{"app_store_id":1477267167,"slug":"found-business-banking-1477267167","name":"Found: Business Banking","subtitle":"Banking, Bookkeeping, & Taxes","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/b1/1b/3d/b11b3d38-e12f-8c23-6114-0acf7fe436e9/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/found-business-banking/id1477267167?uo=4","price":0,"currency":"USD","rating":4.78619,"rating_count":34722,"in_app_purchases":false,"recent_rating":3.05,"recent_review_count":20,"reviews_checked_at":"2026-10-16T08:57:49.459Z","primary_genre":"Finance","version_date":"2026-10-15T18:12:20Z","updated_at":"2026-10-20T17:28:13.749Z","stale":false,"missing_since":null,"one_liner":"Business checking app with bookkeeping, expense tracking, invoicing and tax tools for small businesses.","verified_maker":false,"maker_site":null,"file_size_bytes":60147712,"minimum_os":"15.0","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/38/95/0c/38950cb0-4505-58d7-d8ed-45513ed6f12a/iOS_1260_U00d72736px_1.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/15/7a/26/157a26b7-3e2a-5213-3019-6a141e600dac/iOS_1260_U00d72736px_2.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ff/3a/9b/ff3a9b5e-cd28-75e5-e076-4b372d73642c/iOS_1260_U00d72736px_3.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/3e/0a/98/3e0a9896-b7e1-ffac-bce2-8a921d4b0e1a/iOS_1260_U00d72736px_4.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f0/52/16/f0521646-4c5c-3dfa-0b47-affee0eade8a/iOS_1260_U00d72736px_5.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/74/c1/6f/74c16f51-2ad8-c1dc-2d1f-86548151816b/iOS_1260_U00d72736px_6.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/27/5e/fe/275efe95-0881-4ba0-5555-555f393cec3e/iOS_1260_U00d72736px_7.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/53/98/0f/53980fb6-be51-7c67-073e-da7bcbcc0244/iOS_1260_U00d72736px_8.png/320x480bb.jpg"],"developer_name":"Indie Technologies Inc","editors_choice":false,"url":"https://apptierlist.com/apps/found-business-banking-1477267167/","api_url":"https://apptierlist.com/api/v1/apps/found-business-banking-1477267167","schema_version":"1.0","generated_at":"2026-10-22T03:21:34.770Z","data_as_of":"2026-10-22T02:11:13.525Z","description":"Small businesses love Found. With robust business checking plus smart bookkeeping and tax tools, Found simplifies your entire workflow. Track expenses, save receipts, save for taxes, send invoices, and pay contractors—all from the app. And all without costly hidden fees.4\n\n\nFAST & EASY SIGN UP\nSign up in minutes\nNo credit check or minimum balance\nNo minimum balance or monthly maintenance fees\n\nBUSINESS BANKING\nGet paid up to 2 days early2 with direct deposit\nOrganize, budget, and save with pockets\nCreate multiple virtual cards for flexible spending\n\nSMART TAX TOOLS\nSee your tax estimate and auto-save for taxes\nFind write-offs for easy tax savings\nAuto-fill tax forms like Schedule C and 1099\nPay taxes right from the app3\n\nBUILT-IN BOOKKEEPING & EXPENSE TRACKING\nAutomatically track and categorize your expenses\nSave receipts digitally and add notes\nImport transactions from other apps or sources\nSend unlimited invoices\n\nSAFE AND SECURE\nDeposits are insured up to $250K through Lead Bank, Member FDIC1\nLock your card at any time directly from the Found app\nStay informed with real-time transaction notifications\n\nDisclosures\n1Found is a fintech, not a bank. Banking services provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. FDIC insurance only covers the failure of an FDIC-insured depository institution. The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.\n2Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.\n3Found does not provide legal or tax advice. Tax payments are available for Found Plus subscribers (for $35/month or $315/year) and Found Pro subscribers (for $80/month or $720/year) who file a Schedule C.