{"app_store_id":6452756675,"slug":"moniepoint-personal-banking-6452756675","name":"Moniepoint Personal Banking","subtitle":"Savings account | Send money","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/5a/1b/76/5a1b7671-f872-af98-8a9c-ba5cd2195bef/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/moniepoint-personal-banking/id6452756675?uo=4","price":0,"currency":"USD","rating":4.56804,"rating_count":32519,"in_app_purchases":false,"recent_rating":3.7,"recent_review_count":20,"reviews_checked_at":"2026-10-14T06:03:53.695Z","primary_genre":"Finance","version_date":"2026-09-28T09:24:27Z","updated_at":"2026-10-22T19:32:22.698Z","stale":false,"missing_since":null,"one_liner":"Nigerian personal banking app for transfers, savings accounts, debit card requests, USSD banking and bill payments.","verified_maker":false,"maker_site":null,"file_size_bytes":279981056,"minimum_os":"14.0","content_rating":"17+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e0/da/83/e0da8393-8b91-daa8-b1f4-f9f12b225f29/1242-x-2208_01.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/1d/c8/2c/1dc82c03-9f0b-2241-e8a3-eb309f95db6d/1242-x-2208_02.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/44/81/72/4481727d-35b4-3864-4d43-90de7267b252/Personal-savings-app-store-screen__1242x2208.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/5d/60/da/5d60daf4-4bf4-0295-1a53-ff6d9f2d063b/4.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e0/14/81/e0148127-7b72-de2e-010a-a8611ba247a2/5.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/b9/c7/a9/b9c7a939-c2fc-b427-1acd-bda2599e1107/6.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/63/2d/fe/632dfea6-65a3-fe0e-6dca-df194d59fa84/7.jpg/392x696bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/45/b3/5f/45b35f98-8791-cbeb-be47-7183f6a1a682/8.jpg/392x696bb.jpg"],"developer_name":"Moniepoint Inc","editors_choice":false,"url":"https://apptierlist.com/apps/moniepoint-personal-banking-6452756675/","api_url":"https://apptierlist.com/api/v1/apps/moniepoint-personal-banking-6452756675","schema_version":"1.0","generated_at":"2026-10-23T10:25:58.820Z","data_as_of":"2026-10-23T06:47:21.997Z","description":"Experience banking that simply works. Moniepoint Personal Banking gives you fast, 99.9% reliable transfers, high-yield savings accounts, and seamless everyday payments built for your lifestyle.\n\nJoin millions of Nigerians who trust Moniepoint for their daily financial needs.\n\n---\n\nWHY CHOOSE MONIEPOINT?\n\n Seamless, Reliable Money Transfers\n• Experience instant transfers that never leave you stranded.\n• Enjoy 99.9% transaction uptime with real-time debit and credit alerts.\n• Free monthly transfers for eligible young adults (ages 16–24).\n\n High-Yield Savings That Grow With You\n• Earn competitive interest rates of up to 20% per annum on your savings.\n• Find a savings plan that suits you:\n  - Save As You Transact (SAYT): Automatically set aside a percentage every time you spend.\n  - Target Savings: Build disciplined funds for school fees, rent, or special projects.\n  - Flexible Savings: Save for emergencies and withdraw anytime you need it.\n  - Fixed Savings: Lock funds securely and lock in guaranteed returns.\n\n Fast Debit Card Delivery\n• Request a Moniepoint debit card directly from the app.\n• Fast delivery straight to your doorstep within 48 hours.\n• Use your card seamlessly at any POS, ATM, or web checkout across Nigeria.\n\n Offline USSD Banking (*5573#)\n• No internet? No problem. Transfer money, buy airtime, and check your balance using our *5573# USSD code from any phone.\n\n Effortless Bill & Utility Payments\n• Pay electricity bills, cable TV subscriptions (DStv, GOtv, StarTimes), and internet bundles in seconds.\n• Buy airtime and mobile data across all major networks with instant cashback rewards.\n\n---\n\nBANK-GRADE SECURITY & COMPLIANCE\n\n Your Funds Are Safe & Insured\n• Fully licensed by the Central Bank of Nigeria (CBN).\n• All customer deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC).\n• Advanced security with biometric login, end-to-end encryption, and 24/7 fraud monitoring.\n\n---\n\nNEED HELP? WE ARE HERE FOR YOU\nOur dedicated support team is available 24/7 to assist with any questions or account requests:\n• In-App Live Chat: Available 24/7 directly within the app\n• Helpline: 01 888 9990\n• Website: www.moniepoint.com\n• WhatsApp: +234 908 843 0803\n• Social Media: @moniepointmfb\n• Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos, Nigeria\n\n\nDownload Moniepoint Personal Banking today and take full control of your money!","facts":{"developer_id":1673683607,"developer_url":"https://moniepoint.com","first_released":"2023-08-08T07:00:00Z","support_url":"https://moniepoint.com/contact","privacy_url":"https://moniepoint.com/privacy_policy/","website_url":"https://moniepoint.com/","app_version":"1.76.0","release_notes":"Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!","rating_current_version":4.56804,"rating_count_current_version":32519,"star_counts":[1534,1105,1259,2003,26464],"genres":["Finance","Business"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipad","ipod"],"made_for_iphone_duo":null,"chart":{"name":"top-free Finance","position":160}},"freshness":{"apple_read_at":"2026-10-22T19:32:22.698Z","catalog_read_at":"2026-10-17T17:01:13.396Z","reviews_checked_at":"2026-10-14T06:03:53.695Z","summary_written_at":"2026-10-13T06:19:55.010Z","placed_at":"2026-10-13T01:41:07.213Z","scored_at":"2026-10-23T06:47:21.997Z"},"editorial":{"one_liner":"Nigerian personal banking app for transfers, savings accounts, debit card requests, USSD banking and bill payments.","what_is":"Moniepoint Personal Banking is a Finance app listed as free on the App Store. The listing describes money transfers, savings plans (Save As You Transact, Target, Flexible and Fixed Savings), debit card requests, USSD banking via *5573#, and bill and airtime payments. The listing states the app is licensed by the Central Bank of Nigeria and that deposits are insured by the NDIC.","good_for":["Sending money and paying bills in Nigeria","Saving for school fees, rent or emergencies","Banking without internet access via USSD"],"pricing":"Moniepoint Personal Banking is free, with no in-app purchases on the App Store.","faq":[{"q":"Is the app free to download?","a":"The App Store listing shows a price of free."},{"q":"Is my money insured?","a":"The listing states the app is fully licensed by the Central Bank of Nigeria and that customer deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC)."},{"q":"How can I get help?","a":"The listing says support is available 24/7 through in-app live chat, a helpline at 01 888 9990, WhatsApp at +234 908 843 0803, and the website www.moniepoint.com."}],"model":"claude-haiku-5-5","created_at":"2026-10-13T06:19:55.010Z"},"memberships":[{"list":"saving-money","list_name":"saving 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