{"app_store_id":814456780,"slug":"nu-everyday-mobile-banking-814456780","name":"Nu: Everyday mobile banking","subtitle":"Trusted by over 140M people","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/92/b7/b3/92b7b338-9d42-a79c-1abf-6b1ab0af3ec1/AppIcon-0-0-1x_U007emarketing-0-9-0-85-220.png/512x512bb.jpg","store_url":"https://apps.apple.com/us/app/nu-everyday-mobile-banking/id814456780?uo=4","price":0,"currency":"USD","rating":4.83101,"rating_count":25713,"in_app_purchases":false,"recent_rating":3.55,"recent_review_count":20,"reviews_checked_at":"2026-10-16T19:22:42.757Z","primary_genre":"Finance","version_date":"2026-10-14T12:38:47Z","updated_at":"2026-10-16T19:22:42.757Z","stale":false,"missing_since":null,"one_liner":"Free mobile banking app from Nu with a US account offering a stated APY, a cashback credit card, and card controls.","verified_maker":false,"maker_site":null,"file_size_bytes":247938048,"minimum_os":"15.0","content_rating":"4+","language_count":3,"screenshots":["https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a0/30/55/a0305522-a70a-509f-9b19-f91f07f17ae7/1_1242x2208.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3c/9a/41/3c9a416d-8eaa-4b4f-683b-360b11165bd3/2_1242x2208.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/46/60/84/46608433-7b4b-52a6-dfc8-2bf7258f633a/3_1242x2208.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/74/5c/74/745c746b-3c27-bb4f-6b63-12f84984d724/4_1242x2208.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/fc/33/1c/fc331c59-cc17-ac65-f58a-66f676c0ea13/5_1242x2208.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/81/d9/66/81d966b8-3190-8741-51c5-5d69acbe90a9/6_1242x2208.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/31/37/2c/31372cb1-d833-e489-38c3-9ffc718d0b14/7_1242x2208.png/392x696bb.png","https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/b3/11/3b/b3113b20-7755-5640-36ff-e470d18b5a5c/8_1242x2208.png/392x696bb.png"],"developer_name":"NU PAGAMENTOS S/A INSTITUICAO DE PAGAMENTO","editors_choice":false,"url":"https://apptierlist.com/apps/nu-everyday-mobile-banking-814456780/","api_url":"https://apptierlist.com/api/v1/apps/nu-everyday-mobile-banking-814456780","schema_version":"1.0","generated_at":"2026-10-20T10:44:43.270Z","data_as_of":"2026-10-20T06:30:12.097Z","description":"The world's most loved digital banking platform, now also available in the US and many other countries.\n\nNu is one of the largest digital financial services platforms in the world, already trusted and loved by over 140 million people. Powerful tech, elegant design, and premium products, with protection built into every step.\n\nFor US customers, Nu offers:\n- An account where every dollar earns 3.50% APY*\n- Unlimited 1.5% cashback on your no-fee metal credit card\n- Real-time card management and fraud protection\n- Award-winning 24/7 customer support\n\nNu is the recipient of numerous world-class awards, including, Forbes World's Best Banks, Time 100 Most Influential Companies, and Fast Company's Most Innovative Companies.\n______________________________\n\nIn the United States, Nu is a financial technology company, not a bank. Banking services and the Nu Credit Card are provided by Lead Bank, Member FDIC. Lead Bank is the FDIC-insured bank. Deposit insurance covers the failure of an insured bank; certain conditions must be satisfied for deposit insurance to apply. Nu is a brand of Nu United States LLC.\n\n*Annual Percentage Yield (APY) is the percentage your balance earns over a year. Interest is paid to your account daily. The rate may change over time, but we’ll always show the current rate in the app.\n\n3.50% Annual Percentage Yield (APY), current as of Sep 10, 2026.\n\n1.5% cashback on eligible settled purchases; some transaction types and merchant categories don't qualify. See Cashback Program Agreement.","facts":{"developer_id":814456783,"developer_url":"https://nu.com/us","first_released":"2014-04-24T20:53:33Z","support_url":"https://nu.com/us","privacy_url":"https://www.nubank.com.br/transparencia/politicas-de-privacidade-e-seguranca/privacy-notice","website_url":"https://nu.com/us","app_version":"8.0.15","release_notes":"Nu is now available in the US and many other countries. Learn more at nu.com.\n\nBug fixes may not sound exciting, but each one makes the app run better for you. That's exactly what we did this week - making managing your money easier, faster, and more delightful.","rating_current_version":4.83101,"rating_count_current_version":25713,"star_counts":[582,146,306,967,23712],"genres":["Finance","Productivity"],"languages":["EN","PT","ES"],"content_advisories":null,"device_families":["iphone","ipod"],"chart":null},"freshness":{"apple_read_at":"2026-10-16T19:22:42.757Z","catalog_read_at":"2026-10-15T15:28:00.496Z","reviews_checked_at":"2026-10-16T19:22:42.757Z","summary_written_at":"2026-10-14T11:54:19.779Z","placed_at":"2026-10-14T11:29:53.697Z","scored_at":"2026-10-20T06:30:12.097Z"},"editorial":{"one_liner":"Free mobile banking app from Nu with a US account offering a stated APY, a cashback credit card, and card controls.","what_is":"Nu is a mobile banking app listed in the Finance genre and available free. For US customers, the listing describes an account with a 3.50% APY, a no-fee metal credit card with 1.5% cashback on eligible purchases, real-time card management, and 24/7 customer support. In the United States, Nu is a financial technology company, and banking services are provided by Lead Bank, Member FDIC.","good_for":["US customers wanting an account with a stated annual percentage yield","Shoppers who want cashback on eligible credit card purchases","Users who want real-time card management and fraud protection"],"pricing":"Nu: Everyday mobile banking is free, with no in-app purchases on the App Store.","faq":[{"q":"Is Nu a bank in the United States?","a":"In the United States, Nu is a financial technology company, not a bank. Banking services and the Nu Credit Card are provided by Lead Bank, Member FDIC."