{"app_store_id":520020791,"slug":"gcash-520020791","name":"GCash","subtitle":null,"icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/64/2a/50/642a505e-8393-023c-6185-c463ddabfd4e/AppIcon-0-0-1x_U007emarketing-0-6-0-sRGB-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/gcash/id520020791?uo=4","price":0,"currency":"USD","rating":3.3013,"rating_count":2914,"in_app_purchases":null,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":null,"primary_genre":"Finance","version_date":"2026-10-11T08:10:18Z","updated_at":"2026-10-20T14:54:12.948Z","stale":false,"missing_since":null,"one_liner":"Philippine finance app for paying, sending money, paying bills, borrowing, saving, investing and buying insurance.","verified_maker":false,"maker_site":null,"file_size_bytes":529892352,"minimum_os":"15.0","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/31/a2/1e/31a21ec0-dee8-6e5e-91d7-8c735cf02e4b/1_Merry_G_U0021_KV_1242_x_2688.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ee/cc/ed/eeccedef-9460-a703-5170-74b84bbd39fd/2_Log-in_Dashboard_1242_x_2688.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/49/28/ec/4928ec8d-dcc3-e92b-bf05-3dcef5e99f60/3_Send_Money_1242_x_2688.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/8e/32/51/8e3251a3-56cd-aec4-f63b-1ac4ebfb2f8d/4_Pay_Online_1242_x_2688.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d4/fd/6a/d4fd6a82-fdf4-d8cf-fa17-d259f20bbaf8/5_Instant_Cash_w_GLoan_1242_x_2688.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a2/b7/24/a2b72426-0002-0a69-6302-167d5b6c47d3/6_Lending__U0028GGives_U0029_1242_x_2688.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/5b/d2/98/5bd29813-54cc-768c-f022-2281c7b2b8d5/7_Shop__U0026_Scan_to_Pay_1242_x_2688.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/16/4d/52/164d5264-2a87-7a3f-d966-20847c61013f/8_Tap_to_Pay_1242_x_2688.jpg/320x480bb.jpg"],"developer_name":"MYNT, INC.","editors_choice":null,"url":"https://apptierlist.com/apps/gcash-520020791/","api_url":"https://apptierlist.com/api/v1/apps/gcash-520020791","schema_version":"1.0","generated_at":"2026-10-21T15:14:56.955Z","data_as_of":"2026-10-21T14:14:13.515Z","description":"GCash is a FINANCE SUPER APP in the Philippines that lets you pay, load, save, invest, and more! Through its convenient cashless solutions, GCash helps millions of Filipinos navigate towards financial progress in their everyday, prepare for rainy days, and be ready for a brighter one day. DOWNLOAD and REGISTER now!\n\n• Open to all networks \n• Zero-rated for Globe and TM \n• Regulated by BSP\n\nSEND MONEY IN REAL-TIME\n• Free GCash-to-GCash transactions\n• Send to GCash accounts via Express Send\n• Transfer funds to other e-wallets & banks such as Maya, BPI, BDO, Unionbank, Landbank, Metrobank, Chinabank, and more\n• Save bank account details for future transfers\n\nSA GLOAD, LAGING MAY BONUS SA BAWAT LOAD\n• Exclusive Offers with Extra GB or longer validity vs. regular offers\n• Free Health Insurance with up to ₱2.5K Hospital Allowance\n• Chance to win up to ₱200K weekly via Lucky Load!\n\nSA GBILLS, PAY BILLS ALL IN ONE APP\n• 2,400+ billers including Electric and Water Utilities, Loans, Government dues, and more\n• Hassle-free payments with our schedule payments or simply save your favorite billers\n• Short on funds? Settle your bill now, and pay later with GCredit or pay lighter via GGives\n\nPAY EASILY EVERYWHERE YOU GO\n• Enjoy barya-free payments with Scan to Pay via GCash QR or QRPh across millions of merchants nationwide and globally with Alipay+ QR, and use it more to unlock GGives installment options\n• Use the GCash Card to pay with 0% forex in 200+ countries and territories\n• Pay with GCash Tap to Pay at over 350,000 checkout terminals local and abroad\n• Pay Online securely and instantly on e-commerce platforms, and get up to P20k coverage in case of scams with Online Shopping Protect\n• Link directly to the App Store to pay for subscriptions, games, movies, and more\n\nKAYA TODAY WHEN YOU BORROW WITH GCASH\n• Borrow instantly up to ₱150k with GLoan \n• Pay later up to ₱50K with 0.17% daily interest with GCredit\n• Pay in installments up to 24 months and zero downpayment with GGives\n• Borrow Load for as low as ₱20 across all networks, payable up to 14 days\n\nMANAGE YOUR WEALTH EASILY\n• GSave - one savings marketplace\n                   - high interest rates from trusted bank partners\n                   - no minimum deposit or balance\n                   - easy to open, manage, and access anytime\n* GStocks - Instant approval, become a part-owner of the top local companies for as low as ₱500\n* GFunds - Simple investing managed by experts, and a wide selection of local and global funds for as low as ₱50\n* GBonds - Invest in government securities for as low as ₱500, earn guaranteed interest\n* GCrypto - Register in less than 30 seconds, get instant approval and access to curated cryptocurrencies for as low as ₱200, beginner-friendly\n\nBE EXTRA READY & PROTECTED WITH INSURANCE\n• Hospitalization & Accident Insurance starting ₱48, up to ₱1.2M coverage for medical expenses and critical illnesses\n• Get Travel Insurance in fast as 5 minutes, starting ₱299, up to ₱2.5M coverage\n• Scam Protection for only ₱30 for 30-day protection against scams, up to ₱15K coverage\n\nCASH IN ONLINE & OFFLINE\n• In-app: partner banks or online banking with Instapay \n• Over-the-counter: Cebuana Lhuillier, Palawan, Puregold, Pay&Go, and more\n\nPLANT REAL TREES BY COLLECTING GREEN ENERGY\n• Earn and collect Energy Points through GCash transactions, then our partners will plant real trees in various Philippine forests\n\n30th Floor, W City Center, 7th Avenue corner 30th Street, Bonifacio Global City, Taguig City, Metro Manila, Philippines","facts":{"developer_id":1358216761,"developer_url":"https://new.gcash.com","first_released":"2012-05-22T00:25:35Z","support_url":null,"privacy_url":null,"website_url":null,"app_version":"6.04.1","release_notes":"A fresh new look, made easier to use. Discover refreshed icons and new fonts designed for better readability and a smoother GCash experience. Plus, there are even more reasons to pay with GCash. Scroll down for discounts, vouchers, prizes, and freebies, then use GCash your way, from in-app and online purchases to everyday payments for groceries, travel, and food. Update now and enjoy the best way to pay, wherever the day takes you.","rating_current_version":3.3013,"rating_count_current_version":2914,"star_counts":null,"genres":["Finance","Lifestyle"],"languages":["EN"],"content_advisories":null,"device_families":null,"chart":null},"freshness":{"apple_read_at":"2026-10-20T14:54:12.948Z","catalog_read_at":null,"reviews_checked_at":null,"summary_written_at":"2026-10-19T14:07:11.697Z","placed_at":"2026-10-19T05:05:12.108Z","scored_at":"2026-10-21T14:14:13.515Z"},"editorial":{"one_liner":"Philippine finance app for paying, sending money, paying bills, borrowing, saving, investing and buying insurance.","what_is":"GCash is a finance app in the Philippines that lets users send money, pay bills, and load mobile credit. The listing also describes borrowing options, savings and investment products, and insurance offers.","good_for":["Sending money to GCash, bank, or other e-wallet accounts","Paying utility, government, and loan bills in one app","Making cashless payments at merchants in the Philippines and abroad"],"pricing":"GCash is free to download on the App Store.","faq":[{"q":"Is GCash free to download?","a":"Yes, the App Store listing says free to download. The listing does not state whether any in-app purchases are offered."},{"q":"Can I pay bills with GCash?","a":"The app offers 2,400+ billers, including electric and water utilities, loans, and government dues, with scheduled payments and saved favorite billers."},{"q":"Is GCash regulated?","a":"GCash is regulated by BSP. It also says the app is open to all networks and zero-rated for Globe and TM."}],"model":"claude-haiku-5-5","created_at":"2026-10-19T14:07:11.697Z"},"memberships":[{"list":"digital-wallet","list_name":"digital wallet","list_status":"active","list_url":"https://apptierlist.com/best/digital-wallet/","position":16,"tier":"D","score":66,"components":{"rating":43.2,"votes":76.6,"rank":44.2,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-19T05:05:12.108Z"},{"list":"payment-processing","list_name":"payment processing","list_status":"active","list_url":"https://apptierlist.com/best/payment-processing/","position":18,"tier":"B","score":73.2,"components":{"rating":43.2,"votes":76.6,"rank":73.2,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-19T05:05:12.108Z"},{"list":"money-transfer","list_name":"money