{"app_store_id":1459319842,"slug":"monarch-budget-track-money-1459319842","name":"Monarch: Budget & Track Money","subtitle":"Spending, Net Worth, Investing","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/20/a3/0a/20a30a5d-be8a-0031-c7b1-a407f33b2a35/AppIcon-Default-0-0-1x_U007epad-0-1-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/monarch-budget-track-money/id1459319842?uo=4","price":0,"currency":"USD","rating":4.88992,"rating_count":114983,"in_app_purchases":true,"recent_rating":3.9,"recent_review_count":20,"reviews_checked_at":"2026-10-20T12:51:11.595Z","primary_genre":"Finance","version_date":"2026-10-19T12:16:55Z","updated_at":"2026-10-22T10:51:13.479Z","stale":false,"missing_since":null,"one_liner":"Finance app that links accounts into one view to track spending, budgets, subscriptions, net worth and goals.","verified_maker":false,"maker_site":null,"file_size_bytes":100201472,"minimum_os":"15.1","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4b/ed/3e/4bed3e57-9102-9dca-f510-34b59f343870/Frame_1400002678.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a3/36/32/a33632ea-5d88-d0fb-9745-016c0b5c65d6/Frame_1400002737.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ef/75/a3/ef75a312-a9f9-e48d-22a0-0eede260c5d5/Frame_1400002681.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/09/9b/1c/099b1c5e-d2f6-8620-b8b7-9eecc71ade77/Frame_1400002682.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6a/dc/98/6adc98ff-5bd3-7237-b688-38e3718a60df/Frame_1400002683.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/bc/e8/eb/bce8eb31-ec3f-e1cc-bebc-997693b5f750/Frame_1400002684.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/66/d3/3d/66d33d50-ede8-ecae-1a90-a77c41456d6e/updated_Goals_UI_-_March__U002726.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b0/78/87/b078873c-54f8-a29c-d5c1-b8c5e37aa1c0/Frame_1400002692.jpg/320x480bb.jpg"],"developer_name":"Monarch Money, Inc.","editors_choice":false,"url":"https://apptierlist.com/apps/monarch-budget-track-money-1459319842/","api_url":"https://apptierlist.com/api/v1/apps/monarch-budget-track-money-1459319842","schema_version":"1.0","generated_at":"2026-10-22T23:44:29.028Z","data_as_of":"2026-10-22T22:36:28.742Z","description":"Consider Monarch your home base for money clarity. Simplify your finances by bringing all your accounts into one easy view, have confidence in always knowing where your money is and where it's going, and collaborate with your partner or financial professional to track, budget, and reach goals together.\n\nMonarch has been recognized by the Wall Street Journal as the “Best Budgeting App,” by Forbes as the “Best Mint Replacement” and by Motley Fool as the “Best Budgeting App for Couples and Families.”\n\nGetting started is simple. Connect your accounts and Monarch will auto-categorize your finances, giving you actionable insights in minutes. Customize your dashboard to give you the information you need at a glance, including your net worth, recent transactions, how you’re tracking toward your budget, investment performance, and upcoming expenses. \n\nMonarch makes it easy to take steps today to build toward your long term plans, all in one simple and collaborative financial tool.\n\nTrack\n- Connect your accounts and see everything in one place so you can get a clear view of how your money is moving and track progress on your net worth.\n- Always know what’s around the corner with subscriptions and bills tracked in one easy calendar or list view and notifications so you don’t miss a payment.\n- Keep an eye on subscriptions so you can cancel what you no longer need.\n- Sync with your credit cards and loans and Monarch will provide statement balances and minimum payment due.\n- Search for any transaction, across all of your accounts - no shuffling between apps to find charges or refunds.\n- View and customize reports for quick insights on your spending across groups and categories and trends over time.\n\nBudget\n- Monarch offers two ways to budget - Flex Budgeting or Category Budgeting - so you can choose to have the structure or flexibility you need and make budgeting feel easy.\n- Get a quick view of your budget progress with visual progress bars and a dashboard widget.\n- Customize your groups and categories, emojis, and your notifications to keep you on track.\n\nCollaborate\n- Add your partner or other household members and team up on your finances, whether you choose to have joint bank accounts or not. All at no extra cost.\n- Invite your advisor, financial coach, tax professional or estate planning attorney so they can give you accurate advice with little effort required of you.