{"app_store_id":1611983085,"slug":"grey-inclusive-global-banking-1611983085","name":"Grey: Inclusive Global Banking","subtitle":"Send & Receive Money Globally","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/68/a1/78/68a17856-5a4a-fae8-8c0e-b1d887c42fdf/AppIcon-0-1x_U007emarketing-0-8-0-85-220-0.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/grey-inclusive-global-banking/id1611983085?uo=4","price":0,"currency":"USD","rating":4.58968,"rating_count":5754,"in_app_purchases":false,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":null,"primary_genre":"Finance","version_date":"2026-10-17T21:54:04Z","updated_at":"2026-10-21T03:06:12.865Z","stale":false,"missing_since":null,"one_liner":"Multi-currency banking app for opening USD, GBP and EUR accounts and sending or receiving money internationally.","verified_maker":false,"maker_site":null,"file_size_bytes":1121355776,"minimum_os":"17.6","content_rating":"17+","language_count":7,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/86/6f/ed/866fedce-71d3-51c3-bd71-d7727f7a15c8/1242_x_2688_1.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a7/4a/15/a74a15ff-835e-751b-63a3-a1effdb96053/1242_x_2688_7.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ae/a4/69/aea46917-429c-57f2-35ae-5b5c4f3ebf20/1242_x_2688_9.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f5/ed/ae/f5edae64-45cf-509e-4b87-69ee9b95cdf2/1242_x_2688_8.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/07/03/fb/0703fba8-a83c-45b6-d7a2-70ed426e9e59/1242_x_2688_10.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/90/86/5e/90865e1e-7403-fa44-a4a1-86429c1b37c7/1242_x_2688_3.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/cc/6d/38/cc6d3839-cbee-cf06-4ce4-c77bd23f5c2e/1242_x_2688_2.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/48/2d/26/482d26e5-f88f-4c46-c46e-91dad7acf884/1242_x_2688_4.jpg/320x480bb.jpg"],"developer_name":"Grey Incorporated","editors_choice":false,"url":"https://apptierlist.com/apps/grey-inclusive-global-banking-1611983085/","api_url":"https://apptierlist.com/api/v1/apps/grey-inclusive-global-banking-1611983085","schema_version":"1.0","generated_at":"2026-10-22T05:52:06.749Z","data_as_of":"2026-10-22T04:44:12.581Z","description":"**Open a multi-currency account in minutes, for free.**\n\nOpen a USD, GBP and EUR accounts, Send money in over 170 currencies, and get an International USD card.\n\n- Free USD, GBP and EUR accounts in one app\n- No monthly fees\n- Virtual USD card with Apple Pay and Google Pay support *(in supported regions*)*\n- Trusted by 3 million users\n- Multilingual support\n\n**Why Grey stands out**\n\n- Receive global payments with ease\n- Convert currencies at competitive rates\n- Send money to 160+ countries\n- Create and send professional invoices in minutes.\n\n**No limits to your money**\n\nWhen you open a multi-currency account with us, you get local account details for easy money transfer and payments.\n\n**Our Services**\n\n- Global Money Transfer\n- Get USD, EUR, GBP Accounts\n- Currency Exchange\n- Virtual USD Card\n\n**Global Money Transfer**\n\nWith Grey, send money to freelancers, business associates and loved ones anywhere in the world.   \n\n**Easy Foreign Exchange in Seconds**\n\nExchange currencies at competitive rates with Grey. Track real-time exchange rates in the app and withdraw your converted funds directly to your local bank account.\n\n**Send & receive stablecoins**\n\nSend, receive and manage USDT and USDC transfers alongside your international payments\n\n**Bill payments, simplified**\n\nPay your bills in just a few taps with Grey. From everyday utilities to unexpected expenses, stay on top of your payments easily.\n\n**Gift Cards**\n\nBuy and send gift cards from top global brands in just a few taps. Add a personal message to make your gift even more special, and we'll deliver it directly to the recipient.\n\n**Professional Invoices for Your Global Clients**\n\nCreate and send professional invoices in minutes. Share them with clients around the world and get paid more easily.