transfer","list_status":"active","list_url":"https://apptierlist.com/best/money-transfer/","position":76,"tier":null,"score":54.9,"components":{"rating":43.2,"votes":76.6,"rank":0,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"provisional","judged_at":"2026-10-19T05:05:12.108Z"}],"main_list":"payment-processing","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":176473,"at":"2026-10-19T12:23:11.594Z","kind":"tier_changed","list":"payment-processing","app_store_id":520020791,"app":"gcash-520020791","from":null,"to":"B","reason":"score 55.1 to 73.2","job":"rescore"},{"id":169353,"at":"2026-10-19T05:08:11.787Z","kind":"tier_changed","list":"digital-wallet","app_store_id":520020791,"app":"gcash-520020791","from":null,"to":"D","reason":"score 55.1","job":"rescore"},{"id":169163,"at":"2026-10-19T05:05:12.108Z","kind":"membership_added","list":"payment-processing","app_store_id":520020791,"app":"gcash-520020791","from":null,"to":"active","reason":"Users pay bills with 2,400+ billers, pay merchants through QR and QRPh, and use the GCash Card, so making payments is a core job.","job":"shadow"},{"id":169162,"at":"2026-10-19T05:05:12.108Z","kind":"membership_added","list":"money-transfer","app_store_id":520020791,"app":"gcash-520020791","from":null,"to":"active","reason":"The listing leads with real-time sending: free GCash-to-GCash transfers, Express Send, and transfers to other e-wallets and banks.","job":"shadow"},{"id":169161,"at":"2026-10-19T05:05:12.108Z","kind":"membership_added","list":"digital-wallet","app_store_id":520020791,"app":"gcash-520020791","from":null,"to":"active","reason":"It is a finance super app and e-wallet that holds funds for paying, loading, and saving, with Scan to Pay QR and a GCash Card for payments.","job":"shadow"},{"id":164333,"at":"2026-10-19T00:56:11.720Z","kind":"app_added","list":null,"app_store_id":520020791,"app":"gcash-520020791","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"digital-wallet","list_name":"digital wallet","status":"active","review_status":"checked","position":16,"tier":"D","score":66,"components":{"rating":43.2,"votes":76.6,"rank":44.2,"recency":100},"ranks":[{"country":"ca","rank":40}],"verdicts":[{"verdict":"keep","reason":"It is a finance super app and e-wallet that holds funds for paying, loading, and saving, with Scan to Pay QR and a GCash Card for payments.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-19T05:05:12.108Z","attempts":1,"current":true},{"verdict":"keep","reason":"GCash is a leading Philippine e-wallet for storing money and paying, comparable to DANA, JazzCash and SuperQi already in the list.","verifier":"list check","decided_at":"2026-10-19T05:05:12.108Z","attempts":1,"current":true}]},{"list":"payment-processing","list_name":"payment processing","status":"active","review_status":"checked","position":18,"tier":"B","score":73.2,"components":{"rating":43.2,"votes":76.6,"rank":73.2,"recency":100},"ranks":[{"country":"us","rank":42},{"country":"gb","rank":25},{"country":"ca","rank":21},{"country":"au","rank":24},{"country":"de","rank":27}],"verdicts":[{"verdict":"keep","reason":"Users pay bills with 2,400+ billers, pay merchants through QR and QRPh, and use the GCash Card, so making payments is a core job.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-19T05:05:12.108Z","attempts":1,"current":true},{"verdict":"keep","reason":"It is used to pay for goods, services and 2,400+ billers, similar to Venmo and PayPal in this list.","verifier":"list check","decided_at":"2026-10-19T05:05:12.108Z","attempts":1,"current":true}]},{"list":"money-transfer","list_name":"money transfer","status":"active","review_status":"checked","position":76,"tier":null,"score":54.9,"components":{"rating":43.2,"votes":76.6,"rank":0,"recency":100},"ranks":[],"verdicts":[{"verdict":"keep","reason":"The listing leads with real-time sending: free GCash-to-GCash transfers, Express Send, and transfers to other e-wallets and banks.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-19T05:05:12.108Z","attempts":1,"current":true},{"verdict":"keep","reason":"Sending money in real time to GCash users, other e-wallets and banks is a core feature, like Venmo or Cash App.","verifier":"list check","decided_at":"2026-10-19T05:05:12.108Z","attempts":1,"current":true}]}]},"data_version":40031,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/gcash-520020791/"}}