{"app_store_id":532638447,"slug":"happen-bank-532638447","name":"Happen Bank","subtitle":null,"icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/8a/1e/86/8a1e86c2-9513-18a7-6dbb-08889f8acb22/AppIcon-0-0-1x_U007epad-0-1-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/happen-bank/id532638447?uo=4","price":0,"currency":"USD","rating":4.80324,"rating_count":9438,"in_app_purchases":null,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":null,"primary_genre":"Finance","version_date":"2026-10-12T15:19:40Z","updated_at":"2026-10-15T07:44:36.038Z","stale":false,"missing_since":null,"one_liner":"Finance app by Happen, Inc on the App Store.","verified_maker":false,"maker_site":null,"file_size_bytes":136644608,"minimum_os":"15.0","content_rating":"4+","language_count":3,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f5/bc/21/f5bc21df-1e0b-bab5-11bd-d1a09d0b4958/5.5_Screen_1_Logo.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3c/3f/cb/3c3fcba6-d90e-1eae-0d64-e2c7b88a07c3/5.5_Screen_2_PL.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/bb/20/6d/bb206d5b-640d-0583-c384-36caf6181002/5.5_Screen_3_LUS.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/97/5d/eb/975debdc-34cf-8f56-cc91-dbc69df2aa48/5.5_Screen_4_LUC.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/41/7b/2c/417b2cf5-3cc1-3f2f-6729-ec5001f14e2e/5.5_Screen_5_DebtIQ_1.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/26/9e/55/269e55b8-fac0-e98b-05e4-0d111a7eb27e/5.5_Screen_6_DebtIQ_2.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/dd/44/12/dd44123e-cf61-c633-7eef-57e812b3c87f/5.5_Screen_7_Review.jpg/392x696bb.jpg"],"developer_name":"Happen, Inc","editors_choice":null,"url":"https://apptierlist.com/apps/happen-bank-532638447/","api_url":"https://apptierlist.com/api/v1/apps/happen-bank-532638447","schema_version":"1.0","generated_at":"2026-10-21T07:43:58.903Z","data_as_of":"2026-10-21T04:35:13.709Z","description":"Happen Bank, formerly LendingClub, is a digital bank built around a simple belief: banking should work better for you. We bring borrowing, checking, and savings together in a digital experience that makes it quick and easy to make smart financial decisions. That means decisions in moments, not weeks. Fixed rates with no traps or gotchas. And trusted products and tools that help you earn more, save more, and make progress towards what you want to make happen next.\n\nYou’re making it happen. We’re here to clear the way. We are Happen Bank. \n\nHere are a few reasons why members like you love the Happen Bank app: \n• See your bank accounts and loans in one place \n• Check your loan pay-down progress anytime, anywhere \n• Meet your goals with an interest earning LevelUp Savings account \n• Get rewarded with a LevelUp Checking account \n• Link and view all your credit cards in one place with DebtIQ \n• Safely move money between your accounts \n\nBased on reviews collected by Trustpilot. All such reviews can be accessed at trustpilot.com/review/happen.com. \n\n*Transaction limits may apply, see https://www.happen.com/legal/deposits/personal-products-terms-and-conditions for more terms and conditions \n\nAny account features that enable you to receive direct deposits, or that enable direct deposit funds to be made available to you early, are contingent upon and subject to the payor’s support of such features. \n\nUnless otherwise specified, all credit and deposit products are provided by Happen Bank, N.A., Member FDIC, Equal Housing Lender (“Happen Bank”), a wholly-owned subsidiary of Happen, Inc., NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit products are subject to approval, which may include credit approval. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.","facts":{"developer_id":1194703486,"developer_url":null,"first_released":"2012-06-11T22:48:55Z","support_url":null,"privacy_url":null,"website_url":null,"app_version":"400000001.03760667","release_notes":"Thank you for being a member. We’re always making updates to our app to ensure your experience is seamless. Turn on auto updates to make sure you always have the latest version.","rating_current_version":4.80324,"rating_count_current_version":9438,"star_counts":null,"genres":["Finance","Business"],"languages":["EN","FR","ES"],"content_advisories":null,"device_families":null,"chart":null},"freshness":{"apple_read_at":"2026-10-15T07:44:36.038Z","catalog_read_at":null,"reviews_checked_at":null,"summary_written_at":null,"placed_at":"2026-10-16T03:46:51.805Z","scored_at":"2026-10-21T04:35:13.709Z"},"editorial":null,"memberships":[{"list":"banking","list_name":"banking","list_status":"active","list_url":"https://apptierlist.com/best/banking/","position":202,"tier":null,"score":69,"components":{"rating":96.1,"votes":79.7,"rank":0,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"provisional","judged_at":"2026-10-16T03:46:51.805Z"}],"main_list":"banking","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":118684,"at":"2026-10-16T03:46:51.805Z","kind":"membership_added","list":"banking","app_store_id":532638447,"app":"happen-bank-532638447","from":null,"to":"active","reason":"Digital bank offering LevelUp Checking and Savings accounts, with account viewing and money transfers in the app.","job":"shadow"},{"id":99388,"at":"2026-10-15T07:44:36.038Z","kind":"app_added","list":null,"app_store_id":532638447,"app":"happen-bank-532638447","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"banking","list_name":"banking","status":"active","review_status":"checked","position":202,"tier":null,"score":69,"components":{"rating":96.1,"votes":79.7,"rank":0,"recency":100},"ranks":[],"verdicts":[{"verdict":"keep","reason":"Digital bank offering LevelUp Checking and Savings accounts, with account viewing and money transfers in the app.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-16T03:46:51.805Z","attempts":1,"current":true},{"verdict":"keep","reason":"Happen Bank is a digital bank app for checking, savings and loans, with money transfers between accounts. 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