{"app_store_id":1569801600,"slug":"gerald-cash-advance-1569801600","name":"Gerald - Cash Advance","subtitle":"Get Cash Fast, No Credit Check","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/73/ad/a6/73ada602-c177-ae00-e507-0347a8098a87/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/gerald-cash-advance/id1569801600?uo=4","price":0,"currency":"USD","rating":4.40431,"rating_count":32443,"in_app_purchases":false,"recent_rating":4.65,"recent_review_count":20,"reviews_checked_at":"2026-10-17T05:00:13.884Z","primary_genre":"Finance","version_date":"2026-10-21T00:56:37Z","updated_at":"2026-10-21T22:12:12.784Z","stale":false,"missing_since":null,"one_liner":"Cash advance app for buying household essentials from its Cornerstore store, with no credit checks or interest.","verified_maker":false,"maker_site":null,"file_size_bytes":147099648,"minimum_os":"15.1","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/21/15/d1/2115d134-01a1-b25d-8fee-95aa687596d9/1295.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f9/b7/87/f9b7870c-5aed-ed0c-10e0-a7a63f8bfb9a/47.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/87/97/ad/8797ad84-4ab7-e6cb-d69a-96a07b53d586/1313.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e0/c2/d1/e0c2d1ad-2312-b14a-9b98-dd41f418bb08/1291.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/07/36/3d/07363dc9-b7e6-569b-3dd3-8277a09973da/1297.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/35/c4/fa/35c4fa93-55fe-3b6e-6278-ea097b979adc/1301.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/fb/45/f6/fb45f637-0087-edf4-175e-29a179e491c6/1293.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/92/5f/8b/925f8b83-dd3f-8b95-ed60-6b49c1131d55/1287.png/392x696bb.png"],"developer_name":"Gerald Technologies, Inc","editors_choice":false,"url":"https://apptierlist.com/apps/gerald-cash-advance-1569801600/","api_url":"https://apptierlist.com/api/v1/apps/gerald-cash-advance-1569801600","schema_version":"1.0","generated_at":"2026-10-23T09:16:33.951Z","data_as_of":"2026-10-23T06:32:22.663Z","description":"Experience the power of smart shopping and instant financial flexibility. Use your approved advance to buy household essentials and everyday items from Gerald’s Cornerstore. With no credit checks, interest, or hidden fees—and the added benefit of a Free Cash Advance transfer—Gerald makes it easy to get what you need, exactly when you need it.\n\nPOPULAR FEATURES:\n\nBuy Now, Pay Later (BNPL) with Advance\n\n- Running low on cash? Use our Buy Now, Pay Later feature to shop a wide range of products from Gerald’s Cornerstore, whether it's everyday essentials or personal items. A better alternative to traditional Buy Now Pay Later apps, it allows you to make important purchases without the burden of upfront costs.\n\nInstant FREE Cash Advance Transfer\n\n-Access a quick cash advance that you can transfer directly to your bank account, ideal for added flexibility and financial peace of mind. Get help when you need it—without interest rates, fees, credit checks, or subscriptions.\n\n*CASH ADVANCE TRANSFER IS ONLY AVAILABLE TO CUSTOMERS WHO PURCHASE ITEMS USING A PORTION OF THEIR ADVANCE FROM GERALD’S CORNERSTORE AND MEET THE REQUIRED MINIMUM ADVANCE SPEND THRESHOLD. INSTANT TRANSFER IS ONLY SUPPORTED FOR ELIGIBLE BANKS.\n\nStore Rewards\n\n- Earn rewards to spend on Gerald's e-store, Cornerstore! Pay your advance on time and get a percentage back as a reward for future purchases. Best of all, store rewards don’t need to be paid back!\n\nPlay To Earn\n\n- Turn free time into reward time! Play fun games, Collect points, and redeem them for Gerald’s Store Rewards to fund a future purchase.\n\nWHY CHOOSE GERALD?\n\nGerald is on a mission to empower individuals and families by providing easy access to recurring and essential household products at affordable prices.