{"app_store_id":1491984028,"slug":"mercury-bank-differently-1491984028","name":"Mercury | Bank Differently","subtitle":"Business and personal accounts","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/5c/47/5b/5c475bc4-1037-d5e3-e033-f2204585bf42/AppIcon-Release-0-0-1x_U007ephone-0-1-0-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/mercury-bank-differently/id1491984028?uo=4","price":0,"currency":"USD","rating":4.87912,"rating_count":13426,"in_app_purchases":false,"recent_rating":3.2,"recent_review_count":20,"reviews_checked_at":"2026-10-17T20:36:11.702Z","primary_genre":"Finance","version_date":"2026-10-19T21:04:33Z","updated_at":"2026-10-20T22:38:13.886Z","stale":false,"missing_since":null,"one_liner":"Online business and personal banking app with payment options, credit cards, expense management, invoicing, and bill.","verified_maker":false,"maker_site":null,"file_size_bytes":149293056,"minimum_os":"18.0","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ae/a1/a3/aea1a3d5-93e2-eb92-54bb-f352071dfe8a/2035.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/9f/29/18/9f2918db-45c8-b0ae-f7ce-b2f7cd7147b8/2026.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ce/c0/f2/cec0f23a-97cb-412d-6d8f-9c84703ecf7c/2027.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c8/93/3b/c8933bd8-a57d-dda0-f6e4-c65ca52725e2/2029.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/41/ea/90/41ea9083-891d-9b96-e6a9-57006ef5e7dc/2028.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/61/aa/bf/61aabf19-88cf-c72c-d2fd-f7b93323a16e/2030.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/78/e7/e2/78e7e256-486b-22af-7e29-9b811b029223/2031.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/50/bf/74/50bf74dd-952b-e034-fe51-5c0f181e1aa7/2032.png/320x480bb.jpg"],"developer_name":"Mercury Technologies, Inc.","editors_choice":false,"url":"https://apptierlist.com/apps/mercury-bank-differently-1491984028/","api_url":"https://apptierlist.com/api/v1/apps/mercury-bank-differently-1491984028","schema_version":"1.0","generated_at":"2026-10-21T23:49:48.343Z","data_as_of":"2026-10-21T16:44:13.411Z","description":"Mercury offers radically different banking* designed to optimize your business and personal finances. Mercury business banking comes complete with free payment options, credit cards,** expense management, invoicing, bill pay, accounting automations, and more. All in one place, all entirely online. Plus, Command – built-in Al that handles financial work for you.\n\nLoved by over 300K entrepreneurs, Mercury for business enables companies to handle their financial work like seasoned pros, so they can be sure every dollar is doing exactly what it should. Plus, you can access up to $5M in FDIC coverage* through our partner banks and their sweep networks.\n\nMercury Personal* is designed to help ambitious people level up their personal finances with the same great Ul and powerful features. It comes loaded with high-yield savings accounts, unlimited USD wires, a joint account, and more -all for one annual subscription fee of $240.\n\n*Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. FDIC deposit insurance covers the failure of an insured bank. Deposits in checking and savings accounts are FDIC-insured through Choice Financial Group and Column N.A. and their Sweep Program Network Banks. Certain conditions must be satisfied for pass-through FDIC insurance to apply. Learn more at mercury.com.\n\n**The IO Card is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated.","facts":{"developer_id":1491984027,"developer_url":"https://mercury.com","first_released":"2020-05-13T07:00:00Z","support_url":"https://mercury.com/help","privacy_url":"https://mercury.com/legal/privacy","website_url":"https://mercury.com/","app_version":"6.17.2","release_notes":"→ Bug fixes and overall improvements","rating_current_version":4.87912,"rating_count_current_version":13426,"star_counts":[229,57,88,360,12692],"genres":["Finance","Business"],"languages":["EN"],"content_advisories":null,"device_families":["iphone"],"chart":null},"freshness":{"apple_read_at":"2026-10-20T22:38:13.886Z","catalog_read_at":"2026-10-20T22:38:13.886Z","reviews_checked_at":"2026-10-17T20:36:11.702Z","summary_written_at":"2026-10-20T00:41:11.535Z","placed_at":"2026-10-15T06:04:53.112Z","scored_at":"2026-10-21T16:44:13.411Z"},"editorial":{"one_liner":"Online