{"app_store_id":1533066809,"slug":"lemfi-1533066809","name":"LemFi: Send. Save. Grow.","subtitle":"Global payment for everyone","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/62/47/95/624795ac-9581-5fe4-c1a1-78a72875aa5a/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/lemfi-send-save-grow/id1533066809?uo=4","price":0,"currency":"USD","rating":4.8193,"rating_count":74454,"in_app_purchases":false,"recent_rating":2.2,"recent_review_count":20,"reviews_checked_at":"2026-10-20T12:35:11.603Z","primary_genre":"Finance","version_date":"2026-10-19T14:30:20Z","updated_at":"2026-10-20T12:35:11.603Z","stale":false,"missing_since":null,"one_liner":"Send money to 30+ countries, buy eSIM data for 150+ countries, and use UK savings and credit, all in one free finance.","verified_maker":false,"maker_site":null,"file_size_bytes":263653376,"minimum_os":"15.0","content_rating":"4+","language_count":7,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/0a/8f/79/0a8f793e-11c3-b071-c199-a6e036741d40/en-US_-_AppStore_US_1.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/38/f3/4b/38f34b1f-9483-fcef-22b2-ea9535b6f7d9/en-US_-_AppStore_US_2.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/42/05/95/42059548-d151-8897-0ebb-896f3d5ac78e/en-US_-_AppStore_US_3.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/4c/d6/dc/4cd6dce2-f8f0-1a4c-974f-070bcc7157e0/en-US_-_AppStore_US_4.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/8b/80/e1/8b80e109-d568-16b0-4b58-fb9830c61077/en-US_-_AppStore_US_5.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/20/4a/94/204a942c-3105-df1f-24a6-c0d30f6cf354/en-US_-_AppStore_US_6.png/320x480bb.jpg"],"developer_name":"Lemonade Technology Limited","editors_choice":false,"url":"https://apptierlist.com/apps/lemfi-1533066809/","api_url":"https://apptierlist.com/api/v1/apps/lemfi-1533066809","schema_version":"1.0","generated_at":"2026-10-20T17:24:23.720Z","data_as_of":"2026-10-20T16:56:17.073Z","description":"Ambition has no passport.\n\nYou're building a life here and holding one together back home. LemFi puts both in one app: send money home, buy eSIM data, and in the UK, save and access credit (subject to eligibility).\n\nSend. Save. Grow.\n\nSEND MONEY ABROAD\n\nSend to 30+ countries across Africa, Asia, Europe, and Latin America, with zero transfer fees on supported corridors.\n\nMost transfers arrive in minutes, paid into a bank account, a mobile wallet, or a mobile money account, depending on where you're sending. No branch visit, no paperwork, no waiting days for a bank wire to clear.\n\nYou see the exact rate and fee before you confirm. No hidden fees, nothing taken off on arrival. Then follow every transfer from the moment you send to the moment it lands, so you're not left wondering, and neither is your family.\n\nSAVINGS (UK)\n\nLemFi Instant Access Savings, Powered by ClearBank. Open an account from £1 and put money aside for emergencies, for goals, for the things that matter. Withdraw any time, with no penalty. Interest is calculated daily and paid monthly.\n\nThe LemFi Instant Access Savings Account currently pays a boosted 5% AER for the first six months from account opening; it then reverts to 3.04% AER (tracker), tracking the Bank of England base rate.\n\nLemFi is not a bank. Savings accounts are provided by ClearBank Ltd (PRA-authorised, FCA and PRA regulated). Eligible deposits are FSCS protected up to £120,000 per person, shared across all deposits you hold with ClearBank.\n\nCREDIT (UK)\n\nLemFi Credit is a revolving credit line, subject to eligibility. We look at your full history, including your history with LemFi, so a thin UK credit file isn't the whole story. Choose how you repay each month: the full balance, the minimum, or a fixed amount that suits you.\n\nWith Credit Monitor, eligible customers can see their Equifax credit score in the app, and what moves it.\n\nCredit is offered subject to status and affordability. Questions about credit? Our support team is in the app.\n\nThe LemFi Credit account is provided by Pillar Labs Ltd, a company registered in England and Wales (Company No. 13637649). Registered Office: Jellicoe, 5 Beaconsfield St, London, England, N1C 4EW. Pillar Labs Ltd is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 996727.\n\neSIM DATA\n\nBuy eSIM data for 150+ countries in the app, before you fly. Land connected when you go home or travel anywhere else, with no roaming bill and no queue for a local SIM.\n\nWHY OVER 2 MILLION PEOPLE STAY\n\n• Alerts the moment your money arrives\n• 24/7 customer support in multiple languages\n• Refer a friend and you both get the same amount of LemFi Cash to use on your transfers. LemFi Cash can't be withdrawn as cash.