{"app_store_id":1627062465,"slug":"greenwood-mobile-banking-1627062465","name":"Greenwood - Mobile Banking","subtitle":null,"icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/bc/76/7f/bc767f56-7721-8f08-7669-7ba78e354aad/AppIcon-0-0-1x_U007emarketing-0-7-0-sRGB-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/greenwood-mobile-banking/id1627062465?uo=4","price":0,"currency":"USD","rating":4.82358,"rating_count":7471,"in_app_purchases":null,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":null,"primary_genre":"Finance","version_date":"2025-11-07T21:01:44Z","updated_at":"2026-10-16T03:19:51.804Z","stale":false,"missing_since":null,"one_liner":"Finance app by Greenwood, Incorporated on the App Store.","verified_maker":false,"maker_site":null,"file_size_bytes":151165952,"minimum_os":"16.0","content_rating":"4+","language_count":3,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/7a/ec/ae/7aecaec6-e3ca-aca4-880b-f07615390ab7/e9437ad6-89ff-4898-8027-dc6f45359396_1242x2208bb.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a3/10/bf/a310bf23-b816-986e-0c04-360a1b3bf4b1/b34b160b-b00a-46ce-8107-c31382509246_1242x2208cc.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/30/08/cd/3008cd70-8b07-2e7a-8efb-d029f502183a/c3559895-b4f5-47d2-8f53-ff77dd3b4542_1242x2208dd.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/0d/71/b4/0d71b419-6e3f-90fe-fd5b-241d258fd60e/5188b1d6-9a9a-4c3a-aed5-33a229329d1e_1242x2208ee.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a2/41/38/a241389b-083b-621b-7737-146efebd9c67/b3994af0-9a9b-44be-9536-02f8795543f6_1242x2208ff.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/03/04/0f/03040f2d-b0f7-3ca3-7462-9136d2d71444/d0249aa2-f8d8-49f9-a82d-921965ec99df_1242x2208gg.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/05/6e/49/056e4953-5b5e-69fe-157d-69ae02ed0fea/5c817cbe-7fd4-4c15-bff8-c423a4504960_1242x2208hh.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c3/fd/f2/c3fdf2d6-0120-a58e-b8c9-899cafab1699/0caacd98-c44c-47dd-83a0-d60afe37d7a5_1242x2208ii.png/392x696bb.png"],"developer_name":"Greenwood, Incorporated","editors_choice":null,"url":"https://apptierlist.com/apps/greenwood-mobile-banking-1627062465/","api_url":"https://apptierlist.com/api/v1/apps/greenwood-mobile-banking-1627062465","schema_version":"1.0","generated_at":"2026-10-22T09:58:30.280Z","data_as_of":"2026-10-22T08:03:12.625Z","description":"Greenwood is the new financial home for the Black and Latino communities. Become one of the 500,000+ who have joined the movement. When you open an account through Greenwood, you can save money, help the community, and get paid early. \n\nGreenwood is a financial technology company, not a bank. Banking services provided by Coastal Community Bank, Member FDIC. Deposits are insured up to $250,000 per depositor. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. The Greenwood Debit Mastercard® is issued by Coastal Community Bank pursuant to a license by Mastercard International.\n\nDIGITAL SAVINGS AND SPENDING ACCOUNTS\nWhether you’re putting money aside to build towards your goals or seeking a spending account that makes your money go further, Greenwood has an account to support you. Open a savings account today with no minimum or monthly fees and earn 4.15% APY. Our spending account includes a Mastercard-branded debit card with a wealth of benefits including, zero liability, identity theft protection, and global emergency services.\n\nINVEST IN YOURSELF. NOT FEES.\nNo overdraft - no fees\nNo ATM surcharge fees at participating locations\nNo minimum balance fees\nNo peer-to-peer transfer fees\n\nJOIN US. PAY IT FORWARD.\nWhen you open an account through Greenwood, you save money and help the community. Recirculating wealth in our communities is at core of why we exist.