business and personal banking app with payment options, credit cards, expense management, invoicing, and bill.","what_is":"Mercury is a finance app offering online business banking with payment options, credit cards, expense management, invoicing, bill pay, and accounting automations. Mercury Personal includes high-yield savings accounts, unlimited USD wires, and a joint account. Mercury is a fintech company, not an FDIC-insured bank.","good_for":["Businesses wanting online expense management and invoicing","Entrepreneurs managing business and personal finances together","Personal users wanting high-yield savings and unlimited USD wires"],"pricing":"Mercury | Bank Differently is free, with no in-app purchases on the App Store.","faq":[{"q":"Is Mercury a bank?","a":"The listing says Mercury is a fintech company, not an FDIC-insured bank. Banking services are provided through Choice Financial Group and Column N.A., Members FDIC."},{"q":"How much does the app cost?","a":"The app is free to download. Mercury Personal is listed as one annual subscription fee of $240. The listing does not state any in-app purchases."},{"q":"What features does the app include?","a":"Mercury business banking includes free payment options, credit cards, expense management, invoicing, bill pay, and accounting automations. It also includes Command, a built-in AI that handles financial work."}],"model":"claude-haiku-5-5","created_at":"2026-10-20T00:41:11.535Z"},"memberships":[{"list":"banking","list_name":"banking","list_status":"active","list_url":"https://apptierlist.com/best/banking/","position":10,"tier":"S","score":92.1,"components":{"rating":97.6,"votes":81.7,"rank":89.2,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-15T06:04:53.112Z"}],"main_list":"banking","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":178966,"at":"2026-10-20T00:39:11.537Z","kind":"tier_changed","list":"banking","app_store_id":1491984028,"app":"mercury-bank-differently-1491984028","from":"A","to":"S","reason":"score 89.5 to 92.1","job":"rescore"},{"id":148254,"at":"2026-10-17T20:24:11.694Z","kind":"tier_changed","list":"banking","app_store_id":1491984028,"app":"mercury-bank-differently-1491984028","from":null,"to":"A","reason":"score 69.7 to 89.5","job":"rescore"},{"id":119726,"at":"2026-10-16T04:10:51.813Z","kind":"tier_changed","list":"banking","app_store_id":1491984028,"app":"mercury-bank-differently-1491984028","from":"C","to":null,"reason":"rank shift: #41, below the tiered top 40","job":"rescore"},{"id":107618,"at":"2026-10-15T15:15:01.036Z","kind":"tier_changed","list":"banking","app_store_id":1491984028,"app":"mercury-bank-differently-1491984028","from":null,"to":"C","reason":"rank shift: #30, score unchanged at 69.7","job":"rescore"},{"id":93459,"at":"2026-10-15T06:04:53.112Z","kind":"membership_added","list":"banking","app_store_id":1491984028,"app":"mercury-bank-differently-1491984028","from":null,"to":"active","reason":"Core job is online business and personal banking: checking and savings accounts, wires, FDIC coverage through partner banks, and debit and credit cards.","job":"shadow"},{"id":88063,"at":"2026-10-14T19:48:33.754Z","kind":"app_added","list":null,"app_store_id":1491984028,"app":"mercury-bank-differently-1491984028","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"banking","list_name":"banking","status":"active","review_status":"checked","position":10,"tier":"S","score":92.1,"components":{"rating":97.6,"votes":81.7,"rank":89.2,"recency":100},"ranks":[{"country":"us","rank":4},{"country":"gb","rank":30},{"country":"ca","rank":10},{"country":"au","rank":4},{"country":"de","rank":11}],"verdicts":[{"verdict":"keep","reason":"Core job is online business and personal banking: checking and savings accounts, wires, FDIC coverage through partner banks, and debit and credit cards.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-15T06:04:53.112Z","attempts":1,"current":true},{"verdict":"keep","reason":"approved from the list's side","verifier":"list check","decided_at":"2026-10-15T06:04:53.112Z","attempts":1,"current":true}]}]},"data_version":40386,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/mercury-bank-differently-1491984028/"}}