{"schema_version":"1.0","generated_at":"2026-10-20T13:56:05.602Z","app":{"app_store_id":1488985079,"slug":"lendingpoint-1488985079","name":"LendingPoint","subtitle":null,"icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/b4/6f/6b/b46f6b4e-c73d-bf88-f194-f4f67b014569/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/lendingpoint/id1488985079?uo=4","price":0,"currency":"USD","rating":4.77393,"rating_count":3216,"in_app_purchases":null,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":null,"primary_genre":"Finance","version_date":"2026-10-08T18:50:57Z","updated_at":"2026-10-19T20:20:11.589Z","stale":false,"missing_since":null,"one_liner":"Lets users manage a LendingPoint loan account, make payments, and update personal information in one place.","verified_maker":false,"maker_site":null,"file_size_bytes":37645312,"minimum_os":"15.1","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/0c/b5/91/0cb591c7-3207-9ca0-e253-499513dc9124/18bb4856-e983-4a0c-8b43-894dbdef0406_Graphic_1__U00281242-x2208_U0029.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/82/cc/a9/82cca9e5-35c7-1a14-bfb1-95b0c44f192c/64edec86-ba6a-48ed-9bb9-5982e0080dc5_Graphic_2__U00281242-x2208_U0029.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/90/d6/09/90d60909-b885-b82d-24f4-f4e8673699b7/8192970b-64d3-4154-b315-d052d5200ec4_Graphic_4__U00281242-x2208_U0029.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/74/a4/bf/74a4bfb3-25fa-76da-133c-5a61548209ba/5eb14db6-4fa1-460d-9ae8-807a48496002_Graphic_5__U00281242-x2208_U0029.jpg/392x696bb.jpg"],"developer_name":"LENDINGPOINT LLC","editors_choice":null,"url":"https://apptierlist.com/apps/lendingpoint-1488985079/","api_url":"https://apptierlist.com/api/v1/apps/lendingpoint-1488985079"},"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"loan-finding","list_name":"loan finding","status":"active","review_status":"checked","position":8,"tier":"A","score":80.2,"components":{"rating":95.5,"votes":75.1,"rank":50.2,"recency":100},"ranks":[{"country":"us","rank":10}],"verdicts":[{"verdict":"keep","reason":"Users can check rates and apply for a personal loan ($1,000-$50,000) through the app; the lender is marketed for this job.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-19T01:54:11.546Z","attempts":1,"current":true},{"verdict":"keep","reason":"LendingPoint is a personal loan lender. The app lets users check personal loan rates and apply, and it also handles managing an existing loan. That makes it a direct alternative to Upstart and LendingTree.","verifier":"list check","decided_at":"2026-10-19T01:54:11.546Z","attempts":1,"current":true}]}],"history":[{"id":185471,"at":"2026-10-20T11:50:11.794Z","kind":"tier_changed","list":"loan-finding","app_store_id":1488985079,"app":"lendingpoint-1488985079","from":"C","to":"A","reason":"score 67.6 to 80.2","job":"rescore"},{"id":165761,"at":"2026-10-19T02:00:12.044Z","kind":"tier_changed","list":"loan-finding","app_store_id":1488985079,"app":"lendingpoint-1488985079","from":null,"to":"C","reason":"score 67.6","job":"rescore"},{"id":165630,"at":"2026-10-19T01:54:11.546Z","kind":"membership_added","list":"loan-finding","app_store_id":1488985079,"app":"lendingpoint-1488985079","from":null,"to":"active","reason":"Users can check rates and apply for a personal loan ($1,000-$50,000) through the app; the lender is marketed for this job.","job":"shadow"},{"id":159284,"at":"2026-10-18T07:27:11.699Z","kind":"app_added","list":null,"app_store_id":1488985079,"app":"lendingpoint-1488985079","from":null,"to":null,"reason":"discovered","job":"import"}],"data_version":38948,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/"}}