\n\nJoin us at Gerald and experience a new way to shop for your recurring and essential household needs, where your financial well-being is our top priority. Shop smart, save more and embrace a brighter future with Gerald! Download the app to get started today.\n\nLEGAL DISCLOSURE\n\nGerald does not offer loans. Gerald is NOT a payday loan, cash loan, personal loan, or app to borrow money. By validating your employment you can access money you’ve already earned. Gerald's advance service comes with no minimum or maximum repayment time frame requirements.\n\n(*) Get advances from $40 to $200 with no mandatory minimum or maximum repayment period, and absolutely no interest or APR (0% APR). For more information please see Gerald's terms and use: https://joingerald.com/legal/terms-of-use.\n\nEXAMPLE SCENARIO\n\nIf you are approved for a $100 advance, you’ll be required to use a specific portion of that advance on our e-store (i.e. Cornerstore). Once this threshold has been met, you can then transfer the remaining balance of the advance to your bank account with no fees attached. For example, if you’re provided with a $100 advance, you may need to allocate at least $50 of this advance towards purchases on Cornerstore. After meeting this requirement, the remaining $50 can be transferred to your bank account hassle-free and with no fees. In this case, your repayment amount will be $100.\n\n(*) Not all users will qualify. Subject to approval policies.\n\nPRIVACY: https://joingerald.com/legal/privacy\nTERMS OF SERVICE: https://joingerald.com/legal/terms-of-use\n\nGerald is not affiliated with Credit Karma, Kikoff Credit Builder Loan, Experian Credit Check, Credit One, Credit Strong, Intuit Credit Karma, Albert, Earnin, Dave Bank, Brigit, Chime, Klover, loan apps, Money Lion, FloatMe Cash Advance, Empower, Cash Advance, Vola, Grid Money, Venmo, Beem, Line Credit, Rocket Money, Possible Finance, CashNetUSA, Rain Cash Advance, Branch paycheck loans, Grant Cash Advance, or Cleo payday credit loans app.\n\nGerald Technologies is a financial technology company, not a bank.","facts":{"developer_id":1569801602,"developer_url":"https://joingerald.com","first_released":"2021-07-12T07:00:00Z","support_url":"https://help.joingerald.com/en/collections/3285494-gerald-wallet-101","privacy_url":"https://joingerald.com/legal/privacy","website_url":"https://joingerald.com/","app_version":"71.0.1","release_notes":"FAST CASH, BNPL & APP UPDATES\nWe update Gerald regularly to make shopping, funding, and cash advances faster and smoother.\n\n• Buy Now, Pay Later: Improved shopping experience in the Gerald store.\n• Cash Advances: Faster checks for eligible advance amounts.\n• Free Instant Transfers: Updates to help eligible users access funds at no cost.\n• Bank Connections: Improved stability and security.\n\nUpdate now for the latest Gerald improvements.","rating_current_version":4.40431,"rating_count_current_version":32443,"star_counts":[3517,524,954,1757,25625],"genres":["Finance","Shopping"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipod"],"made_for_iphone_duo":null,"chart":{"name":"top-free Finance","position":115}},"freshness":{"apple_read_at":"2026-10-21T22:12:12.784Z","catalog_read_at":"2026-10-20T04:13:11.692Z","reviews_checked_at":"2026-10-17T05:00:13.884Z","summary_written_at":"2026-10-13T05:49:56.525Z","placed_at":"2026-10-13T01:59:52.802Z","scored_at":"2026-10-23T06:32:22.663Z"},"editorial":{"one_liner":"Cash advance app for buying household essentials from its Cornerstore store, with no credit checks or interest.","what_is":"Gerald is a Finance app where approved users receive an advance to buy household and everyday items from Gerald's Cornerstore e-store. The listing says the app has no interest, fees, credit checks, or subscriptions, and that a remaining advance balance can be transferred to a bank account once a spend threshold is met. Gerald does not offer loans.","good_for":["Buying essentials when running low on cash","Shopping for everyday items without upfront costs","Earning store rewards by paying advances on time"],"pricing":"Gerald - Cash Advance is free, with no in-app purchases on the App Store.","faq":[{"q":"Does Gerald charge interest or fees?","a":"The listing says Gerald has no interest, 0% APR, hidden fees, credit checks, or subscriptions. It also says advances range from $40 to $200 with no mandatory minimum or maximum repayment period."