{"app_store_id":1287005205,"slug":"monobank-digital-mobile-bank-1287005205","name":"monobank — digital mobile bank","subtitle":"Add card to wallet & pay, easy","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/bf/fd/61/bffd6155-f717-5b8b-7437-b50a5c4dc5a9/monoAppLogo-0-0-1x_U007ephone-0-1-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/monobank-digital-mobile-bank/id1287005205?uo=4","price":0,"currency":"USD","rating":4.87704,"rating_count":17869,"in_app_purchases":false,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":null,"primary_genre":"Finance","version_date":"2026-10-11T20:18:29Z","updated_at":"2026-10-16T19:27:40.290Z","stale":false,"missing_since":null,"one_liner":"Mobile bank app offering accounts, cards, transfers, bill payments, credit, deposits, currency exchange, insurance and.","verified_maker":false,"maker_site":null,"file_size_bytes":415598592,"minimum_os":"16.0","content_rating":"4+","language_count":2,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/2a/7b/1a/2a7b1a20-f959-389a-71f6-d342812d61c3/app_store_screen_6-9_01.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/5f/c9/ef/5fc9efd5-708b-27d0-77fe-49adee7eaf52/app_store_screen_6-9_02.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/cd/09/4d/cd094d6b-e266-bbfe-43d7-0b481c6f66f3/app_store_screen_6-9_03.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ad/27/63/ad27638c-379f-a738-70e6-7a2b111c2d22/app_store_screen_6-9_04.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/59/1e/ba/591eba65-c610-3c25-131a-c76b0b4c3916/app_store_screen_6-9_05.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4c/1e/1e/4c1e1e2d-305d-79f7-19b3-6b2c76ee1643/app_store_screen_6-9_06.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f8/08/fd/f808fdba-232b-5dee-3f35-d715be18c25a/app_store_screen_6-9_07.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/42/a9/78/42a9782b-58f6-00ff-1b71-25a82bf44157/app_store_screen_6-9_08.jpg/320x480bb.jpg"],"developer_name":"UNIVERSAL BANK, PRAT","editors_choice":false,"url":"https://apptierlist.com/apps/monobank-digital-mobile-bank-1287005205/","api_url":"https://apptierlist.com/api/v1/apps/monobank-digital-mobile-bank-1287005205","schema_version":"1.0","generated_at":"2026-10-22T10:27:09.692Z","data_as_of":"2026-10-22T08:03:12.625Z","description":"monobank — the first mobile bank, over 11 million users, digital bank, online bank, card, loans, money transfer, payments, cashback, deposit, currency exchange, insurance, business account, in-app marketplace. Banking and finance, open an account, get a card via the app, banking in your pocket, 24/7.\n\nYeah, that was a keyword dump. We did it on purpose so you can actually find us. Here's the real stuff:\n\nQuick Start\nDownload the app, confirm your phone number and verify your identity using Diia or your ID documents. You get a virtual card in the app right after registration, and a physical card can be delivered to you through Nova Poshta or Ukrposhta\n\nCards for EveryDay Life\nDebit and credit cards, currency cards for dollars and euros, a unified Diia.Card for government payments and a child’s card with parental controls. Contactless payments with Apple Pay — add your card to your wallet and pay with your phone\n\nCredit Online\nApply for a credit limit in the app. The decision is made after reviewing your data, terms,  rates and limits are shown before confirmation\n\nSplit Payments\nBuy electronics and other goods at partner stores: installments are available, with terms shown before you confirm the purchase. Turn past purchases into parts — you get the money back on your card and repay it gradually\n\nTransfers and Smart payments\nMoney transfer to a card or account, transfers by phone number, international transfers. Pay bills in a few taps: electricity, gas, water, internet, TV, mobile top-up and fines. Zero fees, and the transfer status is visible in the app. Send money with ease\n\nCurrency Exchange\nBuy and sell currency online — the exchange rate is shown before you confirm\n\nDeposit\nOpen a deposit in a minute; rates and terms are available in the app. Government bonds are also available in mono\n\nCashback\nChoose categories every month and get cashback on groceries, taxi, fuel, cafes, books, sports plus, and entertainment under the program terms. Additional offers with WOG Pride\n\nBusiness Portal and SP for Work\nOpen a Business Portal for entrepreneurs (SP) online: control taxes, reports and payments without paperwork — in the same banking app.\n\nInsurance\nCar insurance (MTPL and Green Card) issued online in minutes. Policy terms are shown before payment\n\nBanka\nCreate a Banka to collect money for charity, community initiatives, or shared goals with friends and family\n\nmonomarket and monobazar\nAn in-app market for new goods with installment options, plus a marketplace for pre-owned items — buy and sell without leaving the app. Shop smart, whatever your budget\n\neSIM\nConnect an eSIM — a digital alternative to a physical SIM card — right in the app\n\nAlso in the app\nTrack spending, manage group  expenses with friends, accept payments from your phone. Support in chat, 24/7\n\nTransparent terms\nFees, limits and rates are always visible in the app before you confirm a transaction. Credit terms depend on a review of your data and the bank's decision.