{"app_store_id":1438858747,"slug":"mywisely-mobile-banking-1438858747","name":"myWisely: Mobile Banking","subtitle":null,"icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/2e/65/a0/2e65a059-3fa0-75e2-20b4-d6ebba82c09d/WiselyAppIcon-0-0-1x_U007emarketing-0-10-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/mywisely-mobile-banking/id1438858747?uo=4","price":0,"currency":"USD","rating":4.68032,"rating_count":37354,"in_app_purchases":null,"recent_rating":null,"recent_review_count":null,"reviews_checked_at":null,"primary_genre":"Finance","version_date":"2026-02-04T05:35:27Z","updated_at":"2026-10-12T17:39:53.106Z","stale":false,"missing_since":null,"one_liner":"Free finance app for mobile banking with early pay access, a prepaid debit card, bill pay, and a savings envelope.","verified_maker":false,"maker_site":null,"file_size_bytes":85680128,"minimum_os":"16.4","content_rating":"12+","language_count":2,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/06/5e/f2/065ef2db-e73d-3f5f-c811-d72057cb52c3/99f43312-5d09-45dd-9065-9bcb056140f2_3_apple_1242x2208.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/00/0f/d3/000fd3fe-abe5-d365-5916-ad0984bfd315/7c682162-39f9-4493-8d1e-a38ddf6a8da4_4_apple_1242x2208.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/e5/22/6b/e5226bd6-fd20-6d4b-7870-5ab433f6601b/f2b47baa-7397-4404-80fd-9c552bbed00b_7_apple_1242x2208.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/68/01/e2/6801e2a8-4a00-6da8-998d-43d8593e1a2f/bdb64a06-60d7-4e29-ba4b-b1ee851209ad_8_apple_1242x2208.png/392x696bb.png"],"developer_name":"ADP, Inc","editors_choice":null,"url":"https://apptierlist.com/apps/mywisely-mobile-banking-1438858747/","api_url":"https://apptierlist.com/api/v1/apps/mywisely-mobile-banking-1438858747","schema_version":"1.0","generated_at":"2026-10-20T11:47:44.826Z","data_as_of":"2026-10-20T06:30:12.097Z","description":"Download the myWisely app(8) now to start making the most of your money, like getting paid up to 2 days early(1), saving(10) for what you love, and dropping the hidden fees(12). Wisely also moves with you even when you switch jobs(4). \n\nLEAVE HIDDEN FEES BEHIND(12)\nNo hidden fees(12). No overdraft fees(9) No minimum balance requirements sneaking up on you.\n\nGET PAID UP TO 2 DAYS EARLY(1) \nLife doesn’t always wait until payday. With Wisely, you could get access to your pay up to 2 days early(1) at no cost(2) to you.   \n\nSHOP AND PAY BILLS(6) \nIn store, online, in-app(8) or by phone everywhere Visa® Debit cards are accepted or where Debit Mastercard® is accepted.\n\nGROW YOUR SAVINGS(10)\nSave at your own pace and make savings automatic(10) so you do not have to think about it.\n\n(1) You must log in to the myWisely app or mywisely.com to opt-in to early direct deposit. Early direct deposit of funds is not guaranteed and is subject to the timing of payor’s payment instruction. Faster funding claim is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. If you have a Wisely Pay or Wisely Cash card (see back of your card), this feature requires an upgrade which may not be available to all cardholders.\n(2) While this feature is available without a fee, certain other transaction fees and costs, terms, and conditions are associated with the use of this card.  Please log in to the myWisely app or mywisely.com to see your cardholder agreement and list of all  fees for more information.  \n(4) If you have a Wisely Pay or Wisely Cash card (see back of your card), this feature requires an upgrade which may not be available to all cardholders.\n(5)The number of fee-free ATM transactions may be limited. Please log in to the myWisely app or mywisely.com and see your cardholder agreement and list of all fees for more information.\n(6)The bill pay feature, powered by Papaya, is available through the myWisely app. Additional terms and limits apply. This optional offer is not a Fifth Third Bank, Pathward or a [Mastercard, Visa] product or service, nor does Fifth Third Bank, Pathward or [Mastercard, Visa] endorse this offer.\n(7) Ingo Money is operated by Ingo Money, Inc., and all check funding services are provided by First Century Bank, N.A. See complete terms, fees and conditions at: Ingomoney.com/termsconditions.html\n(8) Standard message and data rates may apply.\n(9) Because this card is prepaid, you can only spend what is on the card and thus are unable to overdraft.\n(10) Amounts transferred to your savings envelope will no longer appear in your available balance. You can transfer money from your savings envelope back to your available balance at any time using the myWisely app mobile app or at mywisely.com.