{"app_store_id":918751511,"slug":"momo-tro-thu-tai-chinh-voi-ai-918751511","name":"MoMo-Trợ Thủ Tài Chính với AI","subtitle":"","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/dc/89/1c/dc891c09-47e8-9b96-2968-7c3d20eb50a9/AppIcon-0-0-1x_U007emarketing-0-6-0-sRGB-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/momo-tr%E1%BB%A3-th%E1%BB%A7-t%C3%A0i-ch%C3%ADnh-v%E1%BB%9Bi-ai/id918751511?uo=4","price":0,"currency":"USD","rating":4.2363,"rating_count":4143,"in_app_purchases":false,"recent_rating":3.25,"recent_review_count":20,"reviews_checked_at":"2026-10-21T06:53:12.943Z","primary_genre":"Finance","version_date":"2026-10-19T07:50:05Z","updated_at":"2026-10-23T15:09:08.752Z","stale":false,"missing_since":null,"one_liner":"Vietnamese finance app for payments, bank linking, spending tracking, savings, loans and investments.","verified_maker":false,"maker_site":null,"file_size_bytes":438687744,"minimum_os":"15.1","content_rating":"12+","language_count":2,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c1/05/e4/c105e4a4-7be6-78ae-013d-e1fdde3e881e/1.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/0c/49/97/0c49977c-597b-1e07-b635-6f1109f19e21/2.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/87/56/0c/87560cfa-980d-aa4f-4927-8f8db668c7af/1290x2796.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/48/83/85/488385c2-4188-5a3b-b3ee-a27181113b07/4.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f0/73/0b/f0730bd6-7ce5-3904-f0d0-2a74de2cbd18/ios__6.9_in___1.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4a/77/f0/4a77f0dd-d7f3-66a1-1da8-5087249e068f/5.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ca/df/06/cadf0619-535c-d64e-83a1-ce9f6e02a241/6.png/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a2/27/23/a22723c2-bf3a-e0cb-b7be-b6fd3a7e31d0/7.png/320x480bb.jpg"],"developer_name":"ONLINE MOBILE SERVICES JOINT STOCK COMPANY","editors_choice":false,"url":"https://apptierlist.com/apps/momo-tro-thu-tai-chinh-voi-ai-918751511/","api_url":"https://apptierlist.com/api/v1/apps/momo-tro-thu-tai-chinh-voi-ai-918751511","schema_version":"1.0","generated_at":"2026-10-24T10:16:54.007Z","data_as_of":"2026-10-24T06:42:13.344Z","description":"MoMo - Trợ thủ tài chính với AI giúp bạn làm được nhiều hơn với tiền\n\n1. Thanh toán tiện lợi\n- Nhanh chóng, mọi lúc mọi nơi: Dễ dàng thanh toán tại hàng ngàn điểm, từ cửa hàng đến dịch vụ trực tuyến.\n- Dịch vụ đa dạng: Thanh toán hóa đơn, nạp tiền, mua vé, đặt vé máy bay chỉ trong vài giây.\n- Liên kết ngân hàng dễ dàng: Hỗ trợ hầu hết các ngân hàng lớn tại Việt Nam.\n\n2. Dịch vụ tài chính đa dạng\n- Kiểm soát chi tiêu: Tự động phân loại, nhập chi tiêu nhanh, nhắc nhở tránh chi tiêu quá tay.\n- Tiết kiệm linh hoạt: Bắt đầu chỉ từ 10.000 đồng, sinh lời dễ dàng (*).\n- Vay nhanh, không cần chứng minh thu nhập: Duyệt trong 1 phút, hạn mức đến 50 triệu đồng (*).\n- Đầu tư đơn giản: Số vốn nhỏ, theo dõi dễ dàng trên ứng dụng (*).\n \n3. An toàn & Bảo mật\n- Công nghệ bảo mật 5 lớp AI: Bảo vệ tài khoản 24/7, phát hiện và ngăn chặn giao dịch bất thường.\n- Đối tác chiến lược của các ngân hàng lớn: Đảm bảo tiêu chuẩn bảo mật cao nhất PCI DSS.\n\nMoMo giúp bạn tiếp cận dịch vụ tài chính dễ dàng, chi phí hợp lý, xây dựng nền tảng tài chính ổn định và cuộc sống tốt hơn.\n\nCÔNG TY CỔ PHẦN DỊCH VỤ DI ĐỘNG TRỰC TUYẾN\nĐịa chỉ: Tòa nhà Phú Mỹ Hưng, số 8 Hoàng Văn Thái, P. Tân Phú, Quận 7, TP. Hồ Chí Minh.\n\n(*) Dịch vụ do đối tác MoMo cung cấp và chịu trách nhiệm.\nMoMo sử dụng bộ công cụ và APL HealthKit để truy cập.","facts":{"developer_id":916421028,"developer_url":"https://momo.vn/tin-tuc/khuyen-mai/","first_released":"2014-09-24T20:04:25Z","support_url":"https://momo.vn/ung-dung-momo/cac-huong-dan-can-thiet/","privacy_url":"https://momo.vn/dieu-khoan-dieu-le","website_url":"https://momo.vn/tin-tuc/khuyen-mai/","app_version":"5.17.2","release_notes":"- MoMo đã chính thức được phát hành với nhiều cải tiến về hiệu năng và tốc độ ứng dụng. \n- Hỗ trợ thanh toán QR tại hơn 100 triệu điểm chấp nhận thanh toán nước ngoài khi người dùng đi du lịch tới hơn 60 nước trên thế giới bao gồm Trung Quốc, Thái Lan, Malaysia, Nhật Bản, Hàn Quốc, Singapore, ...