\n4Optional subscriptions to Found Plus for $35/month or $315/year or Found Pro for $80/month or $720/year. Discount rates may apply. There are no monthly account maintenance fees, but other fees such as transactional fees for wires, instant transfers, and ATM apply. Read Found Fee Schedule (https://found.com/legal/fee_schedule).","facts":{"developer_id":1477267166,"developer_url":"https://found.com","first_released":"2020-03-27T07:00:00Z","support_url":"https://found.com/help","privacy_url":"https://found.com/legal/privacy","website_url":"https://found.com/","app_version":"2.0.28","release_notes":"Minor bug fixes and improvements.","rating_current_version":4.78619,"rating_count_current_version":34722,"star_counts":[1005,240,567,1531,31256],"genres":["Finance","Business"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipod"],"chart":null},"freshness":{"apple_read_at":"2026-10-20T17:28:13.749Z","catalog_read_at":"2026-10-16T08:57:49.459Z","reviews_checked_at":"2026-10-16T08:57:49.459Z","summary_written_at":"2026-10-13T00:55:56.817Z","placed_at":"2026-10-13T00:21:55.109Z","scored_at":"2026-10-22T02:11:13.525Z"},"editorial":{"one_liner":"Business checking app with bookkeeping, expense tracking, invoicing and tax tools for small businesses.","what_is":"Found is a business banking app that combines business checking with bookkeeping and tax tools. It covers expense tracking, receipt storage, tax savings, invoicing and paying contractors within the app. Banking services are provided by Lead Bank, Member FDIC, and Found describes itself as a fintech rather than a bank.","good_for":["Small businesses tracking expenses and saving receipts","Freelancers setting aside money for taxes","Businesses sending invoices and paying contractors"],"pricing":"Found: Business Banking is free, with no in-app purchases on the App Store.","faq":[{"q":"Does Found charge monthly account maintenance fees?","a":"There are no monthly account maintenance fees and no minimum balance. It notes that other fees such as transactional fees for wires, instant transfers and ATM use still apply, and points to the Found Fee Schedule."},{"q":"Is my money insured?","a":"The listing says deposits are insured up to $250,000 through Lead Bank, Member FDIC. It also states that Found is a fintech, not a bank, and that FDIC insurance covers only failure of an FDIC-insured institution."},{"q":"Does Found provide tax advice?","a":"Found does not provide legal or tax advice. It says tax payments from the app are available to Found Plus and Found Pro subscribers who file a Schedule C."}],"model":"claude-haiku-5-5","created_at":"2026-10-13T00:55:56.817Z"},"memberships":[{"list":"tax-tracking","list_name":"tax tracking","list_status":"draft","list_url":null,"position":null,"tier":null,"score":70.3,"components":{"rating":95.7,"votes":85.4,"rank":0,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"under_review","confidence":"provisional","judged_at":"2026-10-13T00:21:55.109Z"},{"list":"expense-tracking","list_name":"expense tracking","list_status":"active","list_url":"https://apptierlist.com/best/expense-tracking/","position":39,"tier":"C","score":70.3,"components":{"rating":95.7,"votes":85.4,"rank":0,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"provisional","judged_at":"2026-10-13T00:21:55.109Z"},{"list":"banking","list_name":"banking","list_status":"active","list_url":"https://apptierlist.com/best/banking/","position":70,"tier":null,"score":83.3,"components":{"rating":95.7,"votes":85.4,"rank":52,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-13T00:21:55.109Z"}],"main_list":"expense-tracking","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":186927,"at":"2026-10-21T00:40:12.960Z","kind":"tier_changed","list":"expense-tracking","app_store_id":1477267167,"app":"found-business-banking-1477267167","from":"B","to":"C","reason":"rank shift: #37, score unchanged at 70.3, tier full (a quarter of the list)","job":"rescore"},{"id":139665,"at":"2026-10-17T03:52:13.386Z","kind":"tier_changed","list":"banking","app_store_id":1477267167,"app":"found-business-banking-1477267167","from":"C","to":null,"reason":"rank shift: #44, below the tiered top 40","job":"rescore"},{"id":136389,"at":"2026-10-17T02:04:13.384Z","kind":"tier_changed","list":"banking","app_store_id":1477267167,"app":"found-business-banking-1477267167","from":"B","to":"C","reason":"rank shift: #36, score unchanged at 81.1, tier full (a quarter of the list)","job":"rescore"},{"id":115528,"at":"2026-10-16T01:53:51.804Z","kind":"tier_changed","list":"banking","app_store_id":1477267167,"app":"found-business-banking-1477267167","from":"A","to":"B","reason":"rank