\n(12) To view applicable fees, please log in to the myWisely app or mywisely.com to see your card- holder agreement and list of all fees for more information.\n\nThe Wisely Pay Visa® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. \n\nADP, the ADP logo, Wisely, myWisely, and the Wisely logo are registered trademarks of ADP, Inc. Copyright © 2022 ADP, Inc. All rights reserved.","facts":{"developer_id":363884520,"developer_url":"https://www.mywisely.com","first_released":"2019-04-23T04:54:56Z","support_url":null,"privacy_url":null,"website_url":null,"app_version":"26.6.0","release_notes":"We’ve refreshed Wisely to make your life easier. We're continuing to optimize your myWisely experience with bug fixes and improvements.","rating_current_version":4.68032,"rating_count_current_version":37354,"star_counts":null,"genres":["Finance"],"languages":["EN","PT"],"content_advisories":null,"device_families":null,"chart":null},"freshness":{"apple_read_at":"2026-10-12T17:39:53.106Z","catalog_read_at":null,"reviews_checked_at":null,"summary_written_at":"2026-10-12T19:58:51.120Z","placed_at":"2026-10-12T18:16:04.633Z","scored_at":"2026-10-20T06:30:12.097Z"},"editorial":{"one_liner":"Free finance app for mobile banking with early pay access, a prepaid debit card, bill pay, and a savings envelope.","what_is":"MyWisely is a free finance app for mobile banking. The listing describes early access to pay (up to 2 days early, after opting in), a savings envelope for setting money aside, and bill pay powered by Papaya. The card can be used where Visa Debit or Debit Mastercard is accepted.","good_for":["Getting paid before the scheduled payday","Setting aside savings in a separate envelope","Paying bills and shopping with a debit card"],"pricing":"myWisely: Mobile Banking is free to download on the App Store.","faq":[{"q":"Do I need to do anything to get paid early?","a":"Yes. You must log in to the myWisely app or mywisely.com to opt in to early direct deposit. Early funds are not guaranteed. Wisely Pay or Wisely Cash cardholders may need an upgrade that may not be available to all cardholders."},{"q":"Are there fees?","a":"There are no hidden fees, no overdraft fees, and no minimum balance requirements. It also says other transaction fees and costs apply, and points to the cardholder agreement and fee list in the app or at mywisely.com."},{"q":"Will using the app cost me data charges?","a":"The listing says standard message and data rates may apply when using the app."}],"model":"claude-haiku-5-5","created_at":"2026-10-12T19:58:51.120Z"},"memberships":[{"list":"banking","list_name":"banking","list_status":"active","list_url":"https://apptierlist.com/best/banking/","position":131,"tier":null,"score":73.3,"components":{"rating":93.6,"votes":85.7,"rank":46.2,"recency":67.6},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-12T18:16:04.633Z"}],"main_list":"banking","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":64212,"at":"2026-10-12T18:16:04.633Z","kind":"membership_added","list":"banking","app_store_id":1438858747,"app":"mywisely-mobile-banking-1438858747","from":null,"to":"active","reason":"Titled 'Mobile Banking'; offers a debit card account with no overdraft or hidden fees, early direct deposit, bill pay and automatic savings.","job":"shadow"},{"id":63327,"at":"2026-10-12T17:39:53.106Z","kind":"app_added","list":null,"app_store_id":1438858747,"app":"mywisely-mobile-banking-1438858747","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"banking","list_name":"banking","status":"active","review_status":"checked","position":131,"tier":null,"score":73.3,"components":{"rating":93.6,"votes":85.7,"rank":46.2,"recency":67.6},"ranks":[{"country":"us","rank":30}],"verdicts":[{"verdict":"keep","reason":"myWisely is the companion app for Wisely debit/pay cards. It offers everyday banking features like early direct deposit, bill pay, card spending and automatic savings, so it fits alongside the mobile banking apps.","verifier":"list check","decided_at":"2026-10-17T08:31:13.406Z","attempts":1,"current":true},{"verdict":"keep","reason":"Titled 'Mobile Banking'; offers a debit card account with no overdraft or hidden fees, early direct deposit, bill pay and automatic savings.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-12T18:16:04.633Z","attempts":1,"current":false}]}]},"data_version":38856,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/mywisely-mobile-banking-1438858747/"}}