{"app_store_id":1527063669,"slug":"four-buy-now-pay-later-1527063669","name":"Four | Buy Now, Pay Later","subtitle":"Flexible Shopping & Payments","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/44/a4/22/44a422e3-936c-0fe0-8e5e-8cee9f13df08/AppIcon-0-1x_U007epad-0-1-85-220-0.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/four-buy-now-pay-later/id1527063669?uo=4","price":0,"currency":"USD","rating":4.78753,"rating_count":123013,"in_app_purchases":false,"recent_rating":3.85,"recent_review_count":20,"reviews_checked_at":"2026-10-18T22:49:11.542Z","primary_genre":"Shopping","version_date":"2026-10-07T00:26:33Z","updated_at":"2026-10-22T10:30:52.668Z","stale":false,"missing_since":null,"one_liner":"Buy now, pay later app that splits online purchases at partner retailers into 4 payments made every two weeks.","verified_maker":false,"maker_site":null,"file_size_bytes":69676032,"minimum_os":"15.0","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/09/08/68/0908688a-781b-8f4b-751d-229aa0f009f8/screen_1.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/1d/95/74/1d95747c-c9e1-9968-67a5-e8946acd551e/screen_2.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/54/ca/c9/54cac91e-d554-6592-5084-5b71fecf697a/screen_3.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/9d/c6/bf/9dc6bf3b-5716-cb2f-c140-8e227e273fce/screen_4.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d5/8f/b4/d58fb457-0641-8602-43b0-4a7b09877660/screen_5.jpg/320x480bb.jpg"],"developer_name":"Four Technologies, Inc.","editors_choice":false,"url":"https://apptierlist.com/apps/four-buy-now-pay-later-1527063669/","api_url":"https://apptierlist.com/api/v1/apps/four-buy-now-pay-later-1527063669","schema_version":"1.0","generated_at":"2026-10-22T23:53:12.472Z","data_as_of":"2026-10-22T20:11:13.289Z","description":"FOUR MAKES ONLINE SHOPPING SIMPLE, FLEXIBLE, AND REWARDING.\nBuy now, pay later at hundreds of online retailers. Split your purchase into 4 easy payments—paid every two weeks—so you can shop what you love while staying on budget.\nManage every order in one shopping app and enjoy a faster, smoother checkout experience. Upgrade to Four+ for access to exclusive stores, special offers, and more ways to shop online.\n\nWHY SHOP WITH FOUR?\n• PAY IN 4 INSTALLMENTS\nSplit payments over time with clear schedules so you know exactly what’s due and when.\n• FLEXIBLE PAYMENT PLANS\nStay on budget with predictable due dates and helpful payment reminders.\n• ONE SHOPPING APP FOR EVERYTHING\nBrowse partner stores, track orders, and manage your payment methods in one place.\n\nHOW FOUR WORKS\n1. DOWNLOAD the Four shopping app and sign up in minutes.\n2. SHOP ONLINE at your favorite Four partner retailers.\n3. TAP “PAY WITH FOUR” at the bottom of your screen when you’re ready to check out.\n4. PAY EVERY TWO WEEKS — your first payment today, the rest in 2-week intervals.\n\nWHY USERS CHOOSE FOUR\n• Quick and easy sign-up process\n• Access to hundreds of online shopping options\n• Manage your installment plans and track spending\n• Get notified before each payment is due\n• Works with top online retailers for a seamless checkout\n\nDOWNLOAD FOUR TODAY and discover a better way to shop online—buy now, pay later in 4 installments, and stay in control of your spending.\n\nUsers must be 18 or older, a U.S. resident, and meet additional eligibility requirements. Not available in NM.\n\nBy using the Four app, you agree to Four’s User Agreement and Privacy Policy.\n\nhttps://www.paywithfour.com/legal/user-agreement\n\nhttps://www.paywithfour.com/legal/privacy-policy","facts":{"developer_id":1527063671,"developer_url":null,"first_released":"2020-10-23T07:00:00Z","support_url":"https://shopper.paywithfour.com/","privacy_url":"https://paywithfour.com/legal/privacy-policy","website_url":null,"app_version":"1.17.89","release_notes":"Bug fixes and improvements to make your shopping experience better than ever!","rating_current_version":4.78753,"rating_count_current_version":123013,"star_counts":[4102,941,1471,3741,111516],"genres":["Shopping","Finance"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipad","ipod"],"made_for_iphone_duo":null,"chart":{"name":"top-free Shopping","position":54}},"freshness":{"apple_read_at":"2026-10-22T10:30:52.668Z","catalog_read_at":"2026-10-10T23:13:52.903Z","reviews_checked_at":"2026-10-18T22:49:11.542Z","summary_written_at":"2026-10-17T19:50:11.908Z","placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-22T20:11:13.289Z"},"editorial":{"one_liner":"Buy