{"app_store_id":1059124601,"slug":"loan-calculator-debt-planner-1059124601","name":"Loan Calculator - Debt Planner","subtitle":null,"icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/b2/72/97/b27297e6-059d-6b3d-ef2a-f4e907789690/AppIcon-0-0-1x_U007epad-0-11-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/loan-calculator-debt-planner/id1059124601?uo=4","price":0,"currency":"USD","rating":4.62667,"rating_count":22554,"in_app_purchases":null,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":"2026-10-19T06:31:11.808Z","primary_genre":"Finance","version_date":"2026-09-25T18:25:32Z","updated_at":"2026-10-20T22:07:12.740Z","stale":false,"missing_since":null,"one_liner":"Loan calculator that shows monthly payments, total interest, payoff timing, and extra payment effects for loans and…","verified_maker":false,"maker_site":null,"file_size_bytes":10939392,"minimum_os":"17.0","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/b3/6b/57/b36b57e1-2927-8fee-03c5-e8c8c7e6aca4/256c285e-eda3-49dd-8fa7-2adb682223e3_screenshot1.jpeg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/2a/bd/3e/2abd3e5e-842b-7c1d-2a36-1ff7340802be/4355b87b-6aa5-4df3-ab7e-4a93777cb9b1_screenshot2.jpeg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/6f/05/b6/6f05b6eb-c17b-8e57-afa2-21cf151fc924/f18148da-e0ae-4dbc-b40d-b4f22c266fe6_screenshot3.jpeg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f8/02/0d/f8020d10-e4e5-e36a-ccca-c447fabcfc37/bbd0509b-6ab9-44f4-b29a-a4abda38a525_screenshot4.jpeg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/85/7a/b2/857ab28c-204f-9a24-1990-0f583a41c2f6/d3e72683-f1b8-42ac-b7ed-e5bd2d3c191e_screenshot5.jpeg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/21/fa/f9/21faf94d-93aa-e7cc-a664-ca15b4adb80a/28f8fede-cc93-4dfd-af79-fd364cf5d320_screenshot6.jpeg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/89/93/99/899399ff-9d2d-31b0-ab72-9e35ee04694d/0f9e942d-432e-407c-9166-f84eff7b740e_screenshot7.jpeg/392x696bb.jpg"],"developer_name":"Michael Chu","editors_choice":null,"url":"https://apptierlist.com/apps/loan-calculator-debt-planner-1059124601/","api_url":"https://apptierlist.com/api/v1/apps/loan-calculator-debt-planner-1059124601","schema_version":"1.0","generated_at":"2026-10-22T02:20:03.540Z","data_as_of":"2026-10-21T14:59:13.997Z","description":"Transform How You Understand Loans & Mortgages\n\nThinking about buying a home? A new car? Refinancing? Before you sign anything, see the full picture with the loan calculator trusted by over 20,000 users (4.6/5.0+ average rating).\n\nWhy This Calculator Changes Everything:\n\nUnlike basic calculators that only show monthly payments, this app reveals what lenders don't advertise - how much interest you'll actually pay, when you'll be debt-free, and exactly how extra payments can save you thousands.\n\nMake Smarter Financial Decisions:\n\n- Planning a $700K mortgage? Instantly see how an extra $100/month cuts years off your loan\n- Comparing offers? Save multiple scenarios side-by-side to find the best deal\n- Want to payoff early? Calculate exactly how much you'll save in interest\n- Track every payment with detailed amortization schedules that break down principal vs interest\n\nBuilt for Real People & Professionals:\n\nWhether you're a first-time homebuyer trying to understand what you can afford, or a real estate professional running numbers for clients - this calculator delivers clarity in seconds.\n\nPowerful Features Made Simple:\n\n- Beautiful graphs that visualize your payoff journey\n- Compare multiple loans instantly - see which saves you money\n- Export payment schedules to share with your spouse or financial advisor\n- 7 bonus calculators including credit card payoff & rental property analysis\n- Apple Watch support for quick calculations on the go\n- Sync across all your Apple devices\n\nStop Guessing. Start Knowing.\n\nEvery financial decision deserves accurate numbers. Download now and see exactly what your loan will cost - not just monthly, but over the life of the loan.\nFree to download with optional features. Join thousands who've already taken control of their loan decisions.\n\nAuto Renewable Subscriptions:\n\nMonthly Pass subscriptions allow for unlimited saved loan entries, access to the additional finance tools tab, and an Ad free experience (iOS devices). You will be charged through your App Store account. A Yearly Pass is also available at a discounted rate as compared to the monthly rate. Subscriptions help support the app team, and allow us to continue to provide updates and new features.