{"app_store_id":991673877,"slug":"maya-savings-loans-cards-991673877","name":"Maya – savings, loans, cards","subtitle":null,"icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/c1/58/4f/c1584ffb-7276-3955-fea5-1dedd0d13261/AppIcon-0-0-1x_U007emarketing-0-8-0-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/maya-savings-loans-cards/id991673877?uo=4","price":0,"currency":"USD","rating":4.58488,"rating_count":3970,"in_app_purchases":null,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":null,"primary_genre":"Finance","version_date":"2026-10-19T05:33:22Z","updated_at":"2026-10-21T08:40:13.013Z","stale":false,"missing_since":null,"one_liner":"Digital bank app for savings with interest, loans, credit and wallet cards, QR Ph payments, crypto and funds.","verified_maker":false,"maker_site":null,"file_size_bytes":335825920,"minimum_os":"14.0","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/89/21/fa/8921faf9-92d8-bed1-6836-2653c47c0f7c/Maya_AppStore_1242x2208_01.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/9f/f6/43/9ff6431d-d8ef-accc-847e-614aaa587ec5/Maya_AppStore_1242x2208_02.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/03/d8/9d/03d89d63-7149-0888-57a9-f3b4121ed3e3/Maya_AppStore_1242x2208_03.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/58/c9/c0/58c9c012-990b-4b7a-2262-4895047ed790/Maya_AppStore_1242x2208_04.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/73/fd/39/73fd394a-4a56-cc89-6b4a-bbb2265b02e5/Maya_AppStore_1242x2208_05.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/04/b2/be/04b2be58-4d26-7b17-7f5f-81f55288360c/Maya_AppStore_1242x2208_06.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a8/1a/dd/a81add1e-a671-00ac-b2b2-f81699840926/Maya_AppStore_1242x2208_07.jpg/392x696bb.jpg"],"developer_name":"Maya Philippines, Inc.","editors_choice":null,"url":"https://apptierlist.com/apps/maya-savings-loans-cards-991673877/","api_url":"https://apptierlist.com/api/v1/apps/maya-savings-loans-cards-991673877","schema_version":"1.0","generated_at":"2026-10-23T07:32:53.195Z","data_as_of":"2026-10-23T06:47:21.997Z","description":"Know why it feels good to get banked with Maya? You can experience next-level digital banking with the safety of a bank and convenience of a wallet.\n\nWith Maya, you can start saving money and earn up to 15% interest p.a. every day, loan up to P250,000 in seconds, enjoy instant rewards with your credit card, pay and shop with your Maya Credit and Wallet Card worldwide, and scan any QR Ph to pay for anything.\n\nSAVE\n• Why let your money burn when you can earn up to thousands in interest on Maya Savings?\n• Start banking with just 1 valid ID, deposit your money, and enjoy up to 15% interest p.a. that's credited to you every day.\n• That's literally free money every 24 hours to your savings account. Grow your money with Maya Bank now!\n\nCREDIT CARDS\n• Instant shopping rewards and next-level security – that's what you get with a Maya credit card.\n• Apply for a Maya Black Credit Card and earn instant Maya Miles that can take you closer to your next trip, or get a Landers Cashback Everywhere Credit Card and earn up to 5% cashback that you can spend at any Landers Superstore.\n• Credit card application and offer are subject to approval.\n\nSHOP & PAY\n• All the features you need to send money, shop online, pay your bills, and other banking and wallet transactions are right here, too.\n• Get a Maya Wallet Card or Credit Card and use it worldwide or make transactions and shop at your favorite local shops.\n• Scan any QR Ph to pay cash transactions conveniently from your wallet.\n\nINVEST\n• You’ve got plenty of ways to explore your money's potential through crypto and funds.\n• Buy, sell, and trade Bitcoin, Ethereum, and other popular cryptocurrencies for as low as P1 or try Maya Funds and invest in world-famous companies for just P50.\n\nBORROW\n• When you're ready for some big life upgrades, get a Personal Loan of up to P250,000 instantly.\n• Use Maya Easy Credit to loan up to P30,000 and use it to pay your bills, shop, or give your everyday money a boost.\n\nLoan application is subject to credit evaluation. See below for loan terms:\n\n• Credit limit amount: P15,000 - P250,000\n• Monthly add-on interest rate: 0.77% - 2.57%\n• Monthly effective interest rate: 1.4% - 4.25%\n• Tenure: 6 - 24 months\n• Max. annual APR: 30.78%\n• Applicable DST and other fees: Waived\n• Late fee (daily) on overdue principal: 0.17%\n\nSample computation\n• Loan amount: P25,000\n• Monthly add-on interest rate: 0.83%\n• Tenure: 6 months\n• DST/fees: P0\n• Monthly installment amount: P4,374.17\n• Total repayment amount: P26,239.19\n• Daily penalty: 0.17%\n\nMaya is a proudly licensed bank regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to P1,000,000 per depositor. Terms and conditions apply.\n\nFor 24/7 assistance, visit the Help Center on the Maya app. You may also call us from 8 AM to 7 PM daily at (+632) 8845 7788 or toll-free at 1800 1084 57788.\n\nOffice Address: Launchpad Building, Sheridan St., Mandaluyong, Metro Manila, Philippines","facts":{"developer_id":991673876,"developer_url":"https://www.maya.ph/","first_released":"2016-06-06T04:51:23Z","support_url":null,"privacy_url":null,"website_url":null,"app_version":"2.148.0","release_notes":"Skip the OTPs and approve send money transactions instantly using your face or fingerprint. It’s more secure, too.\n\nJust set your phone as a trusted device in the Maya app to get started. You can also review or remove trusted phones anytime in the Security Center.