{"app_store_id":1463903144,"slug":"guac-save-while-you-spend-1463903144","name":"Guac - Save While You Spend","subtitle":null,"icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/a0/a6/61/a0a6612b-bc6f-75c3-883c-45a6e24605c5/AppIcon-0-0-1x_U007epad-0-1-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/guac-save-while-you-spend/id1463903144?uo=4","price":0,"currency":"USD","rating":4.34639,"rating_count":2119,"in_app_purchases":null,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":null,"primary_genre":"Finance","version_date":"2026-02-16T09:55:40Z","updated_at":"2026-10-21T02:36:13.457Z","stale":false,"missing_since":null,"one_liner":"Finance app that syncs your bank checking account to set savings goals and rules and move money to and from them.","verified_maker":false,"maker_site":null,"file_size_bytes":43530240,"minimum_os":"15.1","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource115/v4/9f/5f/e6/9f5fe684-c318-80a4-83d8-b79bd7a011b8/086cc7cf-19af-46bd-a49d-e12d65a1cff7_33__U00282_U0029.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource125/v4/25/88/eb/2588ebf9-48e9-db21-05eb-62749d2bfc89/3490fd88-f223-4736-b7b5-c6c9c988fbab_34__U00282_U0029.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource125/v4/35/fb/e0/35fbe053-c6da-f15b-f63d-ab37583c73c0/f6d058a2-0873-4449-aec2-da16599499e8_35__U00282_U0029.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource125/v4/fc/af/97/fcaf97fb-74b8-fd10-02a5-1b3172ca7177/faac84fc-adc8-4d98-926a-5afc780e72ee_36__U00282_U0029.png/392x696bb.png"],"developer_name":"New World Savings, Inc","editors_choice":null,"url":"https://apptierlist.com/apps/guac-save-while-you-spend-1463903144/","api_url":"https://apptierlist.com/api/v1/apps/guac-save-while-you-spend-1463903144","schema_version":"1.0","generated_at":"2026-10-21T21:27:56.387Z","data_as_of":"2026-10-21T20:36:13.050Z","description":"Saving Money with Guac in 4 Easy Steps\n\n1. Sync Guac with Your Bank\nSecurely connect your bank checking account to synchronize your transactions. Guac makes saving simple and automatic — all within a secure environment you can trust.\n\n2. Create Your Savings Goals and Rules\nSet up personalized Savings Goals and Savings Rules to save for what matters — whether it’s a trip, a car, groceries, or a future plan. Once set, Guac helps you save automatically through smart tipping and spending habits.\n\n3. Accelerate Your Savings\nReach your goals faster by shopping in the Guac Marketplace to earn cash back or by exploring side hustles offered in the app. When you achieve your goal, you can easily use your saved funds for a purchase or transfer them to your connected checking account or card.\n\n4. Move Money Seamlessly\nTransfer funds easily between your Savings Goals and your checking account anytime — with just a few taps.\n\n\nImportant Information: \n\nGuac is a financial technology company, not a bank. Guac is not FDIC-insured. Funds may be held for your benefit by First Federal Bank of Kansas City (FFBKC), Member FDIC.\n\nFunds in custodial accounts may be eligible for FDIC insurance coverage on a pass-through basis, subject to regulatory requirements such as proper recordkeeping and ownership identification.\nFDIC insurance only protects against the failure of an FDIC-insured bank; it does not protect against losses due to fraud, theft, market events, or Guac’s operations.\n\nFDIC coverage is subject to standard limits — currently up to $250,000 per depositor, per insured bank, per account ownership category. Your total coverage depends on your relationship with the bank and any other accounts you maintain directly with the same institution.\n\nTerms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/","facts":{"developer_id":1509378861,"developer_url":"http://www.guacapp.com","first_released":"2019-05-18T16:27:31Z","support_url":null,"privacy_url":null,"website_url":null,"app_version":"3.9.13","release_notes":"- Faster and more reliable performance\n - Smoother and more polished experience\n - Small tweaks for better stability\n - Behind-the-scenes improvements\n - General updates to keep things running smoothly","rating_current_version":4.34639,"rating_count_current_version":2119,"star_counts":null,"genres":["Finance"],"languages":["EN"],"content_advisories":null,"device_families":null,"chart":null},"freshness":{"apple_read_at":"2026-10-21T02:36:13.457Z","catalog_read_at":null,"reviews_checked_at":null,"summary_written_at":"2026-10-20T13:31:11.695Z","placed_at":"2026-10-20T02:08:11.540Z","scored_at":"2026-10-21T20:36:13.050Z"},"editorial":{"one_liner":"Finance app that syncs your bank checking account to set savings goals and rules and move money to and from them.","what_is":"Guac is a free Finance app that connects to your bank checking account to synchronize transactions. You set up Savings Goals and Savings Rules, which the listing says help you save automatically through smart tipping and spending habits. The listing states Guac is a financial technology company, not a bank, and is not FDIC-insured.","good_for":["Saving for a trip, car, or groceries","Earning cash back by shopping in the Guac Marketplace","Moving money between savings goals and checking"],"pricing":"Guac - Save While You Spend is free to download on the App Store.","faq":[{"q":"Is my money FDIC-insured in Guac?","a":"The listing says Guac is not FDIC-insured. Funds may be held for your benefit by First Federal Bank of Kansas City, Member FDIC, and FDIC coverage may apply on a pass-through basis for custodial accounts, subject to standard limits."