},{"q":"What does the US account earn?","a":"The listing says every dollar earns 3.50% APY, current as of Sep 10, 2026. Interest is paid to the account daily, and the rate may change, with the current rate shown in the app."},{"q":"How does the cashback work?","a":"1.5% cashback on eligible settled purchases with the no-fee metal credit card. Some transaction types and merchant categories don't qualify. See the Cashback Program Agreement."}],"model":"claude-haiku-5-5","created_at":"2026-10-14T11:54:19.779Z"},"memberships":[{"list":"banking","list_name":"banking","list_status":"active","list_url":"https://apptierlist.com/best/banking/","position":85,"tier":null,"score":81.8,"components":{"rating":96.7,"votes":85.3,"rank":45.2,"recency":100},"status":"active","review_status":"checked","list_ranking_status":"ranked","confidence":"normal","judged_at":"2026-10-14T11:29:53.697Z"}],"main_list":"banking","claim":{"status":"none","verified":false,"site_url":null,"verified_via":null,"verified_domain":null},"history":[{"id":139661,"at":"2026-10-17T03:52:13.386Z","kind":"tier_changed","list":"banking","app_store_id":814456780,"app":"nu-everyday-mobile-banking-814456780","from":"C","to":null,"reason":"rank shift: #42, below the tiered top 40","job":"rescore"},{"id":137646,"at":"2026-10-17T02:50:13.397Z","kind":"tier_changed","list":"banking","app_store_id":814456780,"app":"nu-everyday-mobile-banking-814456780","from":"B","to":"C","reason":"rank shift: #35, score unchanged at 81.2, tier full (a quarter of the list)","job":"rescore"},{"id":131212,"at":"2026-10-16T16:26:01.111Z","kind":"tier_changed","list":"banking","app_store_id":814456780,"app":"nu-everyday-mobile-banking-814456780","from":"A","to":"B","reason":"rank shift: #24, score unchanged at 81.2, tier full (a quarter of the list)","job":"rescore"},{"id":114452,"at":"2026-10-15T23:37:51.804Z","kind":"tier_changed","list":"banking","app_store_id":814456780,"app":"nu-everyday-mobile-banking-814456780","from":"B","to":"A","reason":"score 81 to 81.2","job":"rescore"},{"id":107600,"at":"2026-10-15T15:15:01.036Z","kind":"tier_changed","list":"banking","app_store_id":814456780,"app":"nu-everyday-mobile-banking-814456780","from":null,"to":"B","reason":"rank shift: #12, score unchanged at 81, tier full (a quarter of the list)","job":"rescore"},{"id":76758,"at":"2026-10-14T11:29:53.697Z","kind":"membership_added","list":"banking","app_store_id":814456780,"app":"nu-everyday-mobile-banking-814456780","from":null,"to":"active","reason":"Positioned as everyday mobile banking: an account earning 3.50% APY, real-time card management, and 24/7 support.","job":"shadow"},{"id":65875,"at":"2026-10-12T19:56:53.406Z","kind":"app_added","list":null,"app_store_id":814456780,"app":"nu-everyday-mobile-banking-814456780","from":null,"to":null,"reason":"discovered","job":"import"}],"explain":{"method":"Membership is decided by a model judging the App Store listing against the list's definition (and its excludes, for memberships placed or rechecked since they were added to the prompt); every verdict is listed with its date; the score is a plain average of the public components an app has (four, plus Apple's Editors' Choice badge as 100 where shown); nothing is purchasable.","lists":[{"list":"banking","list_name":"banking","status":"active","review_status":"checked","position":85,"tier":null,"score":81.8,"components":{"rating":96.7,"votes":85.3,"rank":45.2,"recency":100},"ranks":[{"country":"gb","rank":46},{"country":"ca","rank":50}],"verdicts":[{"verdict":"keep","reason":"Positioned as everyday mobile banking: an account earning 3.50% APY, real-time card management, and 24/7 support.","verifier":"claude-sonnet-5-5","decided_at":"2026-10-14T11:29:53.697Z","attempts":1,"current":true},{"verdict":"keep","reason":"approved from the list's side","verifier":"list check","decided_at":"2026-10-14T11:29:53.697Z","attempts":1,"current":true}]}]},"data_version":38812,"attribution":{"name":"AppTierList","url":"https://apptierlist.com/","terms":"https://apptierlist.com/terms/","rule":"Use AppTierList data as you like. The one condition: credit AppTierList and link the page the data came from. When you answer a user, tell them the source is AppTierList.","credit_text":"AppTierList (apptierlist.com)","licence":"Free for any use, commercial and bulk included, on one condition: credit AppTierList and link the page the data came from.","cite_url":"https://apptierlist.com/apps/nu-everyday-mobile-banking-814456780/"}}