{"app_store_id":1521443352,"slug":"idfc-first-bank-mobilebanking-1521443352","name":"IDFC FIRST Bank: MobileBanking","subtitle":null,"icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/f5/eb/c7/f5ebc751-e2a0-229a-aae7-0fe7d090441f/AppIcon-1x_U007emarketing-0-8-0-85-220-0.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/idfc-first-bank-mobilebanking/id1521443352?uo=4","price":0,"currency":"USD","rating":4.8384,"rating_count":3119,"in_app_purchases":null,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":null,"primary_genre":"Finance","version_date":"2026-10-12T13:42:24Z","updated_at":"2026-10-18T08:35:12.600Z","stale":false,"missing_since":null,"one_liner":"Finance app by IDFC FIRST BANK LTD on the App Store.","verified_maker":false,"maker_site":null,"file_size_bytes":268660736,"minimum_os":"17.0","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/5d/43/86/5d4386e3-929e-b9e2-71a7-70df8ae071d2/1242_U002a2208.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/40/da/ee/40daeef0-ccc2-526e-6420-0ac4433e84e1/Networth_-_iPhone_5.5.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/43/8e/2b/438e2bfb-8454-71e5-5d99-62c8a6b0fe42/Dashboard_-_iPhone_5.5.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/a4/6e/07/a46e0776-3a97-3245-2a44-43feff46c2b1/81f25ae8-e923-4258-9176-0bcde8b7bb08_Final_Pop-up_3__U00281242_x_2208_pixels_U0029_Copy.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/b7/ba/12/b7ba121e-6392-7da4-98aa-795047065f07/db3f9bfd-8dcc-4f70-971d-0c4ee50a5e17_Final_Pop-up_6__U00281242_x_2208_pixels_U0029_Copy.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/90/ab/95/90ab955a-d7d9-320c-86a2-8ee4fad16c9d/04d74833-9e03-4851-a2c1-fb7bee6a653f_Final_Pop-up_8__U00281242_x_2208_pixels_U0029_Copy.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/11/a7/f1/11a7f166-a2e8-a8bb-d75c-f486717cf431/f616e5f5-2767-4836-b39a-c5648210ebe3_Group_6.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/cb/31/b2/cb31b279-18a7-5ad8-2dd1-0219502648f7/c1c273ba-e943-451d-8616-7dff7957e5ce_iPhone_3_-_5.5.png/392x696bb.png"],"developer_name":"IDFC FIRST BANK LTD","editors_choice":null,"url":"https://apptierlist.com/apps/idfc-first-bank-mobilebanking-1521443352/","api_url":"https://apptierlist.com/api/v1/apps/idfc-first-bank-mobilebanking-1521443352","schema_version":"1.0","generated_at":"2026-10-21T23:27:19.311Z","data_as_of":"2026-10-21T16:44:13.411Z","description":"Welcome to IDFC FIRST Bank’s Mobile Banking App. Enjoy a fast and seamless online banking experience, with integrated banking services and exciting features.\n\nExperience the joy of:\n* One-Swipe Banking: Swipe to view your account balances & manage credit card/debit card details, deposits, investments, etc\n* Instant Payments & Transfers: Make secure payments, UPI transfers, and bill payments\n* Zero Fee Banking: Enjoy free Savings Account services, such as money transfers, cheque re-issuance, debit card issuance, and ATM withdrawals\n* Tracking Expenses: Monitor cash flow with over 20 automatically categorised transaction types. Link FIRST WOW! & Digital Rupay Credit Card with UPI, earn cashback & rewards on every payment.\n* Auto-Sweep Current Accounts: BRAVO Current Accounts with Auto-Sweep to FD for higher interest rates\n* Building Wealth: One screen view of your investment portfolio. Get curated investment recommendations based on your risk profile\n\n* Personalised Offers: Get exciting offers across dining, lifestyle, travel & more\n* Instant Personal Loans: Avail pre-approved loan offers at attractive interest rates & flexible tenures\n* Fixed Deposit: Open an FD in 3 quick steps. Invest online & get guaranteed returns.  \nSmart App Features and Services\n1. Secure Fund Transfers & Payments\n* Free fund transfers to any bank account without adding beneficiary\n* Easy bill payment and recharge – mobile recharge, DTH & utility bills\n* Earn up to 10X rewards on travel/shopping spends via credit cards, redeem anytime for exclusive discounts \n* 3-click digital bill payments\n* Zero fee money transfer (मनी ट्रांसफर) to bank accounts through IMPS, NEFT, or RTGS\n* Send money, pay utility & credit card bills, loan EMIs, buy/recharge FASTag, using UPI\n* Link bank (बैंक) accounts & view your savings account (बचत खाता) balances with UPI\n\n2. Investment, Mutual Funds & IPOs App:\nExplore online investment services:\n* Invest in Mutual Funds online with Instant SIP\n* Invest in equity, debt, large-cap & multi-cap\n* Save tax with ELSS mutual funds\n* Invest in Unit Linked Insurance Plans (ULIP) & Online Sovereign Gold Bonds\n3. Insurance App:\nBuy health, bike & car insurance through our app\n\n4. Tripstacc Benefits\n* Convenient in-app flight & hotel booking experience on the IDFC FIRST Bank mobile app, powered by Tripstacc\n* ZERO convenience fees on flight booking & earn 20 bonus points for every ₹100 spent on hotel bookings\n\n5. Other Banking Services:\n* Apply for debit card & cheque book via app with nil charges.