{"app_store_id":1467373738,"slug":"kuda-free-transfer-payment-1467373738","name":"Kuda - Free transfer & payment","subtitle":"Pay, save & invest money","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/96/42/5e/96425e84-cd90-7012-b1e4-7c3d44b7cdb9/KudaAppIcon-0-0-1x_U007epad-0-1-0-sRGB-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/kuda-free-transfer-payment/id1467373738?uo=4","price":0,"currency":"USD","rating":4.7283,"rating_count":130598,"in_app_purchases":false,"recent_rating":2.4,"recent_review_count":20,"reviews_checked_at":"2026-10-10T22:28:56.308Z","primary_genre":"Finance","version_date":"2026-10-08T21:13:20Z","updated_at":"2026-10-10T22:28:56.308Z","stale":false,"missing_since":null,"one_liner":"Pay, save & invest money","verified_maker":false,"maker_site":null,"file_size_bytes":522390528,"minimum_os":"16.0","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/fa/c1/7c/fac17cb1-8a90-28f3-0dad-25d8c44db1dc/Property_1_U003d01.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e5/90/f5/e590f584-0bfa-695b-a2bf-8fabbef12ccb/Property_1_U003d02.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/29/6e/34/296e349a-03c7-5aec-b379-3cecc976f346/Property_1_U003d03.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e2/bc/7b/e2bc7b97-3d68-677a-5fac-107b841bccf1/Property_1_U003d04.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/1e/5b/dd/1e5bdd8a-77ba-680e-b36d-3184a9617377/Property_1_U003d05.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ee/24/db/ee24dbbb-2176-9d91-89aa-db2af01921fc/Property_1_U003d06.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/9f/a5/1b/9fa51b39-1fdf-5ed2-5424-c5f7e6950f35/Property_1_U003d07.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/0b/ee/d2/0beed296-adc2-88ed-289a-cc991953c0d5/Property_1_U003d08.png/320x480bb.jpg"],"developer_name":"Kuda Technologies Limited","editors_choice":false,"url":"https://apptierlist.com/apps/kuda-free-transfer-payment-1467373738/","api_url":"https://apptierlist.com/api/v1/apps/kuda-free-transfer-payment-1467373738","schema_version":"1.0","generated_at":"2026-10-20T03:04:29.455Z","data_as_of":"2026-10-20T02:58:11.537Z","description":"Join over 8 million people who use Kuda to spend, save, borrow, and get more from their money every day.\n\nOPEN A FREE ACCOUNT \nDownload the Kuda banking app, open an account in minutes, add some money, save automatically, invest in US stocks, and pay bills.\nKuda is licensed by the Central Bank of Nigeria, with deposits insured by the NDIC.\n\nMAKE RELIABLE PAYMENTS \nMake banking easier for yourself. Get 25 free money transfers to any Nigerian bank monthly (Nigeria only), enjoy free debit and credit alerts and send money instantly to other Kuda users with just their Kuda Username. \nPay online and offline with secure payment options.\nPay across borders with money transfers to Nigeria from abroad at competitive rates. (UK and Canada users only.)\nPay bills and buy airtime for all major networks. (Users in Nigeria only.)\nRequest a Kuda card with pickup and nationwide delivery options. (Users in Nigeria only.)\n\nWATCH YOUR MONEY GROW\nSet up Spend+Save to save automatically each time you spend or lock some money away in a Fixed Pocket and earn up to 16% annual interest. (Users in Nigeria with Tier 3 accounts only, terms and conditions apply.)\nInvest in US stocks with a trading account (Nigeria only).\nTrading services are provided by a third party. Disclaimer: Invest wisely. The value of stocks fluctuates and stock trading involves possible loss of capital.\n\nGET MORE REWARDS ON KUDA PREMIUM \nEarn 50 Coins to unlock Premium rewards! You'll get cashback, discounts from popular brands, priority support, and special features like budgeting, spending reports, app themes, and profile picture updates. (Users in Nigeria with Tier 3 accounts only, terms and conditions apply.)