\n\nPlan\n- Create and track progress toward your medium and long term goals.\n- Set up contributions toward your goals within your monthly budget, and watch your savings compound over time.\n\nA Membership With You in Mind\n\nOur focus is on building a product that can transform your relationship to money, bringing clarity and confidence to your financial life. As a Monarch member, you’ll get access to all the new features we build and have the opportunity to vote on and provide feedback for new features on our roadmap. We build with the feedback from our community in mind. \n\nNo Ads\n\nMonarch is not supported by advertisers and is designed with the sole purpose of making it easy and intuitive for you to manage your finances. That means we will never interrupt your experience with ads or try to sell you another financial product you don’t need.\n\nPrivate and Secure\n\nMonarch uses bank-level security, and we never store any of your financial credentials. Our platform is read-only, so there is no risk of your money moving. We take your privacy seriously and will never sell your personal or financial information to third parties.\n\nMEMBERSHIP DETAILS\n\nMonarch is free to try for 7 days. After your trial period, a membership fee will be billed either monthly or annually, depending on which plan you select.\n\nPrivacy Policy: https://www.monarchmoney.com/privacy\n\nTerms of Use: https://www.monarchmoney.com/terms","facts":{"developer_id":1459319841,"developer_url":"https://www.monarchmoney.com","first_released":"2020-11-18T08:00:00Z","support_url":"https://monarchmoney.zendesk.com/","privacy_url":"https://www.monarchmoney.com/privacy","website_url":"https://www.monarchmoney.com/","app_version":"2.0.123","release_notes":"- Assistant now moves a sent message to the top of the screen and shows the reply below it.\n- Receipt credits now show in green with a \"+\" sign, matching transactions.\n- Unmatched receipts now show a merchant's logo when the name exactly matches one of your merchants.\n- Fixed the Income section missing from the Budget screen for flex budgeting households.\n- Other bug fixes and improvements.\n\nWe're always improving Monarch to better support you! Keep an eye out for more updates and fixes along the way.","rating_current_version":4.88992,"rating_count_current_version":114983,"star_counts":[663,261,774,7637,105385],"genres":["Finance","Productivity"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipad","ipod"],"made_for_iphone_duo":null,"chart":{"name":"top-free Finance","position":58}},"freshness":{"apple_read_at":"2026-10-22T10:51:13.479Z","catalog_read_at":"2026-10-20T12:51:11.595Z","reviews_checked_at":"2026-10-20T12:51:11.595Z","summary_written_at":"2026-10-17T12:50:13.694Z","placed_at":"2026-10-09T03:59:53.925Z","scored_at":"2026-10-22T22:36:28.742Z"},"editorial":{"one_liner":"Finance app that links accounts into one view to track spending, budgets, subscriptions, net worth and goals.","what_is":"Monarch is a finance app in the Finance genre that brings linked accounts into one view. It tracks transactions, bills, subscriptions, net worth and budget progress, with Flex Budgeting or Category Budgeting. Users can add a partner or outside professionals such as an advisor, financial coach, tax professional or estate planning attorney, and set up contributions toward goals.","good_for":["Keeping bank, credit card and loan accounts in one view","Couples or households managing money together","Sharing finances with an advisor, coach or tax professional"],"pricing":"Monarch: Budget & Track Money is free to download, with in-app purchases on the App Store.","faq":[{"q":"How does budgeting work in Monarch?","a":"Monarch offers two ways to budget: Flex Budgeting or Category Budgeting. Users can customize groups, categories, emojis and notifications, and view budget progress with progress bars and a dashboard widget."},{"q":"Can it track subscriptions and bills?","a":"Yes. Subscriptions and bills appear in a calendar or list view with notifications, and users can review subscriptions to cancel ones they no longer need."}],"model":"claude-haiku-5-5","created_at":"2026-10-17T12:50:13.694Z"},"memberships":[{"list":"budgeting","list_name":"budgeting","list_status":"active","list_url":"https://apptierlist.com/best/budgeting/","position":9,"tier":"A","score":87,"components":{"rating":97.7,"votes":90.8,"rank":59.4,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-09T03:59:53.925Z"},{"list":"money-management","list_name":"money 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