\n- Cập nhật ngay để trải nghiệm dịch vụ thanh toán an toàn, tiện lợi và hiện đại nhất.","rating_current_version":4.2363,"rating_count_current_version":4143,"star_counts":[661,63,76,179,3164],"genres":["Finance","Lifestyle"],"languages":["EN","VI"],"content_advisories":["Frequent/Intense Contests"],"device_families":["watch","iphone","ipod"],"made_for_iphone_duo":false,"chart":null},"freshness":{"apple_read_at":"2026-10-23T15:09:08.752Z","catalog_read_at":"2026-10-23T15:09:08.752Z","reviews_checked_at":"2026-10-21T06:53:12.943Z","summary_written_at":"2026-10-18T23:50:11.714Z","placed_at":"2026-10-18T05:42:11.695Z","scored_at":"2026-10-24T06:42:13.344Z"},"editorial":{"one_liner":"Vietnamese finance app for payments, bank linking, spending tracking, savings, loans and investments.","what_is":"MoMo is a Finance app that is free to download. Its listing describes bill and ticket payments, linking to most major Vietnamese banks, automatic spending categorization, flexible savings, quick loans up to 50 million VND and simple investing. The listing also describes a 5-layer AI security system and adherence to PCI DSS security standards.","good_for":["Paying bills, topping up and buying tickets from a phone","Tracking everyday spending and receiving reminders","Starting small savings or investments with a bank account in Vietnam"],"pricing":"MoMo-Trợ Thủ Tài Chính với AI is free, with no in-app purchases on the App Store.","faq":[{"q":"Is the app free to use?","a":"The app is free to download."},{"q":"Which banks can I link?","a":"It supports most major banks in Vietnam. It does not name specific banks."},{"q":"Who provides the loan and investment services?","a":"The listing marks these features with an asterisk and says they are provided and held responsible for by MoMo partners, not MoMo itself."}],"model":"claude-haiku-5-5","created_at":"2026-10-18T23:50:11.714Z"},"memberships":[{"list":"digital-wallet","list_name":"digital wallet","list_status":"active","list_url":"https://apptierlist.com/best/digital-wallet/","position":19,"tier":"F","score":63.1,"components":{"rating":76.3,"votes":76.2,"rank":0,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"provisional","judged_at":"2026-10-18T05:42:11.695Z"}],"main_list":"digital-wallet","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"maker":null,"history":[{"id":202079,"at":"2026-10-24T06:42:13.344Z","kind":"tier_changed","list":"digital-wallet","app_store_id":918751511,"app":"momo-tro-thu-tai-chinh-voi-ai-918751511","from":"D","to":"F","reason":"rank shift: #19, score unchanged at 63.1, tier full (a quarter of the list)","job":"rescore"},{"id":173023,"at":"2026-10-19T07:27:11.795Z","kind":"tier_changed","list":"digital-wallet","app_store_id":918751511,"app":"momo-tro-thu-tai-chinh-voi-ai-918751511","from":"C","to":"D","reason":"rank shift: #17, score unchanged at 63.1, tier full (a quarter of the list)","job":"rescore"},{"id":157017,"at":"2026-10-18T06:23:11.804Z","kind":"tier_changed","list":"digital-wallet","app_store_id":918751511,"app":"momo-tro-thu-tai-chinh-voi-ai-918751511","from":null,"to":"C","reason":"score 63.1","job":"rescore"},{"id":156065,"at":"2026-10-18T05:42:11.695Z","kind":"membership_added","list":"digital-wallet","app_store_id":918751511,"app":"momo-tro-thu-tai-chinh-voi-ai-918751511","from":null,"to":"active","reason":"MoMo is a payment e-wallet: pay at stores and online, pay bills, top up, buy tickets, link banks, all in one app.","job":"shadow"},{"id":150917,"at":"2026-10-18T02:50:12.118Z","kind":"app_added","list":null,"app_store_id":918751511,"app":"momo-tro-thu-tai-chinh-voi-ai-918751511","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"digital-wallet","list_name":"digital wallet","status":"active","review_status":"checked","position":19,"tier":"F","score":63.1,"components":{"rating":76.3,"votes":76.2,"rank":0,"recency":100},"ranks":[],"verdicts":[{"verdict":"keep","reason":"MoMo is a payment e-wallet: pay at stores and online, pay bills, top up, buy tickets, link banks, all in one app.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-18T05:42:11.695Z","attempts":1,"current":true},{"verdict":"keep","reason":"MoMo is Vietnam's leading e-wallet. Its core purpose is mobile payments, bill pay and linked bank cards, much like DANA and JazzCash already in this list.","verifier":"list check","decided_at":"2026-10-18T05:42:11.695Z","attempts":1,"current":true}]}]},"data_version":42720,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/momo-tro-thu-tai-chinh-voi-ai-918751511/"}}