{"app_store_id":1612074883,"slug":"katapult-shop-lease-to-own-1612074883","name":"Katapult | Shop & Lease to Own","subtitle":"Browse, shop, lease, and own.","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/78/63/f8/7863f8b0-e972-a5d8-3633-c3b7d2e59ded/AppIcon-0-0-1x_U007emarketing-0-6-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/katapult-shop-lease-to-own/id1612074883?uo=4","price":0,"currency":"USD","rating":4.80598,"rating_count":29142,"in_app_purchases":false,"recent_rating":2.95,"recent_review_count":20,"reviews_checked_at":"2026-10-16T02:25:51.881Z","primary_genre":"Finance","version_date":"2026-10-12T09:09:10Z","updated_at":"2026-10-22T03:36:12.833Z","stale":false,"missing_since":null,"one_liner":"Lease-to-own app for shopping at participating retailers and paying for items over time, with no credit required per…","verified_maker":false,"maker_site":null,"file_size_bytes":29212672,"minimum_os":"15.1","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/0a/4d/42/0a4d427f-779c-6440-0f9d-a0ffc414341a/9d79444e-aea4-4613-a6a8-4a8746a60aba_iPhone_5.5_1242x2208_1.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e2/87/9c/e2879c14-7d81-3d13-6228-f3698c546eb0/866339ef-8c02-42e8-97eb-b8228fc97a0b_iPhone_5.5_1242x2208_2.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/98/0c/ed/980cedcf-0775-5650-bc56-294ad19c5cfc/3569706a-1d27-4fd7-bd4d-c9fcf2c5ef4f_iPhone_5.5_1242x2208_3.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/aa/99/68/aa996837-cdc6-764d-b16b-0590e3854d4a/a8a68673-44e2-4acd-a53e-90549d553c48_iPhone_5.5_1242x2208_4.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/69/dd/a9/69dda97d-b1fe-cbb4-ed5b-96c0ee72e22c/3645da6f-7f04-45ae-8c2d-2ec4620cd3ee_iPhone_5.5_1242x2208_5.png/392x696bb.png"],"developer_name":"Katapult Group Inc","editors_choice":false,"url":"https://apptierlist.com/apps/katapult-shop-lease-to-own-1612074883/","api_url":"https://apptierlist.com/api/v1/apps/katapult-shop-lease-to-own-1612074883","schema_version":"1.0","generated_at":"2026-10-24T04:02:04.473Z","data_as_of":"2026-10-23T22:42:12.744Z","description":"Katapult is a lease-to-own option that helps you shop now and pay over time. No credit is required and easy, flexible payment options means that you don’t have to stress about making those important purchases. Shop great deals now with 100+ retailers and apply for a Katapult lease today.  \nHow Katapult Works:\n- Apply online or through our app \n- Shop supported retailers directly through the app\n- Make purchases online using Katapult during checkout \n- Manage your leases and get help when you need it\n- Get notified of upcoming payments \n- Make payments within the Katapult app \n\nKatapult allows you to lease-to-own the important items that you need now, without having to pay for them in full upfront.\n \nWith Katapult lease-to-own, you can take home up to $3,000 in must-have items such as furniture, electronics, home appliances, beds, mattresses, tires, and much more. Our lease-to-own option offers a fresh way to get the things you need. With Katapult, you have a lease purchase option that fits your life and there are no late fees ... ever! \n \nStep 1: Visit the Katapult marketplace and choose where you want to shop from your favorite online retailers*.\n \nStep 2: Take advantage of $300 to $3,000 in shopping strength.\n \nGet pre-approved to know how much you can spend, or just begin adding qualifying products to your cart. You may then apply (if you haven't already), and if approved sign your agreement, and make your first payment.\n \nStep 3: Use Katapult to check out. \n\nSelect Katapult as the payment option in checkout. Start your lease-purchase application and once approved get the flexibility to pay over time, purchase early or even return your items. Katapult ... a better way to pay. \n \nKatapult cannot be used for every transaction, only specified items are eligible. The browser extension for Katapult cannot be used to make in-store transactions.\n \nThe path to ownership will cost more than the merchant’s cash price.  Not available in MN, NJ, WI, WY. Depending on your state, the stated transaction is a rental-purchase deal (rent-to-own agreement, consumer rental-purchase agreement, or lease/lease-purchase agreement) with Katapult. It is not necessary to be an owner. You will not own the goods until you have paid in full the whole amount required to obtain ownership or you exercise your early purchase option. Payment amounts and rental terms may be found in your lease agreement.