\n\n**Around-the-clock Support**\n\nStay updated with real-time transaction notifications. If you need help, contact our support team through in-app messaging or by email at support@grey.co \n\n**Protected and Regulated**\n\nWe are regulated by FinCEN and FINTrac, so your money is always safe.\nGrey Incorporated","facts":{"developer_id":1611983087,"developer_url":null,"first_released":"2022-07-12T07:00:00Z","support_url":"https://support.grey.co/","privacy_url":"https://grey.co/legal/privacy","website_url":null,"app_version":"4.2.7","release_notes":"We've been busy making the Grey app even better, and this version has some exciting updates that will make sending and receiving money around the world smoother than ever.\n\nHere's what's new in Grey v4.2.7:\n \n- Bug fixes and improvements to keep things running smoothly.\n\nLove, \nThe Dev Team","rating_current_version":4.58968,"rating_count_current_version":5754,"star_counts":[335,107,178,332,4793],"genres":["Finance"],"languages":["AR","EN","FR","ID","PT","ES","SW"],"content_advisories":["Unrestricted Web Access"],"device_families":["iphone","ipad"],"chart":null},"freshness":{"apple_read_at":"2026-10-21T03:06:12.865Z","catalog_read_at":"2026-10-16T16:03:45.557Z","reviews_checked_at":null,"summary_written_at":"2026-10-21T09:30:12.593Z","placed_at":"2026-10-17T06:49:13.395Z","scored_at":"2026-10-22T04:44:12.581Z"},"editorial":{"one_liner":"Multi-currency banking app for opening USD, GBP and EUR accounts and sending or receiving money internationally.","what_is":"Grey is a finance app listed as free to download. The listing describes multi-currency accounts in USD, GBP and EUR, money transfers in over 170 currencies, and a virtual USD card. It also lists currency exchange, bill payments, gift cards, professional invoices and stablecoin transfers.","good_for":["Sending money to freelancers or family abroad","Holding USD, GBP and EUR balances in one app","Creating and sending invoices to overseas clients"],"pricing":"Grey: Inclusive Global Banking is free, with no in-app purchases on the App Store.","faq":[{"q":"Is the app free?","a":"The app is free to download and the listing states no in-app purchases. The description says there are no monthly fees."},{"q":"Which currencies can I send?","a":"The description says you can send money in over 170 currencies and send money to 160+ countries. Exchange rates are described as competitive, with real-time rates shown in the app."},{"q":"Is the money regulated?","a":"The listing says Grey is regulated by FinCEN and FINTrac. It also says your money is always safe, and support is available through in-app messaging or support@grey.co."}],"model":"claude-haiku-5-5","created_at":"2026-10-21T09:30:12.593Z"},"memberships":[{"list":"money-transfer","list_name":"money transfer","list_status":"active","list_url":"https://apptierlist.com/best/money-transfer/","position":23,"tier":"B","score":83.6,"components":{"rating":91.7,"votes":78.2,"rank":64.4,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-17T06:49:13.395Z"},{"list":"international-money-transfer","list_name":"international money transfer","list_status":"active","list_url":"https://apptierlist.com/best/international-money-transfer/","position":37,"tier":"C","score":79.6,"components":{"rating":91.7,"votes":78.2,"rank":48.6,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-17T06:49:13.395Z"},{"list":"banking","list_name":"banking","list_status":"active","list_url":"https://apptierlist.com/best/banking/","position":288,"tier":null,"score":67.5,"components":{"rating":91.7,"votes":78.2,"rank":0,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"provisional","judged_at":"2026-10-17T06:49:13.395Z"}],"main_list":"money-transfer","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":159925,"at":"2026-10-18T07:56:11.708Z","kind":"tier_changed","list":"international-money-transfer","app_store_id":1611983085,"app":"grey-inclusive-global-banking-1611983085","from":"D","to":"C","reason":"rank shift: #30, score unchanged at 79.6, tier full (a quarter of the