{"app_store_id":6443548838,"slug":"kudos-put-your-wallet-to-work-6443548838","name":"Kudos: Put Your Wallet to Work","subtitle":"Your Wallet on Autopilot","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/bf/fb/c8/bffbc89e-8beb-1664-13df-e2f229547b5b/DefaultIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/kudos-put-your-wallet-to-work/id6443548838?uo=4","price":0,"currency":"USD","rating":4.7127,"rating_count":9704,"in_app_purchases":true,"recent_rating":4.3,"recent_review_count":20,"reviews_checked_at":"2026-10-16T13:08:55.048Z","primary_genre":"Finance","version_date":"2026-10-17T21:54:20Z","updated_at":"2026-10-20T22:07:12.740Z","stale":false,"missing_since":null,"one_liner":"Your Wallet on Autopilot","verified_maker":false,"maker_site":null,"file_size_bytes":166414336,"minimum_os":"16.4","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a0/f0/52/a0f052b3-866b-8a57-b912-2bfa7f298052/6.9in_phone_U002c_visual_1.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/66/d5/6b/66d56ba3-4653-0ea1-a93e-373feaafb2f6/AgenticActions.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/b2/1e/2c/b21e2cc5-3a32-bbd9-c34d-9b0af7b8da15/6.9in_phone_U002c_visual_2.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/6d/c5/91/6dc591b2-94fd-1d0f-9ae3-fbe9842aeeba/6.9in_phone_U002c_visual_3.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e8/ca/45/e8ca4513-5887-b1c7-92f4-22b1453d20f1/6.9in_phone_U002c_visual_4.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/52/ed/99/52ed9988-b152-2f27-03fc-7c51916756b0/6.9in_phone_U002c_visual_5.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ce/80/ac/ce80ac6e-4eb7-d5c9-d183-bee0113408be/6.9in_phone_U002c_visual_6.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4c/dd/09/4cdd099f-8114-9955-9e84-695527b2e99d/6.9in_phone_U002c_visual_7.png/320x480bb.jpg"],"developer_name":"Kudos Technologies, Inc.","editors_choice":false,"url":"https://apptierlist.com/apps/kudos-put-your-wallet-to-work-6443548838/","api_url":"https://apptierlist.com/api/v1/apps/kudos-put-your-wallet-to-work-6443548838","schema_version":"1.0","generated_at":"2026-10-22T09:45:38.260Z","data_as_of":"2026-10-22T09:04:12.618Z","description":"Kudos is the personal finance app that puts your money on autopilot. Our AI works behind the scenes to lower your bills, find smarter cards, and make sure you never leave money on the table.\n\nNEVER MISS A CARD BENEFIT AGAIN\nThe average person loses $624 each year on benefits they forget about or don't know they have. Kudos tracks every benefit across all your cards and makes sure you use them before they expire.\n\nASK KUDOS AI ANYTHING ABOUT YOUR MONEY\nAsk Kudos AI anything about your money, from your spending to your cards to your missed rewards. Every answer is grounded in your actual financial data, not generic advice.\n\nAI-POWERED SPENDING INSIGHTS\nKudos analyzes your spending across all your cards and surfaces exactly where you're losing money — the wrong card at the gas station, duplicate subscriptions you forgot about, credits about to expire. Each insight is actionable: complete it, track your savings, and watch the numbers add up.\n\nLOWER BILLS WITH ONE TAP\nOverpaying for internet, phone, or cable? Kudos sends an AI agent to negotiate directly with your provider — no phone trees, no hold music, no awkward conversations. Users save hundreds per year on bills they were already paying. \n\nTHE BEST CARD AT EVERY STORE\nStop guessing at the register. Open the Cheat Sheet and Kudos detects the store you're at and tells you exactly which card to use to earn the most. Not nearby a store? Search by merchant or category to plan ahead.\n\nFIND YOUR NEXT BEST CARD\nNot sure which credit card to apply for? Kudos matches you with cards based on your actual spending habits — not generic \"best of\" lists. Compare welcome bonuses, rewards rates, and annual fees side by side to find the card that earns you the most.\n\nALL YOUR CARDS IN ONE PLACE\nSee transactions, balances, and spending across every card in a single dashboard. No more logging into five different bank apps to figure out where your money went.