},{"q":"How do I get a cash transfer to my bank account?","a":"The listing says a transfer is only available if you use a portion of the advance at Cornerstore and meet the required minimum advance spend threshold. Instant transfer is only supported for eligible banks."},{"q":"Is Gerald a loan app?","a":"The listing states Gerald does not offer loans and is not a payday loan, cash loan, personal loan, or app to borrow money. It says access depends on validating your employment to reach money you have already earned."}],"model":"claude-haiku-5-5","created_at":"2026-10-13T05:49:56.525Z"},"memberships":[{"list":"cash-advances","list_name":"cash advances","list_status":"active","list_url":"https://apptierlist.com/best/cash-advances/","position":33,"tier":"C","score":78.8,"components":{"rating":79.3,"votes":85.1,"rank":50.8,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-13T01:59:52.802Z"}],"main_list":"cash-advances","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"maker":null,"history":[{"id":194284,"at":"2026-10-22T14:21:19.327Z","kind":"tier_changed","list":"cash-advances","app_store_id":1569801600,"app":"gerald-cash-advance-1569801600","from":"D","to":"C","reason":"rank shift: #33, score 78.8, tier full (a quarter of the list)","job":"rescore"},{"id":140384,"at":"2026-10-17T04:22:13.390Z","kind":"tier_changed","list":"cash-advances","app_store_id":1569801600,"app":"gerald-cash-advance-1569801600","from":null,"to":"D","reason":"checked from the list's side: ranked #32","job":"rescore"},{"id":107705,"at":"2026-10-15T15:15:01.036Z","kind":"tier_changed","list":"cash-advances","app_store_id":1569801600,"app":"gerald-cash-advance-1569801600","from":"D","to":null,"reason":"under review: not checked from the list's side yet","job":"rescore"},{"id":68326,"at":"2026-10-13T02:12:53.416Z","kind":"tier_changed","list":"cash-advances","app_store_id":1569801600,"app":"gerald-cash-advance-1569801600","from":null,"to":"D","reason":"score 66.1","job":"rescore"},{"id":68184,"at":"2026-10-13T01:59:52.802Z","kind":"membership_added","list":"cash-advances","app_store_id":1569801600,"app":"gerald-cash-advance-1569801600","from":null,"to":"active","reason":"Title, subtitle and description center on a fee-free cash advance transferred to your bank account.","job":"shadow"},{"id":64510,"at":"2026-10-12T18:26:02.504Z","kind":"app_added","list":null,"app_store_id":1569801600,"app":"gerald-cash-advance-1569801600","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"cash-advances","list_name":"cash advances","status":"active","review_status":"checked","position":33,"tier":"C","score":78.8,"components":{"rating":79.3,"votes":85.1,"rank":50.8,"recency":100},"ranks":[{"country":"us","rank":7}],"verdicts":[{"verdict":"keep","reason":"Gerald's main pitch is a fee-free cash advance repaid later, the same thing Dave, Brigit and EarnIn offer. The transfer requires a Cornerstore purchase first, but the advance is still the core product.","verifier":"list check","decided_at":"2026-10-17T04:12:13.388Z","attempts":1,"current":true},{"verdict":"keep","reason":"Title, subtitle and description center on a fee-free cash advance transferred to your bank account.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-13T01:59:52.802Z","attempts":1,"current":false}]}]},"data_version":41674,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/gerald-cash-advance-1569801600/"}}