{"app_store_id":1661134941,"slug":"moniepoint-business-banking-1661134941","name":"Moniepoint Business Banking","subtitle":"Mobile bank account|POS|Loans","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/fc/54/c7/fc54c7f5-949c-c49b-2a5c-6aca8dd535d0/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/moniepoint-business-banking/id1661134941?uo=4","price":0,"currency":"USD","rating":4.55555,"rating_count":15752,"in_app_purchases":false,"recent_rating":3.8,"recent_review_count":20,"reviews_checked_at":"2026-10-16T20:35:47.880Z","primary_genre":"Finance","version_date":"2026-10-04T18:11:17Z","updated_at":"2026-10-21T10:58:12.586Z","stale":false,"missing_since":null,"one_liner":"Mobile business banking app for opening a business account, accepting payments, buying airtime, paying bills and.","verified_maker":false,"maker_site":null,"file_size_bytes":291287040,"minimum_os":"14.0","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/32/c3/bd/32c3bdc4-9a82-f92d-f8b6-74dcce375864/1242-x-2208_01.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/64/4e/04/644e04c7-324c-3725-832f-bc856d2b829c/1242-x-2208_02.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c6/b5/00/c6b50083-b8cf-3da1-dd54-f252404603bb/a859b849-22fe-4df7-8997-8e3e823c42f9_IOS-1242-x-2208_03.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a5/47/ea/a547ea61-b600-d467-902d-ddb11c08b0c2/e2e7547e-ed09-4330-aeaa-2991929f68c4_IOS-1242-x-2208_04.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a3/f6/93/a3f693e2-d4c9-5a09-85ea-4c780faf87d0/47678a10-7f25-48a5-b2b1-2f5616e7789b_IOS-1242-x-2208_05.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ad/8a/de/ad8ade07-1674-1e95-bf4d-cf5f365550f4/0d56aa89-3610-4512-8a38-a2bc66cfff2f_IOS-1242-x-2208_06.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/33/a2/f4/33a2f461-6f30-5d0c-82cf-831fbe162836/86439f7e-62fc-4147-bafd-c0f747a7035e_IOS-1242-x-2208_07.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/9b/00/0e/9b000ed7-f667-c920-8634-194e19ecc566/cc9c5107-5e71-4492-ae5b-0ef45e12aa78_IOS-1242-x-2208_08.jpg/392x696bb.jpg"],"developer_name":"Moniepoint Inc","editors_choice":false,"url":"https://apptierlist.com/apps/moniepoint-business-banking-1661134941/","api_url":"https://apptierlist.com/api/v1/apps/moniepoint-business-banking-1661134941","schema_version":"1.0","generated_at":"2026-10-22T08:06:37.900Z","data_as_of":"2026-10-22T08:03:12.625Z","description":"Moniepoint Business Bank provides businesses with access to mobile business banking solutions that enable them to create their own business bank account, accept online and offline payments, purchase airtime, pay utility bills, request expense cards, and manage their business finances with ease.\n\nMore than 2 million business customers trust Moniepoint to help them achieve their business goals.\n\n◉ BUSINESS BANKING SOLUTIONS FOR EVERY BUSINESS\n\nMoniepoint Business Bank provides simple yet effective solutions for your business, so you can manage bills, control expenses, handle business money transfers, and grow without limits:\n\nBusiness Bank Account: Open a business bank account in your business name right from your phone — fast, secure, and hassle-free.\n\nSaving Plans: Save a predetermined amount from transactions made through your POS system and grow your business reserves automatically.\n\nSend and Receive Money: Send funds to any business or individual account effortlessly with no hidden charges. Enjoy fast, reliable transfers that ensure your money reaches its destination securely.\n\nPOS Terminals: Receive card and bank transfer payments easily with the Moniepoint POS. Request one right from the app and have it delivered to your doorstep within 48 hours.\n\nBusiness Expense Cards: Manage your business spending efficiently. Track your expenses in real time, set spending limits, and create budgets that help your business stay on track. Each card costs only ₦1,000 and can be delivered to your doorstep for just ₦1,000.