\n\nUpdate the app now to enjoy this upgrade, plus the latest fixes and enhancements from Maya!","rating_current_version":4.58488,"rating_count_current_version":3970,"star_counts":null,"genres":["Finance"],"languages":["EN"],"content_advisories":null,"device_families":null,"made_for_iphone_duo":null,"chart":null},"freshness":{"apple_read_at":"2026-10-21T08:40:13.013Z","catalog_read_at":null,"reviews_checked_at":null,"summary_written_at":"2026-10-18T13:30:12.688Z","placed_at":"2026-10-18T06:35:12.197Z","scored_at":"2026-10-23T06:47:21.997Z"},"editorial":{"one_liner":"Digital bank app for savings with interest, loans, credit and wallet cards, QR Ph payments, crypto and funds.","what_is":"Maya is a mobile banking app from a bank regulated by the Bangko Sentral ng Pilipinas, with deposits insured by PDIC up to P1,000,000 per depositor. The listing describes savings with interest of up to 15% p.a., personal loans up to P250,000, Maya credit and wallet cards, QR Ph payments, and buying crypto or Maya Funds. The app is listed under Finance and is free to download.","good_for":["Earning interest on savings deposits credited daily","Getting a personal loan of up to P250,000","Paying by QR Ph or using a wallet card abroad"],"pricing":"Maya – savings, loans, cards is free to download on the App Store.","faq":[{"q":"Is the app free to use?","a":"The app is free to download and shows no in-app purchases. Loan terms, including interest rates, fees and a late fee on overdue principal, are listed separately."},{"q":"Are my deposits protected?","a":"The listing says Maya is a licensed bank regulated by the Bangko Sentral ng Pilipinas and that deposits are insured by PDIC up to P1,000,000 per depositor."},{"q":"What do I need to open a savings account?","a":"You can start banking with just 1 valid ID, then deposit money to earn up to 15% interest p.a. Credited every day. Terms and conditions apply."}],"model":"claude-haiku-5-5","created_at":"2026-10-18T13:30:12.688Z"},"memberships":[{"list":"saving-money","list_name":"saving money","list_status":"active","list_url":"https://apptierlist.com/best/saving-money/","position":3,"tier":"A","score":86.9,"components":{"rating":90.8,"votes":77.3,"rank":79.4,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-18T06:35:12.197Z"},{"list":"banking","list_name":"banking","list_status":"active","list_url":"https://apptierlist.com/best/banking/","position":318,"tier":null,"score":67,"components":{"rating":90.8,"votes":77.3,"rank":0,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"provisional","judged_at":"2026-10-18T06:35:12.197Z"}],"main_list":"saving-money","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"maker":null,"history":[{"id":162767,"at":"2026-10-18T13:27:11.709Z","kind":"tier_changed","list":"saving-money","app_store_id":991673877,"app":"maya-savings-loans-cards-991673877","from":"C","to":"A","reason":"score 67 to 87","job":"rescore"},{"id":157429,"at":"2026-10-18T06:39:11.693Z","kind":"tier_changed","list":"saving-money","app_store_id":991673877,"app":"maya-savings-loans-cards-991673877","from":null,"to":"C","reason":"score 67","job":"rescore"},{"id":157337,"at":"2026-10-18T06:35:12.197Z","kind":"membership_added","list":"saving-money","app_store_id":991673877,"app":"maya-savings-loans-cards-991673877","from":null,"to":"active","reason":"The SAVE section is a main pitch: open an account with 1 ID, deposit, and earn up to 15% interest p.a. credited daily.","job":"shadow"},{"id":157336,"at":"2026-10-18T06:35:12.197Z","kind":"membership_added","list":"banking","app_store_id":991673877,"app":"maya-savings-loans-cards-991673877","from":null,"to":"active","reason":"Positioned as digital banking with the safety of a bank: savings account, loans up to P250,000, credit cards, bill payments and QR Ph payments.","job":"shadow"},{"id":152570,"at":"2026-10-18T03:53:11.613Z","kind":"app_added","list":null,"app_store_id":991673877,"app":"maya-savings-loans-cards-991673877","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"saving-money","list_name":"saving money","status":"active","review_status":"checked","position":3,"tier":"A","score":86.9,"components":{"rating":90.8,"votes":77.3,"rank":79.4,"recency":100},"ranks":[{"country":"us","rank":29},{"country":"gb","rank":35},{"country":"ca","rank":19},{"country":"au","rank":16},{"country":"de","rank":9}],"verdicts":[{"verdict":"keep","reason":"The SAVE section is a main pitch: open an account with 1 ID, deposit, and earn up to 15% interest p.a. credited daily.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-18T06:35:12.197Z","attempts":1,"current":true},{"verdict":"keep","reason":"A core feature is a high-interest savings account where users actually deposit and set money aside, much like Oportun and Revolut already in the list.","verifier":"list check","decided_at":"2026-10-18T06:35:12.197Z","attempts":1,"current":true}]},{"list":"banking","list_name":"banking","status":"active","review_status":"checked","position":318,"tier":null,"score":67,"components":{"rating":90.8,"votes":77.3,"rank":0,"recency":100},"ranks":[],"verdicts":[{"verdict":"keep","reason":"Positioned as digital banking with the safety of a bank: savings account, loans up to P250,000, credit cards, bill payments and QR Ph payments.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-18T06:35:12.197Z","attempts":1,"current":true},{"verdict":"keep","reason":"Maya is a full digital bank app with savings accounts, cards, loans and payments, the kind of everyday mobile banking this list covers.","verifier":"list check","decided_at":"2026-10-18T06:35:12.197Z","attempts":1,"current":true}]}]},"data_version":41603,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/maya-savings-loans-cards-991673877/"}}