{"app_store_id":6444897051,"slug":"modak-kids-teens-banking-6444897051","name":"Modak: Kids & Teens Banking","subtitle":null,"icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/3c/4f/0c/3c4f0c4d-7e1e-656d-faa7-bd0ea8f7f57d/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/modak-kids-teens-banking/id6444897051?uo=4","price":0,"currency":"USD","rating":4.78719,"rating_count":9121,"in_app_purchases":null,"recent_rating":3.8,"recent_review_count":20,"reviews_checked_at":"2026-10-21T22:42:12.925Z","primary_genre":"Finance","version_date":"2026-10-21T18:18:15Z","updated_at":"2026-10-21T22:42:12.925Z","stale":false,"missing_since":null,"one_liner":"Banking app for kids and teens with a Visa debit card, chores, allowance and saving goals, with parent-set controls.","verified_maker":false,"maker_site":null,"file_size_bytes":168059904,"minimum_os":"16.0","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/02/6c/54/026c5441-9f65-5c65-d4d4-73ffb7d01dca/903.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d3/78/03/d3780370-c1ab-d522-a7ca-8e6f5bcc0d3f/902.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/37/52/a6/3752a6d9-aaf6-8de5-3f80-24e2b1a51d94/905.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/da/04/ee/da04eeff-4cbc-ecc1-910f-64f53e69196a/907.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/27/70/80/27708002-4ee6-b4e5-2c25-a4a2c73a1b68/906.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ba/bd/81/babd810d-67f2-d30a-088d-b79f8325e9d5/904.png/320x480bb.jpg"],"developer_name":"Modak Communities Operating Holdings Inc.","editors_choice":null,"url":"https://apptierlist.com/apps/modak-kids-teens-banking-6444897051/","api_url":"https://apptierlist.com/api/v1/apps/modak-kids-teens-banking-6444897051","schema_version":"1.0","generated_at":"2026-10-23T04:27:35.831Z","data_as_of":"2026-10-22T17:55:14.473Z","description":"Modak banking accounts are closing\nModak banking accounts will close on or before December 15, 2026. If you have a Modak account, please review the important dates and steps you need to take to access or move your remaining funds before closure.\n\nModak gives kids and teens a real Visa® debit card, plus the tools to earn, spend and save, while parents stay in control. Start free with a virtual card. Some features require a paid plan.2\n\nA REAL VISA® DEBIT CARD FOR KIDS\nEverywhere Visa® is accepted. Tap to pay with Apple Pay® or Google Pay™, shop online and in stores, cash at millions of ATMs. Operator fees may apply.4 Virtual card ready instantly; physical card available upon request.1 Ages 0 to 17. Parents get a free virtual card too.\n\nCHORES THAT PAY2\nSet a task, set a reward, approve it when it’s done. The money lands on their account right away. Any task, no limit.\n\nALLOWANCE THAT RUNS ITSELF2\nSet the amount and schedule once, daily to monthly, and it’s sent automatically, on time, every time. Change or pause anytime.\n\nSAVING GOALS2\nOpen a goal, set the target, watch it grow. Kids and parents can both add money. On MoGold, every goal can earn up to a 4% annual boost.2\n\nALERTS, CONTROLS AND SAFETY\nAn alert the moment they spend: what, where and how much. Freeze the card in a tap. Biometric login and multi-layer protection. Kids can only spend what’s on their balance. Enhanced controls and analytics on paid plans.2\n\nSEND AND MANAGE FAMILY MONEY\nAdd money from your bank, or in seconds from any debit or credit card (a small fee applies,4 free on MoGold2). Set auto-reload and the balance tops itself up. Send free between Modak users, and split any bill fairly.\n\nCO-PARENTING2\nAdd another parent, a grandparent or a guardian to help manage a kid’s money. Each adult keeps a separate account.5\n\nPLANS\nMoBasic, $0/month: kids’ and parent virtual cards, ATM access, auto-reload, real-time alerts, card freeze, MBX rewards.\nMoSilver, $2.99/month: everything in MoBasic, plus chores, allowance, saving goals, co-parenting, enhanced controls and analytics, premium card designs, physical cards included.\nMoGold, $5.99/month: everything in MoSilver, plus 2% cashback on eligible purchases, up to a 4% annual boost on saving goals and your parent balance, instant funding fees reimbursed up to $25 a month.2\n\n--\nModak is a financial technology company and is not an FDIC-insured financial institution. Deposit account and the Modak Visa® debit card are issued by Legend Bank, N.A., Member FDIC\n\n1. Physical card issuance requires either funding the teen’s account with at least $10 or subscribing to an eligible plan. A virtual card is issued free upon account creation.\n2. Details on Subscription plans, including cashback purchase eligibility, saving goals, instant funding limits (waived up to $25 in fees per month), free physical card shipping and more are available in our Terms & Conditions (modakmakers.com/legal/terms). The Modak Boost program, can be found in our Terms & Conditions and Modak Boost Terms and Conditions (modakmakers.com/legal/goals-account-acknowledgement). The Bank does not pay interest on the account, and All incentive payments are funded and made solely by Modak, independent of the Bank.\n3. Fees for expedited or premium services may apply. Find out more in our Cardholder agreement (modakmakers.com/legal/legend-agreements).\n4. For eligibility, functionality, and other details regarding the Co-Parenting feature, please review our Terms and Conditions (modakmakers.com/legal/terms).