list)","job":"rescore"},{"id":144049,"at":"2026-10-17T07:09:13.401Z","kind":"tier_changed","list":"money-transfer","app_store_id":1611983085,"app":"grey-inclusive-global-banking-1611983085","from":null,"to":"B","reason":"score 83","job":"rescore"},{"id":144045,"at":"2026-10-17T07:09:13.401Z","kind":"tier_changed","list":"international-money-transfer","app_store_id":1611983085,"app":"grey-inclusive-global-banking-1611983085","from":null,"to":"D","reason":"score 79.6","job":"rescore"},{"id":143748,"at":"2026-10-17T06:49:13.395Z","kind":"membership_added","list":"money-transfer","app_store_id":1611983085,"app":"grey-inclusive-global-banking-1611983085","from":null,"to":"active","reason":"Sends and receives money to freelancers, business associates and loved ones, including stablecoin transfers.","job":"shadow"},{"id":143747,"at":"2026-10-17T06:49:13.395Z","kind":"membership_added","list":"international-money-transfer","app_store_id":1611983085,"app":"grey-inclusive-global-banking-1611983085","from":null,"to":"active","reason":"Subtitle and description center on sending money to 160+ countries and receiving global payments.","job":"shadow"},{"id":143746,"at":"2026-10-17T06:49:13.395Z","kind":"membership_added","list":"banking","app_store_id":1611983085,"app":"grey-inclusive-global-banking-1611983085","from":null,"to":"active","reason":"Multi-currency USD, GBP and EUR accounts with local account details, a virtual USD card and bill payments, with no monthly fees.","job":"shadow"},{"id":130149,"at":"2026-10-16T16:03:45.557Z","kind":"app_added","list":null,"app_store_id":1611983085,"app":"grey-inclusive-global-banking-1611983085","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"money-transfer","list_name":"money transfer","status":"active","review_status":"checked","position":23,"tier":"B","score":83.6,"components":{"rating":91.7,"votes":78.2,"rank":64.4,"recency":100},"ranks":[{"country":"us","rank":35},{"country":"gb","rank":27},{"country":"ca","rank":32},{"country":"de","rank":28}],"verdicts":[{"verdict":"keep","reason":"Sends and receives money to freelancers, business associates and loved ones, including stablecoin transfers.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-17T06:49:13.395Z","attempts":1,"current":true},{"verdict":"keep","reason":"Sending and receiving money from other people is one of the app's main purposes.","verifier":"list check","decided_at":"2026-10-17T06:49:13.395Z","attempts":1,"current":true}]},{"list":"international-money-transfer","list_name":"international money transfer","status":"active","review_status":"checked","position":37,"tier":"C","score":79.6,"components":{"rating":91.7,"votes":78.2,"rank":48.6,"recency":100},"ranks":[{"country":"us","rank":37},{"country":"gb","rank":42}],"verdicts":[{"verdict":"keep","reason":"Subtitle and description center on sending money to 160+ countries and receiving global payments.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-17T06:49:13.395Z","attempts":1,"current":true},{"verdict":"keep","reason":"Its core service is sending money to 160+ countries at competitive exchange rates, which is exactly what this list compares.","verifier":"list check","decided_at":"2026-10-17T06:49:13.395Z","attempts":1,"current":true}]},{"list":"banking","list_name":"banking","status":"active","review_status":"checked","position":288,"tier":null,"score":67.5,"components":{"rating":91.7,"votes":78.2,"rank":0,"recency":100},"ranks":[],"verdicts":[{"verdict":"keep","reason":"Multi-currency USD, GBP and EUR accounts with local account details, a virtual USD card and bill payments, with no monthly fees.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-17T06:49:13.395Z","attempts":1,"current":true},{"verdict":"keep","reason":"Grey is a multi-currency account app with local account details, a card, and no monthly fees, so people can use it for everyday banking from their phone.","verifier":"list check","decided_at":"2026-10-17T06:49:13.395Z","attempts":1,"current":true}]}]},"data_version":40617,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/grey-inclusive-global-banking-1611983085/"}}