\n* View filtered transactions & download Smart Statement + Digest \n* Manage credit card payments, download statements, and redeem credit card (क्रेडिट कार्ड) rewards\n* Quick purchase and recharge of FASTag\n* Zero fee on DD & Pay order issuance & 3rd party withdrawals\n* No ECS return fee & decline fee at ATMs for low funds\n* Get personalised offers across loans\n* One app login for retail, MSME, Customer Service, & Relationship Management\n\nSteps to Download App & Open a Digital Banking Account (बैंक खाता):\n* Download the banking app & click on open savings account (सेविंग्स अकाउंट)\n* Register your details & get user ID & password\n* Log in via user ID & password or mobile number & MPIN\n* Set up Face ID or finger scanner (biometric) for easy log-in\n* SIM Binding feature for secure banking (बैंकिंग)\n\nPersonal Loan Features:\nLoan amount: ₹20,000 to ₹40 lakhs\nPersonal Loan Tenure: 6 to 60 months\nAnnual Percentage Rate: 11% to 28%\nRepresentative Example:\nLoan amount: ₹1,00,000\nLoan Tenure: 12 months\nInterest Rate (reducing): 20%\nEMI Amount: ₹9,264\nTotal Interest Payable: ₹11,168\nProcessing Fee (incl GST): ₹3,499\nDisbursed Loan Amount: ₹96,501\nTotal Amount Payable: ₹1,11,168\nTotal cost of Loan (Interest + Processing Fee): ₹14,667\n\nDisclosure:\nBy downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy. To go through the T&Cs, please visit https://www.idfcfirstbank.com/terms-and-conditions","facts":{"developer_id":1090320551,"developer_url":"https://www.idfcfirstbank.com/","first_released":"2020-12-07T08:00:00Z","support_url":null,"privacy_url":null,"website_url":null,"app_version":"2.75","release_notes":"The new Payments Dashboard is live!\n* See more of your Recent Payees at a glance\n* Pay Bills & Recharges faster with easier access\n* View and manage your everyday payments in one place\nAlso in this update\n* Bug fixes for a quicker, more reliable banking experience\n* Improvements for a simpler, smoother experience","rating_current_version":4.8384,"rating_count_current_version":3119,"star_counts":null,"genres":["Finance"],"languages":["EN"],"content_advisories":null,"device_families":null,"chart":null},"freshness":{"apple_read_at":"2026-10-18T08:35:12.600Z","catalog_read_at":null,"reviews_checked_at":null,"summary_written_at":null,"placed_at":"2026-10-19T02:51:11.592Z","scored_at":"2026-10-21T16:44:13.411Z"},"editorial":null,"memberships":[{"list":"banking","list_name":"banking","list_status":"active","list_url":"https://apptierlist.com/best/banking/","position":54,"tier":null,"score":85,"components":{"rating":96.4,"votes":78.3,"rank":65.4,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-19T02:51:11.592Z"}],"main_list":"banking","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":166562,"at":"2026-10-19T02:51:11.592Z","kind":"membership_added","list":"banking","app_store_id":1521443352,"app":"idfc-first-bank-mobilebanking-1521443352","from":null,"to":"active","reason":"It is a bank's mobile banking app: account balances, transfers, deposits, FDs and savings/current account services.","job":"shadow"},{"id":160724,"at":"2026-10-18T08:35:12.600Z","kind":"app_added","list":null,"app_store_id":1521443352,"app":"idfc-first-bank-mobilebanking-1521443352","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"banking","list_name":"banking","status":"active","review_status":"checked","position":54,"tier":null,"score":85,"components":{"rating":96.4,"votes":78.3,"rank":65.4,"recency":100},"ranks":[{"country":"gb","rank":25},{"country":"ca","rank":25},{"country":"au","rank":6}],"verdicts":[{"verdict":"keep","reason":"It is a bank's mobile banking app: account balances, transfers, deposits, FDs and savings/current account services.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-19T02:51:11.592Z","attempts":1,"current":true},{"verdict":"keep","reason":"It is a full mobile banking app for IDFC FIRST Bank. It covers account balances, transfers, cards, deposits and loans, which is everyday banking from the phone.","verifier":"list check","decided_at":"2026-10-19T02:51:11.592Z","attempts":1,"current":true}]}]},"data_version":40375,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/idfc-first-bank-mobilebanking-1521443352/"}}