\nApple Pay is a trademark of Apple Inc. Google Pay is a trademark of Google","facts":{"developer_id":1654924812,"developer_url":null,"first_released":"2023-02-15T08:00:00Z","support_url":null,"privacy_url":null,"website_url":null,"app_version":"2.30.4","release_notes":"Modak banking accounts are closing\nModak banking accounts will close on or before December 15, 2026. If you have a Modak account, please review the important dates and steps you need to take to access or move your remaining funds before closure.","rating_current_version":4.78719,"rating_count_current_version":9121,"star_counts":null,"genres":["Finance"],"languages":["EN"],"content_advisories":null,"device_families":null,"made_for_iphone_duo":null,"chart":null},"freshness":{"apple_read_at":"2026-10-21T22:42:12.925Z","catalog_read_at":null,"reviews_checked_at":"2026-10-21T22:42:12.925Z","summary_written_at":"2026-10-22T00:31:12.854Z","placed_at":"2026-10-16T04:10:51.813Z","scored_at":"2026-10-22T17:55:14.473Z"},"editorial":{"one_liner":"Banking app for kids and teens with a Visa debit card, chores, allowance and saving goals, with parent-set controls.","what_is":"Modak is a kids and teens banking app that provides a Visa debit card, along with tools to earn, spend and save while parents manage controls. Modak banking accounts will close on or before December 15, 2026, and directs account holders to review the steps needed to access or move remaining funds. Some features require a paid plan.","good_for":["Parents who want kids to earn money through set chores","Teens who want a Visa debit card with parent-set controls","Families sending a regular allowance on a set schedule"],"pricing":"Modak: Kids & Teens Banking is free to download on the App Store.","faq":[{"q":"Are Modak accounts still open?","a":"The listing says Modak banking accounts will close on or before December 15, 2026. It directs account holders to review the important dates and steps to access or move remaining funds before closure."},{"q":"Is Modak a bank?","a":"Modak is a financial technology company and is not an FDIC-insured financial institution. The deposit account and Modak Visa debit card are issued by Legend Bank, N.A., Member FDIC."},{"q":"Can a child get a card without paying?","a":"A virtual card is issued free upon account creation. A physical card requires funding the teen's account with at least $10 or subscribing to an eligible plan."}],"model":"claude-haiku-5-5","created_at":"2026-10-22T00:31:12.854Z"},"memberships":[{"list":"allowance-tracking","list_name":"allowance tracking","list_status":"draft","list_url":null,"position":null,"tier":null,"score":68.8,"components":{"rating":95.7,"votes":79.6,"rank":0,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"under_review","confidence":"provisional","judged_at":"2026-10-16T04:10:51.813Z"},{"list":"chore-and-allowance-tracking","list_name":"chore and allowance tracking","list_status":"active","list_url":"https://apptierlist.com/best/chore-and-allowance-tracking/","position":4,"tier":"A","score":80.3,"components":{"rating":95.7,"votes":79.6,"rank":45.8,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-16T04:10:51.813Z"}],"main_list":null,"claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"maker":null,"history":[{"id":172447,"at":"2026-10-19T06:56:11.711Z","kind":"tier_changed","list":"chore-and-allowance-tracking","app_store_id":6444897051,"app":"modak-kids-teens-banking-6444897051","from":null,"to":"A","reason":"score 68.8 to 80.3","job":"rescore"},{"id":119435,"at":"2026-10-16T04:10:51.813Z","kind":"membership_added","list":"chore-and-allowance-tracking","app_store_id":6444897051,"app":"modak-kids-teens-banking-6444897051","from":null,"to":"active","reason":"Chores that Pay lets parents set tasks and rewards, approve them, and pay automatically, alongside scheduled allowance.","job":"shadow"},{"id":119434,"at":"2026-10-16T04:10:51.813Z","kind":"membership_added","list":"allowance-tracking","app_store_id":6444897051,"app":"modak-kids-teens-banking-6444897051","from":null,"to":"active","reason":"Automatic scheduled allowance with balance and spending visibility, though it is excluded as a kids' bank or card alone, it also runs allowance as a core market","job":"shadow"},{"id":99787,"at":"2026-10-15T07:59:36.040Z","kind":"app_added","list":null,"app_store_id":6444897051,"app":"modak-kids-teens-banking-6444897051","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"allowance-tracking","list_name":"allowance tracking","status":"active","review_status":"checked","position":null,"tier":null,"score":68.8,"components":{"rating":95.7,"votes":79.6,"rank":0,"recency":100},"ranks":[],"verdicts":[{"verdict":"keep","reason":"Automatic scheduled allowance with balance and spending visibility, though it is excluded as a kids' bank or card alone, it also runs allowance as a core market","verifier":"claude-sonnet-5-5","decided_at":"2026-10-16T04:10:51.813Z","attempts":1,"current":false},{"verdict":"keep","reason":"Automates allowance payments and alerts parents to each purchase, so it tracks what kids receive and spend, like Till and Acorns Early already in the list.","verifier":"list check","decided_at":"2026-10-16T04:10:51.813Z","attempts":1,"current":false}]},{"list":"chore-and-allowance-tracking","list_name":"chore and allowance tracking","status":"active","review_status":"checked","position":4,"tier":"A","score":80.3,"components":{"rating":95.7,"votes":79.6,"rank":45.8,"recency":100},"ranks":[{"country":"us","rank":32}],"verdicts":[{"verdict":"keep","reason":"Chores that Pay lets parents set tasks and rewards, approve them, and pay automatically, alongside scheduled allowance.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-16T04:10:51.813Z","attempts":1,"current":false},{"verdict":"keep","reason":"Paid chores are a core feature: parents set a task and reward, approve it, and the money is paid into the kid's account, alongside automatic allowance.","verifier":"list check","decided_at":"2026-10-16T04:10:51.813Z","attempts":1,"current":false}]}]},"data_version":41493,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/modak-kids-teens-banking-6444897051/"}}