\n\nAirtime & Data Purchase with Cashback: Buy airtime and data directly from the app and enjoy 2% cashback on every purchase.\n\n◉ THE BEST BUSINESS BANKING APP TO MANAGE YOUR BUSINESS\n\nExperience a smarter way to manage your business with Moniepoint Business Banking.\n\nOur intuitive mobile app gives you everything you need — from business accounts and expense management tools to bill payments and POS requests — all in one place.\n\nMoniepoint started as an agent banking network and has now evolved into a trusted provider of personal and business banking services.\n\nMoniepoint Microfinance Bank is the definitive bank for small and medium-sized businesses in Nigeria, regulated by the Central Bank of Nigeria (CBN).\n\nCreate your business bank account now, send and receive money instantly, buy airtime, pay bills, and request business expense cards or POS terminals delivered to you in less than 48 hours. Join over 2,000,000 satisfied businesses and experience seamless business banking today.\n\nContact us\nOur committed support team is always ready to assist.\n\nHelpline: 01 888 9990\nWebsite: www.moniepoint.com\n\nWhatsApp: +234 908 843 0803\nFacebook: @moniepointng\nTwitter: @moniepointng\nInstagram: @moniepointng\nYouTube: @moniepointng\nLinkedIn: Moniepoint Nigeria\nAddress: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos State","facts":{"developer_id":1673683607,"developer_url":"https://moniepoint.com","first_released":"2023-01-01T08:00:00Z","support_url":"https://moniepoint.com/contact","privacy_url":"https://moniepoint.com/privacy_policy/","website_url":"https://moniepoint.com/","app_version":"2.75.1","release_notes":"Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!","rating_current_version":4.55555,"rating_count_current_version":15752,"star_counts":[750,537,657,1061,12726],"genres":["Finance","Business"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipad","ipod"],"chart":null},"freshness":{"apple_read_at":"2026-10-21T10:58:12.586Z","catalog_read_at":"2026-10-19T16:59:11.547Z","reviews_checked_at":"2026-10-16T20:35:47.880Z","summary_written_at":"2026-10-18T12:52:11.798Z","placed_at":"2026-10-15T00:55:53.246Z","scored_at":"2026-10-22T08:03:12.625Z"},"editorial":{"one_liner":"Mobile business banking app for opening a business account, accepting payments, buying airtime, paying bills and.","what_is":"Moniepoint Business Banking is a Finance app that lets businesses open a business bank account from their phone, send and receive money, and request POS terminals and business expense cards. The listing also describes airtime and data purchases with 2% cashback, bill payments, saving plans and expense tracking. The description states that Moniepoint Microfinance Bank is regulated by the Central Bank of Nigeria.","good_for":["Small businesses opening a business bank account from a phone","Businesses accepting card and bank transfer payments with a POS terminal","Tracking business spending with expense cards and set spending limits"],"pricing":"Moniepoint Business Banking is free, with no in-app purchases on the App Store.","faq":[{"q":"Is the app free to use?","a":"Expense cards cost ₦1,000 each with ₦1,000 for doorstep delivery."},{"q":"Who provides the banking service?","a":"The description says Moniepoint Microfinance Bank is regulated by the Central Bank of Nigeria (CBN). It also says the app is for businesses, with small and medium-sized businesses in Nigeria named as the target."},{"q":"How are POS terminals obtained?","a":"Users can request a POS terminal from within the app. It can be delivered to the doorstep within 48 hours. Terminal pricing is Not stated on the App Store."