{"schema_version":"1.0","generated_at":"2026-10-20T18:44:43.433Z","app":{"app_store_id":532638447,"slug":"happen-bank-532638447","name":"Happen Bank","subtitle":null,"icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/8a/1e/86/8a1e86c2-9513-18a7-6dbb-08889f8acb22/AppIcon-0-0-1x_U007epad-0-1-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/happen-bank/id532638447?uo=4","price":0,"currency":"USD","rating":4.80324,"rating_count":9438,"in_app_purchases":null,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":null,"primary_genre":"Finance","version_date":"2026-10-12T15:19:40Z","updated_at":"2026-10-15T07:44:36.038Z","stale":false,"missing_since":null,"one_liner":"Finance app by Happen, Inc on the App Store.","verified_maker":false,"maker_site":null,"file_size_bytes":136644608,"minimum_os":"15.0","content_rating":"4+","language_count":3,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f5/bc/21/f5bc21df-1e0b-bab5-11bd-d1a09d0b4958/5.5_Screen_1_Logo.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3c/3f/cb/3c3fcba6-d90e-1eae-0d64-e2c7b88a07c3/5.5_Screen_2_PL.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/bb/20/6d/bb206d5b-640d-0583-c384-36caf6181002/5.5_Screen_3_LUS.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/97/5d/eb/975debdc-34cf-8f56-cc91-dbc69df2aa48/5.5_Screen_4_LUC.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/41/7b/2c/417b2cf5-3cc1-3f2f-6729-ec5001f14e2e/5.5_Screen_5_DebtIQ_1.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/26/9e/55/269e55b8-fac0-e98b-05e4-0d111a7eb27e/5.5_Screen_6_DebtIQ_2.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/dd/44/12/dd44123e-cf61-c633-7eef-57e812b3c87f/5.5_Screen_7_Review.jpg/392x696bb.jpg"],"developer_name":"Happen, Inc","editors_choice":null,"url":"https://apptierlist.com/apps/happen-bank-532638447/","api_url":"https://apptierlist.com/api/v1/apps/happen-bank-532638447"},"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"banking","list_name":"banking","status":"active","review_status":"checked","position":201,"tier":null,"score":69,"components":{"rating":96.1,"votes":79.7,"rank":0,"recency":100},"ranks":[],"verdicts":[{"verdict":"keep","reason":"Digital bank offering LevelUp Checking and Savings accounts, with account viewing and money transfers in the app.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-16T03:46:51.805Z","attempts":1,"current":true},{"verdict":"keep","reason":"Happen Bank is a digital bank app for checking, savings and loans, with money transfers between accounts. That is everyday mobile banking, like Chase or PNC.","verifier":"list check","decided_at":"2026-10-16T03:46:51.805Z","attempts":1,"current":true}]}],"history":[{"id":118684,"at":"2026-10-16T03:46:51.805Z","kind":"membership_added","list":"banking","app_store_id":532638447,"app":"happen-bank-532638447","from":null,"to":"active","reason":"Digital bank offering LevelUp Checking and Savings accounts, with account viewing and money transfers in the app.","job":"shadow"},{"id":99388,"at":"2026-10-15T07:44:36.038Z","kind":"app_added","list":null,"app_store_id":532638447,"app":"happen-bank-532638447","from":null,"to":null,"reason":"discovered","job":"import"}],"data_version":39138,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/"}}