{"app_store_id":519817714,"slug":"intuit-credit-karma-519817714","name":"Intuit Credit Karma","subtitle":"Save, Spend & Grow Your Credit","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/38/58/94/3858948a-b7c2-e4a8-fbdc-ad81266ed7b6/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/intuit-credit-karma/id519817714?uo=4","price":0,"currency":"USD","rating":4.84091,"rating_count":7765466,"in_app_purchases":false,"recent_rating":2.7,"recent_review_count":20,"reviews_checked_at":"2026-10-20T22:58:12.759Z","primary_genre":"Finance","version_date":"2026-10-20T17:51:18Z","updated_at":"2026-10-20T22:58:12.759Z","stale":false,"missing_since":null,"one_liner":"Free finance app for tracking spending and credit scores, comparing offers, and managing banking and taxes.","verified_maker":false,"maker_site":null,"file_size_bytes":290140160,"minimum_os":"16.0","content_rating":"17+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/50/00/be/5000be2e-7660-26c0-d521-9d95daae031d/iOS_-_FD_1242_U00d72688.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/84/b6/9e/84b69e34-bf67-e22c-5bd2-766a776a0a8e/iOS_-_Credit_Spark_1242_U00d72688.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/1f/99/ce/1f99cea7-b21f-73ab-153c-adc302d50045/iOS_-_CAMM_1242_U00d72688.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/08/ce/2f/08ce2f0d-90b1-556c-ad83-c61c3ecd4be4/iOS_-_CKM_1242_U00d72688.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/9e/13/4d/9e134d4b-dde8-59f2-3645-23b744662d5a/iOS_-_CCPL_1242_U00d72688.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/aa/aa/f9/aaaaf92e-fddf-9e32-7e41-a65f544f18e8/iOS_-_Card_Optimizer_1242_U00d72688.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/65/8a/40/658a4024-12aa-7b82-60c6-6347414f3d8d/iOS_-_Insurance_1242_U00d72688.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/18/74/23/187423fc-ec5c-031a-7d1e-61818c51bcbc/8131_App_Store_Static_TAX_001_iOS-1242_x_2688.png/320x480bb.jpg"],"developer_name":"Credit Karma, Inc.","editors_choice":false,"url":"https://apptierlist.com/apps/intuit-credit-karma-519817714/","api_url":"https://apptierlist.com/api/v1/apps/intuit-credit-karma-519817714","schema_version":"1.0","generated_at":"2026-10-22T22:35:00.418Z","data_as_of":"2026-10-22T00:40:13.753Z","description":"Confidently navigate your finances & make progress with Intuit Credit Karma.\n\nSEE YOUR UP-TO-DATE FINANCIAL SUMMARY\n-Know exactly where your money is going\n-Get alerts when your credit scores change\n\nEASILY COMPARE YOUR OFFERS\n-See personalized credit card recommendations and loan offers \n-Compare real insurance options \n-Apply with more confidence† \n\nCONNECT YOUR ACCOUNTS & SAVE MONEY\n-Track your monthly spending \n-Automatically categorize your transactions\n-Build credit history with bills you already pay with Credit Spark™\n-Get more value out of the cards in your wallet with Cards Optimizer\n\nBANK ONLINE\n-Open Credit Karma Money Spend and Save accounts*** in the app\n-You could get access to your paycheck up to two days earlier when you set up direct deposit1 \n\nSIMPLIFY YOUR TAXES\n-Make progress on your taxes in bite-sized pieces throughout the year\n-Upload a photo of your W-2 to prefill your profile info\n-Get personalized recommendations on how to use your refund \n\nCredit Karma Plus is gradually rolling out to members over the coming months. In addition to the value above, paying subscribers will also get access to features that help protect your identity, remove your personal data from the internet, lower your bills, and file your taxes with expert help.\n\nDISCLOSURES\n***Banking services provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply.\n\n1Early access to paycheck is compared to standard payroll electronic deposit and is dependent on and subject to payor submitting payroll information to the bank before release date. Payor may not submit paycheck early.\n\nLoan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | CA loans arranged pursuant to a CA Financing Law license.\n\nInsurance services offered through Karma Insurance Services, LLC. CA resident license #0172748.\n\nMortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622.\nELIGIBILITY AND ADDITIONAL DETAILS; PERSONAL LOAN INTEREST RATES AND FEES. You can see personal loan offers on the Credit Karma personal loan marketplace from third party advertisers from which Credit Karma receives compensation. Credit Karma members are shown offers with Outstanding Approval Odds† when available to them. Offers with Outstanding Approval Odds have rates that range from 5.59% APR to 35.99% APR with terms from 1 to 10 years. Rates are subject to change without notice and are controlled by our third party advertisers, not Credit Karma. Depending on the particular lender, other fees may apply, such as origination fees or late payment fees. See the particular lender's terms and conditions for additional details. All loan offers on Credit Karma require your application and approval by the lender. You may not qualify for a personal loan at all or you may not qualify for the lowest rates or the highest offer amounts.\nPERSONAL LOAN REPAYMENT EXAMPLE. The following example assumes a $15,000 personal loan with a four year (48 month) term. For APRs ranging from 5.59% to 35.99%, monthly payments would range from $349 to $594. Assuming all of the 48 payments are made on-time, the total amount paid would range from $16,774 to $28,492\n\n\n† Approval Odds are not a guarantee of approval. Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the card shown, or whether you meet certain criteria determined by the lender. Of course, there's no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you don't meet the lender's \"ability to pay standard\" after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender.\n\n1100 Broadway, STE 1800 - Credit Karma, Oakland, CA 94607","facts":{"developer_id":519816000,"developer_url":"https://www.creditkarma.com","first_released":"2012-07-18T07:00:00Z","support_url":"https://help.creditkarma.com/hc/en-us","privacy_url":"https://www.creditkarma.com/about/privacy","website_url":"https://www.creditkarma.com/","app_version":"26.43","release_notes":"Thanks for using Intuit Credit Karma! Our app is regularly updated to make it easier for you to track your financial progress. This version includes a number of performance improvements and squashes a few small pesky bugs. Stay tuned for more updates and be sure to share your feedback at comments@creditkarma.com.","rating_current_version":4.84091,"rating_count_current_version":7765466,"star_counts":[97480,34798,127193,485910,7016735],"genres":["Finance","Productivity"],"languages":["EN"],"content_advisories":null,"device_families":["iphone"],"made_for_iphone_duo":null,"chart":{"name":"top-free Finance","position":21}},"freshness":{"apple_read_at":"2026-10-20T22:58:12.759Z","catalog_read_at":"2026-10-17T20:51:11.613Z","reviews_checked_at":"2026-10-20T22:58:12.759Z","summary_written_at":"2026-10-12T14:31:00.023Z","placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-22T00:40:13.753Z"},"editorial":{"one_liner":"Free finance app for tracking spending and credit scores, comparing offers, and managing banking and taxes.","what_is":"Credit Karma is a free app in the Finance category. The listing describes a financial summary, monthly spending tracking, and alerts when credit scores change. It also covers comparing credit card, loan and insurance offers, opening Credit Karma Money accounts, and preparing taxes.","good_for":["Tracking monthly spending and categorizing transactions","Comparing credit card, personal loan and insurance offers","Preparing taxes in parts through the year"],"pricing":"Intuit Credit Karma is free, with no in-app purchases on the App Store.","faq":[{"q":"Is the app free to use?","a":"The listing shows a price of free. Credit Karma Plus is a paid subscription that is gradually rolling out to members, and its price is Not stated on the App Store."},{"q":"Can I open a bank account in the app?","a":"You can open Credit Karma Money Spend and Save accounts in the app, provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply."},{"q":"Does a loan offer mean I am approved?","a":"No. All loan offers require your application and approval by the lender. You may not qualify at all or may not get the lowest rates or highest amounts. Listed APRs range from 5.59% to 35.99%."}],"model":"claude-haiku-5-5","created_at":"2026-10-12T14:31:00.023Z"},"memberships":[{"list":"credit-monitoring","list_name":"credit monitoring","list_status":"active","list_url":"https://apptierlist.com/best/credit-monitoring/","position":2,"tier":"A","score":87.2,"components":{"rating":96.8,"votes":100,"rank":51.8,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"}],"main_list":"credit-monitoring","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"maker":null,"history":[{"id":136783,"at":"2026-10-17T02:20:13.401Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":519817714,"app":"intuit-credit-karma-519817714","from":"S","to":"A","reason":"rank shift: #2, score unchanged at 87.2","job":"rescore"},{"id":125935,"at":"2026-10-16T10:30:49.475Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":519817714,"app":"intuit-credit-karma-519817714","from":"A","to":"S","reason":"score 86.8 to 87.2","job":"rescore"},{"id":115563,"at":"2026-10-16T01:53:51.804Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":519817714,"app":"intuit-credit-karma-519817714","from":null,"to":"A","reason":"checked from the list's side: ranked #2","job":"rescore"},{"id":106336,"at":"2026-10-15T14:59:00.691Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":519817714,"app":"intuit-credit-karma-519817714","from":"A","to":null,"reason":"under review: not checked from the list's side yet","job":"rescore"},{"id":92144,"at":"2026-10-15T03:04:53.185Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":519817714,"app":"intuit-credit-karma-519817714","from":"S","to":"A","reason":"rank shift: #2, score unchanged at 86.8","job":"rescore"},{"id":46400,"at":"2026-10-09T17:18:33.693Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":519817714,"app":"intuit-credit-karma-519817714","from":"B","to":"S","reason":"score 87.2","job":"rescore"},{"id":38752,"at":"2026-10-09T08:38:03.422Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":519817714,"app":"intuit-credit-karma-519817714","from":null,"to":"B","reason":"score 74.2","job":"rescore"},{"id":25292,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"credit-monitoring","app_store_id":519817714,"app":"intuit-credit-karma-519817714","from":null,"to":"active","reason":"Core purpose: free credit scores with alerts when your credit scores change, and the app is known for this.","job":"fill"},{"id":20263,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":519817714,"app":"intuit-credit-karma-519817714","from":null,"to":null,"reason":"discovered","job":"fill"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"credit-monitoring","list_name":"credit monitoring","status":"active","review_status":"checked","position":2,"tier":"A","score":87.2,"components":{"rating":96.8,"votes":100,"rank":51.8,"recency":100},"ranks":[{"country":"us","rank":2}],"verdicts":[{"verdict":"keep","reason":"Credit Karma is mainly a free credit score and report monitoring app with alerts when scores change. It sits squarely alongside Experian and WalletHub as an alternative people compare.","verifier":"list check","decided_at":"2026-10-16T01:32:51.809Z","attempts":1,"current":true},{"verdict":"keep","reason":"Core purpose: free credit scores with alerts when your credit scores change, and the app is known for this.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-09T03:59:53.925Z","attempts":1,"current":false}]}]},"data_version":41271,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/intuit-credit-karma-519817714/"}}