{"app_store_id":1139884313,"slug":"nav-business-funding-roadmap-1139884313","name":"Nav Business Funding Roadmap","subtitle":"Business credit and funding","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/28/f5/28/28f52878-97fe-9bc3-49c4-baa70d692cd9/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/nav-business-funding-roadmap/id1139884313?uo=4","price":0,"currency":"USD","rating":4.87197,"rating_count":22370,"in_app_purchases":false,"recent_rating":4.75,"recent_review_count":20,"reviews_checked_at":"2026-10-16T01:54:51.806Z","primary_genre":"Finance","version_date":"2026-10-05T16:55:31Z","updated_at":"2026-10-22T01:44:12.851Z","stale":false,"missing_since":null,"one_liner":"Tracks business and personal credit, cash flow, and funding readiness, with recommended next steps for a business owner.","verified_maker":false,"maker_site":null,"file_size_bytes":134181888,"minimum_os":"15.0","content_rating":"4+","language_count":1,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/0a/cb/31/0acb312b-e6b5-7aaa-2026-875b75fdde8b/Apple-Appstore-large-1284x2778-01.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/71/7d/04/717d045d-578b-4864-b142-6da6d6d15b99/Apple-Appstore-large-1284x2778-02.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/1d/4f/1c/1d4f1cb7-462e-1608-8807-0a6917735223/Apple-Appstore-large-1284x2778-03.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/68/1e/6c/681e6cc2-0176-757b-9e33-54a413d9f569/Apple-Appstore-large-1284x2778-04.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a7/e4/cf/a7e4cf13-f5cc-a805-1766-70fba9a555f1/Apple-Appstore-large-1284x2778-05.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/3e/64/59/3e64591c-0d65-28dc-b647-33ac960232f5/Apple-Appstore-large-1284x2778-06.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/4d/5f/7d/4d5f7d22-0a04-61c2-4e4c-3bcd0d985e48/Apple-Appstore-large-1284x2778-07.jpg/320x480bb.jpg","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/8f/60/f5/8f60f583-e41c-f637-91e3-15650ef2ca1a/Apple-Appstore-large-1284x2778-08.jpg/320x480bb.jpg"],"developer_name":"Nav Technologies, Inc","editors_choice":false,"url":"https://apptierlist.com/apps/nav-business-funding-roadmap-1139884313/","api_url":"https://apptierlist.com/api/v1/apps/nav-business-funding-roadmap-1139884313","schema_version":"1.0","generated_at":"2026-10-23T23:54:31.872Z","data_as_of":"2026-10-23T05:44:12.543Z","description":"Learn how lenders evaluate your business. Nav combines your business and personal credit, cash flow, and other key factors into a clear picture of your potential funding eligibility, with personalized guidance to help you improve.\n\nGet basic tools for free, or unlock more powerful support with Nav Prime. Features vary by plan.\n\nKnow where you stand\n• Track your business credit with Experian, Dun & Bradstreet, Equifax, and FICO SBSS\n• Track your personal credit with Experian and TransUnion\n• See the factors that impact your credit and take control with real-time alerts\n• Avoid negative balance surprises with cash flow forecasting \n• Sort transactions automatically for simpler bookkeeping\n• Export detailed financial statements to help with tax prep \n\nGet clear next steps\n• Check your funding readiness assessment to learn what matters most to work toward approval for loans, credit cards, or trade credit — before you apply\n• Prioritize the right next steps for your business with intelligent recommendations powered by your credit, cash flow, and business data\n• Unlock 1-on-1 support with a dedicated business credit coach with the Nav Prime Expand plan\n\nMove with confidence\n• Unlock a business credit-building tradeline that reports to all major business bureaus \n• Get matched with net-30+, lending, and credit card picks that update automatically as your profile changes, across our network of 160+ options\n• Use our cohort analysis to track your eligibility compared to other businesses like yours that were approved.\n\nNav has given 2.7 million business owners the insights they need to build and grow.\n\n\n\nDISCLAIMERS\n\n**Nav Technologies, Inc. is a financial technology company, not a bank**\n\n**Credit building**\nCredit building results vary. Scores are calculated based on multiple factors, and some users may not see improved scores.\n\n**Credit-building tradeline**\nSelect Nav Prime plans include one business tradeline. The ability to apply for additional tradelines is limited to customers on eligible plans and is subject to availability and approval.\n\n**Funding Readiness assessment**\nFunding Readiness assessments are based on your business information, third-party data, and aggregated marketplace approval patterns. They are for informational purposes only, do not reflect any individual lender's criteria, and are not a credit decision, pre-approval, or guarantee of funding, rates, or terms.\n\n**Privacy**\nYour privacy is important to us, and we do not allow third parties to collect personally identifiable information without your permission. Read more at https://www.nav.com/privacy/ \n\n**Data security**\nWe take your online security seriously, which is why we use Plaid to connect your bank and other accounts. Plaid has bank-level encryption.