},{"q":"Does Guac connect to my bank account?","a":"Yes. You securely connect your bank checking account to synchronize your transactions. Details of the connection process are not stated on the App Store."},{"q":"How do I use money saved in a goal?","a":"When you reach a goal you can use the saved funds for a purchase or transfer them to your connected checking account or card. You can also transfer funds between goals and checking anytime."}],"model":"claude-haiku-5-5","created_at":"2026-10-20T13:31:11.695Z"},"memberships":[{"list":"savings-goals","list_name":"savings goals","list_status":"draft","list_url":null,"position":null,"tier":null,"score":67.9,"components":{"rating":78.2,"votes":73.3,"rank":50.8,"recency":69.3},"status":"active","review_status":"checked","list_ranking_status":"under_review","confidence":"normal","judged_at":"2026-10-20T02:08:11.540Z"},{"list":"saving-money","list_name":"saving money","list_status":"active","list_url":"https://apptierlist.com/best/saving-money/","position":16,"tier":"C","score":66.6,"components":{"rating":78.2,"votes":73.3,"rank":45.4,"recency":69.4},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-20T02:08:11.540Z"}],"main_list":"saving-money","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":190917,"at":"2026-10-21T20:36:13.050Z","kind":"tier_changed","list":"savings-goals","app_store_id":1463903144,"app":"guac-save-while-you-spend-1463903144","from":null,"to":"C","reason":"score 55.2 to 67.9","job":"rescore"},{"id":186838,"at":"2026-10-20T23:54:12.800Z","kind":"tier_changed","list":"saving-money","app_store_id":1463903144,"app":"guac-save-while-you-spend-1463903144","from":"D","to":"C","reason":"score 55.2 to 66.6","job":"rescore"},{"id":181702,"at":"2026-10-20T02:12:11.540Z","kind":"tier_changed","list":"saving-money","app_store_id":1463903144,"app":"guac-save-while-you-spend-1463903144","from":null,"to":"D","reason":"score 55.3","job":"rescore"},{"id":181398,"at":"2026-10-20T02:08:11.540Z","kind":"membership_added","list":"savings-goals","app_store_id":1463903144,"app":"guac-save-while-you-spend-1463903144","from":null,"to":"active","reason":"Users create Savings Goals for a trip, a car or groceries and save toward them, then use or transfer the funds.","job":"shadow"},{"id":181397,"at":"2026-10-20T02:08:11.540Z","kind":"membership_added","list":"saving-money","app_store_id":1463903144,"app":"guac-save-while-you-spend-1463903144","from":null,"to":"active","reason":"The app is built to save automatically as you spend, using savings rules, smart tipping and transfers into savings goals.","job":"shadow"},{"id":174916,"at":"2026-10-19T09:43:11.707Z","kind":"app_added","list":null,"app_store_id":1463903144,"app":"guac-save-while-you-spend-1463903144","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"savings-goals","list_name":"savings goals","status":"active","review_status":"checked","position":null,"tier":null,"score":67.9,"components":{"rating":78.2,"votes":73.3,"rank":50.8,"recency":69.3},"ranks":[{"country":"us","rank":7}],"verdicts":[{"verdict":"keep","reason":"Users create Savings Goals for a trip, a car or groceries and save toward them, then use or transfer the funds.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-20T02:08:11.540Z","attempts":1,"current":true},{"verdict":"keep","reason":"Users create personalized savings goals (a trip, a car) and save toward them automatically, which is central to the app rather than a side feature.","verifier":"list check","decided_at":"2026-10-20T02:08:11.540Z","attempts":1,"current":true}]},{"list":"saving-money","list_name":"saving money","status":"active","review_status":"checked","position":16,"tier":"C","score":66.6,"components":{"rating":78.2,"votes":73.3,"rank":45.4,"recency":69.4},"ranks":[{"country":"us","rank":34}],"verdicts":[{"verdict":"keep","reason":"The app is built to save automatically as you spend, using savings rules, smart tipping and transfers into savings goals.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-20T02:08:11.540Z","attempts":1,"current":true},{"verdict":"keep","reason":"Guac's core purpose is automatic saving: it connects to your checking account and sets money aside through rules and round-up style tipping, much like Qapital.","verifier":"list check","decided_at":"2026-10-20T02:08:11.540Z","attempts":1,"current":true}]}]},"data_version":40296,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/guac-save-while-you-spend-1463903144/"}}