\n \nThe phrase \"No Credit Option\" indicates that this is not a credit, loan, or financing transaction. It does not indicate or suggest that no check into credit history or creditworthiness will be undertaken. We examine your application using numerous data points and routinely accept clients with less-than-perfect credit.","facts":{"developer_id":1609474859,"developer_url":"https://leasetoown.katapult.com/mobile-app","first_released":"2022-04-05T07:00:00Z","support_url":"https://katapult.com/faq/","privacy_url":"https://katapult.com/app/privacy-policy","website_url":"https://leasetoown.katapult.com/mobile-app","app_version":"9.11.1","release_notes":"Bug fixes and Improvements","rating_current_version":4.80598,"rating_count_current_version":29142,"star_counts":[854,174,364,982,26749],"genres":["Finance","Shopping"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipod"],"made_for_iphone_duo":null,"chart":null},"freshness":{"apple_read_at":"2026-10-22T03:36:12.833Z","catalog_read_at":"2026-10-18T18:25:12.100Z","reviews_checked_at":"2026-10-16T02:25:51.881Z","summary_written_at":"2026-10-14T05:04:53.694Z","placed_at":"2026-10-14T01:01:12.772Z","scored_at":"2026-10-23T22:42:12.744Z"},"editorial":{"one_liner":"Lease-to-own app for shopping at participating retailers and paying for items over time, with no credit required per…","what_is":"Katapult is a free Finance app offering lease-to-own purchases at 100+ retailers, with leases from $300 to $3,000 for items such as furniture, electronics, appliances, beds, mattresses, and tires. Users apply in the app or online, select Katapult at checkout, and make payments within the app. The path to ownership costs more than the merchant's cash price, and the app is not available in MN, NJ, WI, or WY.","good_for":["Buying furniture or appliances without paying the full price upfront","Replacing tires or electronics at participating retailers","Shoppers who want to manage lease payments and reminders in one app"],"pricing":"Katapult | Shop & Lease to Own is free, with no in-app purchases on the App Store.","faq":[{"q":"Is a credit check required?","a":"The listing says no credit is required, but also states that applications are examined using numerous data points and that the phrase No Credit Option does not mean no check into credit history or creditworthiness will be undertaken."},{"q":"Do I own the items right away?","a":"No. You will not own the goods until you have paid in full the whole amount required to obtain ownership or exercise your early purchase option."},{"q":"Are there late fees?","a":"There are no late fees, ever. Payment amounts and rental terms are said to be found in your lease agreement."}],"model":"claude-haiku-5-5","created_at":"2026-10-14T05:04:53.694Z"},"memberships":[{"list":"buy-now-pay-later","list_name":"buy now pay later","list_status":"active","list_url":"https://apptierlist.com/best/buy-now-pay-later/","position":12,"tier":"A","score":82.5,"components":{"rating":96.1,"votes":84.6,"rank":49.2,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-14T01:01:12.772Z"}],"main_list":"buy-now-pay-later","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"maker":null,"history":[{"id":116299,"at":"2026-10-16T02:24:51.811Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1612074883,"app":"katapult-shop-lease-to-own-1612074883","from":null,"to":"A","reason":"list left review: 6 or more members checked, ranked #5","job":"rescore"},{"id":105563,"at":"2026-10-15T14:59:00.691Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1612074883,"app":"katapult-shop-lease-to-own-1612074883","from":"A","to":null,"reason":"list under review: fewer than 6 members checked from the list's side","job":"rescore"},{"id":82088,"at":"2026-10-14T15:07:19.778Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1612074883,"app":"katapult-shop-lease-to-own-1612074883","from":"C","to":"A","reason":"score 82.7","job":"rescore"},{"id":73504,"at":"2026-10-14T01:05:49.786Z","kind":"tier_changed","list":"buy-now-pay-later","app_store_id":1612074883,"app":"katapult-shop-lease-to-own-1612074883","from":null,"to":"C","reason":"score 82.7","job":"rescore"},{"id":73291,"at":"2026-10-14T01:01:12.772Z","kind":"membership_added","list":"buy-now-pay-later","app_store_id":1612074883,"app":"katapult-shop-lease-to-own-1612074883","from":null,"to":"active","reason":"Core job is lease-to-own: shop now and pay over time in flexible payments with no full upfront cost, with no credit required.","job":"shadow"},{"id":65011,"at":"2026-10-12T18:56:02.004Z","kind":"app_added","list":null,"app_store_id":1612074883,"app":"katapult-shop-lease-to-own-1612074883","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"buy-now-pay-later","list_name":"buy now pay later","status":"active","review_status":"checked","position":12,"tier":"A","score":82.5,"components":{"rating":96.1,"votes":84.6,"rank":49.2,"recency":100},"ranks":[{"country":"us","rank":15}],"verdicts":[{"verdict":"keep","reason":"Core job is lease-to-own: shop now and pay over time in flexible payments with no full upfront cost, with no credit required.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-14T01:01:12.772Z","attempts":1,"current":true},{"verdict":"keep","reason":"approved from the list's side","verifier":"list check","decided_at":"2026-10-14T01:01:12.772Z","attempts":1,"current":true}]}]},"data_version":42442,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/katapult-shop-lease-to-own-1612074883/"}}