32.383Z","catalog_read_at":"2026-10-20T23:13:12.859Z","reviews_checked_at":null,"summary_written_at":"2026-10-23T09:24:12.676Z","placed_at":"2026-10-20T00:45:11.537Z","scored_at":"2026-10-23T10:59:27.859Z"},"editorial":{"one_liner":"Free app for buying, selling and sending bitcoin, paying bills, and earning bitcoin rewards on card purchases.","what_is":"Fold is a finance app for managing bitcoin and US dollars. It lets users buy, sell, and send bitcoin, pay bills with Fold account and routing numbers, and earn bitcoin back on eligible purchases through the Fold Visa Prepaid Debit Card. The listing also mentions round-ups, DCA auto-stacking, direct deposit, and insured custody of USD and bitcoin.","good_for":["Buying bitcoin on a recurring schedule","Paying rent, mortgage, or credit card bills from a Fold account","Earning bitcoin back on everyday card purchases"],"pricing":"Fold: Bitcoin Personal Finance is free, with no in-app purchases on the App Store.","faq":[{"q":"Is Fold a bank?","a":"The listing says Fold is a financial services platform, not an FDIC insured bank. The Fold Card is issued by Sutton Bank, Member FDIC, and certain USD balances may have pass through coverage up to $250,000 per ownership category, subject."},{"q":"Are there fees for buying, selling, or sending bitcoin?","a":"The listing says buying, selling, and sending bitcoin has no fees for premium members, and that fees may apply. Fold+ subscribers pay no added ATM withdrawal fees, though standard network fees might apply. Bitcoin involves risks and may."},{"q":"How is the bitcoin held and insured?","a":"The listing says bitcoin is covered by a BitGo insurance policy for copying and theft of private keys, insider theft or dishonest acts by BitGo staff, and loss of keys. Fortress Trust is named as the provider of the Bitcoin services."}],"model":"claude-haiku-5-5","created_at":"2026-10-23T09:24:12.676Z"},"memberships":[{"list":"cashback-rewards","list_name":"cashback rewards","list_status":"active","list_url":"https://apptierlist.com/best/cashback-rewards/","position":34,"tier":"D","score":62.3,"components":{"rating":75.8,"votes":73.6,"rank":0,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"provisional","judged_at":"2026-10-20T00:45:11.537Z"},{"list":"buy-crypto","list_name":"buy crypto","list_status":"active","list_url":"https://apptierlist.com/best/buy-crypto/","position":47,"tier":null,"score":73.2,"components":{"rating":75.8,"votes":73.6,"rank":43.6,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-20T00:45:11.537Z"},{"list":"bill-payment","list_name":"bill payment","list_status":"active","list_url":"https://apptierlist.com/best/bill-payment/","position":63,"tier":null,"score":62.3,"components":{"rating":75.8,"votes":73.6,"rank":0,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"provisional","judged_at":"2026-10-20T00:45:11.537Z"}],"main_list":"cashback-rewards","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"maker":null,"history":[{"id":179456,"at":"2026-10-20T00:55:11.536Z","kind":"tier_changed","list":"cashback-rewards","app_store_id":1480424785,"app":"fold-bitcoin-personal-finance-1480424785","from":null,"to":"D","reason":"score 62.3","job":"rescore"},{"id":179088,"at":"2026-10-20T00:45:11.537Z","kind":"membership_added","list":"cashback-rewards","app_store_id":1480424785,"app":"fold-bitcoin-personal-finance-1480424785","from":null,"to":"active","reason":"Earn bitcoin back on every purchase with the Fold card, plus card-linked offers and extra rewards on merchants and gift cards.","job":"shadow"},{"id":179087,"at":"2026-10-20T00:45:11.537Z","kind":"membership_added","list":"buy-crypto","app_store_id":1480424785,"app":"fold-bitcoin-personal-finance-1480424785","from":null,"to":"active","reason":"Buy, sell and send bitcoin, with automated round-up and DCA buys; 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The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/fold-bitcoin-personal-finance-1480424785/"}}