{"app_store_id":1488985079,"slug":"lendingpoint-1488985079","name":"LendingPoint","subtitle":null,"icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/b4/6f/6b/b46f6b4e-c73d-bf88-f194-f4f67b014569/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/lendingpoint/id1488985079?uo=4","price":0,"currency":"USD","rating":4.77393,"rating_count":3216,"in_app_purchases":null,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":null,"primary_genre":"Finance","version_date":"2026-10-08T18:50:57Z","updated_at":"2026-10-19T20:20:11.589Z","stale":false,"missing_since":null,"one_liner":"Lets users manage a LendingPoint loan account, make payments, and update personal information in one place.","verified_maker":false,"maker_site":null,"file_size_bytes":37645312,"minimum_os":"15.1","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/0c/b5/91/0cb591c7-3207-9ca0-e253-499513dc9124/18bb4856-e983-4a0c-8b43-894dbdef0406_Graphic_1__U00281242-x2208_U0029.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/82/cc/a9/82cca9e5-35c7-1a14-bfb1-95b0c44f192c/64edec86-ba6a-48ed-9bb9-5982e0080dc5_Graphic_2__U00281242-x2208_U0029.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/90/d6/09/90d60909-b885-b82d-24f4-f4e8673699b7/8192970b-64d3-4154-b315-d052d5200ec4_Graphic_4__U00281242-x2208_U0029.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/74/a4/bf/74a4bfb3-25fa-76da-133c-5a61548209ba/5eb14db6-4fa1-460d-9ae8-807a48496002_Graphic_5__U00281242-x2208_U0029.jpg/392x696bb.jpg"],"developer_name":"LENDINGPOINT LLC","editors_choice":null,"url":"https://apptierlist.com/apps/lendingpoint-1488985079/","api_url":"https://apptierlist.com/api/v1/apps/lendingpoint-1488985079","schema_version":"1.0","generated_at":"2026-10-20T12:25:39.888Z","data_as_of":"2026-10-20T11:50:11.794Z","description":"Welcome to the LendingPoint app, a comprehensive mobile application created to empower individuals in effectively managing their finances. By utilizing the app's capabilities, users can pave the way toward financial well-being and confidently achieve their long-term financial goals. Whether you're interested in checking rates for a personal loan or already have a loan with LendingPoint, the app covers you. Experience a hassle-free way to manage your account, make payments, and update your personal information all in one place. The LendingPoint app is designed to be your comprehensive solution for all your financial needs.\n\nApplications submitted on this website may be funded by one of several lenders, including: FinWise Bank, a Utah-chartered bank, Member FDIC; Coastal Community Bank, Member FDIC; and LendingPoint, a licensed lender in certain states. Loan approval is not guaranteed. Actual loan offers and loan amounts, terms, and annual percentage rates (\"APR\") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees up to 10% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $1,000 to $50,000, at rates ranging from 7.99% to 35.99% APR, with terms from 24 to 72 months. Minimum loan amounts apply in Georgia, $3,500; Colorado, $3,001; and Hawaii, $2,000. For a well-qualified customer, a requested loan of $10,000 by LendingPoint over a period of 48 months that has an APR of 24.99% with an origination fee of 10% may have a payment of $331.52 per month. (Actual terms and rate depend on credit history, income, and other factors.) Customers may have the option to deduct the origination fee from the disbursed loan amount if desired. If the origination fee is added to the financed amount, interest is charged on the full principal amount. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.","facts":{"developer_id":1488985078,"developer_url":"https://www.lendingpoint.com/","first_released":"2020-07-05T07:00:00Z","support_url":null,"privacy_url":null,"website_url":null,"app_version":"4.4.60","release_notes":"We've made improvements to payments and account access to provide a smoother, more reliable app experience.","rating_current_version":4.77393,"rating_count_current_version":3216,"star_counts":null,"genres":["Finance","Business"],"languages":["EN"],"content_advisories":null,"device_families":null,"chart":null},"freshness":{"apple_read_at":"2026-10-19T20:20:11.589Z","catalog_read_at":null,"reviews_checked_at":null,"summary_written_at":"2026-10-19T02:04:11.548Z","placed_at":"2026-10-19T01:54:11.546Z","scored_at":"2026-10-20T11:50:11.794Z"},"editorial":{"one_liner":"Lets users manage a LendingPoint loan account, make payments, and update personal information in one place.","what_is":"LendingPoint is a free finance app listed on the App Store. The description says it lets users check rates for a personal loan, manage an existing LendingPoint account, make payments, and update personal information. Loan terms, rates, and fees are described in the listing's disclosures, which note that loan approval is not guaranteed.","good_for":["Checking rates for a personal loan","Managing an existing LendingPoint loan account","Making loan payments and updating personal information"],"pricing":"LendingPoint is free to download on the App Store.","faq":[{"q":"Do I need an existing loan to use the app?","a":"No. The description says the app covers people checking rates for a personal loan as well as existing LendingPoint loan customers."},{"q":"What loan amounts, rates, and terms does the listing mention?","a":"Loans are offered from $1,000 to $50,000, at rates from 7.99% to 35.99% APR, with terms from 24 to 72 months. Actual offers vary based on credit and other factors."},{"q":"Are there fees?","a":"Origination or other fees up to 10% may apply depending on state of residence. Customers may have the option to deduct the origination fee from the disbursed loan amount."}],"model":"claude-haiku-5-5","created_at":"2026-10-19T02:04:11.548Z"},"memberships":[{"list":"loan-finding","list_name":"loan finding","list_status":"active","list_url":"https://apptierlist.com/best/loan-finding/","position":8,"tier":"A","score":80.2,"components":{"rating":95.5,"votes":75.1,"rank":50.2,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-19T01:54:11.546Z"}],"main_list":"loan-finding","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":185471,"at":"2026-10-20T11:50:11.794Z","kind":"tier_changed","list":"loan-finding","app_store_id":1488985079,"app":"lendingpoint-1488985079","from":"C","to":"A","reason":"score 67.6 to 80.2","job":"rescore"},{"id":165761,"at":"2026-10-19T02:00:12.044Z","kind":"tier_changed","list":"loan-finding","app_store_id":1488985079,"app":"lendingpoint-1488985079","from":null,"to":"C","reason":"score 67.6","job":"rescore"},{"id":165630,"at":"2026-10-19T01:54:11.546Z","kind":"membership_added","list":"loan-finding","app_store_id":1488985079,"app":"lendingpoint-1488985079","from":null,"to":"active","reason":"Users can check rates and apply for a personal loan ($1,000-$50,000) through the app; the lender is marketed for this job.","job":"shadow"},{"id":159284,"at":"2026-10-18T07:27:11.699Z","kind":"app_added","list":null,"app_store_id":1488985079,"app":"lendingpoint-1488985079","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"loan-finding","list_name":"loan finding","status":"active","review_status":"checked","position":8,"tier":"A","score":80.2,"components":{"rating":95.5,"votes":75.1,"rank":50.2,"recency":100},"ranks":[{"country":"us","rank":10}],"verdicts":[{"verdict":"keep","reason":"Users can check rates and apply for a personal loan ($1,000-$50,000) through the app; the lender is marketed for this job.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-19T01:54:11.546Z","attempts":1,"current":true},{"verdict":"keep","reason":"LendingPoint is a personal loan lender. The app lets users check personal loan rates and apply, and it also handles managing an existing loan. That makes it a direct alternative to Upstart and LendingTree.","verifier":"list check","decided_at":"2026-10-19T01:54:11.546Z","attempts":1,"current":true}]}]},"data_version":38883,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/lendingpoint-1488985079/"}}