\n\nLICENSED AND REGULATED\n\nIn the UK, LemFi is a trading name of RightCard Payment Services Limited, authorised by the Financial Conduct Authority to issue electronic money under the Electronic Money Regulations 2011 (FRN 900424). Your LemFi account is an e-money account, not a bank account, and is not FSCS protected. We also hold licenses, registrations, and approvals in Australia, Canada, Ireland, the US, and key corridors across Africa and Asia.\n\nSend money and more.\n\nQuestions? Contact us in the app or at support@lemfi.com.\nFacebook: @uselemfi | X: @uselemfi | Instagram: @uselemfi","facts":{"developer_id":1533066811,"developer_url":"https://lemfi.com","first_released":"2020-10-05T07:00:00Z","support_url":"https://support.lemfi.com/hc/en-us","privacy_url":"https://lemfi.com/en-us/privacy","website_url":"https://lemfi.com/","app_version":"26.42.2","release_notes":"Ambition has no passport. You're building a life here and holding one together back home. LemFi puts both in one app.\n\n• A new logo that carries what we began into what's next\n• A redesigned app, built to grow with you\n• Every product available to you, now easy to find on your home screen\n\nYour account, your balances, and any existing agreements with us stay exactly as they are.","rating_current_version":4.8193,"rating_count_current_version":74454,"star_counts":[1421,451,1083,4198,67092],"genres":["Finance","Business"],"languages":["EN","FR","DE","IT","PT","ZH","ES"],"content_advisories":["Infrequent/Mild Contests"],"device_families":["iphone","ipod"],"chart":null},"freshness":{"apple_read_at":"2026-10-20T12:35:11.603Z","catalog_read_at":"2026-10-14T16:15:19.801Z","reviews_checked_at":"2026-10-20T12:35:11.603Z","summary_written_at":"2026-10-17T13:05:13.501Z","placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-20T16:56:17.073Z"},"editorial":{"one_liner":"Send money to 30+ countries, buy eSIM data for 150+ countries, and use UK savings and credit, all in one free finance.","what_is":"LemFi is a finance app for sending money to 30+ countries across Africa, Asia, Europe, and Latin America, and for buying eSIM data for 150+ countries. In the UK, the listing describes an instant access savings account and a revolving credit line, both subject to eligibility.","good_for":["Sending money to bank, mobile wallet, or mobile money accounts abroad","Buying eSIM data before travelling or when going home","UK users looking for an instant access savings account or credit line"],"pricing":"LemFi: Send. Save. Grow. is free, with no in-app purchases on the App Store.","faq":[{"q":"Is LemFi a bank?","a":"No. The description says LemFi is not a bank. Savings accounts are provided by ClearBank Ltd, and in the UK LemFi is a trading name of RightCard Payment Services Limited, authorised by the FCA to issue electronic money."},{"q":"Which countries can I send money to?","a":"Transfers go to 30+ countries across Africa, Asia, Europe, and Latin America. Zero transfer fees apply on supported corridors, and you see the exact rate and fee before you confirm."},{"q":"Is the savings rate fixed?","a":"No. The listing says a boosted 5% AER applies for the first six months from account opening. It then reverts to 3.04% AER (tracker), tracking the Bank of England base rate."}],"model":"claude-haiku-5-5","created_at":"2026-10-17T13:05:13.501Z"},"memberships":[{"list":"international-money-transfer","list_name":"international money transfer","list_status":"active","list_url":"https://apptierlist.com/best/international-money-transfer/","position":7,"tier":"S","score":96.6,"components":{"rating":96,"votes":94.5,"rank":95.8,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"},{"list":"money-transfer","list_name":"money 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placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"international-money-transfer","list_name":"international money transfer","status":"active","review_status":"checked","position":7,"tier":"S","score":96.6,"components":{"rating":96,"votes":94.5,"rank":95.8,"recency":100},"ranks":[{"country":"us","rank":5},{"country":"gb","rank":2},{"country":"ca","rank":7},{"country":"au","rank":2},{"country":"de","rank":10}],"verdicts":[{"verdict":"keep","reason":"LemFi's main purpose is sending remittances abroad with low fees, a direct alternative to Remitly, Western Union and the others in this list.","verifier":"list check","decided_at":"2026-10-16T05:31:51.806Z","attempts":1,"current":false},{"verdict":"keep","reason":"Built and marketed for cross-border remittances from the UK, US, 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