\n\nJSC \"UNIVERSAL BANK\". NBU License No. 92 dated 20.01.1994, State Register of Banks No. 226, Kyiv, Ukraine\n\nDownload monobank — banking that finally works for you","facts":{"developer_id":1287005204,"developer_url":"http://monobank.ua","first_released":"2017-11-15T13:43:34Z","support_url":"http://monobank.ua/contacts","privacy_url":"https://monobank.ua/terms","website_url":"http://monobank.ua/","app_version":"9.15","release_notes":"ШИНИ І БЕЗКОШТОВНА ДОСТАВКА\nЦього разу маємо 2 новини — гарну і ще кращу. По-перше, тепер на Базарі можна купити шини напряму в інших водіїв і продати свої старі. По-друге, перша доставка для всіх нових клієнтів тепер безкоштовна. І так буде назавжди. Такі справи)","rating_current_version":4.87704,"rating_count_current_version":17869,"star_counts":[314,54,125,529,16847],"genres":["Finance","Business"],"languages":["EN","UK"],"content_advisories":null,"device_families":["iphone"],"chart":null},"freshness":{"apple_read_at":"2026-10-16T19:27:40.290Z","catalog_read_at":"2026-10-15T15:28:00.496Z","reviews_checked_at":null,"summary_written_at":"2026-10-15T09:13:36.038Z","placed_at":"2026-10-14T17:22:19.793Z","scored_at":"2026-10-22T08:03:12.625Z"},"editorial":{"one_liner":"Mobile bank app offering accounts, cards, transfers, bill payments, credit, deposits, currency exchange, insurance and.","what_is":"Monobank is a digital bank app listed in the Finance genre. The listing describes accounts and virtual cards issued after registration, with physical cards delivered by mail, plus transfers, bill payments, credit limits, deposits, currency exchange and car insurance. It also mentions a business portal for sole proprietors, cashback categories and an in-app marketplace.","good_for":["Opening a bank account and getting a card from a phone","Sending transfers and paying utility bills in the app","Comparing credit, deposit or insurance terms before confirming"],"pricing":"monobank — digital mobile bank is free, with no in-app purchases on the App Store.","faq":[{"q":"How do I open an account?","a":"Download the app, confirm your phone number and verify your identity using Diia or ID documents. A virtual card is available in the app right after registration, and a physical card can be delivered through Nova Poshta or Ukrposhta."},{"q":"Are there fees for transfers?","a":"The listing says transfers have zero fees and that fees, limits and rates are shown in the app before you confirm a transaction. Credit terms depend on a review of your data and the bank's decision."},{"q":"Who operates the app?","a":"The listing ends with the line JSC \"UNIVERSA\" but does not give further details about the operator. Other details are Not stated on the App Store."}],"model":"claude-haiku-5-5","created_at":"2026-10-15T09:13:36.038Z"},"memberships":[{"list":"banking","list_name":"banking","list_status":"active","list_url":"https://apptierlist.com/best/banking/","position":66,"tier":null,"score":83.6,"components":{"rating":97.7,"votes":85.5,"rank":51.2,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-14T17:22:19.793Z"}],"main_list":"banking","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":141277,"at":"2026-10-17T04:53:13.387Z","kind":"tier_changed","list":"banking","app_store_id":1287005205,"app":"monobank-digital-mobile-bank-1287005205","from":"C","to":null,"reason":"rank shift: #42, below the tiered top 40","job":"rescore"},{"id":139664,"at":"2026-10-17T03:52:13.386Z","kind":"tier_changed","list":"banking","app_store_id":1287005205,"app":"monobank-digital-mobile-bank-1287005205","from":"B","to":"C","reason":"rank shift: #37, score unchanged at 83.1, tier full (a quarter of the list)","job":"rescore"},{"id":134658,"at":"2026-10-17T00:48:13.421Z","kind":"tier_changed","list":"banking","app_store_id":1287005205,"app":"monobank-digital-mobile-bank-1287005205","from":"A","to":"B","reason":"rank shift: #25, score unchanged at 83.1, tier full (a quarter of the list)","job":"rescore"},{"id":107614,"at":"2026-10-15T15:15:01.036Z","kind":"tier_changed","list":"banking","app_store_id":1287005205,"app":"monobank-digital-mobile-bank-1287005205","from":null,"to":"A","reason":"rank shift: #9, score unchanged at 81.4","job":"rescore"},{"id":85426,"at":"2026-10-14T17:22:19.793Z","kind":"membership_added","list":"banking","app_store_id":1287005205,"app":"monobank-digital-mobile-bank-1287005205","from":null,"to":"active","reason":"It is a digital mobile bank: open an account, get virtual and physical debit and credit cards, take loans and deposits, all in the app.","job":"shadow"},{"id":79757,"at":"2026-10-14T13:43:19.780Z","kind":"app_added","list":null,"app_store_id":1287005205,"app":"monobank-digital-mobile-bank-1287005205","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"banking","list_name":"banking","status":"active","review_status":"checked","position":66,"tier":null,"score":83.6,"components":{"rating":97.7,"votes":85.5,"rank":51.2,"recency":100},"ranks":[{"country":"de","rank":36},{"country":"ca","rank":30}],"verdicts":[{"verdict":"keep","reason":"It is a digital mobile bank: open an account, get virtual and physical debit and credit cards, take loans and deposits, all in the app.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-14T17:22:19.793Z","attempts":1,"current":true},{"verdict":"keep","reason":"approved from the list's side","verifier":"list check","decided_at":"2026-10-14T17:22:19.793Z","attempts":1,"current":true}]}]},"data_version":40786,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/monobank-digital-mobile-bank-1287005205/"}}