shift: #19, score unchanged at 81.1, tier full (a quarter of the list)","job":"rescore"},{"id":114456,"at":"2026-10-15T23:37:51.804Z","kind":"tier_changed","list":"banking","app_store_id":1477267167,"app":"found-business-banking-1477267167","from":"B","to":"A","reason":"score 81 to 81.1","job":"rescore"},{"id":107617,"at":"2026-10-15T15:15:01.036Z","kind":"tier_changed","list":"banking","app_store_id":1477267167,"app":"found-business-banking-1477267167","from":null,"to":"B","reason":"rank shift: #13, score unchanged at 81, tier full (a quarter of the list)","job":"rescore"},{"id":81588,"at":"2026-10-14T14:37:19.786Z","kind":"tier_changed","list":"expense-tracking","app_store_id":1477267167,"app":"found-business-banking-1477267167","from":"D","to":"B","reason":"score 70.3","job":"rescore"},{"id":66987,"at":"2026-10-13T00:23:55.210Z","kind":"tier_changed","list":"expense-tracking","app_store_id":1477267167,"app":"found-business-banking-1477267167","from":null,"to":"D","reason":"score 70.3","job":"rescore"},{"id":66945,"at":"2026-10-13T00:21:55.109Z","kind":"membership_added","list":"tax-tracking","app_store_id":1477267167,"app":"found-business-banking-1477267167","from":null,"to":"active","reason":"Smart tax tools show tax estimates, auto-save for taxes, find write-offs, auto-fill Schedule C and 1099, and pay taxes in the app.","job":"shadow"},{"id":66944,"at":"2026-10-13T00:21:55.109Z","kind":"membership_added","list":"expense-tracking","app_store_id":1477267167,"app":"found-business-banking-1477267167","from":null,"to":"active","reason":"Built-in bookkeeping automatically tracks and categorizes expenses, and is marketed alongside the banking.","job":"shadow"},{"id":66943,"at":"2026-10-13T00:21:55.109Z","kind":"membership_added","list":"banking","app_store_id":1477267167,"app":"found-business-banking-1477267167","from":null,"to":"active","reason":"Built as business checking with direct deposit, virtual debit cards, pockets, and FDIC-insured deposits through Lead Bank.","job":"shadow"},{"id":63765,"at":"2026-10-12T17:54:56.722Z","kind":"app_added","list":null,"app_store_id":1477267167,"app":"found-business-banking-1477267167","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"tax-tracking","list_name":"tax tracking","status":"active","review_status":"checked","position":null,"tier":null,"score":70.3,"components":{"rating":95.7,"votes":85.4,"rank":0,"recency":100},"ranks":[],"verdicts":[{"verdict":"keep","reason":"approved from the list's side","verifier":"list check","decided_at":"2026-10-14T21:56:53.112Z","attempts":1,"current":true},{"verdict":"keep","reason":"Smart tax tools show tax estimates, auto-save for taxes, find write-offs, auto-fill Schedule C and 1099, and pay taxes in the app.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-13T00:21:55.109Z","attempts":1,"current":false}]},{"list":"expense-tracking","list_name":"expense tracking","status":"active","review_status":"checked","position":39,"tier":"C","score":70.3,"components":{"rating":95.7,"votes":85.4,"rank":0,"recency":100},"ranks":[],"verdicts":[{"verdict":"keep","reason":"approved from the list's side","verifier":"list check","decided_at":"2026-10-14T21:56:53.112Z","attempts":1,"current":true},{"verdict":"keep","reason":"Built-in bookkeeping automatically tracks and categorizes expenses, and is marketed alongside the banking.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-13T00:21:55.109Z","attempts":1,"current":false}]},{"list":"banking","list_name":"banking","status":"active","review_status":"checked","position":70,"tier":null,"score":83.3,"components":{"rating":95.7,"votes":85.4,"rank":52,"recency":100},"ranks":[{"country":"us","rank":1}],"verdicts":[{"verdict":"keep","reason":"approved from the list's side","verifier":"list check","decided_at":"2026-10-14T21:56:53.112Z","attempts":1,"current":true},{"verdict":"keep","reason":"Built as business checking with direct deposit, virtual debit cards, pockets, and FDIC-insured deposits through Lead Bank.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-13T00:21:55.109Z","attempts":1,"current":false}]}]},"data_version":40528,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/found-business-banking-1477267167/"}}