now, pay later app that splits online purchases at partner retailers into 4 payments made every two weeks.","what_is":"Four is a shopping app for buy now, pay later purchases at online retailers. It splits a purchase into 4 payments, paid every two weeks, with payment schedules and reminders before each due date. Users can also browse partner stores, track orders, and manage payment methods in one place.","good_for":["Splitting an online purchase into four payments","Paying in two-week installments with set due dates","Tracking orders and payment plans in one app"],"pricing":"Four | Buy Now, Pay Later is free, with no in-app purchases on the App Store.","faq":[{"q":"Who can use Four?","a":"Users must be 18 or older, a U.S. Resident, and meet additional eligibility requirements. The app is not available in NM."},{"q":"How does payment work?","a":"The purchase is split into 4 payments. The first payment is made today and the rest are made in two-week intervals. The app gives payment reminders before each due date."}],"model":"claude-haiku-5-5","created_at":"2026-10-17T19:50:11.908Z"},"memberships":[{"list":"buy-now-pay-later","list_name":"buy now pay later","list_status":"active","list_url":"https://apptierlist.com/best/buy-now-pay-later/","position":8,"tier":"A","score":87,"components":{"rating":95.7,"votes":90.9,"rank":61.4,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"}],"main_list":"buy-now-pay-later","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"maker":null,"history":[{"id":120677,"at":"2026-10-16T04:40:51.823Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1527063669,"app":"four-buy-now-pay-later-1527063669","from":null,"to":"A","reason":"checked from the list's side: ranked #7","job":"rescore"},{"id":119905,"at":"2026-10-16T04:22:51.806Z","kind":"membership_removed","list":"shopping","app_store_id":1527063669,"app":"four-buy-now-pay-later-1527063669","from":"active","to":"removed","reason":"list-side recheck: Four is mainly a payment-installment service. Browsing partner stores supports that, but it is not a general store where people buy products the way they do on Walmart or Etsy.","job":"shadow"},{"id":105558,"at":"2026-10-15T14:59:00.691Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1527063669,"app":"four-buy-now-pay-later-1527063669","from":"A","to":null,"reason":"under review: not checked from the list's side yet","job":"rescore"},{"id":82085,"at":"2026-10-14T15:07:19.778Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1527063669,"app":"four-buy-now-pay-later-1527063669","from":"B","to":"A","reason":"score 87.2","job":"rescore"},{"id":73502,"at":"2026-10-14T01:05:49.786Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1527063669,"app":"four-buy-now-pay-later-1527063669","from":"C","to":"B","reason":"score 87.2","job":"rescore"},{"id":44874,"at":"2026-10-09T15:28:33.758Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1527063669,"app":"four-buy-now-pay-later-1527063669","from":"F","to":"C","reason":"score 87","job":"rescore"},{"id":37462,"at":"2026-10-09T07:06:03.430Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1527063669,"app":"four-buy-now-pay-later-1527063669","from":null,"to":"F","reason":"score 71.6","job":"rescore"},{"id":28942,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"shopping","app_store_id":1527063669,"app":"four-buy-now-pay-later-1527063669","from":null,"to":"active","reason":"Marketed as a shopping app to browse partner stores, track orders, and check out online.","job":"fill"},{"id":28941,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"buy-now-pay-later","app_store_id":1527063669,"app":"four-buy-now-pay-later-1527063669","from":null,"to":"active","reason":"Core job: split purchases into 4 installments paid every two weeks at partner retailers.","job":"fill"},{"id":22377,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":1527063669,"app":"four-buy-now-pay-later-1527063669","from":null,"to":null,"reason":"discovered","job":"fill"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"shopping","list_name":"shopping","status":"removed","review_status":"rejected","position":null,"tier":null,"score":71.7,"components":{"rating":95.7,"votes":90.9,"rank":0,"recency":100},"ranks":[],"verdicts":[{"verdict":"reject","reason":"Four is mainly a payment-installment service. 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The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/four-buy-now-pay-later-1527063669/"}}