}],"model":"claude-haiku-5-5","created_at":"2026-10-18T12:52:11.798Z"},"memberships":[{"list":"banking","list_name":"banking","list_status":"active","list_url":"https://apptierlist.com/best/banking/","position":13,"tier":"A","score":91.4,"components":{"rating":91.3,"votes":82.3,"rank":92,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-15T00:55:53.246Z"},{"list":"payment-processing","list_name":"payment processing","list_status":"active","list_url":"https://apptierlist.com/best/payment-processing/","position":34,"tier":"C","score":68.4,"components":{"rating":91.3,"votes":82.3,"rank":0,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"provisional","judged_at":"2026-10-15T00:55:53.246Z"}],"main_list":"banking","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":193262,"at":"2026-10-22T08:03:12.625Z","kind":"tier_changed","list":"banking","app_store_id":1661134941,"app":"moniepoint-business-banking-1661134941","from":"S","to":"A","reason":"rank shift: #13, score unchanged at 91.4, tier full (a quarter of the list)","job":"rescore"},{"id":148259,"at":"2026-10-17T20:24:11.694Z","kind":"tier_changed","list":"banking","app_store_id":1661134941,"app":"moniepoint-business-banking-1661134941","from":null,"to":"S","reason":"score 68.3 to 91.3","job":"rescore"},{"id":142862,"at":"2026-10-17T06:08:13.389Z","kind":"tier_changed","list":"payment-processing","app_store_id":1661134941,"app":"moniepoint-business-banking-1661134941","from":"D","to":"C","reason":"rank shift: #27, score unchanged at 68.3","job":"rescore"},{"id":103673,"at":"2026-10-15T10:43:36.045Z","kind":"tier_changed","list":"payment-processing","app_store_id":1661134941,"app":"moniepoint-business-banking-1661134941","from":"C","to":"D","reason":"rank shift: #26, score unchanged at 68.3, tier full (a quarter of the list)","job":"rescore"},{"id":90873,"at":"2026-10-15T02:03:53.108Z","kind":"tier_changed","list":"payment-processing","app_store_id":1661134941,"app":"moniepoint-business-banking-1661134941","from":null,"to":"C","reason":"score 68.3","job":"rescore"},{"id":89668,"at":"2026-10-15T00:55:53.246Z","kind":"membership_added","list":"payment-processing","app_store_id":1661134941,"app":"moniepoint-business-banking-1661134941","from":null,"to":"active","reason":"Marketed for accepting online and offline payments with Moniepoint POS terminals requested in the app for card and bank transfer payments.","job":"shadow"},{"id":89667,"at":"2026-10-15T00:55:53.246Z","kind":"membership_added","list":"banking","app_store_id":1661134941,"app":"moniepoint-business-banking-1661134941","from":null,"to":"active","reason":"Core job: open a business bank account from the phone, manage finances, transfers, bills, airtime and savings.","job":"shadow"},{"id":82932,"at":"2026-10-14T15:44:19.782Z","kind":"app_added","list":null,"app_store_id":1661134941,"app":"moniepoint-business-banking-1661134941","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"banking","list_name":"banking","status":"active","review_status":"checked","position":13,"tier":"A","score":91.4,"components":{"rating":91.3,"votes":82.3,"rank":92,"recency":100},"ranks":[{"country":"us","rank":11},{"country":"gb","rank":16},{"country":"ca","rank":8},{"country":"au","rank":3},{"country":"de","rank":7}],"verdicts":[{"verdict":"keep","reason":"Core job: open a business bank account from the phone, manage finances, transfers, bills, airtime and savings.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-15T00:55:53.246Z","attempts":1,"current":true},{"verdict":"keep","reason":"approved from the list's side","verifier":"list check","decided_at":"2026-10-15T00:55:53.246Z","attempts":1,"current":true}]},{"list":"payment-processing","list_name":"payment processing","status":"active","review_status":"checked","position":34,"tier":"C","score":68.4,"components":{"rating":91.3,"votes":82.3,"rank":0,"recency":100},"ranks":[],"verdicts":[{"verdict":"keep","reason":"Marketed for accepting online and offline payments with Moniepoint POS terminals requested in the app for card and bank transfer payments.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-15T00:55:53.246Z","attempts":1,"current":true},{"verdict":"keep","reason":"approved from the list's side","verifier":"list check","decided_at":"2026-10-15T00:55:53.246Z","attempts":1,"current":true}]}]},"data_version":40696,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/moniepoint-business-banking-1661134941/"}}