\n\nFREE CREDIT SCORE MONITORING\nTrack your credit score and understand what moves it — all inside the app you already use to manage your cards.\n\nEARN CASHBACK WHEN YOU SHOP\nActivate shopping cashback at thousands of retailers. Stores pay Kudos a commission and we pass 100% back to you — on top of your existing credit card rewards.\n\nWHY KUDOS?\n- AI bill negotiation saves hundreds per year\n- Smart spending insights catch costly mistakes\n- Track your card benefits automatically \n- Personalized card recommendations based on your spending\n- All your cards, balances, and transactions in one view\n- Free credit score monitoring\n- Shopping cashback at 15,000+ stores\n- No browser extension required\n\nDownload Kudos and start saving — on your bills, your purchases, and your time.\n\nTerms of Use: https://joinkudos.com/terms","facts":{"developer_id":1647052829,"developer_url":"https://www.joinkudos.com/","first_released":"2022-10-18T07:00:00Z","support_url":"https://support.joinkudos.com/","privacy_url":"https://joinkudos.com/privacy-policy","website_url":"https://www.joinkudos.com/","app_version":"4.671.1","release_notes":"Bug fixes and general improvements","rating_current_version":4.7127,"rating_count_current_version":9704,"star_counts":[304,58,289,799,8228],"genres":["Finance","Shopping"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipad"],"chart":null},"freshness":{"apple_read_at":"2026-10-20T22:07:12.740Z","catalog_read_at":"2026-10-17T20:04:11.705Z","reviews_checked_at":"2026-10-16T13:08:55.048Z","summary_written_at":null,"placed_at":"2026-10-16T02:49:51.802Z","scored_at":"2026-10-22T09:04:12.618Z"},"editorial":null,"memberships":[{"list":"money-management","list_name":"money management","list_status":"active","list_url":"https://apptierlist.com/best/money-management/","position":44,"tier":null,"score":68.5,"components":{"rating":94.3,"votes":79.9,"rank":0,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"provisional","judged_at":"2026-10-16T02:49:51.802Z"}],"main_list":"money-management","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":190015,"at":"2026-10-21T13:44:13.458Z","kind":"tier_changed","list":"money-management","app_store_id":6443548838,"app":"kudos-put-your-wallet-to-work-6443548838","from":"C","to":null,"reason":"rank shift: #44, below the tiered top 40","job":"rescore"},{"id":117272,"at":"2026-10-16T02:55:51.889Z","kind":"tier_changed","list":"money-management","app_store_id":6443548838,"app":"kudos-put-your-wallet-to-work-6443548838","from":null,"to":"C","reason":"score 68.5","job":"rescore"},{"id":117085,"at":"2026-10-16T02:49:51.802Z","kind":"membership_added","list":"money-management","app_store_id":6443548838,"app":"kudos-put-your-wallet-to-work-6443548838","from":null,"to":"active","reason":"Marketed as a personal finance app that analyzes spending across all cards, surfaces where money is lost, and gives actionable insights.","job":"shadow"},{"id":99039,"at":"2026-10-15T07:29:36.035Z","kind":"app_added","list":null,"app_store_id":6443548838,"app":"kudos-put-your-wallet-to-work-6443548838","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"money-management","list_name":"money management","status":"active","review_status":"checked","position":44,"tier":null,"score":68.5,"components":{"rating":94.3,"votes":79.9,"rank":0,"recency":100},"ranks":[],"verdicts":[{"verdict":"keep","reason":"Marketed as a personal finance app that analyzes spending across all cards, surfaces where money is lost, and gives actionable insights.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-16T02:49:51.802Z","attempts":1,"current":true},{"verdict":"keep","reason":"Kudos is an AI personal finance app. It analyzes spending across all your cards, finds duplicate subscriptions, and answers questions grounded in your financial data. That makes it a real alternative to Cleo or other money managers for seeing where your money goes, not just a card-rewards tool.","verifier":"list check","decided_at":"2026-10-16T02:49:51.802Z","attempts":1,"current":true}]}]},"data_version":40755,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/kudos-put-your-wallet-to-work-6443548838/"}}