\n\n**Your curated funding options**\nCredit card and funding options shown in your Nav account are from our network of partner providers. Offers range from credit cards to lines of credit, merchant cash advances, and loans. We match offers based on information you provide in your business profile, including your time in business, cash flow, and annual revenue.","facts":{"developer_id":776084438,"developer_url":"https://www.nav.com","first_released":"2016-11-04T03:32:42Z","support_url":"https://www.nav.com/contact/","privacy_url":"http://nav.com/privacy/","website_url":"https://www.nav.com/","app_version":"7.9.7","release_notes":"Bug fixes.","rating_current_version":4.87197,"rating_count_current_version":22370,"star_counts":[308,108,235,838,20881],"genres":["Finance","Business"],"languages":["EN"],"content_advisories":null,"device_families":["iphone","ipod"],"made_for_iphone_duo":null,"chart":null},"freshness":{"apple_read_at":"2026-10-22T01:44:12.851Z","catalog_read_at":"2026-10-22T01:44:12.851Z","reviews_checked_at":"2026-10-16T01:54:51.806Z","summary_written_at":"2026-10-15T16:36:03.496Z","placed_at":"2026-10-14T13:49:19.780Z","scored_at":"2026-10-23T05:44:12.543Z"},"editorial":{"one_liner":"Tracks business and personal credit, cash flow, and funding readiness, with recommended next steps for a business owner.","what_is":"Nav Business Funding Roadmap is a finance app that combines business and personal credit data, cash flow, and other factors into an assessment of potential funding eligibility. It offers free basic tools, with additional features available through the Nav Prime plans, which vary by plan. Nav is a financial technology company, not a bank.","good_for":["Small business owners checking business and personal credit in one place","Owners planning to apply for loans, credit cards, or trade credit","Tracking cash flow forecasts and sorting transactions for bookkeeping"],"pricing":"Nav Business Funding Roadmap is free, with no in-app purchases on the App Store.","faq":[{"q":"Is the app free to use?","a":"The app is free to download and the listing says basic tools are free. More features are available with Nav Prime, and features vary by plan."},{"q":"Does a funding readiness assessment guarantee approval?","a":"No. The listing says assessments are informational, do not reflect any individual lender's criteria, and are not a credit decision, pre-approval, or guarantee of funding, rates, or terms."},{"q":"Which credit bureaus does the app track?","a":"Business credit is tracked with Experian, Dun & Bradstreet, Equifax, and FICO SBSS. Personal credit is tracked with Experian and TransUnion."}],"model":"claude-haiku-5-5","created_at":"2026-10-15T16:36:03.496Z"},"memberships":[{"list":"credit-monitoring","list_name":"credit monitoring","list_status":"active","list_url":"https://apptierlist.com/best/credit-monitoring/","position":18,"tier":"B","score":70.2,"components":{"rating":97.4,"votes":83.5,"rank":0,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"provisional","judged_at":"2026-10-14T13:49:19.780Z"}],"main_list":"credit-monitoring","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"maker":null,"history":[{"id":115566,"at":"2026-10-16T01:53:51.804Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":1139884313,"app":"nav-business-funding-roadmap-1139884313","from":null,"to":"B","reason":"list left review: 6 or more members checked, ranked #4","job":"rescore"},{"id":106343,"at":"2026-10-15T14:59:00.691Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":1139884313,"app":"nav-business-funding-roadmap-1139884313","from":"B","to":null,"reason":"list under review: fewer than 6 members checked from the list's side","job":"rescore"},{"id":80336,"at":"2026-10-14T13:51:19.783Z","kind":"tier_changed","list":"credit-monitoring","app_store_id":1139884313,"app":"nav-business-funding-roadmap-1139884313","from":null,"to":"B","reason":"score 70.2","job":"rescore"},{"id":80115,"at":"2026-10-14T13:49:19.780Z","kind":"membership_added","list":"credit-monitoring","app_store_id":1139884313,"app":"nav-business-funding-roadmap-1139884313","from":null,"to":"active","reason":"It tracks business credit (Experian, D&B, Equifax, FICO SBSS) and personal credit, with real-time alerts on the factors affecting scores.","job":"shadow"},{"id":69359,"at":"2026-10-13T03:04:55.208Z","kind":"app_added","list":null,"app_store_id":1139884313,"app":"nav-business-funding-roadmap-1139884313","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"credit-monitoring","list_name":"credit monitoring","status":"active","review_status":"checked","position":18,"tier":"B","score":70.2,"components":{"rating":97.4,"votes":83.5,"rank":0,"recency":100},"ranks":[],"verdicts":[{"verdict":"keep","reason":"It tracks business credit (Experian, D&B, Equifax, FICO SBSS) and personal credit, with real-time alerts on the factors affecting scores.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-14T13:49:19.780Z","attempts":1,"current":true},{"verdict":"keep","reason":"approved from the list's side","verifier":"list check","decided_at":"2026-10-14T13:49:19.780Z","attempts":1,"current":true}]}]},"data_version":42248,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/nav-business-funding-roadmap-1139884313/"}}