\n\nWHY SHOULD YOU USE KUDA?\nWe’re transparent and we won't charge you unnecessary fees for banking with us.\nDownload the Kuda banking app now to get more from your money, save easily, make free transfers, earn Premium rewards, invest with a trading account, and pay any time!\nLearn more about Kuda at kuda.com.\n\nYOUR MONEY IS SAFE WITH KUDA\nBlock your card on the app instantly and unblock it if you find it.\nUse Passkeys, Safety Mode and Private mode for extra security.\nNeed help? Chat with us on the app or send a message to help@kuda.com","facts":{"developer_id":1608333924,"developer_url":"https://www.kuda.com","first_released":"2019-08-17T07:00:00Z","support_url":"https://www.kuda.com/","privacy_url":"https://www.kuda.com/policies/#privacy-policy","website_url":"https://www.kuda.com/","app_version":"3.007","release_notes":"We've been working behind the scenes this month to make the app faster and smoother. Nothing new to show you yet, but everything you already use should feel a little better","rating_current_version":4.7283,"rating_count_current_version":130598,"star_counts":[3239,2439,3986,7239,113695],"genres":["Finance"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipad"],"chart":{"name":"top-free Finance","position":180}},"freshness":{"apple_read_at":"2026-10-10T22:28:56.308Z","catalog_read_at":"2026-10-10T22:28:56.308Z","reviews_checked_at":"2026-10-10T22:28:56.308Z","summary_written_at":null,"placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-20T02:58:11.537Z"},"editorial":null,"memberships":[{"list":"banking","list_name":"banking","list_status":"active","list_url":"https://apptierlist.com/best/banking/","position":84,"tier":null,"score":82.1,"components":{"rating":94.6,"votes":91.3,"rank":42.4,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"}],"main_list":"banking","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":43969,"at":"2026-10-09T14:10:41.142Z","kind":"tier_changed","list":"banking","app_store_id":1467373738,"app":"kuda-free-transfer-payment-1467373738","from":"F","to":null,"reason":"score 71.5","job":"rescore"},{"id":36596,"at":"2026-10-09T06:06:03.151Z","kind":"tier_changed","list":"banking","app_store_id":1467373738,"app":"kuda-free-transfer-payment-1467373738","from":null,"to":"F","reason":"score 71.5","job":"rescore"},{"id":28746,"at":"2026-10-09T03:59:53.925Z","kind":"membership_added","list":"banking","app_store_id":1467373738,"app":"kuda-free-transfer-payment-1467373738","from":null,"to":"active","reason":"A full mobile bank licensed by the CBN with NDIC-insured deposits: free account opening, debit cards, savings, Fixed Pockets and borrowing.","job":"fill"},{"id":22264,"at":"2026-10-09T03:10:04.928Z","kind":"app_added","list":null,"app_store_id":1467373738,"app":"kuda-free-transfer-payment-1467373738","from":null,"to":null,"reason":"discovered","job":"fill"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"banking","list_name":"banking","status":"active","review_status":"checked","position":84,"tier":null,"score":82.1,"components":{"rating":94.6,"votes":91.3,"rank":42.4,"recency":100},"ranks":[{"country":"gb","rank":49}],"verdicts":[{"verdict":"keep","reason":"Kuda is a licensed digital bank with accounts, transfers, cards, bills and savings, so it is an everyday mobile banking app like the others in the list.","verifier":"list check","decided_at":"2026-10-17T09:01:13.400Z","attempts":1,"current":true},{"verdict":"keep","reason":"A full mobile bank licensed by the CBN with NDIC-insured deposits: free account opening, debit cards, savings, Fixed Pockets and borrowing.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-09T03:59:53.925Z","attempts":1,"current":false}]}]},"data_version":38481,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/kuda-free-transfer-payment-1467373738/"}}