\nFeed 5 meals to a family through Goodr when you create an account. Give to UNCF and NAACP through spare change round-ups. \n\nCONTACTLESS SERVICES USING APPLE PAY AND MOBILE DIRECT DEPOSIT FOR QUICK AND SECURE PAYMENTS.\nPay at participating grocery, retail and other stores  with your mobile device\nComplete purchases online without entering your card number\nGet cash back with qualifying debit transactions. Maintain peace of mind with Mastercard's zero liability policy for unauthorized purchases. Deposit checks into your spending or savings account 24/7 right from your mobile device, no branch or ATM visits required.\n\nFEE-FREE ATM WITHDRAWALS WORLDWIDE\nWithdrawals at Allpoint, Moneypass, Wells Fargo and PNC ATMs are surcharge free.\n\nGET PAID EARLY\nWith direct deposit, you may receive your payroll and other ACH deposits as soon as they’re available – often as much as two days before your actual pay date.\n\nEARLY DIRECT DEPOSIT\nDirect Deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period.\n\nMASTERCARD ZERO LIABILITY POLICY\nMastercard's Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Mastercard. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.\n\nAPY\nThe Annual Percentage Yield (APY) for savings accounts through Greenwood is variable and is subject to change at any time. The disclosed APY is effective as of May 22, 2023. An account must have $0.01 in savings to earn interest. The national average is 0.40% APY as of May 15, 2023. Obtained from FDIC.","facts":{"developer_id":1627062467,"developer_url":"https://www.gogreenwood.com","first_released":"2022-06-16T07:00:00Z","support_url":null,"privacy_url":null,"website_url":null,"app_version":"4.9.3","release_notes":"Bug fixes","rating_current_version":4.82358,"rating_count_current_version":7471,"star_counts":null,"genres":["Finance"],"languages":["EN","FR","ES"],"content_advisories":null,"device_families":null,"chart":null},"freshness":{"apple_read_at":"2026-10-16T03:19:51.804Z","catalog_read_at":null,"reviews_checked_at":null,"summary_written_at":null,"placed_at":"2026-10-16T15:24:49.623Z","scored_at":"2026-10-22T08:03:12.625Z"},"editorial":null,"memberships":[{"list":"banking","list_name":"banking","list_status":"active","list_url":"https://apptierlist.com/best/banking/","position":267,"tier":null,"score":67.8,"components":{"rating":96.5,"votes":78.7,"rank":43.4,"recency":52.7},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-16T15:24:49.623Z"}],"main_list":"banking","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":128020,"at":"2026-10-16T15:24:49.623Z","kind":"membership_added","list":"banking","app_store_id":1627062465,"app":"greenwood-mobile-banking-1627062465","from":null,"to":"active","reason":"Mobile banking app with savings and spending accounts, a Mastercard debit card, and no overdraft or ATM fees.","job":"shadow"},{"id":117762,"at":"2026-10-16T03:19:51.804Z","kind":"app_added","list":null,"app_store_id":1627062465,"app":"greenwood-mobile-banking-1627062465","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"banking","list_name":"banking","status":"active","review_status":"checked","position":267,"tier":null,"score":67.8,"components":{"rating":96.5,"votes":78.7,"rank":43.4,"recency":52.7},"ranks":[{"country":"us","rank":44}],"verdicts":[{"verdict":"keep","reason":"Mobile banking app with savings and spending accounts, a Mastercard debit card, and no overdraft or ATM fees.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-16T15:24:49.623Z","attempts":1,"current":true},{"verdict":"keep","reason":"Greenwood is a mobile banking app built around digital checking and savings accounts and a debit card. People who want to do their everyday banking from their phone would compare it with the apps already in this list.","verifier":"list check","decided_at":"2026-10-16T15:24:49.623Z","attempts":1,"current":true}]}]},"data_version":40763,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/greenwood-mobile-banking-1627062465/"}}