\n\nSubscriptions will automatically renew unless cancelled within 24-hours before the end of the current period. You can cancel anytime within your iTunes account settings. Any unused portion of a free trial (if applicable) will be forfeited if you purchase a subscription.\n\nTerms and Conditions (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/\nPrivacy Policy: https://www.chuchutrain.com/privacy-policy.html","facts":{"developer_id":415772087,"developer_url":"http://www.chuchutrain.com","first_released":"2015-11-25T03:52:37Z","support_url":null,"privacy_url":null,"website_url":null,"app_version":"3.10.0","release_notes":"Backend enhancements and updates","rating_current_version":4.62667,"rating_count_current_version":22554,"star_counts":null,"genres":["Finance","Utilities"],"languages":["EN"],"content_advisories":null,"device_families":null,"chart":null},"freshness":{"apple_read_at":"2026-10-20T22:07:12.740Z","catalog_read_at":null,"reviews_checked_at":"2026-10-19T06:31:11.808Z","summary_written_at":"2026-10-14T15:47:19.782Z","placed_at":"2026-10-14T13:46:19.789Z","scored_at":"2026-10-21T14:59:13.997Z"},"editorial":{"one_liner":"Loan calculator that shows monthly payments, total interest, payoff timing, and extra payment effects for loans and…","what_is":"Loan Calculator - Debt Planner is a finance app for estimating the cost of loans and mortgages. It shows how much interest is paid, when a loan would be paid off, and how extra payments change the schedule, with amortization schedules that break down principal and interest. Users can save multiple loan scenarios and compare them side by side.","good_for":["Comparing mortgage or car loan offers side by side","Seeing how extra monthly payments shorten a loan","Reviewing principal vs interest in an amortization schedule"],"pricing":"Loan Calculator - Debt Planner is free to download on the App Store.","faq":[{"q":"Does the app cost anything to use?","a":"It is free to download with optional features. The Monthly Pass and Yearly Pass subscriptions allow unlimited saved loan entries, access to the additional finance tools tab, and an ad free experience. Subscriptions renew automatically…"},{"q":"What types of loans can it calculate?","a":"The listing mentions home mortgages, new car loans, and refinancing. It also includes 7 bonus calculators, including credit card payoff and rental property analysis."},{"q":"Can I share results or use it on other Apple devices?","a":"The app can export payment schedules to share with a spouse or financial advisor. It also lists Apple Watch support for quick calculations and syncing across Apple devices."}],"model":"claude-haiku-5-5","created_at":"2026-10-14T15:47:19.782Z"},"memberships":[{"list":"debt-payoff","list_name":"debt payoff","list_status":"active","list_url":"https://apptierlist.com/best/debt-payoff/","position":2,"tier":"S","score":89,"components":{"rating":92.5,"votes":83.6,"rank":79.8,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-14T13:46:19.789Z"}],"main_list":"debt-payoff","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":162397,"at":"2026-10-18T10:27:11.692Z","kind":"tier_changed","list":"debt-payoff","app_store_id":1059124601,"app":"loan-calculator-debt-planner-1059124601","from":null,"to":"S","reason":"score 69 to 91.9","job":"rescore"},{"id":80009,"at":"2026-10-14T13:46:19.789Z","kind":"membership_added","list":"debt-payoff","app_store_id":1059124601,"app":"loan-calculator-debt-planner-1059124601","from":null,"to":"active","reason":"The app is marketed around the payoff journey: when you'll be debt-free, how extra payments save interest, amortization schedules, payoff graphs and a credit ca","job":"shadow"},{"id":69052,"at":"2026-10-13T02:49:53.013Z","kind":"app_added","list":null,"app_store_id":1059124601,"app":"loan-calculator-debt-planner-1059124601","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"debt-payoff","list_name":"debt payoff","status":"active","review_status":"checked","position":2,"tier":"S","score":89,"components":{"rating":92.5,"votes":83.6,"rank":79.8,"recency":100},"ranks":[{"country":"us","rank":19},{"country":"gb","rank":24},{"country":"ca","rank":24},{"country":"au","rank":16},{"country":"de","rank":23}],"verdicts":[{"verdict":"keep","reason":"The app is marketed around the payoff journey: when you'll be debt-free, how extra payments save interest, amortization schedules, payoff graphs and a credit ca","verifier":"claude-sonnet-5-5","decided_at":"2026-10-14T13:46:19.789Z","attempts":1,"current":true},{"verdict":"keep","reason":"approved from the list's side","verifier":"list check","decided_at":"2026-10-14T13:46:19.789Z","attempts":1,"current":true}]}]},"data_version":40493,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/loan-calculator-debt-planner-1059124601/"}}